Is Debt Good or Bad?
10:29
11 ай бұрын
Пікірлер
@LimphoStyleBubble
@LimphoStyleBubble 12 сағат бұрын
So insightful. Listened on Podcast, but binging here is different because you get to see the emotions behind the message. Well done Nini and Tkay, thank you for hosting her. We get to pick such brilliant minds for free 🤯❤
@lebonarapapa8894
@lebonarapapa8894 Күн бұрын
Good Stuff!!!
@ntsoauoamotsetsela9862
@ntsoauoamotsetsela9862 6 күн бұрын
This was insightful thank you. I'd like to know what the cost implications are for remitting money from Lesotho to SA
@manninikotele1702
@manninikotele1702 8 күн бұрын
I am curious to find out if Geo Payments functionality will still work on FNB Lesotho and FNB South Africa apps, because that used to work quicker and easier between SA and LSO, not that other functionalities were difficult but GEO Payments were quick and effortless.
@thefinancebachelor
@thefinancebachelor 6 күн бұрын
Geo payments between FNB 🇱🇸 account holders with Apps will still work. However, between FNB 🇱🇸 and FNB South 🇿🇦 will be impacted.
@KekeRateronko
@KekeRateronko 9 күн бұрын
I understand the app is only for FNB users but I take it that the new switch system is also applicable to other banks i. e I can send money from standard bank Lesotho to FNB South Africa?
@thefinancebachelor
@thefinancebachelor 9 күн бұрын
The switch affects all the banks within the CMA region yes. So you’ll still be able to make payments or receive money. Instead of the traditional electronic funds transfer (EFT), you’ll use global payments functionality and global receipts to receive money. All the banks will have their own version of these. FNB’s solution is the FX functionality 😍📸😁🔥💯
@KekeRateronko
@KekeRateronko 9 күн бұрын
Thank you for this episode 🎉
@thefinancebachelor
@thefinancebachelor 9 күн бұрын
You are most welcomes🙏🏾. I hope you found the episode insightful 💯
@KekeRateronko
@KekeRateronko 9 күн бұрын
​​@@thefinancebachelor very insightful..
@sellomophiring1469
@sellomophiring1469 9 күн бұрын
sellomartin365 at gmail dot com, for some strange reasons I couldn't type my email sorry. and thanks.
@sellomophiring1469
@sellomophiring1469 10 күн бұрын
Hi guys, I'm looking for a clothing manucaturer from Lesotho, anyone who might know some, please hit me up, thanks.
@thefinancebachelor
@thefinancebachelor 10 күн бұрын
Hi Sello, Yes, Liaporo (Pty) Ltd, part of Joachim Garments has factory in Lesotho and can produce for you. Please drop your email 📧 address so we can connect you with them
@BoiketloKhana
@BoiketloKhana 13 күн бұрын
Hm❤
@thefinancebachelor
@thefinancebachelor 5 күн бұрын
🔥💯😍🙌
@masuphamakhube3553
@masuphamakhube3553 16 күн бұрын
"Keep up, adapt or die"...... I dont want to die 🤣🤣🤣
@thefinancebachelor
@thefinancebachelor 14 күн бұрын
Right? 🤣🤣🤣🤣 let’s adapt
@j7ndominica051
@j7ndominica051 17 күн бұрын
But that is Kronat Gold. Kronung is more expensive in a green package.
@paballomakatla5962
@paballomakatla5962 29 күн бұрын
Firstly, beautiful production👌🏾. Always looking forward to the episodes 😍
@thefinancebachelor
@thefinancebachelor 27 күн бұрын
🥹🥹🥹 this means a great deal, thank you 🙏🏾
@katlehothibello376
@katlehothibello376 Ай бұрын
😊
@martinafako9531
@martinafako9531 Ай бұрын
Please enable download option to be able to watch offline
@Blxck_pyro
@Blxck_pyro Ай бұрын
Why can't I download this episode?
