EIDL Loans in Bankruptcy Update!
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@icecold8974
@icecold8974 4 күн бұрын
My ch. 7 was just discharged. I have to buy a car but I want something around 10-12k that I can pay off rather fast
@rockyhorror1969
@rockyhorror1969 5 күн бұрын
if your in bankruptcy for a little over three years and inherit about twenty thousand is this money going to be taken from bankruptcy or are you allowed to keep it. and do you report it or not
@user-tp3or5xe8d
@user-tp3or5xe8d 15 күн бұрын
My rent went up 200 dollars. I plan to get a part time im in chapter 13. 1 year and a half but they do have not asked me about taxes or income
@yayalumpkin88
@yayalumpkin88 16 күн бұрын
Mines got repossessed and I work at Mayheim smh .. please help me
@TonyCossey1
@TonyCossey1 27 күн бұрын
Does that include pending VA disability claims?
@quakenation2666
@quakenation2666 Ай бұрын
Thank you for this very informative video. Unfortunately I may be facing 😢this.
@maxenra
@maxenra Ай бұрын
In Georgia, currently in Chapter 13. If we receive an inheritance can we request to keep enough funds to pay for dental work? Also, we gave up one vehicle but have a need for an additional one. Could I request the portion of funds from the inheritance to pay for the dental work and enough to buy a second vehicle? Thanks
@bankruptcygeorgia
@bankruptcygeorgia Ай бұрын
Yes. Those are both very good reasons to request to retain funds in a chapter 13 case.
@bankruptcygeorgia
@bankruptcygeorgia Ай бұрын
Yes. Those are both good reasons to request a motion to retain funds in Chapter 13.
@maxenra
@maxenra Ай бұрын
@@bankruptcygeorgia Awesome! Thanks for the response!
@tonyzam66
@tonyzam66 Ай бұрын
Howdy! Great informational vids! My question to you is: If I had my 341 meeting and 3 weeks later, I receive a job offer that pays $20,000 more a year than what I'm currently making, am I still obligated to let my attorney know? Inquiring minds want to know :)
@bankruptcygeorgia
@bankruptcygeorgia Ай бұрын
Yes. Legally, any income changes before discharge are supposed to be reported.
@TruckerBill0531
@TruckerBill0531 Ай бұрын
I live in Savannah and I’m looking into bankruptcy. Do you work with ppl from this area
@bankruptcygeorgia
@bankruptcygeorgia Ай бұрын
I do not practice in the Southern District of Georgia however I could recommend calling the state bar and asking for a few referrals.
@tyellowdragon
@tyellowdragon 4 ай бұрын
My ch 13 atty is like a bump on a log and i really have to push him.
@mariemerchant8431
@mariemerchant8431 5 ай бұрын
Up here in Massachusetts my husband is filing a chapter 13 he's never filed anything in his life before but we just have so much credit card debt and we have quite a bit of assets and so we gotta go to attorney we paid good money we were going in for chapter 7 but She said we need to do a 13 to protect your assets and that over a five year period you will be able to pay down your debt and then you'll be done and we've given all the paperwork to her and done everything correct but the filing hasn't happened yet because we need to do a quick claim deed she said it is to protect our property during the filing and the bankruptcy the only ones on the deed in the Homestead paperwork for our house is me and my husband that's it and she said I have to come off of the deed And we need to do the quick claim deed and that this will help protect our home so the trustees can't touch it we're making payments regularly there's no problem there and we went to our attorney who helped us when we refinanced our home two years ago we asked him to change the deed and take my name off $300 later my name is taken off but the wording on the new deed my attorney doesn't like it she says it's not correct and that it's not the right deed that they need so now my attorney who handled the changing of the deed that we paid $300 to doesn't understand why we have to change the deed to a quick claim deed and we've been going back-and-forth with him about it and finally he says give me $200 more and I will change it into the quick claim deed I don't wanna pay another $200 when he should've done that I think the first time but he's not rehearsed in bankruptcy he's only a property attorney not a Bankruptcy attorney. so now my husband's bankruptcy attorney tells us that here's the paperwork sent to the email go to the county deed office and fill it out get it notarized and pay the small fee which I think is $35 I'm not sure but it could end up being more than that and get this done so she can file my husband chapter 13 and I'm just really confused and I've tried to have her explain it to me as to why we have to do this again and she says that it's just to protect our home and I cried because my name had to come off of the deed on the house and I can't put it back on until five years from now And is my husband still gonna be the owner of our home on the quick claim deed all by himself or is he surrendering our home in the bankruptcy and we just don't know it I'm totally still confused I've watched a lot of your videos I somewhat try to understand everything but it's so hard I just need more clarity anything you can maybe help me with would be great like I said again I'm up here in Massachusetts I know that you're not from here but maybe just help me to understand why the attorney wants this done is it really to protect our property I have paperwork for you to look at if you think you need to look at it to understand what I'm talking about but I don't think that I will need to do that for you but I would if you felt necessary thank you for your time and thank you for your videos they are quite Clearing understandable and useful it's just it's the wrong state but thanks again. Sincerely Marie
@johnlozano5054
@johnlozano5054 8 ай бұрын
I already saw a lot of your videos and I love them. I am really glad to be the one to write the first comment and give your first like to this one. You are doing amazing job. Congratulations
@eatshitaholes89
@eatshitaholes89 8 ай бұрын
I'm confused. So if you file chapter 7... which is suppose to wipe out your debt and you have a pending lawsuit. The crooked ass trustee. Which is absolutely disgusting that that asshole would get a cut. Because you already have a lawyer working the lawsuit. One again. The crooked ass trustee... Anyway. I would have to pay back the money owed and have a bankruptcy on my record for 10 years ? Then what's the point of filing the damn bankruptcy.
