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My car insurance will be expiring in may will surely take measures related to it.. Thank you rachit sir

Just avoid getting Liberty General Insurance, one of the worst of them all... (From my personal experience)

I had your your insurance service. Team is pretty fast in responding. Gave appropriate clarity and insurance was done in 30mins. Ty Rachit & team

PSU insurers offer car insurance in least premium and have best claim settlement. They usually charge almost 40-50% less than getting insurance from dealers. Claim settlement ratio is a vague concept to measure efficiency of an insurance company. You should instead focus on amount of claim settlement by companies. Pvt cos are known for settling small claim very swiftly and are notorious for denying (on any flimsy grounds) or under-settling big claims. So they can easily maintain good claim settlement ratio despite having far lesser amount settlement ratio. PSUs have backing of govt and claim settlement is transparent and generous irrespective of the claim amount. They simple reason is: they have to strictly follow IRDAI guidelines and PSUs have social service as priority not brute profits. And now a days they match or even exceed the TAT( turn around time) compared to PVT companies. If you check the no of complaints against insurers in website of Ombudsman, Beema lokpal or IRDAI, private companies top the disgraceful list and govt companies are least tarnished. Now,the question arises why dealers or online portals / web aggregators don't prefer PSUs 1) Huge commission paid by Pvt cos to dealers and online web aggregators. So, they sideline PSU insurers and charge hefty premiums from unsuspecting customers so that they can enjoy mammoth share of your premium as commission, totally flouting IRDAI rules. 2) The dealers and web aggregators have to scrupulously comply with IRDAI guidelines while dealing with PSU insurers which will reduce any foul play or unfair practices which are meant for safeguarding customers against any fraud. Remember,if your claim is stuck by dealer or Pvt cos,you are nowhere to go but in govt companies, strict compliance saves any injustice. So dealers want monopoly in their hands not yours. Thus, you can draw the inference as to why PSU insurers should the only choice while buying insurance for your loved vehicle. The 4 renowned PSU/ Govt insurance companies are 1) UNITED INDIA INSURANCE CO. LTD 2) NEW INDIA ASSURANCE CO. LTD. 3) NATIONAL INSURANCE CO. LTD. 4) ORIENTAL INSURANCE CO. LTD. So, next time you buy a new vehicle,never purchase insurance from dealer instead approach PSU office and get cover for your vehicle. And whenever you renew your cover, do the same . Drive safe.

Please make a informative video on next gen Scorpio.

Thank you for giving us such valuable information 👍

This is such a nice video...please make some videos on IDV, NCB, the basic add-ons and the ones which we can neglect. Is the 10% depreciation yoy on IDV the thumb rule or what should we consider? Why is it that I still have to pay nearly the same amount on insurance despite not taking any NCB...I still don't understand 🤔

Yes, please make a video on buying insurance for your new car from platforms like Policybazaar.

Best channel on KZfaq for cars information

Thank you sir👍

Thank you sir💗💗

Thankyou for vedeo

Rachit sir ,which add ons should add while purchasing first time car insurance for a new car ? And what should look for availing cashless garages while purchasing car insurance online?

Yes we need..to see IDV and should we buy from dealer or online videos soon??

Pls make another vid sirji.....very informative 👏

Good information👍

awesome advice

Thanks sir

My cars insurance expires in coming 3 days and you uploaded it on time🔥🔥🔥

Very Good Topic Ki Motor Octane. 👌✌

Good information

Make video on disadvantages of over modification on car 🙏

Abhi channel open kar k dekh raha thi ki koi new video nahi aayi hai, tabtak ye aa gayi 😁😁

Sir grand i10 nios ka tp insurance 3year ka Or od1year ka hai to renew karvane ke liye kitni cost lagegi

Sir can u told me how to take cashless insurance for my activa.

Btw! Very well explained.

Family car ke liye kya kya add kare extras me after 1 year of car?

Very good video

Want to learn more. When are you uploading other videos related to this topic?

Please review Jawa 42 2.1

Ye hui na baat... 💟

Yes please make a video on why we shouldn't buy car insurance from dealers

Car dealerships at Jamshedpur are not allowing to buy insurance from outside citing some govt regulations which is by the way totally false. In my recent experience, one of the dealership was offering Insurance which I was not satisfied when i asked about the cost breakup, and wanted insurance from an well known brand, initially they weren’t ready but finally agreed. However, they were persistent on buying the insurance from their dealership only!

Hows Acko Car Insurance? Planning to buy for new car. Please guide if anyone has experience with them...

Nice video

Please create video of IDV

What about NCB protection add on? Then claim can be made to protect the NCB right?

