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Пікірлер
@fortniteking8531 15 күн бұрын
Every time I see or read an article on how much to retire, they never mention rent. I can only assume these numbers assume you are a mortgage free home owner, something that should be explcitly stated at the beginning. Maybe Effie can do the same show using a retired couple paying $500 to $700 a week rent like many Australians do.
@luckyloonie1359 16 күн бұрын
5:55 If you bank with #MeridianCU💳 then your assets are safer and better interest rates than most big banks🇨🇦! 🌎💘💰
@Marten_t 22 күн бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@David-n8o 22 күн бұрын
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@Marten_t 22 күн бұрын
@@David-n8o However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments
@David-n8o 22 күн бұрын
@@Marten_t Oh please I’d love that. Thanks!
@Marten_t 22 күн бұрын
@@David-n8o Clementina Abate Russo is her name
@Marten_t 22 күн бұрын
Lookup with her name on the webpage.
@sandorvarga7437 26 күн бұрын
Vrau.bani.mej.ches.990.billion.lire.data.12.jul.2024..ACONNT.BANK.TIMISOARATRASFER.MANY. RO13BRDE360SV07724563600
@ShirlPigram 26 күн бұрын
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. How can take advantage of compound interest and potentially grow your retirement savings overtime?
@HettieClausenTl 26 күн бұрын
In times like this it is better to seek help from a professional as such key decisions are better guided by experts with market experience.
@DemandLachlane-ns1lj 26 күн бұрын
That is exactly the reason I stopped trusting the financial advice of KZfaqrs; in the long run, I only end up with a jumbled collection of stocks and bonds. Whereas all I needed to earn over $350k in less than two years was guidance from a true market expert.
@myah00jordan 26 күн бұрын
Thanks for replying, That's a very impressive return, You must have a good idea of stocks. How did you go about it?
@myah00jordan 26 күн бұрын
I just ran a search with her name out of curiosity and came across her web page, I wrote her an email hope she replies soon.
@mrpolsco6872 Ай бұрын
Well as a soon to be 65 year old I’m hoping after getting heart inflammation from the 1st of 2 Coerced Mandated mRNA💉💉 (No Jabs No Job) shots; that my lifespan has not been sabotaged, the excess deaths however suggest otherwise. I’ll Never Forgive or Forget.
@arnobertogna4718 2 ай бұрын
Based on this video, I’ll never be able to retire & will need to work until I die on the job - welcome to the Australian way of life - yeah right
@ben10the10 14 күн бұрын
I'm sorry to hear this mate. I've often felt overwhelmed at the prospect of retiring myself. I'm 41. Do you mind me asking how old you are?
@arnobertogna4718 13 күн бұрын
@@ben10the10 thank you for kind wishes - all’s good & it is what it is - there are many people far worse off than me - I’m 66
@douger1517 2 ай бұрын
You forget to allow for Gov pension….
@Michelle_Sanders561 2 ай бұрын
Retirement becomes truly fulfilling when you possess two essential elements: simple financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. My question now is how to get a good fianancail advisor that I can invest with and have good returns before retirement age .
@aussietaipan8700 2 ай бұрын
For me, If I asked a woman out for a dinner and movie for the first time, I have asked her out so I will pay. If she asks me out, we will split the bill. The male has to lead and appreciate she is with you. And I love chivalry from the heart
@magiktunes 3 ай бұрын
That background music is loud and annoying. It drowns out the message.
@paulchilvers5032 3 ай бұрын
Whatever you need, its probably gone up more than 25% since this video was posted!
@allycat1234 3 ай бұрын
Iam a 55yr Grandmother caring for my 9yr old grandson who is autistic i don't think will be returning to work could close my super any thoughts please.
@WhatIfANDHow991 3 ай бұрын
Good visualization!
@prancer4743 3 ай бұрын
1 million plus 🙏😉👍🤔😁😳👀🫣😩😉😉😉
@chrimbus71 4 ай бұрын
Too much, take your money and go love in a cheaper one. Only thw rich can afford oz now
@intotheblue970 4 ай бұрын
Aussie female retired at 50. BUT i had to leave Australia to do it. Best decision i ever made!
