4 HIGH-YIELD DIVIDEND EXAMPLE PORTFOLIOS: MAX YIELD, DIVERSITY, RETIRE, NAV-EROSON PROOF || YIELDMAX

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4 HIGH-YIELD DIVIDEND EXAMPLE PORTFOLIOS: MAX YIELD, DIVERSITY, RETIRE, NAV-EROSON PROOF || YIELDMAX

Рет қаралды 16,956

Күн бұрын

High-yield dividend Investing, Yieldmax, Defiance, Roundhill, CONY, AMZY, MRNY, FBY, PYPY, TSLY, OARK, APLY, NVDY, GOOY, NFLY, DISO, MSFO, XOMO, JPMO, AMDY, SQY, YMAX, YMAG, MSTY, ULTY, YBIT, CRSH, GDXY, QQQY, JEPY, IWMY, XDTE, QDTE, YBTC, YBIT, GDXY, CRSH, KLIP, SVOL
Khmer's Discord: discord.gg/K4bPMQjmrg
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Пікірлер: 169

@SoCalStevo 2 ай бұрын

Help me earn my RobinHood credit card! Just sign up for Robinhood Gold (not the credit card) with my link, this is not sponsored: robinhood.com/creditcard?referral_code=50cf1830

@gatorhomie21 2 ай бұрын

Keep up the great work. At $500/Month right now. Can't fathom $30k/month. Will get there one day

@mmabagain Ай бұрын

How much is return of capital ROC?

@Killerpoet-rm3oj 3 ай бұрын

This was the best honest outline I've seen yet. I have changed my entire life with these ETF high yield divs. Thanks again Stevo, as always for your hard work.

@SoCalStevo 3 ай бұрын

Welcome and thanks!

@blu3cobra 2 ай бұрын

option 5 buy all of these

@sizwedlamini8588 2 ай бұрын

$259,090 invested. I like solving math problems. Another Great video SoCal

@VllKlNG 3 ай бұрын

Great job explaining the mindset of an income investor vs stock investor. Looking forward to hearing about ROI investing.

@SoCalStevo 3 ай бұрын

You got it!

@RichardAkin-qj6xt 2 ай бұрын

The option: 3 was a little unexpected, you are correct these funds have had no NAV erosion, but they are high risk and I would wait for the share price to move down some before buying into these. If you're just starting up a ultra high yield portfolio it would be safer to start with YMAG and/or YMAX. My favorites are: NVDY, IWMY, FBY, CONY. Thanks great video!!

@user-gr7bc7rh4h 2 ай бұрын

Ótimo ativo 👍

@crisharnden 3 ай бұрын

Keep up these videos! I’m experimenting with high yield dividends and these videos help

@SoCalStevo 3 ай бұрын

Thanks, will do!

@lanellgranger1920 3 ай бұрын

Really good video! Great Job! You have such an even approach and presentation. Thank you!

@SoCalStevo 3 ай бұрын

Wow, thank you!

@bernardclements 3 ай бұрын

Excellent video 💯💯💯 Very well presented 😃😃😃

@SoCalStevo 3 ай бұрын

Thank you! Cheers!

@gordoncorlette2730 Ай бұрын

Steve, Great Videos! It might be good to remind listeners that to use your dividends ( starting at option #2), then you need to turn OFF the reinvesting the dividends ( I think) prior to the Ex Div date+1 day.

@inquirer1016 3 ай бұрын

Wonderful video, well explained in simplified form. I like MSTY, CONY as top two. As for fear of NAV erosion, TSLY is a prime example having gone through a reverse split and afterward dividend still declined. Can't blame some folks for being skittish. My philosophy, stick with best and forget the rest. I just subscribed.

@SoCalStevo 3 ай бұрын

Thanks!

@cliffdariff74 3 ай бұрын

Nice breakdown...Keep it up SoCal.... just subscribed.

@SoCalStevo 3 ай бұрын

Thanks!

