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4 things told are 1. Purchase of unnecessary things Solution: Purchase on functional basis or need 2. Education of graduation in private colleges Solution: Do small courses and improve in skills based on which you can earn 3. Marriage function Solution: Perform marriage as per tradition with low budget and saved amount can be given to newly married couple so that they can get settled. 4. Purchase assets like house/plot which is not used Solution: You may purchase 65%assest which can be given on rent. 35%for your personal use.

Proud to say that my parents (having 3 daughters)had educated us and spent minimal in our weddings, but supported us 100 percent when we had children, this was done 30 years ago

I am young 33 ...and i have always aspired to have a company of a mature elderly like you .. hats off sir... Delight to hear you .

This must be one of the best quotes I have heard in a long time on Middle Class Trap: Middle class people buy things they do not need from money that they do not have (loans/credits) to impress people who do not care and financed from a job that they do not like! - Sango Life Sutras. 👏 👏 👏 👏 👏 👏

Since past 70 years, 3 generations of my family have been doing the things that you mention in this video. Unfortunately people find it nearly impossible to keep things simple & live within their means. My father a self-made man of immense accomplishments, internationally reputed engineer & having highest ethical standards gave me the following advice when I started my career: 1. Don't do anything that will cause you loss of sleep when you are 65 years old because you cannot buy it. 2. People will respect you for what you are, and not for that you have. 3. Sustainability is the cause of happiness. 4. Simple things in life are always enjoyed the most. 5. Greed causes endless dissatisfaction & unhappiness 6. Live upto your own expectations & not those of others

All valid points sir...The summary of the entire discussion is...We have a family to feed rather than a society to impress.

You are extremely right guru ji,,, I am from West Bengal, lower middle class family background, we are two sisters & my father invested lots of money on our higher education & wedding, but my brother in law lost his part of inheritance & house after 10 years of marriage, fortunately he had a job with less salary, my marriage also flopped in the same year & my father's business got crashed because of covid, my mother also in tuberculosis that year,,, I am still struggling to get a stable job,,, my father wanted me to marry for the 2nd time but I stopped him, because we had lost lots of resources now is the time to be stable again,,, but my parents are ageing very fast,,, now I have to face their foolish deeds... This was my story,,, my English is not so good,,, after watching your video, I found my decisions were right... Thank you guru ji...🙏🙏🙏

Sir, in my family relation, there is one known relative, they live in Chhatarpur area of Delhi. They are highly rich and cultured people, They had spent 2.5 crores in their daughter’s grand wedding. Every thing was so smooth. People took it as an ideal wedding. Parents of the bride thought it to be the best gift for their daughter. But nobody knew that this great grand wedding would not be able to last even for 10 months !! क्या करेंगे इतने करोड़ रुपया देकर जब आपकी beti ही ख़ुश नहीं हैं??😢 Now their daughter is crying day and night to get a divorce, but she isn’t able to . She is suffering day and night . I don’t understand why people anticipate that spending more and more money will guarantee a happy and successful and satisfied life , Rather than focusing on a happy and satisfied life for their children.

1) School & College Hefty Fees 2) Food at cybergub 3) Expensive Gadgets 4) Everything Best

Sir, you missed one thing ---luxury car/ SUV. People are purchasing car in loans.

I begged to monther in law and wife not spend so much in the wedding. And i denied for anygift for me. Still they invited 350 people arrived only150. And spent alot to make show sha and now they're paying debts. Same time after roka i bought a flat on my fiance and my name (70%loan). And bought good gold before 6month of the marriage. And even my sherwani was on rent. I saved most of my corpus for me and my wife. But i think jb koi kuch khe rha ho to sunlo young genration utni bhi c nahi jitni lagti h

This is the best line I have heard.. People wasting money to buy products they don't need,with the money they don't have(loan) to impress people who don't care..

11 years ago, I had an extremely simple and minimalistic Bengali Wedding with no pomp and show , very few near and dear ones were invited that's all. All expenses paid by me( I am an English lecturer)and my husband ( Army Officer). My husband had no single demand. With God's grace we have already purchased our own house, have one son ( may God always bless him), travel to near by places of that of our postings and lead a simple life as much as possible. 🙏

My father wanted to buy a car, but i suggested him to built 2nd storey of our house. Today we have rented that accomodation and paying us. Today we are in a position to emi with our car and it is automated.

Thank you for educating Indian middle class with your wisdom and learning. Me and my wife also believe in similar thought process. We have told same to our children and we are following all the 4 points that u have mentioned in your video. Also we have told them clearly that we will fund their education till graduation in India. But if they want to go for higher education abroad, then they have to take education loan and go on their own. This will give them sense of responsibility and putting load on them will make them more serious about their own life rather than spoon feeding them.

