3 COMMON MYTHS ABOUT SURVEILLANCE AND LTD on the Disability Law Show with disability lawyer and Partner James Fireman. Learn how to fight back against the insurance company and get what you're owed on Season 6 Episode 13 of the only disability law show on TV in Canada.
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FEATURED ON THIS EPISODE...
0:00 Intro
1:23 Disability deemed workplace issue
My long-term disability claim was denied as my disability was the result of a workplace issue. What options do I have?
7:21 Concussed but denied LTD
My sister has been denied LTD despite a severe concussion. Her doctor has stated many times she is not able to work. She has been off work now for almost a year and has been paying for all treatment expenses out of pocket. She’s being invited to appeal. Does she have any other options?
3 Common Myths about Surveillance and LTD
14:53 1️⃣If you apply for LTD benefits, your insurer is likely going to hire an investigator to conduct surveillance.
16:21 2️⃣ Surveillance that "catches" you running common errands will justify your insurer denying your benefits.
18:00 3️⃣ If your insurer denies your benefits because of surveillance, there is nothing you can do about it.
25:06 Gradual return to work
I was told to apply for LTD after 4 months off work on STD. My GP believes that it won't be approved despite support from my chiropractor who has stated I have scoliosis. I attempted to return to work but only lasted a few days due to severe pain. Now I’m using my vacation days to take time off and am worried about further financial difficulties. What can I do?
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