15 Habits of People Who NEVER Go Broke (or stay broke)

15 Habits of People Who NEVER Go Broke (or stay broke) | FRUGAL & MONEY

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Күн бұрын

15 Habits of People Who NEVER Go Broke (or stay broke)
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Education, ❌NOT❌ Advice

Пікірлер: 74

@fatimamanneh9432 28 күн бұрын

Paying myself first has been a very good idea I stress less knowing I always have backup I am never broke

@dbdouglas 28 күн бұрын

Avoiding debt is huge. Then, when there are any sort of "windfalls", every penny of it can be applied to savings, creating more "net worth", which is the goal.

@rkw2917 24 күн бұрын

"Financial security is more important than showing off" That's the most important lesson you could ever learn

@victoriousvkg 28 күн бұрын

YES - Habit #2 - Never apologize for being Frugal is Spot On!!!!!!! Along with all the other ones. Great video per uze!❤

@kellykersten8828 25 күн бұрын

I've never had anybody call me names or make fun of me because I was on a budget. Never.

@TheCharlieH 18 күн бұрын

So true. My cousin has the “good job” yet is upside down with the finances.

@wendysharpe9277 24 күн бұрын

Yes I’m frugal and practical and was constantly made fun of. But out of all my friends that spent and spent and spent in their 20’s are now not prepared for retirement now that we are in our 50’s.

@bruceblunderfield5431 17 күн бұрын

Or 60's! I was invincible (70-100 hours per week since 13) but the body called me to a dead stop! Happily single, and happy to pay someone else now. ☺

@bernaclischurchill4463 21 күн бұрын

The points about frugality and not spending money every time you go somewhere is correct, and has hit home for me so many times. I was told by someone I know, that 'if I were you I would buy such and such', thats the point you are not me. But this advice came from someone who as spent their life financially struggling in just about every way possible, but they still cannot see that, and have the nerve to GIVE financial advice, (as if they are Warren Buffet), although they, themselves would not know how to use if GOD gave them an instruction booklet.

@kathleenepugh9495 28 күн бұрын

Develop contentment, and that will help you contain overspending. Life is unpredictable, and you never know what is around the corner. Remember, you are NOT the sum total of your possessions.

@misslanapaulford 28 күн бұрын

The first thing anyone needs to do is get a pen and paper and get honest with your self..write down how much you genuinely get every month and then how much come out from that. I always pay my rent first because its the most important roof over your head, after that food, Utilities. There will be months where u are short and have to go without, but then you'll have good months where you'll be in a better position. You have to lose the mindset of Well I've earned this or I deserve this. If you do not have the money then no.. When your situation improves then you will be able to treat your self. All of this should be temporary bout of going without..

@myaccount9498 27 күн бұрын

Great mindset! Proven tips for getting ahead ❤

@goinsvirginia 24 күн бұрын

Planning an budget saved my life. Paying myself 1st also. I never tell anyone what I have. I hlp family if they ask. Love hlpn too

@johnl9135 28 күн бұрын

I used to think frugality is cheap, but after I found financial independence. Now I understand the difference and started budgeting, paid myself first and live below my means. The only regret I have is that I wish I knew this in my 20s.

@delphinehamilton8118 28 күн бұрын

Very good advice. Most of these l do and l am never broke with a low income❤

@TheCelmap 22 күн бұрын

Congratulations you are very wise. I myself have low income, however, I do have 12 months of my expenses fully funded in a high yield savings account and do contribute every month into my retirement and brokerage investments accounts. I have no financial worries I feel happy every day.

@sensitivelifestyle 28 күн бұрын

came for the message; subscribed for the most soothing tone. thank you!!

@thebrokenwallet 23 күн бұрын

Thanks for subbing!

@einat1622 28 күн бұрын

Just live beneath your means and be mindful with needs vs wants.

@mamatosh05 26 күн бұрын

Hi, my name is Latasha & I am super frugal. I feel no shame in it at all 😊

@sinkintostillness 27 күн бұрын

I pay myself first, so my savings pots get filled before anything else. Then I feel like it's a really long month before I get to do it again! 😂

@lawyerina305 28 күн бұрын

Lol 😂 at “code for ‘I don’t really want to do it’”

@SoyCityBarbie 28 күн бұрын

Spot on, smart video, beautifully shot. ❤️

@emmascot6111 28 күн бұрын

I feel like i havent gotten notifications for your videos in a while and I have them turned on! Guess I have more to binge watch now 🙈

@thebrokenwallet 23 күн бұрын

Other people have said the same.

@bridgettetraveler658 16 күн бұрын

I feel u were talking about the old me when u talked about the person who is cheap & don't look for quality. I used to look for quantity instead of quality. Now I look for comfort & quality. I love your videos. I learned things that blow most ppl minds! Thank u so much!!! Before I get paid I always pay my mortgage & credit card off. I try to save from the month before & have an emergency fund. I believe Warren Buffett budgets.

@lalaking7974 26 күн бұрын

I love this channel. Always such wise advice. - This was one of my favorites and gonna share with my young adult sons. Thank you.