सच को विरोध झेलना होता है पर सच जिंदगी बदल देता है धन्यवाद सर् आपका

Delhi k middle class wale jitna shadiyon mein paise uda dete hai utna agar sahi se invest kare to har saal ek foreign tour ho jaye

In 2016 I got married. Being an orphan I had to arrange the fund of my own, my budget was only 4lakhs marriage was done by inviting 270 people, with proper rituals and photography and now I feel so blessed I didn't felt for any emotional and image wala need 😝🙏

Feeling really great that I convinced my father to get me into some nearby college instead of fancy ones (VIT, Amity). I worked on my skills and got a decent job right after college. Bought a samsung phone instead of apple. I'm now confused between working abroad or starting something of my own in India.

I graduated from a collage where my fee was 45k per year (45x3 years)in 2020, In Dec 2022 I have 10+ LPA package, so I completely agree that fancy collages don't mean anything. Just get your degree skill up and start working.

Subconsciously we all knew these points. Thanks for underlining these aspects. These things need more recognition but its not said because there is no commercial value for spreading this clarity. Many business will get affected if such awareness is spread

I recently attended a marriage in Assam, They very warm welcome of guest with tambool by new couple. All marrige arrangements were at home . Food was tasty and timing was 1 pm to 8 pm ( note that sunset time is 5 pm here ) No show off People were very well dressed and disciplined Being north indian (marathi by roots ) it was good to see Also all rituals were being followed Earlier Marathi people ,specially those who migrated from Maharashtra during princely states ( MP UP Telangana Gujarat) used to celebrate Marriage ceremony in simpler way Now being attracted towards bollywood style ;fomo affected celebrations

Thank you so much for making such important video of the middle class. Totally spot on and deff will help this generation!!

Fantastic eye opener video - Thank you for bringing this up . Could relate 500%

You are ahead of your times, Ji. Most people will realize these things after a long time. Each of your line is worth a video. So much wisdom packed here, only if people have the capacity to comprehend. People have to slow down in life to appreciate what you are saying, and this exactly is not seem happening.

This area is not generally discussed in Indian homes. We Appreciate your efforts to explain this topic in a balanced way.

Perfect !! These were also my thoughts that you revealed. Thanks, Sir. !!

1. Focus on utility. 2. Never waste resources. 3. Think long-term before any investment. 4. Follow one in, one out. 5. Create asset(s) which can generate cash flows rather than consume your cash. 6. Invest in Health, Education. 7. Desist falling a prey to social pressures.

One of my officemate have done MBA, paid fees of 10 lakh. And her first salary was 30,000/- per month. And I have done MBA from distance learning, paid fees of 40,000/- only. I earn good in my life to support my comfortable life. One of my friend spent 3 lakh rs on modular kitchen. And I buy a used but very nice condition kitchen trolley at 8,000/- 😂. Use and satisfaction is same for both of us. After one year nobody ask whether your kitchen trolleys are brand new or secondhand 😂😂

You've spoken my mind. As I look back the spending that my parents & in laws had done for my marriage I feel myself guilty of letting them do so. I've taken a resolution to have minimum spending on marriage of my kids. At the same time want this to be no more a taboo. I am so glad someone is speaking what I have been planning.

I will implement all of them... Thanks for the insights...

"Middle class of India is buying things which they don't need from money which they don't have (loans) to impress people who don't care and all these (EMIs) financed from job which they don't like" - Amit Sangwan

ಮಾಧ್ಯಮ ವರ್ಗದವರ ಆರ್ಥಿಕತೆಯ ಸಬಲತೆಯ ಕುರಿತು ತಾವು ಹೇಳಿರುವಂತಹ ಸೂಚನೆಗಳು ಮಧ್ಯಮ ವರ್ಗದವರ ಆರ್ಥಿಕತೆಯನ್ನು ಉತ್ತಮಪಡಿಸುವ ಮಾತುಗಳು... 👌👌👌 ಸತ್ಯವಾಗಿವೆ..

All four points are absolutly valid... Marraige vs wedding is terrific distinguishing concept.... ये तो meine घरं में बोलके रखा हू... कि मै खुद कि बच्ची के शादी मै ऑऊ नही अगर फालतू का खरच्या कारोंगे... And annuity payment to them is best concept.... Perform, zagda maat karo aur phir bonus ke hakdar banno... Sir hats off... 👌🏻👌🏻... Aaj hi ye mei ghar mei discuss karunga.... Thank you so much.

All are on point ,guruji.! Started implementing also.

Really Eye opener and its 100% True. Keep guiding Sir. Thank you. leave those who are criticizing.

