Do these plans require authorizations? Do you have to belong to a network?

My wife and I are fortunate to get on plan F when it was available.

A detailed video for Part D changes.

Very comprehensive comparison. Should we go for a company with attend age premium or community based premium? I am based in NJ.

Short version, our premiums are going to skyrocket. Thanks Brandon.

very simple on a broad scale....keep increasing the premiums of the supplements and part d premiums and price seniors right out of being safe and resorting to private networks...its planned

I’m one of those people.

I don't really understand what you just explained because I am brand new to Medicare, haven't even picked a Plan yet. BUT, what I do know is that the government has to stop stroking the drug makers by letting them price drugs at such high prices that patients can't even use the medication that they need because of the price, even generics! This can be proven by going out of the country and taking a look at the drug prices in other countries pharmacy prices. In Mexico, Thailand and many others, for example, an asthma inhaler, made by the same company as in the US, are $5 -$7 per inhaler. In the US? $85.00 per inhaler. Drug makers are ripping people off, making billions and billions of dollars from the United States people who need these meds. So what are the other countries doing that the US is NOT doing that they can offer inhalers for $5-$7??? Our government and the drug makers and the insurance companies are all holding hands, all getting incredibly rich, and there is no oversight because the government is in the same line making tons of money. Why else would they not put some pricing regulations on the drug makers? Or the insurance companies? Instead they give them tax payers dollars to make up for a price reduction that wouldn't hurt their bottom line one bit, but hey, the government says "no worries, we will subsidize the reduction and pay you the difference. People will think they are getting a deal". No, it's not a deal because the subsidized money comes from tax payers. The end result is higher taxes for all working people. It makes me absolutely furious. They ought to kick the lobbyists that are padding government senators, and congressmen, (and whoever else is in line) pockets out of the White House! Theft in plain sight imo I have an adult son who has blood cancer at barely 40 years old and he takes ONE PILL a day, and that pill is $400.00. One pill. $400.00. Make it make sense? Sorry just venting. Seems there is no way to fight the Big Pharma as everyone who could do something is in bed with them!

Medicare advantage is wonderful if there are no serious health issues.

Better solution is to subsidize the patient assistant programs for all brand and specialty drugs and loosen the income requirements on them. The $2000 IRA cap penalizes those who do not take any Rx & those who only take generics.

Part D/MAPD Plans will exit markets, other benefits will be degraded, and the government will need to increase Medicare taxes to protect long term financing. All natural effects of price controls.

Kind of Ironic, the IRA bringing increases in premiums. Something is wrong with this picture.

🥬That entire explanation was surely written by K. Harris. Typical for the bureaucrats to make the "improvements" so complicated that seniors can't really tell what was done. Ridiculous! Your new studio looks fine, but it would still be a challenge for me to re-cap your report. Of course we need to keep in mind what you had to work with.

Will any of these changes apply to retiree insurance coverage supplied by companies? Ours includes prescription coverage that is part D equivalent. If we switch to a different part D plan, we lose all of the supplemental coverage, not just the drug coverage. So far, none of the changes to part D apply to us, and this plan also has a limit on lifetime coverage.

By providing funding for millions of illegal non-citizens in an attempt to build their voting base, our lying, deceitful government has essentially backslapped the citizens of this country who have contributed their entire working lives in order to be able to retire confidently and without stress and complexity. It is shameful what they are doing to retirees. Please vote accordingly. The remainder of your life depends on it.

I still don’t understand what you were saying most of the time.

My Medicare is slated to start soon. I originally chose Plan G out of fear because I had a previous stint with cancer 6 years ago. I was concerned about what would happen to me financially if the cancer came back. I watched several videos on Plan G vs. Plan N. Then I changed to Plan N (while there was time to avoid medical underwriting). Your video has convinced me I made the right choice choosing. Plan N. You did a great job breaking down the differences between Plan G and Plan N. Thank you very much.

Love your videos. I was already thinking of going with Plan N, and your explanation of excess charges has convinced me fully. Plan N it is. Thank you!!

These insurance companies should eat their own losses. The Government hand out to these corps is ultimately on the working class dollars. This sucks.

Hmmm how about the pharmaceutical companies put medicine prices down instead of gouging the people so maybe we could afford to take a vacation once a year as the pharmaceutical owners eat with their gold forks.

Your chatGPT voice is annoying.

But taxpayers will still pay in taxes for these Part D changes!

Love your new background!

If we pay close to 200 for medicare premium, 200 possibly for supplement, then 200 for part d premium plus around 170 month for the 2000 yr deductible thats 600 month who has that

Don't expect anything good,

Hi. Feedback on your new studio-in my opinion it is way too dark, especially the green. Cannot read anything on the background pictures. However, I love your content!😊

Can the price of copays on Plan N rise over the life of the coverage?

Yes, thanks Biden and Harris. Bidenomics at your service. Our pleasure.

The cost varies by state. In Washington, everyone pays the same rate for a given plan from a given company. They flexibility to change plans and/or company at anytime effective the first of the next month. This works for any plan except plan A. Further once you have a supplemental plan. There is no health screening required and you have guaranteed issue ... Again this does apply if you have plan A. .

Can i get off part d since i dont take medication and get back on when i do?

Thank you for the excellent information 👍🏻

Health insurance is so evil, these bastards need to be punished for their greed and corruption.

For the first time since I began Medicare in 2015 my drug cost will ONLY BE $2,000. I know it will be indexed going forward. HOWEVER, my Jardiance price in 2026 will save me even more!

Great content, thanks for your time! Healthcare actuaries will be working overtime for the insurance companies.😀

Very calming background.

Excellent video thank you so much for the update.

Seniors should get drug,vision.and dental free or under 40,000 a year free

Why do you wave your arms around like that? Reminds me of a chimp or baboon.

"I capped your out-of-pocket prescription drug costs at $2000. Vote for me!" ... Meanwhile the insurance industry increases premiums to offset the associated losses. "Oops, retiree's will find out in advance of the election about their increased premium costs, long before they realize any benefit caused by my executive fiat." "Quick ... offset the increased premium costs with direct payment to the insurance industry." "Hmmm ... did I just attempt to buy votes with taxpayer's money?"

Sounds like there needs to be transparency in the part D negotiations with drug companies. All one has to do is look at the savings at Cost Plus Drugs (Mark Cuban) to see that there are HUGE markups by the pharmacy supply chains. And we pay through the nose because of this.

Thank you for this informative presentation

COME UP FOR AIR!!

VERY ANNOYING NOISES ON THIS VIDEO!!

My monthly part D is $69 / mo now. The new cap on out of pocket for Medicare will help me as past few years my out of pocket has been $4/6 k. I don’t have cancer drugs

My first time on ur site but i like ur background.

Let’s see, last year my basic part D plan doubled in cost, I do not take any medications. My husband’s part D increased by $45. All of our other Medicare and supplemental insurance premiums increased as well. I’m sick and tired of being fleeced by our federal government. I’m stuck paying for increases while you can come across the borders illegally and get every thing for free plus money in your pocket. It’s time for an overhaul in the way American seniors are pushed to the back of the line in favor of noncitizens. I didn’t work for 46 years forced into the government taking a portion of every paycheck and a promise that yeah it would be there when I retired. What they didn’t tell you was they would take it from you again by increasing premiums every year.

We need restrictions on the supplemental plans premium rate hikes each year. And if the Florida Blue is only paying 20% why should they pay the deductible?

interesting.......hey.... where can I get a list of all the plans offered like the one you showed at the 13.01 mark....( I live in Michigan )

Bottom line is try to stay as healthy as possible as we age.