@Snatetlale
@Snatetlale Ай бұрын
Great conversation 😍😍
@thefinancebachelor
@thefinancebachelor Ай бұрын
Thank you, glad you enjoyed it
@NeoMareka
@NeoMareka Ай бұрын
@koenimakhetha4350
@koenimakhetha4350 Ай бұрын
Well said Uncle
@sehlabakarampeta5974
@sehlabakarampeta5974 Ай бұрын
Great decision doing away with the mic stands TK. We get to see your guests' faces 😁 The quality of this episode is 💯
@thefinancebachelor
@thefinancebachelor Ай бұрын
Thank you so much bro, yeah I realized that the 🎤 were hiding the guest’s faces. Glad it made a big difference. The feedback is appreciated ✨🥂🙏
@sechabakeketsi7606
@sechabakeketsi7606 Ай бұрын
Thank you for yet another insightful episode Tkay.
@thefinancebachelor
@thefinancebachelor Ай бұрын
Only the best for my trailblazer community 💙✨🥂. Thank you for the positive feedback
@iamnature_
@iamnature_ Ай бұрын
On the creative side, when are getting Chere Mongangane on the podcast?
@thefinancebachelor
@thefinancebachelor Ай бұрын
Thank you for the topic and guest suggestion. We are passionate about the creative industry and we have created and launched a program dedicated to the creative industry in Lesotho that started in February 2024 until July 2024 through TKO Financial Wellness. This program covers different topics such as money management, the business of social media influencing and brand ambassadorship, personal branding, digital marketing, intellectual property, contract management and data privacy for creatives across the country. We have hosted many sessions in Maseru, Leribe and Mafeteng - check out TKO Financial Wellness on social media for more information. Our focus this season however, is to drive tax education and compliance which is also important for creatives who are earning an income through music, artistry or creative pursuits. We do hope that you've filed your tax returns and are compliant. When we do focus on the creative side on the podcast, we will consider Chere as a guest 💙🇱🇸✌🏾.
@martinafako9531
@martinafako9531 2 ай бұрын
Last year I saw many Americans getting their tax refunds, for Basotho income tax paying employees how do we go about in ensuring that after certain years we get tax refunds like Americans? If it's something that can happen in Lesotho as well how much income tax should one be paying to be legible for it, after how many working years do they get it? Has there been individuals going to RSL to claim their tax refunds, if not has RSL done anything to call forward those people?
@BirdHaven295
@BirdHaven295 2 ай бұрын
Such an opener. Thank you so much
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
So happy you found it insightful and informative. My team and I promise to keep sharing more.
@fumanelekoala4316
@fumanelekoala4316 2 ай бұрын
Thank you for this episode TK 👏🏽 learned alot!
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
I am so happy to hear this, glad you found it educational. Committed to providing value adding and educational content.
@puseletsolenepa8813
@puseletsolenepa8813 2 ай бұрын
This is so inspirational and brilliant at the same time.
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
I am so happy to hear this! Nothing makes me more excited than sharing content that is inspiring and brilliant. Our community of trailblazers deserves only the best
@wildmint8965
@wildmint8965 2 ай бұрын
Hi TK. All of this was so helpful, thank you so much. Quick question, how do freelancers A.K.A independent contractors deal with taxes? Do I need to provide financial statements when I file my taxes to show the expenses I incurred while freelancing?
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Hi are you registered as business i.e. Sole Trader or Company when providing your freelance services? If you aren't you'd be taxed in a similar fashion as consultants, where you'd have to provide sources of earnings, then deducted your expenses incurred in the production of the income. The profit would be taxed.
@martinafako9531
@martinafako9531 2 ай бұрын
Eye opening conversation, but I have few questions; why is it that working people are taxed twice, through income tax and taxed when buying goods and services in shops? As we have realized over the years that the money given to the government by RSL has not been in good use, the roads and education sector are deteriorating (examples) why does RSL continue giving the government money(except if they are forced to). Why can't it start doing it's on contributions to the country without the involvement of the gov? Maybe have workers who are checking in education department which schools to assist and how and help without gov?
