Very honest feedback. Thank you.

Great topic. I am 47 and started building my retirement home in Kerala, India. Seeing the place that you grew up makes big difference especially when you are old. By the way I live and work in Canada since last 18 years and planning to retire @55

Basically he didn't and couldn't integrate with german society.

Where in Bangalore do they reside in? What is the name/ location of their retirement home? Very interesting and informative. Please share the details. Thank you

I'm think to transport just a few boxes vs the whole house . What are your thoughts. What all thibgs did you guys transport?

It will be around 600rs in USA 😊 #NewIndia

A sage returns to India 😊... An intriguing guest with mature insights. As a meditator, it's refreshing to hear this perspective on moving back to India, though it's clear that the struggles of survival of long running visas and having kids changes a lot of life goal’s and decisions. Wanderlust might have to take a backseat or face some serious compromises 😊. Wishing you all the best, brother.

Firstly please do not glorify non resident Indians returning to the country as if they are doing a big sacrifice. Everyone has the right to decide according to their circumstances. Secondly life I developed countries is not a bed of roses. There are pluses and minuses if you live in India or abroad. Most of the NRis living abroad are having a mediocre life and their routine is restricted to work and home hardly anything left for their pleasure given the high taxes and high cost of living. Their saving has any value only if it's transferred to India due to the exchange rate difference. Many NRIs do not have sufficient money to even buy flight tickets to visit their parents once in two years. So please don't waste people's time by putting such videos and glory returning NRIs as they return purely for their personal reasons and not for the love of the country.

Medicare is not covered and that’s the only drawback. I wish Medicare covers healthcare in India as well.

Every parent says that they will go back once kids are independent of them, but no one goes. They are so much attached to kids that they want to see their grandchildren grow up near them or close to them if not in the same house. So they missed the chance to go back for life unless parents go back before their children go to school.

Language

Why should there be consideration for rent change in India? Do you expect same in other countries, once you sign the lease? If you are using the premises and signed the lease, you need to pay rent, no matter what.

The Inflation after Covid went up all over the world including Canada, UK, US and India too for obvious reasons.. Canada wasn't cheap 10 years ago. In Canada, People always spent about 40-50% of monthly salary on rent. If rent has gone up, so did salary though not in exact proportionate terms unless you lost your job. All the points he has mentioned were applicable at all times inclduing hospital waiting times except recent surge in students.

Blaming Canada for his own failures????? You blaming the Indian students for the rise in house rent? That is not untrue. But Guys like you also flooding the country didn't make the situation better on houseing and rentals. You can immigrate but students can't??? What a hypocrisy!!!!! You say India is getting better for the next 100 years but Canada is going down but you took a passport that's losing value in the coming 100 years. Your reason that you wanna traval doesn't stick.

Thank you both for giving this open, frank interview. Your experiences and insights are immensely helpful. Saving 50% of the total income is a great public secret revealed.!!! We all know it but don't do it!!! Repeated hammering like this is helpful.

Your guest is far matured for his age, in this lifetime!!

An overthinker! toys, toilet, covid, scolding, school, wife, children.. people move, and they finally adapt, just the same way they adapt when they move out. The understanding he spoke about towards the end, is what eventually comes with time. we're willing to give years to settle abroad, but not even a few months in India.

You don’t have freedom in India?

If kids are born in US, I think you can move back anytime. It’s a no brainer. It’s a different deal if your kid is born in India and if you still donot have a greencard. Then you are leaving everything behind. In many of your videos - we are talking about people who still have roots in the US.

Excellent interview, so full of fresh insights. Conducted very nicely.

i disagree with the comment that one has to sell the house. Its an asset and one needs to figure it out to rent it out so that i gets paid down. There are several property managers who can help run it for a 5-6% service fee. Also, not everything goes as planned, if you choose to return for whatever reasons you have a place to go vs having to start from scratch all over

At about the age of 66 and 72 they came back to be with their parents. They are blessed their parents were there for them at that age..❤😢

Social security deposits. The deposit need not be in US or US based bank. You can choose to be deposited in NRO account in a local bank - State Bank of India, HDFC or ICICI … it has be A rupee account simply because you lost Non Resident status… or can be deposited in NRE

hi wondering what is Indian culture ??

