Excellent

Planning an budget saved my life. Paying myself 1st also. I never tell anyone what I have. I hlp family if they ask. Love hlpn too

"Financial security is more important than showing off" That's the most important lesson you could ever learn

Yes I’m frugal and practical and was constantly made fun of. But out of all my friends that spent and spent and spent in their 20’s are now not prepared for retirement now that we are in our 50’s.

I owned my own house, no mortgage, had 2 children , married at 25! Now 3 divorces later? I stil. Own my house, no mortgage! I'm 67 now! 😅 I own my budget! Plus, plus,plus! Most bills are paid 12 months ahead! Just Incase i get sick! My bills even on a pension has allowed me, to live well though frugal! I doubt any man out there who has been through 3 divorces can say , he owns his own own house, has 3 pairs of RM Williams boots boots in perfect condition! I'm ugly, I'm old! But I turn women's heads because I'm Independent and extremely confident! Whilst trying not to be Chad!😅

Am learning all these things now am so thankful because I was definitely in the “trying” to save money hamster wheel for a long time

Far too many people share their private business with others, I.e. co-workers, neighbors, store clerks, non involved family member, etc. SHUTUP and live your life.

I've never had anybody call me names or make fun of me because I was on a budget. Never.

Your video was so comforting in a word. It wasn’t drawn out or over done. I really did enjoy it. I’m frugal and save where I can. Most of what you said was common sense to me. But honestly 1/4 of it was new and I welcomed a reminder on the other 3/4 of the video. Very well done. I am looking forward to more of your videos. Thanks

Love your content ! You explain so well -

Hi, my name is Latasha & I am super frugal. I feel no shame in it at all 😊

I love this channel. Always such wise advice. - This was one of my favorites and gonna share with my young adult sons. Thank you.

I pay myself first, so my savings pots get filled before anything else. Then I feel like it's a really long month before I get to do it again! 😂

Watching this after spending my savings on gadgets I might never even use

I used to think frugality is cheap, but after I found financial independence. Now I understand the difference and started budgeting, paid myself first and live below my means. The only regret I have is that I wish I knew this in my 20s.

Excellent advice, as always. Thanks so much for the video.

I genuinely love your videos and the fact that you delve right in. It’s a great strategy because your get me paying attention to what you have to say from the jump. ❤

Great video ❤

I feel like i havent gotten notifications for your videos in a while and I have them turned on! Guess I have more to binge watch now 🙈

The first thing anyone needs to do is get a pen and paper and get honest with your self..write down how much you genuinely get every month and then how much come out from that. I always pay my rent first because its the most important roof over your head, after that food, Utilities. There will be months where u are short and have to go without, but then you'll have good months where you'll be in a better position. You have to lose the mindset of Well I've earned this or I deserve this. If you do not have the money then no.. When your situation improves then you will be able to treat your self. All of this should be temporary bout of going without..

came for the message; subscribed for the most soothing tone. thank you!!

This is one of your best videos. What you shared is so true. Great video.

Very good advice. Most of these l do and l am never broke with a low income❤

Library books are not clean!

Develop contentment, and that will help you contain overspending. Life is unpredictable, and you never know what is around the corner. Remember, you are NOT the sum total of your possessions.

What does one do with the $5 or $10 saved every month? Regular savings accounts have really low interest rates. Any suggestions? Thanks!

Good advice!

Great video 👍🏾

Solid points! I do look forward to your videos.

Spot on, smart video, beautifully shot. ❤️

Just live beneath your means and be mindful with needs vs wants.

This is helped me. Thank You.

Avoiding debt is huge. Then, when there are any sort of "windfalls", every penny of it can be applied to savings, creating more "net worth", which is the goal.

Lol 😂 at “code for ‘I don’t really want to do it’”

Paying myself first has been a very good idea I stress less knowing I always have backup I am never broke

YES - Habit #2 - Never apologize for being Frugal is Spot On!!!!!!! Along with all the other ones. Great video per uze!❤

Love your.vlog always i learned lot

I left a high-paying job with own flat and sports car to get married. He seemed happy to let me pay for theatre tickets and food etc so I wouldn’t suspect he had money. Once the ring was on my finger he lost all interest in me, gave me an allowance, made me sell my car and he kept the money, likewise insurance for my stolen stuff. Our 2 children came in quick succession but we stayed in a 1-bedroom flat (2nd floor, no lift) because it was more important to locate new office first. Then after 4 years he sold our house making us homeless because he wanted a divorce as “my secretary is in love with me” (rather than “I am in love…) and sent me and the children across the ocean back to my parents. He obviously wanted to bank the money from the house before I might discover that was illegal to make us homeless. He later changed his mind and wanted us back but it was too late as I discovered how liberating it was to be free of him and at 26 I was just beginning to live. I was lucky in getting out early, before I was too beaten down to recover, all thanks to HIM and his secretary! Single parenthood was wonderful. I had been a victim but now I was WonderWoman!

7:37 I have started to think of items in terms of hours worked, as I'm only making so much per hour. Something that's 1-2 hours? No big deal, as long as I am not spending that frequently since it adds up. Something that's 8+ hours? No way! I'd need to think about that and only consider it if it's a high quality item that would last a long time or making multiple tasks easier.

It really takes discipline to keep credit on track finally I mastered both living within our means really helps

That was so informative! I live in other country, but advice is great!

Your videos are simple, not too lengthy and very easy to understand.

This is one of the BEST videos on emotional money issues this old lady has ever seen! Thank you for sharing your views and insights!

New Subscriber.....Thank you

This video was very simple and easy

Thank you for your smart words about money. It's so important, to know how to handle it.

She lost me at axed

I stumbled across your videos a year ago n since then I have become smarter with my money. Keep up the good work

Investing did not scare me when I was young. I understood the concepts and reasons why I should do it. What prevented me from starting at a younger age was 1. I had no interest. I was a student and did not make a lot. I wanted to wait until I had a career. And 2. the taxes. I did not understand or want to deal with the tax consequences from interest, dividends and capital gains. It would really help if this was taught in high school. I did learn taxes in my HS US Government class but investing was not part of it.

Great job ❤❤❤