Pleeeease everyone I'm writing this with love, because I've been there too recently and they were big mistakes, 1) stop operating under the assumption you'll get money that isn't in your bank account yet. 2) stop seeing your jobs as safe, no matter who you report to, how long you've been there, how important and irreplaceable you are to other people in your company. When the investors say costs need to be cut tomorrow, you WILL be let go!! Believe me! You could be working for the CEO and be doing 200% and everyone in the company knows your name and you did wonderful things, and still be laid off. Same with relationships I'm sorry to say: love your partner but put your financial wellbeing first, because things can go from perfection to disaster reeeeally fast and you want to be protected. ❤ I'm fighting to stick to these principles myself and not repeat past mistakes.
@toabettertomorrow7949Ай бұрын
Thank you for this, especially the job part. It’s so very important that people put themselves first before these jobs because these jobs have screwed people over and ruined lives. People need to put themselves first more often and remember there’s no true security unless you work for yourself. Even then, you still need to work hard and build something that’ll last.
@gratitudegrateful705Ай бұрын
100% How do you maintain boundaries with your partner in terms of financial stuff. I am a single woman. In future how do I have a conversation with my partner related to financial well being. I have really worked hard and saved money. This is something I have been wanting to learn
@ramonafields524Ай бұрын
I couldn’t agree more! Thank you SO much for saying this.
@rachelesmith3342Ай бұрын
Agreed girl! Never put your life or your kids life in the hands of any job, person, group, organization, society, etc. Nothing is guaranteed so always make sure you are using your money INTENTIONALLY. Doesn’t mean you can’t have fun or do things but use it with intention, plan ahead, don’t spend what you don’t have, and save as much as you reasonably can. Also, help yourself before you try helping others.
@toabettertomorrow7949Ай бұрын
@@rachelesmith3342 heavy on the intentional part. Being young and dumb has consequences and being a 21 year old living alone, I’ve definitely had to learn the hard way that emotional spending will kick you in the butt! I’m getting myself in order now and have learned my lesson and I’ll keep learning as long as I don’t have to struggle unnecessarily like I did these past few months!
@trustedrootАй бұрын
suddenly my $5k of debt seems a lot more manageable
@TheashleydeniseАй бұрын
That’s nothing compared to the horror debt stories that im hearing!
@Sugar735Ай бұрын
Right??!! Maybe I'm not so bad 😭 and it was all for things we needed to live (husband became severely disabled out of nowhere).
@toabettertomorrow7949Ай бұрын
Same here, that’s literally just my student loan from trade school. I think I’ll be able to handle it 😳
@msstacey777Ай бұрын
Same for my $5K debt too
@fatimamanneh9432Ай бұрын
People are still having student loan debt I paid my 7k off during the 3 years interest pause
@user-tu1mj9jy1eАй бұрын
Wait, she lost her job, but they still sent their kid to daycare? That alone would have saved thousands
@mscookie3613Ай бұрын
My immediate thought. Like yeah applying for jobs takes time but why tf was she not immediately their caretaker when she was HOME 24/7
@user-ph4mg1mh9cАй бұрын
I thought that, then maybe she would lose her daycare place, for when she gets back to work
@acenine8149Ай бұрын
@@user-ph4mg1mh9cThere is NO daycare that is worth 36k a year. After taxes, that basically wipes out either her or her husbands salary. If one of them stays home, they would probably have more money.
@jilliansmaniotto2326Ай бұрын
daycare isn’t just about someone to watch the kids when you can’t. daycares aren’t just babysitters these days. they are treated like school, and kids get valuable developmental/educational benefit. the kids develop friendships and socialize. pulling kids out of daycare once they’ve been established there, can cause setbacks developmentally and socially. pulling them out would also mean losing their spot at the daycare, and then they’d need to go back on waiting lists for spots once she gets her job back.
@SharkB503Ай бұрын
@@jilliansmaniotto2326do you really think that kids do better in daycare than being with their mother? Young children do not need socialization, they need to receive security and bond with their parents.
@vanessaf7259Ай бұрын
HR here. You are 100% right about no job being truly stable
@Rhinoiron23 күн бұрын
Doctors, Lawyers, other fields with extreme expertise that aren’t easily replaceable.
