Auto Insurance - WHY, HOW and WHEN? | Ankur Warikoo | Buying or Renewing Vehicle Insurance in India

No video

Auto Insurance - WHY, HOW and WHEN? | Ankur Warikoo | Buying or Renewing Vehicle Insurance in India

Рет қаралды 558,874

Күн бұрын

How to pick your vehicle insurance?
What should it cover?
Should you buy zero-dep or should you not?
Explore term life insurance by Policy Bazaar: bit.ly/3eHkZrk
All of this, in Part 5 of the 6-part video series: "The Complete Guide to Buying Insurance"
In this video we will cover all the parameters you must know before buying insurance for your vehicle, what all is absolutely mandatory for vehicles in India, and most importantly, in which cases it is important to even pay a higher premium!
You can know more about both these types of insurances here:
Car insurance - bit.ly/3zclUp6
Bike/Two Wheeler Insurance - bit.ly/3gLvsR1
You can access the first 4 videos of the series here:
1. Basics of Insurance • Basics of Insurance | ...
2. Understanding Life Insurance • Understanding Life Ins...
3. Health Insurance for Parents • NEVER buy the same Hea...
4. Health Insurance for yourself • Health insurance for y...
The best part? I'll walk you through a step by step process to buy your vehicle insurance on policybazaar.com and how you can too, in a matter of a few minutes.
If you have any questions, please feel free to ask in the comments section below.
The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner.
#carinsurance #policy #warikoo
Click here to subscribe to my KZfaq channel: shorturl.at/bizNX
----------------------------------------------------------------------------------------------------
Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZfaq, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his KZfaq channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
-------------------------------------------------------------------------------------------------------------------------
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.c...
‘Do Epic Shit’: ankurwarikoo.c...
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/Warikoo...
20 online courses for your 20s: bit.ly/Warikoo...
Gadgets that I use: bit.ly/Warikoo...
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.c...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.c...
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻‍💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋️ Daily Blog: ankurwarikoo.c...

Пікірлер: 516

@warikoo 3 жыл бұрын

The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. To browse through car insurance plans on PolicyBazaar, click here: bit.ly/3zclUp6 To browse through bike/two wheeler insurance plans on PolicyBazaar, click here: bit.ly/3gLvsR1

@LifeOfVishwas 3 жыл бұрын

Sir, Now many are talking a lot about Ditto Insurance. Heard there service is extremely good to. Have you tried it? Any feedback on there products?

@d4devotion 3 жыл бұрын

No one literally no one except Ankur Warikoo can explain the things so so simple. You always brought a smile on my face when you do mistake in verbal communication like two wheeler, vehicle ,four wheeler, sath so pachas , sath so paas :) . I enjoyed your all videos.

@anubhavsharma6488 3 жыл бұрын

Thanks! Exceptional timing of this video, my insurance is about get expired. Informative, please keep doing it.

@Trupalrc7 3 жыл бұрын

Happy birthday🎉🎂

@albertishu9066 3 жыл бұрын

Thank you very much ankur....that was the most needed video of all time ..as no video is present on the whole net that gives comprehensive info on vehicle insurance....i was amazed to see that...but I am happy you covered this also.... you're spreading important knowledge that every citizen should know ...if anything is left about this vehicle insurance pls cover it in your next part....thank you for your efforts...❤️

@xijinping3267 3 жыл бұрын

app ko dhek ke, "Berlin" ke Yaad aate hai 😫😭😭😭money heist wala

@pranjalv9 3 жыл бұрын

Bhai zinda h vo actor 😂😂

@allensaji4651 3 жыл бұрын

Lmao😂

@kaustubhyashukla2237 3 жыл бұрын

😂😂😂😂😂

@rahuljabdee 3 жыл бұрын

Damm right !!!!😄😄

@theshaikhanas840 3 жыл бұрын

Yessss

@rajhawaldar 3 жыл бұрын

You are educating the youth with the topics which they will need in their future. Thanks for your efforts!