Nice

Please talk about IDV clause of vehicle insurance. What are dangers of reduced / higher IDV. One of the popular online websites is giving very cheap rate of insurance if your reduce your vehicles IDV by 30-40%.

🙂 nice

hi. request make a detailed video on why not to buy insurance from dealer on new car

Pl make video on buy insurance from dealer or not for new car

Vari nice

Plz make video for dealer sheep insurance

Sir can you make a comparison video between Tata Safari and Toyota Fortuner I know its sounds a little stupid but Safari is a good competitor in full size SUV segment hopefully you will make a video on it

Please make a video on IDV

ys make such kind of video

I wish to buy 2017 Celerio vxi amt (0) from Kolkata ....21k driven .. which insurance will be better ? And what should be the price of the car ?

Love u bro

Hi!!! Good afternoon, This is Shyam from Gorakhpur, UP. I have Honda City ZX 2020 new model. Now my insurance will expire in couple of days. I need your valuable advice regarding insurance Add On. Which Add On will suits for me? Waiting for your reply. Thanks 🙏

Yes that video pls 😁

Please make video on dealership insurance

Bahi love from Mumbai

Numbers not working. Site is down Team Motor octane ..wake up

👍👍👍

Sir please make a video on all ford cars please sir it's a request BTW big fan!!!!

Need details on add on RTI

Once more 1st View and Comment Rachit sir.❤️❤️

NCB disrapencies can ruin the claim settlement. Please do take care of that.

rachit my car insurance due in month of june. i am renew insurance from dealer. but regarding this matter i will talk you in short time

How does buying Insurance for a New Car works? Does it need to be taken before delivery or how is it?

Make a comparison video between Audi A6 vs BMW 3 series gran limousine...their is no video on KZfaq.

I bought from TATA TIGOR . Insurance is given from RAHEJA QBE. When the Quotation copy of insurance is provided to me by showroom, Nil depreciation is added. In the actual insurance, Nil depreciation is not covered. Showroom overlooked that one and I overlooked on the pure trust of showroom credibility. Because of your staff mistake I faced an issue. My car met with an accident. Bill is 61000 Out of which 43000 is covered in the insurance. Because nil depreciation is not covered. I have to pay 18000 to service showroom. Showroom guy is saying insurance person missed out adding nil dip. How I need to proceed to this. Waiting for the reply and suggestion.

Make a video on 2nd hand car buying mistakes

Please need videos on insurance

Dealership se insurance le ya nahi us pe video banao

🙏

Hi sir FORCE ONE CAR ka review karo na??????

Could anyone's add time stamp From When the actual content starts pls....

Charges for car insurance from your team??

what if the dealer does not have tie up with the insurance company that we have purchased?

Will dealer cause problems or inconvenience if I purchase insurance from outside as dealer denied to match?

सर आपका Nissan terrano सेकंड हैंड का विडीयो पसंद आया

Pls insusrance dealer se ya bahar se lena chahiye uspar video banao

If we buy insurance online can we go to our agency for claim ?

Bhai mene meri bike ke liye acko ka insurance karaya hai 2,000 me 1,00,000 ka eske bare main thoda samjha na ki jaise acko ka insurance plan lena chahiye ya nahi

Verna or creta m se kon si aachi hai ????

Please Rachit make a video on how to buy motor insurance online

Sir dealer mujhe hamesha zero dep bol raha tha but usne mujhe own damage insurance de diya , ab kitna exra rupee lagenge mere aur mujhe kya karna chahiye

Padhne ko toh ready hain hum, but most of the insurance policy people don’t provide specimen copy, they are just behind selling the insurance.. and then kehte kuch hain, aur bhejte kuch hain..

Shall i wait for toyota ertiga or birectly buy maruti ertiga

👍🏻👍🏻

Make video please deler vs online

में पुणे में टेरानो सेकंड लेने की सोच थाम था क्या लेना सही होगा

Only wish to get heart from motor octane

What is IDV?

Sir plz bataye

Is it free to consult with you on insurance

Where is your car insurance playlist?

Is new polo coming to India, that global version is vrry beautiful.

Jab hum online insurance letey he, uske baad kuch hua to insurance claim kaise kare or kya kya problem fqce karna padta he?? 🤔

We need to know idv

In point 1... online is cheaper than dealership In point 2, after adding GST, online is almost same as dealership. Contradictory? Overall, a good informative video. Thanks.

You said you will make 20 videos on insurance and made only 2?

Hyundai alcazar launch huai ke nai

Dealership sa insurance lana vali video bnao

Maruti ignis zeta amt varient pr practicality video bnao sir..!

I have a clarification while buying a new car reg insurance...should we definitely take insurance from dealer for first year ??

Idv pe video plzz