@glako8740 3 ай бұрын
Bali?
@thetreekeeper143 Ай бұрын
How much do you have to retire on?
@djm8027 5 ай бұрын
The $40000 per year times 20 years =$800000 assumes the fund generates no income from the start of retirement.Surely it would still generate about 7% per year , so roughly $45000 per year minus inflation and fees but still not zero ?
@_Zir 4 ай бұрын
absolutely fucking insane right haha, surprised they didnt mention this.
@acx2269 5 ай бұрын
You can get 4.9% with anz
@Raymondjohn2 5 ай бұрын
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
@bob.weaver72 5 ай бұрын
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
@martingiavarini 5 ай бұрын
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000
@TheJackCain-84 5 ай бұрын
Mind if I ask you to recommend this particular coach you using their service?
@martingiavarini 5 ай бұрын
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TheJackCain-84 5 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@roybandwagon9073 5 ай бұрын
Couldn't she have taken that 10,000 and put it in an index fund and made 10% and used that t pay off the loan?
@n3wpass 5 ай бұрын
Theoretically yes, however that then means she would be subject to risk and tax.
@gaweindegraaf 7 ай бұрын
Why does she call a year ... a "yiah' 😮
@FloridaMan69. 7 ай бұрын
Creamy AnaI
@crazyboysince1998 7 ай бұрын
Seems kinda silly to me as it would take over 10 years before that 1 grand became two grand at 2% a year. Actually it would be maybe 1200 in 10 years 😂
@Miaisabelle-yk6rd 7 ай бұрын
📌 I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.
@Edinkrama 7 ай бұрын
-“.wanted to trade, but I got discouraged with the market price fluctuations
@Edinkrama 7 ай бұрын
Can you recommend a guide for me?
@CharlesWalker-jb1yl 7 ай бұрын
The best thing I can do now is to invest in bitcoin, which has many better advantages over other cryptocurrencies. Although I haven't fully understood it yet, but l've been able to earn 500$ everyday since I started trading with CHRISSY BARYMOER , which I couldn't imagine before
@LeeWalton6 7 ай бұрын
When I saw testimonies all over the place I thought it was all made up stories till I was convinced and gave it a try and honestly I don't regret the move i made because I invested in a big way
@adakkristinn 7 ай бұрын
How's He contacted. I really need his assistance
@MENSA.lady2 8 ай бұрын
More important. Will Australia let you in ?
@CameronFussner 9 ай бұрын
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.
@leojack9090 9 ай бұрын
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
@TomD226 9 ай бұрын
Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $187k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@lowcostfresh2266 9 ай бұрын
@@TomD226 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
@TomD226 9 ай бұрын
Actually, I'm not sure if I'm allowed to mention this, but I'd recommend looking up Camille Alicia Garcia because she was a big deal in 2020. She manages my portfolio and serves as both my coach and my manager.
@Rick-kj9dd 3 ай бұрын
@@TomD226 Scammer
@jakefromfarmstate2283 9 ай бұрын
So.. simple interest is when it is applied yearly, and compound interest is when it is applied monthly?
@safiya1629 9 ай бұрын
im out this b
@nancyborja6768 9 ай бұрын
You earn more on compond interest than in Simple interest?
@devantejeffries3810 9 ай бұрын
The secret is in the percentage of your weekly check
@josephwinder6878 9 ай бұрын
Equality, split the bill.
@josephwinder6878 9 ай бұрын
Why is everyone having babies? No one seems to actually do any parenting any more. Leave it to childcare workers and teachers. So a couple works, can't look after child, farms it out to childcare then continue to whinge its too expensive. If a couple with two jobs cannot afford childcare then stay home and look after your kids.
@kdjnhdojgdjjdhrge7824 10 ай бұрын
Super is a scam.
@pauls8456 10 ай бұрын
Some comments here seem a little staged….