@harishpatidarArdentRailFan 3 жыл бұрын

अंकुर भाई 2 दिन से आपके चैनल पे आया हूं और जितना देखता हूं उतना ज्यादा सिख रहा हूं , बहुत ही मीठा बोलते है आप . सबसे उत्तम यूट्यूब चैनल 👌👌

@MayurPatil-oz1lz 3 жыл бұрын

Thank you for this video! But in any case of accidents or damage one has to go to the company showroom and if we have bought the insurance online, it gets bit difficult to complete the process whereas if we have renewed from the car company, it’s a hassle free process. One more important portion of insurance is ‘Return to Invoice value’. This increases the premium but is important to consider.

@mayankmangla8037 3 жыл бұрын

Basic and begginers content but I love the fact that I see every video to ensure I am not missing on any fundamental things when I think about these topics 😄

@1383rhlgupta 3 жыл бұрын

Thanks Ankur sir for sharing this knowledge. My personal opinion is the content can be further improved (Based on past videos where your analysis is more detailed). Return to invoice option is not covered which can be used to cover total loss/theft and keeping the IDV low hence bringing the premium down. The downside, however, needs to be further looked upon.

@neenabansal8059 3 жыл бұрын

Absolutely amazed at the way you cover every sphere of requirements of common people 👏👏👏👏

@dheerajkskoraganti6858 3 жыл бұрын

04:17 Small correction: IDV is Insured's Declared Value

@monovlog9518 2 жыл бұрын

Nice marketing of policybazar and worst explanation of motor insurance. Please don't spread wrong information on social media. You're a good person ❤

@preetikhurana1337 3 жыл бұрын

Recently discovered your channel through '20 books' video ..thank you for providing such valuable content to us !!

@10nagraj 3 жыл бұрын

Thanks for covering the details. Comparing the quotes from insurance agents with Policy Bazaar prices I felt Policy Bazaar prices are high for the same add-ons and zero dep covers.

@alinaally6048 3 жыл бұрын

I belong to the class of those watching KZfaq videos every single time and yet without positive result. I heard people make alot of money out of binary,stock and forex trading,and I used to imagine how?

@kucheranraina9201 3 жыл бұрын

Understanding the market is very difficult when you have limited knowledge,after I saw the profit a friend made with Elizabeth Wilder Richardson trading services, I gave it a trial with $50,000 and I was on a whopping $80,000 just in a week.

@mooreleigh8928 3 жыл бұрын

@@kucheranraina9201

@kucheranraina9201 3 жыл бұрын

@@mooreleigh8928 search her name out on-line, you will find her info!

@AyaanFarax223 3 жыл бұрын

“”The stock market is one of the most potential places to invest your money,investing in stock is often risky which draws attention to the huge gains and losses of investors,if you can manage the risk then you can take advantage of the stock market to secure your financial position and earn money”

@curiouspreetam 3 жыл бұрын

Learning new things is the best thing a human can do to improve their life but practical knowledge is most valuable because implementation of that information will always benefit you Thank you Ankur sir Hope I also provide value in my videos like you do in your videos

@thepilgrim6496 5 ай бұрын

Apse maine pehli dafa seekha loan prepayment benefit. And today i applied it and saved almost 1 lakh rs. Thanks

@JineshBagadia16 3 жыл бұрын

Also, parents often end up renewing the insurance from the car dealership without realising that year on year, the trusted dealership is just ripping them apart. About 50% of the premium goes to the dealership which is ridiculous 😭

@warikoo 3 жыл бұрын

Oh yes. That’s such a norm and is a terrible practice.

