Great topic. I am 47 and started building my retirement home in Kerala, India. Seeing the place that you grew up makes big difference especially when you are old. By the way I live and work in Canada since last 18 years and planning to retire @55
@DesiReturn2 сағат бұрын
Great. Thanks for sharing your journey. Good luck with everything!
@nahrn98622 сағат бұрын
Basically he didn't and couldn't integrate with german society.
@sk100ca5 сағат бұрын
Where in Bangalore do they reside in? What is the name/ location of their retirement home? Very interesting and informative. Please share the details. Thank you
@DesiReturn2 сағат бұрын
Please reach out to us at info @ desireturn .com
@Neelsworld20226 сағат бұрын
I'm think to transport just a few boxes vs the whole house . What are your thoughts. What all thibgs did you guys transport?
@NewtonCruz8978 сағат бұрын
It will be around 600rs in USA 😊 #NewIndia
@Thinkpositive659 сағат бұрын
A sage returns to India 😊... An intriguing guest with mature insights. As a meditator, it's refreshing to hear this perspective on moving back to India, though it's clear that the struggles of survival of long running visas and having kids changes a lot of life goal’s and decisions. Wanderlust might have to take a backseat or face some serious compromises 😊. Wishing you all the best, brother.
@DesiReturn8 сағат бұрын
Thanks for watching and sharing your thoughts
@akrishnan138215 сағат бұрын
Firstly please do not glorify non resident Indians returning to the country as if they are doing a big sacrifice. Everyone has the right to decide according to their circumstances. Secondly life I developed countries is not a bed of roses. There are pluses and minuses if you live in India or abroad. Most of the NRis living abroad are having a mediocre life and their routine is restricted to work and home hardly anything left for their pleasure given the high taxes and high cost of living. Their saving has any value only if it's transferred to India due to the exchange rate difference. Many NRIs do not have sufficient money to even buy flight tickets to visit their parents once in two years. So please don't waste people's time by putting such videos and glory returning NRIs as they return purely for their personal reasons and not for the love of the country.
@DesiReturn12 сағат бұрын
As you said, each place has pros and cons and since its a personal decision, they need info so that one can make right decision. This is not about love of country or glorifying/sacrificing. Its purely information to be shared to help others
@darshsagi16 сағат бұрын
Medicare is not covered and that’s the only drawback. I wish Medicare covers healthcare in India as well.
@DesiReturn12 сағат бұрын
Thanks for sharing your thoughts. If it’s covered in the future, yes that would be beneficial
@flowers594719 сағат бұрын
Every parent says that they will go back once kids are independent of them, but no one goes. They are so much attached to kids that they want to see their grandchildren grow up near them or close to them if not in the same house. So they missed the chance to go back for life unless parents go back before their children go to school.
@DesiReturn18 сағат бұрын
Thanks for sharing your thoughts. As you said, it becomes more difficult as kids grow up.
@srinone52455 сағат бұрын
this is exactly what scares me, I really want to brace my self and do my move in coming two years, rather moving unplanned. I really do not want to regret my decision.
@suleimanpeshawari103220 сағат бұрын
Language
@flowers594721 сағат бұрын
Why should there be consideration for rent change in India? Do you expect same in other countries, once you sign the lease? If you are using the premises and signed the lease, you need to pay rent, no matter what.
@nahrn986222 сағат бұрын
The Inflation after Covid went up all over the world including Canada, UK, US and India too for obvious reasons.. Canada wasn't cheap 10 years ago. In Canada, People always spent about 40-50% of monthly salary on rent. If rent has gone up, so did salary though not in exact proportionate terms unless you lost your job. All the points he has mentioned were applicable at all times inclduing hospital waiting times except recent surge in students.
@nahrn986222 сағат бұрын
Blaming Canada for his own failures????? You blaming the Indian students for the rise in house rent? That is not untrue. But Guys like you also flooding the country didn't make the situation better on houseing and rentals. You can immigrate but students can't??? What a hypocrisy!!!!! You say India is getting better for the next 100 years but Canada is going down but you took a passport that's losing value in the coming 100 years. Your reason that you wanna traval doesn't stick.