@djdownie3 9 ай бұрын
yeah; lots of horsehit here.
@Dizzle72 11 ай бұрын
Still don’t understand it. Guess I’m gonna keep paying it 😂
@xhunter1003 3 ай бұрын
This the 5th video i see and still dont understand 😂
@josephj6521 11 ай бұрын
I’m confused. You said you need $800k at 65 for a comfortable retirement. I did the calcs. To retire comfortably at 65 (if debt-free), you need about $400k at 65 (you get a part-pension too).
@geraldtrik6826 5 ай бұрын
Thats right, she is not taking into account the pension, at 67 a couple can have $450,000 in the bank and still get the full pension if their earnings are less than roughly $10,000 a year from bank interest.
@djm8027 5 ай бұрын
@@geraldtrik6826She also didn't include the income the fund will still generate which will be substantial at $800000 , probably $450000 per year , so if you can live on $60000 you are only using $15000 from the balance each year. Super rough numbers here , there's fees and inflation but she should have mentioned it .The income could kill your pension but there are ways around it , remember they only look at assets 5 years back before you apply for the pension so once your assets are close to the threshold where it starts reducing pensions payments do some careful placement of money , assets etc 5 years before that if you can.
@myownperson8145 3 ай бұрын
Some of these numbers are not helpful. If you have $800K in super you would not be eligible for a pension, in fact you would probably be worse off. Many people who are 60 now have not had the benefit of having super all of their working lives
@kaydiankerr 11 ай бұрын
thank you, this video has given me insights and clarity. I was struggling to understand. Appreciated @Canstar
@ACCOMPLISHEDSHEIS 11 ай бұрын
Thanks for sharing.
@christopherngeleoma Жыл бұрын
thanks for your teching
@Dhanush-zj7mf Жыл бұрын
great efforts in making the video!! Thanks
@AcidSh33tz Жыл бұрын
Wait where tf did the 18 cents come from WTf?
@Perfection212 Жыл бұрын
Any person shoul have access to their SUPER whenever they have the need to and not wait for financial hardships bullshit.Let us enjoy our money and not wait for the ripe age that you will be nearing to be dump in the nursing home.Release the SUPER as early as it should be, because we work hard for it.That is our money!Let us enjoy it whilst we are strong and able!
@Shaailesh10 Жыл бұрын
Because they all had Medicare or private insurance.
@angryidahobusdriver Жыл бұрын
Easy to understand
@eNOughPlaY2006 Жыл бұрын
not understood
@user-tr8xd3uy3h Жыл бұрын
I’ve been trying to teach every person I know what compound interest is and why it’s so important. Thank you for this simple and beautifully illustrated explanation!
@stephaniecarter1107 Жыл бұрын
I have more questions do you mind me asking you a few questions
@hbsyvusb Жыл бұрын
Maybe I’m the one that’s trippin
@FloridaMan69. 7 ай бұрын
I'm in your room
@JohnHayzII Жыл бұрын
You should always split or at least offer to split. Also, make your plans for a spot that you can both afford - that way whoever earns less can also share. Having one person pay the bill can create a weird power imbalance. The person being paid for might feel like they “owe” their partner, which isn’t a healthy set up and the paying one may feel used. And if you do need to split the bill, just ask your date outright. That way, there are no awkward pauses as you and your date figure out who’s paying. Say something like, “Hey, would you mind if we split this?” or, “Could we go dutch on this one?”. At that point you can also suggest paying for the whole thing, if that's really your wish (you won't feel regret later on) and the other person agrees (won't feel like they "owe" anything). The rule saying that whoever asks first should pay also sets a bad precedent that may make people hesistant to ask someone out. Being assertive, proactive or less shy shouldn't be "taxed" so to speak and I think it's more important that both parties WANT to meet and go out together so they both should be prepared to show they value each others time and presence equally.
@passionx Жыл бұрын
Can you explain what how compounded daily works? Does the interest accrued daily, get added (for the amount which in the account for that day)?