@AnilPrajapati-fz5ti 3 жыл бұрын

50% itna margin nahi hota mere bhai insurance me hardly 10 to 20% milta hai

@darkknight3546 Жыл бұрын

Is it compulsory to renew the comprehensive plan after 1 year of car purchase the showroom is contacting and forcing me again and again to buy the comprehensive plan my THIRD party is valid till 2025

@atpidus77 Жыл бұрын

পলিসি বাজার ইনকাম করুক, ঠিক আছে। অক্ষয় কুমার ইনকাম করবে ,ঠিক আছে। Mr Warikoo ইনকাম করবে , সেটাও ঠিক আছে। ব্রোকার ১০-২০% ইনকাম,করবে ??সেটা ঠিক নয়।

@Baloon_edits 2 жыл бұрын

aap ka pronunciation kaafi behtreen hai..urdu -hindi-english words ka selection behtareen hai

@rajeshrana706 3 жыл бұрын

Sir, just wanted to add one more driver which is equally important and that is "Return to Invoice".

@hemanth9009 2 жыл бұрын

You forgot to give details of return to invoice. I’m watching this because my insurance is due sep. Thought you would be the right person to checkout.

@vishwajeetjha56 3 жыл бұрын

❤️“A room without books is like a body without a soul.”❤️

@adamwitwicky2789 3 жыл бұрын

@chhavikantsingh 3 жыл бұрын

I think and believe that every video you make helps a lot of people . Keep doing it we all love your videos

@engineluvers1646 2 жыл бұрын

The main thing is that if you renew insurance from an agent a part of profit can also be enjoyed by him, but if you do it directly with the company whole profit goes to them, pls renew insurance from agents to increase financial equality in india

@onceajordan Жыл бұрын

Good thought, full support

@Icedtea322 2 жыл бұрын

Absolutely loveyou sir, you are teaching me adulting in the easiest way possible. Thankyousomuch!

@haritdasgupta 3 жыл бұрын

Nice informative video. Cost of consumables and cost of key protection not covered. In case of 0 dep. cost Consumables like engine oil coolant break oil etc not covered until unless you buy additional packages for cost of consumables...

@sourabhmane9034 3 жыл бұрын

Car insurance showroom se Lena chahiye ya khud online le this topic par video Banaiye sir...

@topgearbiker7478 3 жыл бұрын

Hi Ankur sir, just a small feedback on your video regarding IDV as i have worked for Insurance company in the past ... IDV is Insured Declared Value and not Depreciated Value ..thanks :)

@Tony-fh3ur 3 жыл бұрын

Man i really need a guy like u by my side at all times

@wordofgod69 2 жыл бұрын

Ankur is like a big brother I never had, thank you brother for everything

@36sudip 3 жыл бұрын

ईश्वर न करे or God forbid is better than saying ख़ुदा न ख़्वास्ता every time. Information 👍

@vrushabhchhajed 3 жыл бұрын

Leased Car ? YOU CAN EASILY AFFORD ANY LUXURY CAR Reason for THIS DECISION

@drshahid92 3 жыл бұрын

One request Ankoorji If possible subtitle optional rakhiye Its actually distracting for better visuals Thanks

@PankajKumar-qi4jg 2 жыл бұрын

Thank you warikoo sir mein bhot confuse tha in teeno mein pr apne bhot ache se btaya or baki youtuber confuse kr de rhe the thanks for guiding keep growing

@aditya31178 3 жыл бұрын

I just had my bike insured on 11 Aug. Things are worst in my case since our family has a broker who handles everything from insurance to SIPs. Moreover, broker is always eager to find loopholes in my suggestions for investment purposes.

@andrewcarnegie5342 Жыл бұрын

Gann pe laaat mar de uske

@AllFunandLessStudy 2 жыл бұрын

Terrific Ankur was about to renew my car insurance and knowledge you gave in this video is gold, policy bazaar really made things easy, this is the first time I am going to use this platform, thanks again for departing this wisdom.

@narendrapatel6441 2 жыл бұрын

Thank you

@UPWALE-qf2vb Жыл бұрын

Kya thrid party insurance ko comprehensive insurance main update kar sakte hai?🤔🤔

@subharoy7566 Күн бұрын

Easy steps - 1. Take zero dep cover 2. Opt Engine protection 3. Add No Claim Bonus

@moumitadas7096 2 жыл бұрын

Your video was really really helpful for me. Before going through this I was not at all sure about how to renew my car insurance. Thanks a lot.