@RosaMaria-pb9bg18 күн бұрын
CNA retirement home. Unless the retirement home goes well bankrupt you will have a job for life. Even two or three. At the moment I have two, because they are short staffed and keep calling me and I can't say no.
@macattack754817 күн бұрын
Y’all heard of Montana labor laws?
@yoosyeni2 күн бұрын
I work for the biggest company in my country. In the last 3 years every time I thought ‘oh, that’s it, I found my place!’ something changed. My managers were fired/quit or something happened, and I was lucky to have found a department to transfer to. No job is truly stable
@nadeenzamoraКүн бұрын
The medical industry is exempt from that list.
@aishalianeАй бұрын
This stresses my soul out. I’m 29 and at my max, I was about $15,000 in debt. I paid it all off (interest free) and became debt-free on Thanksgiving 2023. In 8 months, I’ve saved tens of thousands of dollars because I pay myself instead of paying debt. No kids, no pets, no erroneous spending, just saving, budgeting, and living within my means. I’m well on my way to having $65,000 saved. I couldn’t imagine being $65,000 in debt.
@rachelb7215Ай бұрын
I love this
@MsDezB1Ай бұрын
Good for you, sis, and keep up the great work!!!
@choklitfactoryАй бұрын
Awesome! I would love to know how you did it! 👏🏾
@meatyflappers29 күн бұрын
How have you saved 65,000 bananas after wiping out 15k just 8 months ago. I don’t live P2P I’m debt free no kids 60% through house loan with typical bills and own my vehicles. I’ve saved close to 15k within the last year on a 137k salary lol
@FC-hj9ub29 күн бұрын
And? Most 20 year olds don't voluntarily get in to 15k drbts
@traumaqueeenАй бұрын
I have zero debt, but you won't see me living an extravagant life. I have no kids, no pets, travel once a year. Any time I need something, I save for it!
@fatimamanneh9432Ай бұрын
Smart move save for it
@annjean8709Ай бұрын
🎯🎯🎯
@tru_hartАй бұрын
you doing it right, girl!!
@guinealove3744Ай бұрын
Young lady! You have a good head on your shoulders. Some of these folks living a social media life are planting mine fields and hoping not to step on one. Credit cards are being hyped, the interest rates are high, and everywhere you go, they will pitch how you get money back and percentages off. All the while knowing they've just enhanced their bottom line. As an old head, add to your strategy understand what it means for your retirement years. Get into a (free) retirement course NOW. There are strategies that the government doesn't want you to know about taxes in retirement. Roths and 401K's can be beneficial, only if you plan early. Start or gather a sista group for support (finance, emotional support). Wishing you continued luck in the future.
@keepingitreal618Ай бұрын
Cannot understand credit card debt. It's the way you're raised. My parents set a good example.
@bullitt0713Ай бұрын
She said she can pay off her debt in just a few months at the end. For most people paying off $65k in debt would take YEARS!!! Ladies and gentleman, she ain’t doing bad financially. She’s doing this mostly for the views. The girl has to be well off to be able to pay off $65k in a few months. She’s playin everyone like a fiddle and everyone is falling for it. SMH.
@kimberlyyancey4303Ай бұрын
Exactly what I said. She's gonna be alright. Which is crazy smh
@andaisshadows5285Ай бұрын
Sounds like it.
@nikkibreezy6058Ай бұрын
That's because the video is going to go viral, and she is going to get paid from it
@bullitt0713Ай бұрын
@@nikkibreezy6058 yup. I’m surprised the creator of this video didn’t point that last part out. I wish she did.
@betsjoАй бұрын
She said she can, she didn't say she will or explain how. Based on the financial history she shared, it doesn't seem like the debt will suddenly become a priority.
@liveyourbestlife143Ай бұрын
I had a great job for many years. Friday I had a meeting with my boss. She gave me my annual review, could not stop singing my praise ( this is normal for reviews as my boss was a very sweet encouraging person) my coworker and I meet up after work and compared notes on our reviews. She had a similar experience. We get to work Monday. Absolutely normal day... and as we are closing up for the day my boss comes in and says " we decided to close the store. Your last day is Thursday " we were absolutely shook. It definitely taught me .... your boss is not your friend. They will cut you at a moments notice.