@dougcarnall 3 ай бұрын

Excellent breakdown 👍 Thank you

@2ryan_X0 2 ай бұрын

This was the best high yield videos for a beginner like me to see … thanks Stevo

@SoCalStevo 2 ай бұрын

Glad it was helpful!

@lifeisgood1488 2 ай бұрын

great video, thanks Lovely yorkshire on background.

@SoCalStevo 2 ай бұрын

They are the best!

@AntBoogieWorld 2 ай бұрын

I like the vibes! I been into income investing for years I will be checking more of your videos

@SoCalStevo 2 ай бұрын

Thanks!

@digepix Ай бұрын

Your best video Stevo!!

@Sandeepkr09 2 ай бұрын

Simple explanation with lots of valuable knowledge..

@SoCalStevo 2 ай бұрын

Thanks!

@davidallen8806 Ай бұрын

Dude this was killer.

@SoCalStevo Ай бұрын

Thanks!

@cp-gz8lz 3 ай бұрын

I love this channel !!!!!!

@SoCalStevo 3 ай бұрын

Thanks!

@TChalla007 3 ай бұрын

"Compound interest is the eighth wonder of the world" - Albert Einstein.

@bernardclements 3 ай бұрын

Agreed 💯💯💯

@MuzixMaker 2 ай бұрын

Exponential, my dear Watson.

@swenpintat7331 3 ай бұрын

I would do it like this ymax, svol , spyt, qqqi and pffa ! Take 8 percent for u and living ! The rest dripping 🎉like utuber armchair income

@THR790 Ай бұрын

Thank you for the video I like the way you explain the payment options.

@SoCalStevo Ай бұрын

Glad it was helpful!

@bfalu87 3 ай бұрын

I'm more interested in the dividends compounding vs the stock price compounding.

@skynet251 3 ай бұрын

Thats where the growth happens at a fast pace

@kevbutler81 Ай бұрын

New sub here 👍 I’m currently in the process building a retirement portfolio, I’m aiming 5 years to the final early morning alarm your info is very helpful 👍

@SoCalStevo Ай бұрын

Best of luck!

@dougcarnall 3 ай бұрын

Congratulations on over 1K subscribers 🎉🎉🎉🎉🎉🎉🎉

@SoCalStevo 3 ай бұрын

Thank you so much!!

@Qpalzmcreehay 3 ай бұрын

Really good stuff. It's really nice seeing a detailed explanation like this. The math is straight forward and to the point. With different options. Pun intended. . . thank you. You just got a subscriber. With all notifications on.

@SoCalStevo 3 ай бұрын

Thanks!!!

@paullemko9494 3 ай бұрын

Wow, I was your 11th sub last week! How are you over 1k already? Guessing there is a lot of interest in high yeild divident payers, its good to be early

@SoCalStevo 3 ай бұрын

Yeah I'm pretty amazed too!

@larryharrison4408 2 ай бұрын

Another great video, I still like your approach very refreshing, Thanks

@SoCalStevo 2 ай бұрын

I appreciate that!

@tuatara80 Ай бұрын

Thanks for such wisdom, Sir.

@SoCalStevo Ай бұрын

So nice of you!

@raymondchao6146 2 ай бұрын

Man you always produced great video Stevo ❤it

@SoCalStevo 2 ай бұрын

Thanks!

@_Oilspill_ 3 ай бұрын

excellent work

@SoCalStevo 3 ай бұрын

Thanks!

@SunBitSynergy 2 ай бұрын

super chill and neutral way to explane everything.

@SoCalStevo 2 ай бұрын

Thanks!

@Suzy-LSI Ай бұрын

Good clear overview

@SoCalStevo Ай бұрын

Thanks!

@timfoley9948 3 ай бұрын

I'm always leery of people who don't care about total return and have no benchmark to measure performance. I find many high yield investors actually underperform the S&P500 and therefore would make more money just buying the index. This is particularly true when you factor in taxes on the distributions.

@timfoley9948 2 ай бұрын

@@delbomb3131 Here's an example: You buy QQQY on the inception date. Including the dividends you'd be underperforming the S&P500 by over 5% during that time period and that's before accounting for taxes. And yet people seem to love QQQY even though they'd make MORE money just buying and holding SPY.