@ujjwalsharma1005 3 жыл бұрын

Hi Ankur! Love your videos on investment strategies but I guess its high time now that you should really come out with a video clarifying the products/apps that you recommend in your videos are sponsored (be it in form money or any other favour) or not. This way your audience will have better understanding if they should go ahead with that product/services or not. You owe it to your audience. :-)

@JineshBagadia16 3 жыл бұрын

Car insurances are the most hassled product there can be! It's such a pain to deal with these idiots! Also, with Zero-Dep there's always a massive deductible to be paid from your pocket defeating the purpose of 'absolutely' hassle free repair. I have absolutely no trust on this product and like all financial products the experience varies for everyone.

@ameygokhale2303 3 жыл бұрын

First I was like, "ye kya bolta rehta hai,kuchbhi." Now I'm like,"Kya perfect Insan hai ye"😂 Sorry sir your great

@warikoo 3 жыл бұрын

Hahaha. Thank you :)

@ameygokhale2303 3 жыл бұрын

@@warikoo ohh my god you saw my comment....& Replied too😳

@krishanuchhabra 3 жыл бұрын

Was trying to buy bike insurance few days ago online and I was like what all terms are these, Which insurance to buy. Then I thought I will search on youtube about bike insurance. And here comes your video explaining everything in detail. 🤣🤣🤣 Thanks a lot ❤️❤️

@krishanuchhabra 3 жыл бұрын

@Pinnéd : warikoo Not interested bro

@baijayantasenchowdhury9806 2 ай бұрын

Thank you for this informative video, I'm going to book my car insurance renewal over the internet now and not go via agents. Directly through the policy bazar, I'll get the best price.

@Techievsk 2 жыл бұрын

Sir ek mera swal h ki aakhir q police vehicle insurance mangti h , mai insurance krwau ya na krwau us se unko kya mtlb , kuchh v damage hoga mai khud kr skta hu to kya dikkt hai

@prasadtakarwankar7463 Жыл бұрын

I've watched many videos, but my doubts always only be covered here.Thank you...

@princetondsouza2599 3 жыл бұрын

Paid my bike insurance few weeks ago through the same party online and I saved 1000 bucks. 2500 offline and 1500 online

@sachinchaudhary6370 2 жыл бұрын

Very amazing explanation I only want to know How to choose which company policy should i buy Secondly how to check garages linked to that policy

@KaustubhJoshi 3 жыл бұрын

Thank You! Kindly make a video series on home buying processes.

@harshachowdary9557 3 жыл бұрын

Wish you would have done this video just a day earlier.. Today itself I renewed my policy

@chiragrana2323 Жыл бұрын

Real solid video made for us Indians, Appreciate the work put in, Thanks a Ton.

@pareshwadhwa930 3 жыл бұрын

only select yes in NCB detail agar koi claim nahi kiya h pure saal mai, agar koi claim kiya h toh insurance company ko declare Kare ki yes made claim in the period, warna misrepresentation hoti hai if selected/shared wrong detail in the policy

@open4profit178 3 жыл бұрын

Thanks for the comments. Much appreciated. Feel free to message on Whats/App / Text For questions, Investment guide and tips. ✙13868984884..

@jashwaaradhya2989 Жыл бұрын

I think you missed the most important point "network garages"

@beingsensible4962 3 жыл бұрын

Just a food for thought, direct Mutual Funds, Direct insurances and other directs. Isn’t it eating up jobs and I know that’s the future like automation, e-commerce, etc . How can you make yourself future proof to income which is not through jobs or businesses and all. I have seen people claiming go e-commerce but how would beat Amazons or flip carts, hope if you can make video or serious on those grounds.