Much needed video Sir...false prestige is increasing at an alarming rate

70 Lakh ki shaddi. 70 din ke liye. 😅 This is the best one liner of 2022. 👍

Highly appreciable video. Thanks and regards.

Fantastic video.. eye opener and worth implementing

This is really an eye opener for every individual and for not only middle classes but for every human being. Thank you very much Sir..

Thank god , I found someone who matches with my thinking.

All four ways of avoiding/ destruction of wealth are well addressed. Will definitely try to implement all Four...

Very true. Especially in North India, marriages are celebrated like it is the last day of life. I agree that we should follow our traditions. 🙏 I got married in a traditional South Indian style, low key wedding with only core members of our families. No "sosha giri of any kind"; we saved the money and brought things to start our life. Thanks for such eye opening videos; these kinds of videos are the necessity for today's youth. I enjoy listening to the way you put things in perspective. Good luck and please keep making such videos. God bless India.

Absolutely in line with the thoughts. All the Four should be implemented. Awesome video. Society brands a person thinking on these lines as unorthodox & a non societal. The moment we can come out of that mental logjam of perception of others, life can be as simple as explained. Thanks Sir for the lovely & intellectual insights 👍

From Pakistan, truly appreciate your suggestions. Hearing the problems in India, I was shocked, we share 90% of identical problems, wow. Your advice n suggestions were very relevant n useful. Couldn't agree more. Projecting Fake Image of a rich person, has doomed us all. Simplicity n real worth realization, is the key, unfortunately replaced by lies n deception. I wish u well sir, for pouring some sense in our lives. keep smiling 😃

Awesome content!People from all over the world should follow this advice.Thank u for guiding the society in the right direction.❤❤

Only a father like figure tells u these life changing lessons .....i losed my father wen i was in 10th ....tnx u so much

Middle class series is going out of the park..great👍🏻

From the Grandfather generation onwards we are following these idea upto 90%, Expect that we are not limited to inviting people's who are our blood relations only but also our other real social relationships to whom which we give respect from out heart and not just to showoff and we feel is necessary . No showoff on any function. Ek kahavat hamare dada ji ne humko sikhai thi ki " जितनी चादर हो उतने ही पैर हमको पैर फैलाने चाहिये " Sadar Dhanyad Sir Ji for you valuable thoughts as these are very much required to live a stress free life upto some extent. 🙏🙏

Hi sangwan sir...i really find your videos very helpful and you always bring a new perspective unlike what society projects...thanks a lot sir...keep up the good work...n i generally don't comment on videos even if i find them good ...but you've earned my respect sir ❤

Sabhi idea implements karenge , thank you so much for this video

Bro This guy is Brutal AF ❤😂 I wish he was my relative 😂😂😂

Agree in Toto. Luckily I am a Maharashtrian senior citizen so a simple life was part of our DNA .But our next gen is earning 4 times what we used to so all these problems are creeping in our society. So it is essential to talk about enshrining value of reasonability in society.

Bahut Shukria Sir Eye opening Content. Will try to implement all 4

All four i will follow, thanks again for your valuable time, knowledge, advice, and efforts 🙏

Love you sir..feeling like my father's advice..actually I lost him at 16yrs ,thank you soooo much for your valuable advice..🙏🙏🙏🙏🙏

You are absolutely right sir! I totally agree with you . Thanks for sharing your thoughts with us.

🙏🙏 You are the real guru Never seen such a gyanvardhak video elsewhere Respect from the bottom of my heart...

Fantastic lesson.... Must to watch for everyone... not only middle class people but also the Rich people need to understand the lesson... Thank-you very much sir... God Bless you 🙏

As a 65yo Retired-Babu I entirely agree with you. I am a Retired IAS-Officer, who understood this as a 25yo

Great knowledge sir I was listening to the big financial influencers but today I got real one you are delivering so authentic sides of middle class trap

It was so motivating... Very true... And very well explained.... I cent percent agree with whatever u said Sir.... Thank you so much for this eyeopener

Sango- it is so heartening to see common sense being verbalised. bravo. keep it coming.

Totally agree with you, all 4 topics are correctly identified, and you put it very straight 👍

All suggestions are very practical and straight forward.we will surely follow them all👍

I am in my 20s. And I agree with Sir on tese points. Quite practical and explained in really very simple and entertaining way.

I agree with all the points you mentioned! I am surprised to see people ( with middle class earnings) spend so much on branded clothing, shoes and electronics , cars, jewelry, luxury vacations etc. They take loans so easily and practically are living pay check to pay check. And the college expenses part is so true. College is a big business all over the world, and we should invest wisely after thorough research. Give your kids a good educational foundation, and teach them the value of hard work and money, that’s most important in my opinion.

