Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

Please can you leave the info of your invstment analyst here? I need such luck

Amber Dawn Brummit is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.

Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

you have basically 6 year time, dont rush! spreading your investments across various mkts is the surest thing to do now, invt-advisors actually play a key role in diversification.

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

I use Monica Shawn Marti. You probably must have heard of her.

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

Impressive can you share more info?

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

Because danger is currently at an all-time high, you might want to be a little more patient and return when it has lessened. Alternatively, you might seek strategy advice from a skilled financial specialist.

Diversification is key in situations like this. Consulting with a finance professional and diversifying into high-performing options can yield significant dividends and balance volatility. My $330k portfolio grew by 85% in 3 years using this strategy.

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

My CFA ’Melissa Jean Talingdan’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

the best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

Mind if I ask you to recommend this particular coach you using their service?

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

Bot

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

@@KennyMichael-id1bb A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

Svetlana Sarkisian Chowdhury is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

Rachel Sarah Parrish is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

More like comparing apples to space ships :P

“Just buy NVIDIA instead of SCHD”

Fr, QQQ and SCHG is a much better comparison and I like SCHG since it’s far more diversified than other large cap growth ETFs

If anything QQQ and SCHD are friends

Not really total return should be the main thing for every one

😊 Good for you. Take a look at DGRW

Exactly

I feel the same, not renewing my SA subscription next year.

The money you spend on SA is better invested on an basics of investing and stock analyzing class🤷‍♂️

@@walterramirez3287agree, or books to learn the basics

times are uncertain now, my best suggestion is to consider financial advisory, particularly if you're new to investing

Agreed, the issue is most people have the “I will do it myself mentality” but not skilled for a crash. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 300%, summing up nearly $1m, since covid-outbreak to date.

@@arlenehill4ril quite inspiring! could you be kind enough with details of this professional assisting you please? in dire need of proper asset allocation

She goes by ''Karen Lynne Chess'' a renowned figure in the financial industry with over two decades of experience. I'd suggest you research her further on the internet.

Honestly put it in a account that yeilds 5%

Probably a very under appreciated factor these days is the impact of social platforms on stock prices. Without Reddit, there would be no GME. I actually wonder if the entire meme stick phenomenon isn’t just a few market makers who hired an army of professional trolls to populate social media. Let’s face it, SA is not that much different than Reddit nowadays.

Nah, 140 comments and 11 likes won’t turn the tide of SCHD, he is much smaller than you imagine. Just few hundred bucks of payment from a clickbait.

If someone is selling it because of this article, two things are certain. Someone else is buying and they shouldn’t be in the market in the first place

That's exactly what I was thinking. The article smacks of "sell this, buy these". That or his editor wanted a stock bashing article and this was the best the writer came up with.

Exactly man, hey do the same shit in the mainstream media too. They create a frame around it rather than just giving the facts about the company itself

More than one way to get to the same objective . Some like Rolla coasters some like steady gains and pay outs..

This is true. He is comparing a dividend growth ETF with the total stock market index. Each fund (assets) will have its period in the limelight. This is expected. The S&P 500 has had periods where it underperformed dividend growth funds

If I may ask, why isn't it for you?

I love me some SCHD.

Are you reinvesting the dividend or using it as income?

@@racerx6 reinvesting

I invest for dividend growth and I’m in the same boat. 70% SCHD. 30% VIG

I’m up to 125 stocks, want to go to 500 stocks. Reinvesting the dividends to get there faster. And is in a Roth account so no interest when I need the money.

I would like to see those numbers run, that's for sure.

More reason why It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.

yeah that's a good path, focus on a good strategy, relax back and watch it compound within the years. In good time you'll see returns.

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

Vanguard VTI. You can count on a net 9% with a reasonable standard deviation of 15 to 17%. Start early, be consistent and the miracle of compound growth will take over. Use time as the real basis of growth...it takes about 5 years.

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I've been with Eric Paul Elmer for the last five years or so, and his returns have been pretty much amazing.

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at the worth of your portfolio, you should consider financial advisory.

True. This is why I work with an investment advlsor. I currently have $690k in a well-diversified portfollo that has experienced exponential growth and is well-matched for every season of the market. We are now working on a more figures for this year.