@tonykitnya6983 Жыл бұрын

Wow sir. Bahoot2 aatcha lagai aapka video dekh k.... First time dekh ri pura clear kar diyai. ❤

@rahulbathwal4658 Жыл бұрын

Hi Sir, Since all the add ons cost also depends on IDV , can we select lowest IDV and add RTI (Return to Invoice) add onn. Is this beneficial? Or selecting low IDV is bad for future.

@rajanikantasingha8110 Жыл бұрын

Thank you, Sir! your video shows me how to deal with all these things....

@ninadkale2602 3 жыл бұрын

Hi Ankur, firstly you cover amazing content on your channel and I wish you all the success. Just one question with regards to Motor Insurance, if one has selected a high IDV should he/she also look at adding Return to Invoice.

@edudeeksha2901 2 жыл бұрын

Only the video I found on KZfaq to get off confusion in my mind...thanks a lot...

@yogeshtanpure4717 3 жыл бұрын

Can we trust acko insurance? Is it IRDA approved?

@mgchandrakanth 2 жыл бұрын

The new product is zero depreciation insurance as in acko. Please comment on 1. Zero Dep insurance and 2. How safe is Acko insurance since it is a very attractive online insurance.

@ANKITKUMAR-uh8dy Жыл бұрын

You are so good in explaining things 😃

@vijaymamoria 3 жыл бұрын

One very important point is missed. I strongly feel we should NOT buy Personal accident insurance cover alongwith the Motor insurance policy. 1. The accident insurance cover is only applicable for the owner of the vehicle. So if any of your family member meets accident with your vehicle they would get nothing in cover. 2. Limit is only 15 Lakhs. 3. it will only cover accidental damage while driving that insured vehicle only. So its far better that you buy a separate Personal accidental insurance cover as 1. It will cover accident due to any reason not just while riding the vehicle. 2. Cover will be far bigger amount. 3. You can take floater plan with your family members.

@open4profit178 3 жыл бұрын

Thanks for the comments. Much appreciated. Feel free to message on Whats/App / Text For questions, Investment guide and tips. ✙13868984884..

@vijaymamoria 2 жыл бұрын

@warikoo +①③⓪⑦②⑥⑨②①⑧④ Get lost spammer 😜

@easybusiness6034 Жыл бұрын

Policy bazar traps people by showing cheap policy rates but most of those companies create problems when we approach them for claim. It's not as simple as they write in website.

@pradipshendge9228 Жыл бұрын

This is the perfect video that I saw on you tube for bike and car insurance. Thank you 😊

@ashaygatade4842 3 ай бұрын

Sir pls asd Chapters to your video. It is trackable, but now it is painful to go back to and find where you have described a specific topic? This is a suggestion 😊

@ravpreetsingh1168 3 жыл бұрын

2 questions... 1. If i had taken a claim and I select NO in the option, will they come to know about the claim details if i take a claim ( Considering I will take insurance from different company) 2. The feature of cashless insurance is only as per region of RTO. What if we want cashless all over india. How can we search that insurance because I keep moving between Delhi and Chandigarh and I stay in Chandigarh

@onceajordan Жыл бұрын

Yes they will verify

@insuranceimpact Жыл бұрын

1. Yes, The first step of processing a claim is to Verify NCB. 2. For Pan India Cashless Facility Buy insurance from Your Car Manufacturer /Showroom Broker portal. It's cashless at all Dealer workshop across India.

@ZeroHero-xi7cb 3 жыл бұрын

Warikoo ke pass gaadi nahin but insurance me gyan zarror hai. 😀

@JayShankarpure 3 жыл бұрын

Sir plz make a video on Which newsletters and blogs do you follow?

@smasher7785 3 жыл бұрын

Happy Birthday to you warikoo sir🎂🎂🎂🎉🎉🎉🎉

@Devdebashis 3 жыл бұрын

Please make a small case sip investment setp by step video please !!!