@PittwaterMowing 2 ай бұрын

Great information just subbed 😊

@SoCalStevo 2 ай бұрын

Thanks for the sub!

@bankashvids 3 ай бұрын

Good information. Thanks!

@SoCalStevo 3 ай бұрын

Welcome!

@kevinsellers7566 Ай бұрын

Thank you Steve.❤❤❤ Your videos are so helpful.

@SoCalStevo Ай бұрын

So glad!

@cliffordhussey8549 3 ай бұрын

I liked your options or choices. I have a similar thought process.

@swenpintat7331 3 ай бұрын

Maybe some Spyi , jepq , realty income amd Main Street Capital ! I like also PBDC and RQI🎉

@cliffdariff74 3 ай бұрын

Good idea adding O and MAIN... basic monthly pay with safe long term growth .

@genenehopkins5085 3 ай бұрын

Thank you. This was very helpful.

@SoCalStevo 3 ай бұрын

Glad it was helpful!

@atimko123 2 ай бұрын

I like AMZY for Nav stability, buy & sell MSTY on bitcoin valley & peaks...and or buy day after x-div day. Also have been selectively moving some funds from first week x-div to mid month x-div funds to dip in 2 dividends(distributions)/mo. ❤ YieldMax!! GR8 video...thanks!!

@SoCalStevo 2 ай бұрын

You're welcome!

@thaisgoodwin3851 2 ай бұрын

Excellent content

@SoCalStevo 2 ай бұрын

Much appreciated

@tamarraj 2 ай бұрын

How do you account for the ordinary dividend income? Do you just set aside an estimated percentage to pay the taxes?

@SoCalStevo 2 ай бұрын

exactly, set aside some for taxes

@jasonanderson5442 2 ай бұрын

I'm half way 15k a month off dividend both defiance and yieldmax

@shawncol5488 2 ай бұрын

How much money did you start with and how long has it taken you?

@jasonanderson5442 2 ай бұрын

@shawncol5488 I have roughly 280000 in different defiance and yieldmax started with tsly 4000 shares when it first came out just kept buying more on ex date when they come down

@jasonanderson5442 2 ай бұрын

@shawncol5488 after watching this video I'm considering going into nav for the estimated 7k month gain I don't like debt but this does make ton of sense

@kevykev2 3 ай бұрын

Just hit 30k in portfolio value 😅

@SoCalStevo 3 ай бұрын

Killin' it bro!

@vik3ings 2 ай бұрын

great vid

@shawncol5488 2 ай бұрын

I maybe crazy for asking this, mostly because I've been investing for awhile and the new high yield ETFs are a bit sketch for me ATM. Although does everyone in this group feel that the funds talked about in this video will continue to perform like this over say the next 5 years? Curious to see peoples answer, thank you in advance!

@SoCalStevo 2 ай бұрын

There will probably be variance in how they perform but as long as I reach 100 ROI I'll be satisfied.

@Steelersfootball45 2 ай бұрын

Which ones are you invested in ?

@SoCalStevo 2 ай бұрын

Yieldmax and Defiance funds.

@barbaranigh2128 2 ай бұрын

Do you drip your dividends or do you selectively choose another fund to buy with the dividends

@SoCalStevo 2 ай бұрын

I don't auto-drip, I try to judge the performance of the funds I have an eye one and buy whichever has more potential for a high distribution.

@Sandman_galaxy 3 ай бұрын

Great video

@SoCalStevo 3 ай бұрын

Thanks!

@estherch8394 2 ай бұрын

Have you done the calculation high yield dividend vs high growth with low dividend for 10 or 20 years? Which one will be earning better?

@SoCalStevo 2 ай бұрын

Not yet, but others have done it like Dividend Bull on youtube.

@bandzzman1224 2 ай бұрын

THANK YOU

@SoCalStevo 2 ай бұрын

Welcome!