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
@martinafako9531 1. There are different types of taxes, so people are not taxed twice necessarily. There is Income tax which is a tax on income earned by individuals, consultants etc. this is one type of tax. Then there is value added tax, known as VAT. This is a different types of taxation, which is not only taxed on working people. This is a tax that arises on goods and services. To the second part of your questions, RSL is an agent of the government with a mandate to collect taxes on behalf of the government. They are not a separate entity and per the mandate, they should pay over all the collections to the government. So I am not entirely sure that they have the power to do what you are suggesting. However, it would be interesting to get their opinion too
@idavid.m
@idavid.m 2 ай бұрын
Banna monna oa grinder ena o tsoa kae re shoot
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
We promised to serve and deliver premium content, Consistently.
@sellwimasakala4452
@sellwimasakala4452 2 ай бұрын
This is to say "when the time is right, i the Lord will make it" keep on shining my favourite DJ
@pinkimanong2704
@pinkimanong2704 2 ай бұрын
So glad you did the Video Tkay, and James (Uncle as I call you 😅) thanks for telling your story. This is an important conversation that we should have as a society especially coming from a man’s perspective, it’s important for people to see that mental health affects each one of us to see people who do therapy that look like us 😊
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
This is a beautiful comment and the feedback is appreciated Pinks. I do agree that this is a much needed conversation and I am glad we got it done. I am also so grateful to James for coming and sharing his story in such a vulnerable yet empowered manner.
@shekoelikoti6965
@shekoelikoti6965 2 ай бұрын
I sincerely enjoyed this authentic conversation, especially on career aspects. Mosoeu unpacks it so easily and the advise is most appreciated. I personally learned a lot from this vodcast and was glued to my seat from beginning to end.
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
We love it when our fellow trailblazers are glued to their seats from beginning to the end of the episode. Thank you so much for the positive feedback, this is empowering and gives us the strength to keep on going.
@molisiabrambokhatsi1408
@molisiabrambokhatsi1408 2 ай бұрын
Thanx Skeem saam u actually nailed evrything u were saying keep it up....U eill make impact in the community...🤝🤝🙏🙏💪🏽💪🏽👌🏽👌🏽
@LungileKonnichiwassupMatutoane
@LungileKonnichiwassupMatutoane 2 ай бұрын
I enjoyed this conversation so much, He has so many insights that personally resonated with.
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
I am so glad to hear this bro. After recording the episode, I had to sit down and confront some of the issues I hadn't really dealt with. I watched this episode again and damn, he shared so many nuggets and insights.
@Mandlankosetshabalala
@Mandlankosetshabalala 2 ай бұрын
Ehhhh TKay, i am not really sure but there is difference between Businessman and Entrepreneur, Businessman or woman are made in warehouse and entrepreneurs are born, Entrepreneurs can leave their business for 90 days and it can still function without them but a businessman needs to be there. i learned it from Vusi Thembekwayo. anyway i enjoy the episode please bring us more content
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
I agree that there is a difference between an entrepreneur and business man/woman. As someone who is currently self employed, I know this too well
@LungileKonnichiwassupMatutoane
@LungileKonnichiwassupMatutoane 2 ай бұрын
Premiere!!!
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you bro, appreciate the positive feedback 💙💙💙
@katpepenene3020
@katpepenene3020 2 ай бұрын
Your office is immaculate✨
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you so much, appreciate it 😁
@sechabakeketsi7606
@sechabakeketsi7606 2 ай бұрын
This is the most stressful that can ever happen. In my case it happened with a live event 😭😭. I am glad that you had the opportunity to re shoot.
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
It’s wild in these content creation streets, but we do what we must to serve our community. I’m actually glad we got to reshoot and produce a much better episode.