Agreed , no need of huge spending on marriages. Assets also rightly said build in parcel and pieces. Disposal is also easy . Education rightly said get skill development short term courses. High employability, Upgrade yourself every 3 to 5 yrs. the Annuity gift concept is Suprr Uncle. This is really a surprise Bonus/ Reward .😊

Very practical video. Liked the content very much. Thank you Sir

Real eye-opener. I'll do all 4, Thank you Sir

I always used to tell my parents that I don't like the Idea of heavy spending on my wedding, but they were not ready to accept my normal wedding suggestions. Then come COVID19, I find that as an opportunity, I told my parents that I can't wait anymore and I have to marry as soon as possible. And my wedding in lockdown was very economical, more economical than I thought and we had great excuse for all those offended uninvited guests.

I am so glad that I share the same views as you sir. I try explaining my relatives to be careful on their spends, but they hardly listen. My brother is a spendthrift who spends 90 percent of his earnings on clothes, shoes, watches, mobiles etc. My father in law has lot of loans yet he invites 500 people on my sister in laws wedding. He recently passed away leaving no tangible assets and his family at the mercy of his brothers. He sold all his properties and was of the view that we should live our life well and not think about future generations.

It's very true, I agree 100%👌 But alas, unfortunately now it's beyond my control as I'm helpless in family decisions. Surely good message to each one from middle class people 👌👌👌

I agree with every point and every suggestion. Good Job done.🙏

Very important lesson and eye opener, thanks 🙏🏻

Excellent perspective indeed. Very few of us realize these things and get carried away in showing off and trying to match up a false status level which is of no use. Sir your inputs are valuable and realistic. We the middle class should be live to these thoughts and use our efforts and earnings carefully. Thanks a ton.

Very practical. Thanks

Every point is absolutely right. Completely agree with you Sir. Thank you for the enlightenment.

Great service to society and Country. Hats off to you Amit ji. JAI HIND JAI BHARAT VANDEMATRAM

sir, my child is growing and very much impressed by your vision of economics. Lookin forward for more content.

Wisdom given....So true. Thanks sir

Aapse behtar koi nhi samjha sakta tha ye saare points. Well said sir 😊

Really appreciate your efforts in making these eye opener videos .Thankyou sir🙌

I loved this video so much and I really agree with each and every point, I had recently read a similar rule that you mentioned about affordability of buying something which was like if you are buying something big, make sure to have 3x of that same amount saved/invested. Also, regarding the marriage thing, I have similar thoughts like why to spend so much on a wedding just for show off to the society, many ppl take heavy loans and then spend all on weddings and don't even keep any emergency fund or health emergency fund.

Loved your video, excellent!

Too good. Direct from heart. Genius analysis. We all know, but never analyse it to such depth.

Sir Ji, best and highly valuable talk. Actually all class people should listen to your words. No second thought. I really love and believe your advice and words.Your's is Great Service to Society

Great Video ! I am fully in agreement with all the 4 things you have explained.. Though I am financially very well off, .I spent very little for my marriage... I regret that it failed but I never had to regret the financial aspect of it cuz I never spent much money on it... In fact, for the education I have been trying to convince my kid stuying in 12th Std. to either go for Govt. college (if meritorious) or simply do a BSc ... (instead of wasting money in Pvt. Colleges)... I really hope my other family members come into agreement on my thoughts as otherwise I will have to WASTE money which I never wish to.... I have been following the principles mentioned in your video throughout my life.. I want to tell you that I only purchase what i require.. For example, I never purchased even a 2 wheeler since I never felt the need for a personal vehicle at the place where I live.. I find public and private 'rental' transport much cheaper and convenient.... I have only a simple feature phone (cuz I don't require a smartphone) ..However I have given my kid a smartphone (cuz my kid requires it ) ... Can go on and on ... I loved your video .. I really hope all the middle class people see this video and imbibe your thinking in their daily lives ....Bahut dino ke baad koi mile jo mere jaise sochthey hain ...Thank you very much ...

Sir I think the same almost. Thanks for validating my opinion

Thorough professional/practical knowledge.......Stupendous

being a 18 year old ... thank you sir for opening my eyes...i will also convey this messege to my parents so they can also save money❤

Perfect guidance with 100% practical solutions. Thank You 🙏🏻

Beautiful analysis and superb video. Thank you

Very useful. Thanks a lot.

What an useful video Sir! I have alwaz followed what you hv suggested and hv immense faith in such values and principles. I would like you to plz highlight and make a video on "MINIMALISTIC APPROACH". This would be a great asset for all middle class ppl. Good Luck Sir!

I'm 21 yrs and i tell my father the same thing and he says Tu bas padhai kr kamana mera kaam hai

Worth pondering and implementing sir... Indepth experienced based contemplation... Thanks

Fortunately I am covered in all the grounds. Thanks sir.