@maiyiayang6760
@maiyiayang6760 9 ай бұрын
Great video. I am thinking about filling one. I watched other videos and it sounded scary because you have to commit 5 years of your life to this.
@jojor2257
@jojor2257 9 ай бұрын
What happens to the nonfiling spouse debt that was not discharged in a community debt? Will creditors come after them after discharge or close their accounts or does it just disappear?
@Missvelnel
@Missvelnel 10 ай бұрын
If there were more bk attorneys like you, there would be waaaay less "freakout-able moments". Great video!!!!
@bankruptcygeorgia
@bankruptcygeorgia 9 ай бұрын
Thank you! I try to provide as much information as possible to my clients to cut down on the stress.
@qkingoftears
@qkingoftears 10 ай бұрын
is spouses assets protected if only one is filing??
@ecomkyle
@ecomkyle 11 ай бұрын
You guys dont service NJ right?
@orlandofurioso9228
@orlandofurioso9228 Жыл бұрын
What about unemployment benefits?
@bankruptcygeorgia
@bankruptcygeorgia Жыл бұрын
These are treated as income on Schedule I and in the means test as income.
@williamlewin9610
@williamlewin9610 Жыл бұрын
I am always worried about my chapter 13 bankruptcy that at at the end of 5 years they won't dismiss it. .
@robertmontgomery3892
@robertmontgomery3892 Жыл бұрын
20 years in practice? You must be kidding. You look so Young!
@mohammadishaq2159
@mohammadishaq2159 Жыл бұрын
Hi I have a question about can I stop a vixen court order if I file chapter 7 I live in Illinois north suburban
@marieb6381
@marieb6381 Жыл бұрын
Yess love your videos very informative. TY 😊
@stevemizera3891
@stevemizera3891 Жыл бұрын
Thank you for articulating this information clearly. Helped me a lot.
@stevemizera3891
@stevemizera3891 Жыл бұрын
I want to keep a few cards so I maintain a DEBIT balance. Do I have to report these cards? Can I obtain a secured credit card before or immediately after bankruptcy filing/discharge?
@419tommy
@419tommy Жыл бұрын
We are not behind on anything,credit cards or mortgage.Our credit is perfect.We are trying to get out from under a semi truck we bought . We're losing money and want to just give it back. I'm assuming they'll sue us .Is chapter 13 the only alternative if we want to be done with it. We've never missed a payment on anything
@419tommy
@419tommy Жыл бұрын
Do you do cases in Texas ?
@anthonymann1909
@anthonymann1909 Жыл бұрын
Do you do cases in lLinois
@boo511511
@boo511511 Жыл бұрын
What about selling the property entirely before you file. Would that be better?
@chaddolly
@chaddolly Жыл бұрын
Love your videos. Im freaking out...im in chapter 13 and just found out im getting an inheritance, im 2 years into a 3 year plan and dont want to lose it. Can you do a video on this?
@bankruptcygeorgia
@bankruptcygeorgia Жыл бұрын
Of course! Not sure where you are located though because each district treats this issued differently. Majority of courts will say that the money is property of the estate and should be distributed to unsecured creditors. If you are already paying back at 100% then no big deal but if not then you may want to talk to your attorney about reasons the court will accept to allow to retain some of the money.