@PMPatel-np5jq23 сағат бұрын
Thank you both for giving this open, frank interview. Your experiences and insights are immensely helpful. Saving 50% of the total income is a great public secret revealed.!!! We all know it but don't do it!!! Repeated hammering like this is helpful.
@DesiReturn18 сағат бұрын
Glad you liked the episode. Please check out our other videos.
@sambarindian450523 сағат бұрын
Your guest is far matured for his age, in this lifetime!!
@DesiReturn18 сағат бұрын
Yes. Very true!!
@sushant88delhiКүн бұрын
An overthinker! toys, toilet, covid, scolding, school, wife, children.. people move, and they finally adapt, just the same way they adapt when they move out. The understanding he spoke about towards the end, is what eventually comes with time. we're willing to give years to settle abroad, but not even a few months in India.
@thechroniclesofsher7118Күн бұрын
You don’t have freedom in India?
@DesiReturnКүн бұрын
Thanks for sharing your thoughts.
@andyvirtualКүн бұрын
If kids are born in US, I think you can move back anytime. It’s a no brainer. It’s a different deal if your kid is born in India and if you still donot have a greencard. Then you are leaving everything behind. In many of your videos - we are talking about people who still have roots in the US.
@DesiReturnКүн бұрын
Thanks for sharing your thoughts. If you have more roots in US, it will be tough to move back home.
@NayanapathagamibhavatumeyКүн бұрын
Excellent interview, so full of fresh insights. Conducted very nicely.
@DesiReturnКүн бұрын
Thank you very much for such a positive feedback. Please feel free to share others who can benefit from the content
@vsiva710Күн бұрын
i disagree with the comment that one has to sell the house. Its an asset and one needs to figure it out to rent it out so that i gets paid down. There are several property managers who can help run it for a 5-6% service fee. Also, not everything goes as planned, if you choose to return for whatever reasons you have a place to go vs having to start from scratch all over
@DesiReturnКүн бұрын
Thanks for sharing your thoughts. Couple of points on why one might want to consider selling house 1. For a non US citizen or GC holder, one need visa to visit US to sell or rely on friends/family/PM (hassle) 2. Missing out $500k capital gain exemption for primary house is another important thing to consider. At the end it depends on each individual short/long term plans and decide whats right for them.
@user-xe1qo4cq3dКүн бұрын
At about the age of 66 and 72 they came back to be with their parents. They are blessed their parents were there for them at that age..❤😢
@DesiReturnКүн бұрын
True.
@nand3576Күн бұрын
Social security deposits. The deposit need not be in US or US based bank. You can choose to be deposited in NRO account in a local bank - State Bank of India, HDFC or ICICI … it has be A rupee account simply because you lost Non Resident status… or can be deposited in NRE
@DesiReturnКүн бұрын
Thanks for sharing your thoughts on this.
@manthrasalamrengaraju6696Күн бұрын
hi wondering what is Indian culture ??
@sreelathapenduКүн бұрын
Lol!.😂 'Indian culture' means different to different people. All have their own perspective. For us it means Indian languages, Indian festivals, Indian cuisines, Indian family values and Indian ethnic wears etc.....
@DesiReturnКүн бұрын
In general, Its ideas, norms and social behavior in a given place ( fabric on how people think, interact etc.,) But every one’s interpretation and definition could be different
@rajmk3747Күн бұрын
Yes with Money you will get Mental stability( not happiness) atleast we can give good environment to parents and kids . Nothing wrong in that to protect their own family. Every one what’s to protect their families in diff ways and this one .
@DesiReturnКүн бұрын
Thanks for sharing your thoughts. Well put!
@sundark6503Күн бұрын
Good discussion . Candid 👍🏻
@DesiReturnКүн бұрын
Thank you for watching
@World-citizen123Күн бұрын
She shld not have gone to usa to study if she missed her family. 3 years she tried h1b it was not picked - during that time family didn’t matter But when absolute no way for h1b suddenly ondo became a choice. And everything on India is very rosey. She might also be trying for intercountry transfer and file file under eb1 to get GC faster. It’s no brainer.
