3 KEY QUESTIONS ABOUT APPEALING AN LTD DENIAL on the Disability Law Show with disability lawyer and Partner Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 6 Episode 06 of the only disability law show on TV in Canada.
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FEATURED ON THIS EPISODE...
0:00 Intro
1:20 Earning income while on LTD
I was on LTD leave due to a wrist injury from my dental hygienist position. In a conversation with my insurer, I mentioned I started making soaps as a hobby. My insurer then informed me my benefits would be paused pending an investigation. What can I do here?
8:38 Disability benefits and severance
I’ve been on LTD for a while now. If I’m let go by my company while on disability leave, will the insurer automatically consider my severance pay as income and deduct it from my LTD payments?
• Employment issues and disability benefits: bit.ly/employment-and-LTD
3 Key questions about appealing an LTD denial
14:49 1️⃣What is an appeal? Is it a government-run process?
18:30 2️⃣ Should you always file an appeal when your long-term disability claim is denied?
19:40 3️⃣ Is there another way to get LTD benefits if the insurance company rejects your appeal?
22:42 Unemployed and disability leave
I've been on LTD for nearly two years due to a serious heart condition. Recently, a co-worker mentioned that our company might face significant financial troubles. Will my benefits be affected if the business shuts down and I lose my job?
26:49 Anxiety due to talking to insurer
Speaking to my insurance adjuster seems to increase my anxiety and stress. Is it possible to ask for less frequent updates from them? I’m worried that by avoiding communication, my LTD benefits will be cut off.
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