@chaddolly
@chaddolly Жыл бұрын
@@bankruptcygeorgia thanks so much for the reply. Near the cincinnati area here and its in probate so i wont even see that money for 6 to 9 months. There isnt a lot on the web in regards to this issue and the 180 day rule, does that put you into a 100% plan, how much does a monthly payment go up, etc. Im just kinda freaking out and your vids are so informational, but didnt see any on Inheritance. Just so many questions on this topic. Kinda scared to tell my lawyer..idk why 🤷🏻‍♂️ Thanks so much
@billb.4901
@billb.4901 2 жыл бұрын
What about a situation where they are living apart, with divorce a possibility, and the wife needs to file but husband will not cooperate? Can the wife file on her own ?
@crismcqueen4159
@crismcqueen4159 2 жыл бұрын
Hi, thanks for the video. If the spouse won't provide anything but tax return due to everything done completely separate during marriage, will they take the case?
@Simen2024
@Simen2024 2 жыл бұрын
Then the person will file banktrupcy with God Attorny. Lol
@dochvtech22
@dochvtech22 3 жыл бұрын
LLook up Gene Kim
@sierraautobodymustang9559
@sierraautobodymustang9559 4 жыл бұрын
great content but turn down the brightness! too much light!
@bankruptcygeorgia
@bankruptcygeorgia 3 жыл бұрын
Thank you! I have gotten better with the lighting now! LOL :)
@redtiger4196
@redtiger4196 4 жыл бұрын
Great video with really helpful content
@bankruptcygeorgia
@bankruptcygeorgia 4 жыл бұрын
Thank you! We try to keep our channel updated weekly.
@redtiger4196
@redtiger4196 4 жыл бұрын
Most affordable bankruptcy lawyers in Georgia
@ryanperisee4036
@ryanperisee4036 4 жыл бұрын
What are my options during a chapter 13 when I’m unemployed due to this virus and can’t make plan payments
@vikkielmore3480
@vikkielmore3480 4 жыл бұрын
If I'm currently in a Chapter 13 and I want to relinquish my secured debt, is a Chapter 7 better or to just have a dismissed Chapter 13?
@bankruptcygeorgia
@bankruptcygeorgia 4 жыл бұрын
Vikki Elmore many times that may be the better option but review with your attorney before filing a conversion.
@toyking03
@toyking03 4 жыл бұрын
Is VA Disability included in the means test?
@bankruptcygeorgia
@bankruptcygeorgia 4 жыл бұрын
Toya King not anymore. The law was just changed this year so we don’t count that as income on the means test.
@elaineperry5926
@elaineperry5926 4 жыл бұрын
Hello Ms. Saedi, My husband & I were clients of yours around 2005. We filed a Ch. 13 & my student loans were included. One of the loans was fraudulent & was discharged, the other one is in collections. It was supposedly taken out in 1993, now I have made payments throughout the yrs. I am disabled & the collection agencies have been taking payments out of my disability benefits check. They sell it to another collector & they just continue to take my money. I am in the process of trying to get it forgiven, through borrower defense. I tried in the past to get it forgiven because I can't work & got denied. I provided what they asked for yet still got denied. What can I do to fix this, it's hurting me financially? I never even got my diploma. The school lost its accreditation & shut down. I was never even suppose to have any loans because the school said a grant should've covered my tuition, my income was very low. Can't seem to find any evidence that I received a grant for that school. Any advice would be greatly appreciated! Thx
@elaineperry5926
@elaineperry5926 5 жыл бұрын
Hi Ms. Saedi, It is so nice to see you again! You & Ms. Hood helped my husband & I over 10 yrs ago when we were in a desperate situation. You & Ms. Wells were a team...Since then I have learned a lot about mortgages, bankruptcies, scams, mortgage fraud, etc. Thanks for your help you/your team...you were honest, upfront, to the point & accomplished the ultimate goal for us! S/O to you/Yolanda!! Tell her hello!
@bankruptcygeorgia
@bankruptcygeorgia 5 жыл бұрын
Thank you for such a sweet message! We love what we do and we hope that all of our clients find financial relief after filing. Wishing you all the best! Lorena Saedi
@robxtreme3106
@robxtreme3106 6 жыл бұрын
I really need help so bad. Thank you so much for posting this video
@nicolamack7016
@nicolamack7016 6 жыл бұрын
I met with Attorney Saedi and she was "EXCELLENT". Very informed, personable and resourceful. I felt very comfortable in knowing that I received the best service during my bankruptcy and after and I will highly recommend this Law firm.
@xxscoobyxx144
@xxscoobyxx144 6 жыл бұрын
I LOVE THIS CHANNEL!!!!!!!
@xxscoobyxx144
@xxscoobyxx144 6 жыл бұрын
this is the best channel subscribe!
@Debrody1
@Debrody1 8 жыл бұрын
Very good video. I contacted you a couple weeks ago and getting ready to move to GA. I am looking forward to doing business, thank you.
@kandiw6061
@kandiw6061 11 жыл бұрын
Great informative video.