Yes with Money you will get Mental stability( not happiness) atleast we can give good environment to parents and kids . Nothing wrong in that to protect their own family. Every one what’s to protect their families in diff ways and this one .

Good discussion . Candid 👍🏻

She shld not have gone to usa to study if she missed her family. 3 years she tried h1b it was not picked - during that time family didn’t matter But when absolute no way for h1b suddenly ondo became a choice. And everything on India is very rosey. She might also be trying for intercountry transfer and file file under eb1 to get GC faster. It’s no brainer.

A couple of points that are a little confusing. I lived 30 years in usa and moved to India to retire. I am not an indian origin person but my wife is. Social security can only be given if you work more than 10 years in the USA. After that the worker is entitled to social security. Your wife is entitled to half of she is a US citizen or citizen of certain countries but not india, so it ends when you die. The pension plan is good but not a guarantee as a child can need support, or health issues can consume pension quickly so you need to be prepared to accept lifes changes including pensions. I do not have any household service and get my own milk. India is great but not because it's cheap. India is great because it's rich with intangible experience. As for taxes, you do pay more in India as there are few deductions in India. Your usa income is taxed in usa first, but because you can file jointly, the deduction is quite big. The tax is less so the same income is also taxed in India, but there is no joint deductions so you pay much more tax and can only deduct the small tax you pay in the USA, so your tax is much higher in India even though the rates are similar.

Mam, please also invest in ULIP Accounts

Thanks for taking these interviews junior Karan!😮

South Africa to Vancouver is from Tropical to Cold is very tough 😮

Welcome to India😮!

International schools in big cities usually smooth out things for kids.

Currently, I am living in US for last 25 years. Both my parents & my in-laws are living in India. And my daughter is very small (yet to start her kinder garden). My parents & her parents live great distance apart (Kolkata & Mumbai). I still plan to work another 10 to 15 years and then move back. By that time my daughter will be in teens. Any advice on what should be my strategies to start preparing now? This channel is awesome by the way.

Whats important to note here is this the thought of RE immigration is immense is everyones though. I started thinking if this is a basic instinct of living things when i found every animal or bird always returns back to its origins when the sky is clear no matter how difficult the journey would be.

Great podcast avinash. It helps a lot of people. Keep it going. And all the best to Deva as well. I am one of that guy who has been living abroad since 12 years. Planning to make a move back to India in coming years. I am fortunate that we safeguarded my father’s agriculture lands , even though we had some rough time doing shrimp culture few years ago. We are just waiting for the lands to to convert into layouts. As soon as I could see the developments around our fields, we are planing to move back to andhra. Meanwhile me and wife are working so hard to save some money to buy rental properties so that monthly expenses are taken care of. That’s our plan. Hoping to be true in next couple of years. Fingers crossed *

Till 35 abroad and later back home 😅

It’s the mind which plays reasons for settling in US or going back to India. Both has pros and cons about it !

India

I want to live a life true to myself

Great sharing! I feel everything he shared. The cleanliness factor needs a lot of improvement in India. I have similar anxiety to go back. So waiting for son to complete his schooling.

Excellent. I fully agree with the couple. Which part of Africa were you in? Thanks.

@aditidwivedi2861 where are you from originally and where are you staying currently?

It’s about the speed of GC processing

Moving to India is not greener grass. Reality on ground is very different...now I am planning to head out from India

6:26 is the first and only reason - no prospects of getting a greencard and can get laid off anytime. else he would not have moved :) all other reasons are just made up

Sorry madam. Great your experience in India helps us understand what are the great things about India. Although it was unnecessary to say only point out the drawbacks in USA. I have never signed 15 pages of document to transfer money ever in decades. Please a pragmatic comparison of positive and negative in both countries would be better.

Very matured conversation, the girl articulated her life challenges (work, personal) concisely, to the point. All the best!!. Thanks for hosting!. Pleasure to see people who don't complain, find solutions and move up in life!!

Problem = Green Card availability! Thats it.

Cannot agree more on the Health care system in Canada. Its a slow death here if you get into any health issue