May I know the name of the advsor who has been assisting you, please?

She's known as ‘LAUREN MARIE EHLERS’. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call

That's true. I've toyed in investment banking myself, but I like to leave the heavy lifting to the professionals.

RPC Wealth, you say? I haven't heard of them before. What sets them apart from other advisory firms?

Well, for starters, RPC Wealth takes a personalized approach to wealth management. They tailor their strategies to fit each client's unique financial goals and risk tolerance.

Plus, they have a team of seasoned professionals who are experts in their field. They use a combination of traditional investment strategies and cutting-edge technology to maximize returns for their clients.

That sounds promising. I've been looking for a reliable advisory firm to help with my management complexities in the market. How has your experience been with RPC Wealth?

I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@@maryHenokNft Impressive can you share more info?

Wright promptly do a web check where you can connect with her *Gertrude Margaret Quinto* and do your research with her full names mentioned..

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

Right its like a syphon you put a little high performance fuel in with a lot of regular gas . Cant live on the edge of volatility

Right ...go home seeking alpha trash

Can you post a link to that study?

Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!

Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

This is an insightful perspective to consider.

Thank you for sharing this video, much appreciated! Recently, I've been pondering retirement. I've also invested $800K on S&P 500 so i could secure my financial future. i need an approach to invest in Stocks like Nvidia stocks and of course AI stocks that will align with my risk tolerance and financial goals but it seem to be bearish right now.

@AlexanderNeis I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help so i dont go through the management risks of getting burnt or blowing my accounts/portfolio again,thanks . God bless :) .

Can you introduce me to your fiduciary? I'd love to learn more about his service

Thanks for sharing. I searched for hIS full name and his website popped up after scrolling a bit. I looked through his credentials and did my due diligence before contacting him. Once again many thanks

you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and ive pulled in a profit of approximately $950k from an initial $390k. In reality, all I have been doing is getting professional advice.

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio building/allocation

My CFA, Terri Annette Moore , is a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

Thank you for this tip. I must say, Annette appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

In a falling market that was true. Cash was even better. But the stock market always goes up over time. So, you have to either adjust as the market changes, or build a more diversified portfolio that works in a rising market like we have now. The majority of the gains are coming from Tech and that may be the case for a very long time.

@@don951 Agree 100%, I was merely pointing out that 18ish months ago SCHD was the darling of many youtube/sub-reddit entries as the "perfect" investment.

You and me both...early 50's here, so I'm still pounding VOO & QQQM along with SCHD.

Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

How can i reach this person?

Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

I’m thinking of doing a SCHD & SCHG split

@@thepassiveincomeseeker I like growth dividend mixes. I personally do 50/50 vym/qqqm. It is pretty solid until I hit 50 in 15 years then ill go more dividend only.

You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

WHITNEY KAY STACY. look her up

Gotta love a good pay raise!

SCHD. JEPI. JEPQ. QQQM/QQQI. SCHD. DIVO.

At your age, in a taxable account, pick whatever S&P ETF you prefer and drop money into it consistently for a long time. Funds like SPY/VOO/FXAIX/etc are purpose built exactly for people in your situation.

Because you're still young, with 25 to 35 more years until traditional retirement, you should focus on growth. Any dividend focused ETFs would just increase the amount of taxes you'd need to pay each year. Of course, ETFs like SCHD pays mostly Qualified Dividends so it's a bit more tax efficient than one of those high yield options based ETFs which pay Ordinary Dividends (that are taxed as ordinary income). For your age range, I'd suggest: - 20% - SPLG (S&P500 index, large cap blend) - 20% - QQQM (NASDAQ100 index, large cap growth) - 20% - SCHG (large cap growth) - 20% - FTEC (tech, large cap growth) - 10% - SCHD (large cap value) - 10% - AVUV (small cap value) Of course, you should still do a bit of research on your own to verify what I'm saying. After all, I'm just some random guy on the Internet with no qualifications to advise you. NOTE: this allocation should not be static. You need to adjust it periodically as you get older.

@@HowHingPau wow 100% chasing past performance 😂 no thanks

@@evenmoremax2540 I love how no one here ever recommends global stocks