@funvideoswithvivek5900 Жыл бұрын

PSU insurers offer car insurance in least premium and have best claim settlement. They usually charge almost 40-50% less than getting insurance from dealers. Claim settlement ratio is a vague concept to measure efficiency of an insurance company. You should instead focus on amount of claim settlement by companies. Pvt cos are known for settling small claim very swiftly and are notorious for denying (on any flimsy grounds) or under-settling big claims. So they can easily maintain good claim settlement ratio despite having far lesser amount settlement ratio. PSUs have backing of govt and claim settlement is transparent and generous irrespective of the claim amount. They simple reason is: they have to strictly follow IRDAI guidelines and PSUs have social service as priority not brute profits. And now a days they match or even exceed the TAT( turn around time) compared to PVT companies. If you check the no of complaints against insurers in website of Ombudsman, Beema lokpal or IRDAI, private companies top the disgraceful list and govt companies are least tarnished. Now,the question arises why dealers or online portals / web aggregators don't prefer PSUs 1) Huge commission paid by Pvt cos to dealers and online web aggregators. So, they sideline PSU insurers and charge hefty premiums from unsuspecting customers so that they can enjoy mammoth share of your premium as commission, totally flouting IRDAI rules. 2) The dealers and web aggregators have to scrupulously comply with IRDAI guidelines while dealing with PSU insurers which will reduce any foul play or unfair practices which are meant for safeguarding customers against any fraud. Remember,if your claim is stuck by dealer or Pvt cos,you are nowhere to go but in govt companies, strict compliance saves any injustice. So dealers want monopoly in their hands not yours. Thus, you can draw the inference as to why PSU insurers should the only choice while buying insurance for your loved vehicle. The 4 renowned PSU/ Govt insurance companies are 1) UNITED INDIA INSURANCE CO. LTD 2) NEW INDIA ASSURANCE CO. LTD. 3) NATIONAL INSURANCE CO. LTD. 4) ORIENTAL INSURANCE CO. LTD. So, next time you buy a new vehicle,never purchase insurance from dealer instead approach PSU office and get cover for your vehicle. And whenever you renew your cover, do the same . Drive safe.

@foxsez9183 3 жыл бұрын

If my vehicle meet accident then my insurance will pay for other vehicle's damage and other's vehicle insurance will pay my damage??

@rishabhjain2983 3 жыл бұрын

I live in a small city how will I get claim here in my city

@iliyasmohammed6192 3 жыл бұрын

Thanks for making this video. Explained it very clear. Keep doing and share your knowledge

@deepvineet 3 жыл бұрын

IDV - Should we change the IDV value before buying the insurance as the majority of the company are providing the option to change the IDV value which they calculate?

@onceajordan Жыл бұрын

Yes but premium will increase, also it is compulsory to deduct minimum 10% every year for idv.

@PawanDeshmane 3 жыл бұрын

Superb video again. One question- Till what age of the vehicle should we buy the insurance for? For eg - A Royal Enfield bike can be used for 20 yrs almost but the IDV will be few cents that time. So should we still buy an insurance in the 20th year

@ishantgupta1 3 жыл бұрын

Having a vehicle insurance is mandatory in India

@shehzadkhanmunshi1021 3 жыл бұрын

No authority can deny anyone the third party insurance till you have the vehicle registered with the transport authority. Insurance is mandatory for each and every vehicle plying on road.

@sekhafrid3459 3 жыл бұрын

So so informative video.I am going for a renewal of insurance after some days and this is much needed one

@arihantkothari3970 3 жыл бұрын

Hello there, Just a suggestion on the inclusions you could offer: It would be a great option to your financial videos if you list out the inclusions of PPF and NPS and other government driven investment options along with the regular SIP/STOCK/GOLD BONDS option what you generally suggest to your viewing audience.

@00004abhi 2 жыл бұрын

Excellent presentation Sir! Love the way always how you present, that too irrespective of the length & breath of subjects!! This one channel which is always worth spending time on!!