@robertschnitzius3108 Ай бұрын

I've been advised not to go over 3% of my total portfolio with Yield Max and/or Defiance funds as I'm nearing retirement. Curious as to what percentage you feel comfortable with.

@SoCalStevo Ай бұрын

The vast majority of my investments are in real estate. The more research you do in these funds, the more comfortable you may become in using them. Remember it's your money. Take what your financial advisor says into consideration, but don't take it as gospel.

@josephjacob3274 Ай бұрын

How.m has your portfolio for yieldmax etfs been since this video?

@SoCalStevo Ай бұрын

Very good! I'll update sometime, probably next month.

@josephjacob3274 Ай бұрын

@@SoCalStevo cool. Do you expect to hold these yieldmax long term? Or is it short term?

@JohnyBTC 2 ай бұрын

Just thought of something, overall a great video, in your diversification section it wouldn't make sense to do both ymag and ymax-they have 100% overlap. You should just pick one or the other in that situation.

@SoCalStevo 2 ай бұрын

That's fine too.

@mattthompson3656 3 ай бұрын

Thanks!

@SoCalStevo 3 ай бұрын

Welcome!

@kevbutler81 Ай бұрын

Honestly I might try all 4 and see how it goes.

@SoCalStevo Ай бұрын

the barrier to entry is low, you can try all of them with minimal investment and see which one you prefer over time!

@kevbutler81 Ай бұрын

Yeah that’s what I’m thinking, Start with 200 shears of each then weed them out👍 thanks for the info

@kevbutler81 Ай бұрын

I have my Canadian portfolio pretty much set at a very steady 14-16% with Canoe EIT, QQCC, YTSL and ENCC as my core. I’ll retire on that either way in about 10 years But 5 years is better and the American market is where it’s at! I’m Irish btw 👍

@davemedina74 3 ай бұрын

Any monthly payers more spread out throughout the month?

@joycejohnson9760 3 ай бұрын

Right now, Yieldmax and Defiance is in the same week. I added YMAX and ULTY, which pays on a different week. FEPI pays on a different week. I hope that helps. They all pay monthly.

@user-pz7to5lp4u Ай бұрын

Just a question if someone can answer it, isn’t the distribution dependant on NAV? If nav is eroding, doesn’t that mean lesser future monthly distributions?

@SoCalStevo Ай бұрын

The distribution isn't dependent on the NAV, that's like the tail wagging the dog. The distribution is dependent on the profits from the options trading.

@user-pz7to5lp4u Ай бұрын

@@SoCalStevo thanks for making that clear! enjoy your content

@MajkoNL2 29 күн бұрын

@@SoCalStevoif the NAV is eroding, it could indicate a potential decrease in future monthly distributions. Why else the price decreases on ex-date?

@bernardclements 3 ай бұрын

Thoughts on FEPI?

@SoCalStevo 3 ай бұрын

FEPI is excellent!

@jeffreyhall5033 3 ай бұрын

Are these Yieldmax dividend ETF's, Qualified Dividends? Thank You

@roncraft2042 3 ай бұрын

No … they are taxed as ordinary income. They aren’t even dividends … they are distributions.

@SoCalStevo 3 ай бұрын

Yieldmax does not offer qualified dividends. Technically they are distributions," though the community uses the word "dividends" to describe both dividends and distributions.

@MuzixMaker 2 ай бұрын

@@SoCalStevoI just call it “the vig”. 😏

@mercadolibre7787 2 ай бұрын

We want to see you real portfolio

@SoCalStevo 2 ай бұрын

Join Khmers discord, you'll see a lot of portfolios you can follow

@LiquidHydroxide 2 ай бұрын

Can you use Bill Pay at Fidelity if I have an account that is 40k NLV and has 40 in margin debt?

@SoCalStevo 2 ай бұрын

not sure, I use Robinhood

@Omega_thehusky 2 ай бұрын

honestly the only reason too hit 10k is cause idc if i get 8000 or 12000 its all the same to me . the volatility only matters at that point if you some how spend 10k or more aa month and for me thats nuts lol

@hao6097 2 ай бұрын

@LiquidHydroxide 2 ай бұрын

Does anyone use bill pay in a brokerage account? When you pay a 1k bill does it decrease your account value by 1k or just add 1k to debt?