@barryobrien18902 күн бұрын
A couple of points that are a little confusing. I lived 30 years in usa and moved to India to retire. I am not an indian origin person but my wife is. Social security can only be given if you work more than 10 years in the USA. After that the worker is entitled to social security. Your wife is entitled to half of she is a US citizen or citizen of certain countries but not india, so it ends when you die. The pension plan is good but not a guarantee as a child can need support, or health issues can consume pension quickly so you need to be prepared to accept lifes changes including pensions. I do not have any household service and get my own milk. India is great but not because it's cheap. India is great because it's rich with intangible experience. As for taxes, you do pay more in India as there are few deductions in India. Your usa income is taxed in usa first, but because you can file jointly, the deduction is quite big. The tax is less so the same income is also taxed in India, but there is no joint deductions so you pay much more tax and can only deduct the small tax you pay in the USA, so your tax is much higher in India even though the rates are similar.
@DesiReturnКүн бұрын
Thanks for sharing your background and your insights on SS benefits and life in India. SS benefits- does it go to kids as dependents if they are USC?
@barryobrien1890Күн бұрын
@@DesiReturn No. Social security is like a pension and is not linked to a savings account. It pays a fixed amount as long as the owner is alive, and 1/2 to the surviving eligible spouse should they select it. Some spouse who have worked over 10 years may have a higher payout so they can select their own social security. Note the spouse benefit is not cumulative, so you get 1/2 the spouse or your own, not both
@samagopa38952 күн бұрын
Mam, please also invest in ULIP Accounts
@samagopa38952 күн бұрын
Thanks for taking these interviews junior Karan!😮
@DesiReturn8 сағат бұрын
Thanks for the feedback. Lol on Jr Karan
@samagopa38952 күн бұрын
South Africa to Vancouver is from Tropical to Cold is very tough 😮
@samagopa38952 күн бұрын
Welcome to India😮!
@DesiReturn8 сағат бұрын
Thanks
@Adarsh10242 күн бұрын
International schools in big cities usually smooth out things for kids.
@DesiReturn2 күн бұрын
Yes it would help a lot for kids. Thanks for sharing your thoughts
@dbiswas2 күн бұрын
Currently, I am living in US for last 25 years. Both my parents & my in-laws are living in India. And my daughter is very small (yet to start her kinder garden). My parents & her parents live great distance apart (Kolkata & Mumbai). I still plan to work another 10 to 15 years and then move back. By that time my daughter will be in teens. Any advice on what should be my strategies to start preparing now? This channel is awesome by the way.
@DesiReturn2 күн бұрын
Thanks for the feedback!! Glad to know that you have a plan in mind. Moving when your daughter is in teens could be a bit tough for her to adjust (sooner the better- before middke school if possible). If you need 10-15 years, take more trips to India with your daughter so she is familiar with and excited about the move etc., good luck and please share content with others who might benefit from it.
@srinivasanpartha38262 күн бұрын
😂😂😂 sorry to laugh. You will Never move back to India. This is the idea of every Indian who comes to US, but they will never go😂 back
@shivasiva9392Күн бұрын
I am Married for 25 years no kids we are South Indians I want to move back to India I do love America what hesitated us to retire in USA cost of living medical expenses extremely high even if we payed our mortgages still need to pay property taxes I don’t live mid west down south states I don’t feel safe of their ideology one of my friends parents moved mid west states he felt unsafe Best place to live is New England states of USA but their taxes are so high just of taxes early paying minimum of 10 thousand USA dollars I know why we need to pay taxes it helps USA government Just debating myself we both are health care field above 50 years now
@DesiReturn8 сағат бұрын
Thanks for sharing your thoughts and good luck with your next steps
@raksi0042 күн бұрын
Whats important to note here is this the thought of RE immigration is immense is everyones though. I started thinking if this is a basic instinct of living things when i found every animal or bird always returns back to its origins when the sky is clear no matter how difficult the journey would be.