@sumitamitra1369 3 жыл бұрын

Wish you many many happy returns of the day, Happy birthday Ankur sir

@babankumar3271 Жыл бұрын

Sir, having an incident about a claim of my car. A claim was raised with xxxx insurance company for my car damage due to theft attempt. But the problem I faced that due to non tie up of my xxxx insurance company with service centre, the whole procedure was settled too late(03 months) to deliver my vehicle after repair. So my suggestion- do insurance with the service centre where we regularly visits, best for claim settlement.

@sudiptokundu2692 3 жыл бұрын

Please make a detailed video on consequential loss of motor insurance.

@amittibrewal8764 3 жыл бұрын

Hi Ankur, request you to kindly make one video on Home 🏡 Insurance complete guide

@vishwajeetjha56 3 жыл бұрын

❤️❤️❤️❤️❤️❤️❤️❤️Good friends, good books, and a sleepy conscience: this is the ideal life. ❤️❤️❤️❤️❤️❤️🎉🎉🎉🎉🎉

@asheeshsingh3170 2 жыл бұрын

Nice Ankur, just curious to know, why we need third party insurance as when we met with an accident the other party must also be insured as vehicle insurance is mandatory. So he can claim from his side and I can claim from my side.

@vamsipatil 2 жыл бұрын

As per my understanding, it is applicable also for ex- Injuries caused to a pedestrian as well. However, 3rd party claim is a hectic process that involves, FIR, Charge sheet, Claim Lawyers, Court hearings on the investigation and evidences etc.

@durgaprasad-dz4ru 2 жыл бұрын

U people posting video is very good..but some agents r depending on insurance sales and commission amount only for surviving his life along with his family...

@JineshBagadia16 3 жыл бұрын

Would also like to understand what degree of coverage can be availed when the third party claim is placed? Assuming a 5 year old WagonR damages a 1 year Old Merc. And what's the Insured Value in case of accidental (but not criminal) death of one/more third party passengers.

@rajasaab5454 2 жыл бұрын

Does I have to purchase both comphrensive and third party policy at the same time.

@engirajesh 3 жыл бұрын

Sir claim reimbursement cashless hoga ya pahle paisa dena hoga

@amnhere 2 ай бұрын

Just like the life/health insurance, should CSR be considered before opting for a vehicle insurance?

@MrBest_Videos 2 жыл бұрын

Only 3 things - year of manufacturing , CC - cubic capacity & RTO details

@indianocean29 Жыл бұрын

This is mostly a useful video but you mentioned to buy the policy directly from insurance company, and then you show policy bazaar which I believe is an insurance agent.

@siddharthraj7531 3 жыл бұрын

Agar 1 original key kho jaye aur ek ho. To insurance claim kr skte hai stolen ke time ?

@Subhas4u Жыл бұрын

@4:35 you missed the invoice return value add on. Ye laga kar actually cost milti hai chori ya total loss ke cases me.😊

@Rejish2583 2 жыл бұрын

Ankur, Thanks for this session.. Appreciate your home work on the content... this was very helpful to me.. Keep up the great content.

@geterpblr 3 жыл бұрын

Suggest me : I have the vehicle for the idv of 5lakh, after the 2 years, it reduced to 3 lakh, and I'm interested to pay more and claim more, if I chosen the idv for 5 lakh, will I get the complete idv value? Or the current amount after the depression value?

@Subhas4u Жыл бұрын

@14:32 policy baazar se kharidna to easy hai, but claim me badi dikkat karte hai 😢👎

@madankumarmothey 3 ай бұрын

Thanks warikoo sir, I was not aware of vehicle IDV value so I renew insurance with other company but I came to know through you about IDV , my question to you is that can I have increased IDV if I renew my car's policy with other company?

@mgchandrakanth 2 жыл бұрын

Immense thanks for a very clear exposition of car insurance. Especially for non-Hindi speaking this is very useful as you are giving the English translation. Pl indicate whether Acko insurance is the best?