@graceleaooa4761
@graceleaooa4761 2 ай бұрын
This is super inspirational 😊
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you so much. We are happy to hear this.
@rellamakatsa5351
@rellamakatsa5351 2 ай бұрын
So much investment 😮😢
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
It’s a huge undertaking to produce quality content 💪💪💪
@katpepenene3020
@katpepenene3020 2 ай бұрын
🌠🌟🌟🌟🌟🌟
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
✨😍💪🙏
@kamohelontlhane6537
@kamohelontlhane6537 2 ай бұрын
Thoroughly enjoyed the BTS 🫶🏽
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you 🙏! I am definitely going to do more BTS content going forward
@Motikoe_Khiba
@Motikoe_Khiba 2 ай бұрын
I feel like dealing with refections is lowkey kinda fun on set😂 feels like a "witness the skill" type moment 💯 Lovely content!!
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
😂😂😂😂 I totally get you. If it were up to me, I honestly wouldn’t know where to even start. I am forever grateful to you amazing, knowledgeable and skilled people who help us tackle these problems and show off your skills 💪😂
@lijovitalis5555
@lijovitalis5555 2 ай бұрын
Ey man dont stop with the grind. As a fan ke impressed
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you very much bro! I appreciate it and I promise to keep producing premium content, consistently 💯
@makatemaieane9014
@makatemaieane9014 2 ай бұрын
Refreshing to see what really goes down.
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you so much! There’s a lot that goes into it. We have learnt so much along the way and each episode is different
@sechabakeketsi7606
@sechabakeketsi7606 2 ай бұрын
I have always loved BTS videos. They allow one to learn and get a 360 view of how the final product is produced. Thanks for this BTS video.
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you for encouraging me to do it. It took a while, but here we are.
@godfreyblanc
@godfreyblanc 2 ай бұрын
- charges would increase by 2% while purchasing or withdrawing cash outside the country. - the transition of the National Payment Switch (NPS), results in all domestic ATMs and POS transactions being settled in Lesotho, through the Central Bank of Lesotho's National Payment Switch. -it is going to help in providing intra-operationalisation within local banks in Lesotho -FNB card holders will continue to have the benefit of the services offered by the bank locally and internationally without any obstacle -the localisation of the debit cards is expected to reduce ATM sharing costs domestically Awesome move !!!!
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you, I thing also post this on @FnbLesotho KZfaq channel and stand a chance to win and walk away town 500 bucks
@rorisangtsoeu253
@rorisangtsoeu253 2 ай бұрын
Ur channel is Better than any in the Kingdom..
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
Thank you so much 😊! This is so appreciated and encouraging. I promise to keep investing into producing the best content ❤️😁
@mphosemano1800
@mphosemano1800 3 ай бұрын
Nna ke kopa feela hore hantse le bua honne ho ngoloe ka sesotho sekirining moo for meliepe ekang rona
@thabeloleoli9246
@thabeloleoli9246 3 ай бұрын
Can the bro teach me coding for a fee?
@thefinancebachelor
@thefinancebachelor 2 ай бұрын
I will reach out tot him and inquire
@thabeloleoli9246
@thabeloleoli9246 3 ай бұрын
"Li ne li bua Sekhooa, li se li bua Sesotho" helee, ke u hlomphile Ntate Tšosane🤝🏾.
@malepelimalataliana8506
@malepelimalataliana8506 3 ай бұрын
1. Legislation/Central Bank always complicating stuff 2. Money Laundering seems to be a concern for everyone who is not money laundering 3. Just cos its Legislation doesnt mean its easier. 4. Financial transactions that are complicated hinder the same economy that they are trying to grow. 5. Aren't Maluti less value than Rand? SA e ne sa re zama hore re re we are equal. 6. SADC na e involved in financial regulations? I ask cos transactions in the euro zone for a bank in Europe will not attract charges. Mohlala: Card issued in Ireland will not attract charges on countries tsa Euro Zone. Rona SADC can't even lift a finger?