@DesiReturn2 күн бұрын
Thanks for sharing your thoughts. very well written and you gave a different perspective
@ms-tv4zo2 күн бұрын
Great podcast avinash. It helps a lot of people. Keep it going. And all the best to Deva as well. I am one of that guy who has been living abroad since 12 years. Planning to make a move back to India in coming years. I am fortunate that we safeguarded my father’s agriculture lands , even though we had some rough time doing shrimp culture few years ago. We are just waiting for the lands to to convert into layouts. As soon as I could see the developments around our fields, we are planing to move back to andhra. Meanwhile me and wife are working so hard to save some money to buy rental properties so that monthly expenses are taken care of. That’s our plan. Hoping to be true in next couple of years. Fingers crossed *
@DesiReturn2 күн бұрын
Thanks a lot for the feedback! Please subscribe and share with others who can benefit from the content. Glad to know that you have a strong plan and executing on it. Good luck !!!
@jverma832 күн бұрын
Till 35 abroad and later back home 😅
@09jiteshКүн бұрын
I am turning 35 next Month, Same story bro
@Kpac-ut2du2 күн бұрын
It’s the mind which plays reasons for settling in US or going back to India. Both has pros and cons about it !
@DesiReturn2 күн бұрын
It's a big decision and mind plays a very important role (highs/lows) but at the end of the day, one needs to make a decision at given point of time and revisit after certain time if that makes sense
@09jitesh2 күн бұрын
India
@DesiReturn2 күн бұрын
😊
@rahuls13742 күн бұрын
I want to live a life true to myself
@DesiReturn2 күн бұрын
Awesome
@eventhorizon12 күн бұрын
Great sharing! I feel everything he shared. The cleanliness factor needs a lot of improvement in India. I have similar anxiety to go back. So waiting for son to complete his schooling.
@DesiReturn2 күн бұрын
Thanks for sharing your thoughts
@yasminmawani21572 күн бұрын
Excellent. I fully agree with the couple. Which part of Africa were you in? Thanks.
@DesiReturn2 күн бұрын
Thanks for watching and sharing your thoughts. I am not sure of specific country in Africa.
@MrTeslaX2 күн бұрын
@aditidwivedi2861 where are you from originally and where are you staying currently?
@MrTeslaX2 күн бұрын
Never mind, it's Nagpur!
@DesiReturn2 күн бұрын
Glad you got your answer. Hope you liked the episode.
@suleimanpeshawari10322 күн бұрын
It’s about the speed of GC processing
@DesiReturn2 күн бұрын
Why to be constrained by immigration status vs flexibility to work anywhere in your country. Thanks for watching
@puffythecutie75242 күн бұрын
Moving to India is not greener grass. Reality on ground is very different...now I am planning to head out from India
@DesiReturn2 күн бұрын
Thanks for sharing your thoughts. Would you be open to share your story on the podcast to help others. We want to provide factual/real information so people make right decision for their family.
@caracaraorange95242 күн бұрын
6:26 is the first and only reason - no prospects of getting a greencard and can get laid off anytime. else he would not have moved :) all other reasons are just made up
@NiranjanBendre2 күн бұрын
Sorry madam. Great your experience in India helps us understand what are the great things about India. Although it was unnecessary to say only point out the drawbacks in USA. I have never signed 15 pages of document to transfer money ever in decades. Please a pragmatic comparison of positive and negative in both countries would be better.
@DesiReturn2 күн бұрын
Thanks for sharing your thoughts
@sambarindian45052 күн бұрын
Very matured conversation, the girl articulated her life challenges (work, personal) concisely, to the point. All the best!!. Thanks for hosting!. Pleasure to see people who don't complain, find solutions and move up in life!!
@DesiReturn2 күн бұрын
Glad you liked the conversation. Please feel free to share with others who can benefit from the content.
@suleimanpeshawari10322 күн бұрын
Problem = Green Card availability! Thats it.
@pradeeshma2 күн бұрын
Cannot agree more on the Health care system in Canada. Its a slow death here if you get into any health issue
@DesiReturn2 күн бұрын
Thank you for sharing your thoughts on this topic!