@UnofficiallyHuman 27 күн бұрын

Watching this after spending my savings on gadgets I might never even use

@myaccount9498 27 күн бұрын

Take them back for a refund

@mimitadigre4103 25 күн бұрын

Love your content ! You explain so well -

@maureenmiller8879 28 күн бұрын

Solid points! I do look forward to your videos.

@thebrokenwallet 23 күн бұрын

I appreciate that!

@KLC777 28 күн бұрын

This is one of your best videos. What you shared is so true. Great video.

@Tune2dis41 25 күн бұрын

Am learning all these things now am so thankful because I was definitely in the “trying” to save money hamster wheel for a long time

@bruceblunderfield5431 25 күн бұрын

I owned my own house, no mortgage, had 2 children , married at 25! Now 3 divorces later? I stil. Own my house, no mortgage! I'm 67 now! 😅 I own my budget! Plus, plus,plus! Most bills are paid 12 months ahead! Just Incase i get sick! My bills even on a pension has allowed me, to live well though frugal! I doubt any man out there who has been through 3 divorces can say , he owns his own own house, has 3 pairs of RM Williams boots boots in perfect condition! I'm ugly, I'm old! But I turn women's heads because I'm Independent and extremely confident! Whilst trying not to be Chad!😅

@ArielDixon-wi5xf 20 күн бұрын

Be more humble I shall say.

@kathudson21 12 күн бұрын

THank you for sharing.

@thebrokenwallet 9 күн бұрын

My pleasure!

@debkincaid2891 28 күн бұрын

Excellent advice, as always. Thanks so much for the video.

@thebrokenwallet 23 күн бұрын

My pleasure!

@ndakule1 6 күн бұрын

Another great video. Thankyou

@thebrokenwallet 3 күн бұрын

Glad you enjoyed it

@kevinmoore9524 28 күн бұрын

This is helped me. Thank You.

@thebrokenwallet 23 күн бұрын

Glad it helped!

@rachaelnuchols764 28 күн бұрын

Great video ❤

@thebrokenwallet 23 күн бұрын

Thank you!!

@lorentamayo2738 28 күн бұрын

Love your.vlog always i learned lot

@thebrokenwallet 23 күн бұрын

Glad you like them!

@fredswartley9778 18 күн бұрын

Money is a tool. It's just a means to achieve our dreams and goals, not an end in itself. The pursuit of wealth leads people into destruction and despair.

@StephanieJoRountree 28 күн бұрын

Good advice!

@thebrokenwallet 23 күн бұрын

Thanks!

@jessicamonday7966 18 күн бұрын

I do surveys, it helps with groceries

@relleways 28 күн бұрын

Great video 👍🏾

@thebrokenwallet 23 күн бұрын

Thank you! 🤗

@doctork1708 25 күн бұрын

Far too many people share their private business with others, I.e. co-workers, neighbors, store clerks, non involved family member, etc. SHUTUP and live your life.

@nataliet6967 28 күн бұрын

What does one do with the $5 or $10 saved every month? Regular savings accounts have really low interest rates. Any suggestions? Thanks!

@IBDASHID 28 күн бұрын

HYSAs (High Yield Savings Accounts) are amazing. I’m with Wealthfront & earn 5% interest. I could refer you & we’d both earn 5.50% interest for 3mos.

@monstertruckfan8450 28 күн бұрын

High Yield Savings Accounts (HYSAs) ... Jenius, Marcus, etc.

@ashleyb6258 28 күн бұрын

I would try to put $ in a high yield savings account. $5-10 is better than $0 savings 🎉

@Bamapride1985 28 күн бұрын

Having that small starting out isn't gonna matter with any interest even in a high yield savings account. Have that in the easy access savings account that is linked to your checking for needed if in a pinch. Evaluate if can start adding more each time (even make challenges with it) and if you can get started adding more, then you can start looking for ways of making it work better for your situation. Years ago I started participating in my employer stock purchase plan and they take X% of my pay and keep it set aside and 2x a year (end of June and Dec) they purchase the stock at a 15% doscount in my account. I can then log in and sell it the next day at full price and get the total proceeds if wanted to. I could then add that to my own personal account so basically making a 15% return on those funds just by having that process setup. I kinda used that for years as a Christmas spending fund instead of putting that same money into a savings account back then that was 0.05% apy....

@nataliet6967 28 күн бұрын

@@monstertruckfan8450 thanks!

@shays_creations 21 күн бұрын

People rave about my frugal life. They call me for advice.

@angelachanellehuang5663 22 күн бұрын

Conservative families live well

@RedEyeification 16 күн бұрын

Is just an illusion..

@maryl234 9 күн бұрын

AI will. write the articles and "just" 5 hours of your time is hysterical. Like 5 hours a day is minimal. Blech. "Not interested" button now.

@thebrokenwallet 9 күн бұрын

I’ve been a pro freelance finance writer since 2005 (before AI was a thought). It is very possible to complete an article from start to finish in 2 to 3 hours (including research).