@SoCalStevo 2 ай бұрын

It should not decrease the portfolio value, it should just increase the margin debt.

@LiquidHydroxide 2 ай бұрын

@@SoCalStevo thanks!

@LiquidHydroxide 2 ай бұрын

@@SoCalStevo to use bill pay do you have to have money “available to withdrawal”? For instance if I have a brokerage account with a NLV of 40k and I’ve borrowed 40k already will I be able to use bill pay? I might need to pay down some margin first is my concern.

@tonyteng2000 2 ай бұрын

Steve. Do you have to stay in the entire month to get the dividend?

@SoCalStevo 2 ай бұрын

No, just buy before the ex-dividend date.

@shawncol5488 2 ай бұрын

@@SoCalStevo do you just stay in on the initial position though? Or do you buy before ex date and sell after?

@chesterscott5017 2 ай бұрын

soda dragon? is that you

@SoCalStevo 2 ай бұрын

Indeed

@jayalamo5174 Ай бұрын

I own all

@TheYaq Ай бұрын

not aviable here where i life x)

@TheYaq Ай бұрын

kinda risky or not

@mrbigcat9 2 ай бұрын

Those reverse splits are not good?

@SoCalStevo 2 ай бұрын

Reverse splits and splits are purely cosmetic. Like someone trading a 5 dollar bill for five 1 dollar bills. Splitting doesn't affect your portfolio value or your dividends. And I'm only aware of one reverse split out of all high-yield dividends funds, and that's because the underlying performed so poorly, not the fault of yieldmax.

@nodems613 3 ай бұрын

Good information. TSLY buy low never sell. Would be interested in how you see where TSLY would fit into your portfolio?

@SoCalStevo 3 ай бұрын

It will be in my portfolio eventually!

@MuzixMaker 2 ай бұрын

Wow, over 1100 subs! I think I jumped in around #30. Congrats!

@SoCalStevo 2 ай бұрын

Thanks!

@RoyLovesAkevyah 3 ай бұрын

$260K Investment?

@bernardclements 2 ай бұрын

Please correct me if you think I am wrong, but it appears YMAX is becoming a trash 🗑️ bin for subpar holdings, e.g. ABNY, AIYY, too much crypto exposure.

@SoCalStevo 2 ай бұрын

I don't think I'd call it trash, it is very tech heavy and like you said has crypto exposure, but I still like the fund. Not a conservative fund though.

@bernardclements 2 ай бұрын

@@SoCalStevo Thank you for replying. Enjoy your KZfaq channel more than any other out there regarding high yield ETFs. Please continue the exceptional work 💯

@DividendJunkie 2 ай бұрын

I hope I get monetized soon 🤞🤞

@kevykev2 3 ай бұрын

If Apple goes away tomorrow it's because God hit the reset button

@JohnyBTC 2 ай бұрын

Great content, just found your channel being new to income investing. I jumped in both feet first into QQQY with just 18k I’m showing possible/avg distribution of 1026.00 per month. In your opinion do you think I should add IVMY and JEPY and have a three way evenly split portfolio? Not financial advice, just looking for your opinion. New subscriber btw, keep up the great info

@SoCalStevo 2 ай бұрын

Hi Johnny, depends on what you're looking for. If you like index based ETFs then sure, IWMY or JEPY would be good options, IWMY seems to pay better since the Russell 2000 is a bit more volatile. Evenly split would give a lot of diversity and wouldn't be a bad option at all.

@DerivCapital Ай бұрын

QDTE XDTE QQQT YMAG OR QDTE YMAG YMAX FEPI OR AIPI FEPI QDTE YMAG OR ----- QQQT YMAG AIPI XDTE FEPI QDTE AMZY MSFO GOOP TSLP+CRSH DIPS (owning all that tech its a good idea)