@Desire8510225 күн бұрын
They decided to close the store… that’s totally different than being fired
@yaniquewest45522 күн бұрын
@@Desire85102I think the short notice is the problem here. You don’t make a decision to close a store in less than a week
@Desire8510222 күн бұрын
@@yaniquewest455 that is very true, why you’ll need an emergency fund as well
@Desire8510222 күн бұрын
@@yaniquewest455 that decision may have been made due to health reasons, family reasons, finances etc.. you don’t make an important decision on short notice unless it’s impacting something personal.
@yaniquewest45518 күн бұрын
@@Desire85102 true
@crazy808ishАй бұрын
This is definitely a perspective thing. That $65,000 seems like a ton to us, but you can tell based on what she did and how easily she talked about it, that she'll be paying that off in 2-3 years just like she says. This is a person with money. It's not the insane life-changing debt it would be for others, this is a bump in the road for her.
@Souls-at-zer015 күн бұрын
Well ya if you make 400 thousand a year this 65 thousand is just one missed check 😭 (ik she lost her job but you get the math)
@NatashasCraftandSewingStudioАй бұрын
I’m so glad that I paid off $15k in credit card debt this month and I only have about $2k remaining. I will no longer be a slave to credit card companies! Freedom feels so good!
@georgina4874Ай бұрын
Pay for everything in cash UNTIL you have the mindset to use credit responsibly. 💕💕 Congrats on paying down a hefty amount of debt. Being 100% debt feels great!!
@ShadeenDixonАй бұрын
Same I’m going to start this year now that graduated road to debt free
@blakeonoccasionАй бұрын
I had 15K and made my last payment last month!!!!! Good Luck to you!
@CourtneyA.Ай бұрын
Congratulations 👏🏾
@ZMihuАй бұрын
Congratulations 🎉 must feel good!!
@jordantaylorscaife588Ай бұрын
I am a financial advisor. It's terrifying how many people think being hundreds of thousands of dollars in debt (NOT including mortgage) is normal and won't affect their futures.
@nightreader1264Ай бұрын
Why are people not having money taken out of their paychecks for investments? You can start with as little as 25 a month. Do not spend the money before you get it! Ever!
@jamesandrew6153Ай бұрын
I honestly try and get as much debt as the banks will give me 😂 I’m trying to be like the US govt
@cpK054LАй бұрын
It's easy. Take 250,000 of personal loan Throw all of it on a random option. Wait one day. Sell back the option. If you win, pay off the loan which is marked 12% higher than borrowed And if you lose, ignore the collection agency
@BrianBTeman-in2rcАй бұрын
@jordantaylorscaife588 Well who needs good credit? Most people can’t afford a house anymore and car dealerships will still loan you a car with bad or no credit. So what’s the point?
@KrystalAriАй бұрын
I know a guy with 170k student loan debt at 6%. He sold his house and made enough to pay his debt off. He chose to blow it all and swears he'll make it big in real estate. He's 42 with no retirement😭
@ADHDpancakesurpriseАй бұрын
In my 20s I found myself in $2800.00 of debt and I was flat broke. I freaked out and paid it off and haven't amassed debt since. These folks with 5 figures of credit card debt just makes my jaw drop.
@VanessaBurton-hb9pm3 күн бұрын
Same here. In my early 20s I made a lot of mistakes. I learned the hard way but I learned
@user-nz4qh2ig3vАй бұрын
people have no idea what cutting expenses is. when i was really in the struggle i was eating hot dogs and frozen broccoli every meal for MONTHS. I rode a hand-me-down bike everywhere and only drove to work. My only non-needed expense was a stuffed dinosaur to keep me company in a completely empty apartment.
@WildArtistsl21 күн бұрын
Cutting expenses is impossible because we enit taught how you manage out money at all
@ryt199514 күн бұрын
The stuffed dinosaur. 😍 🦕
@megsley13 күн бұрын
@@WildArtistsl did you have a stroke while writing this comment?
@Sylvelourie4 күн бұрын
@@ryt1995 MVP
@Cupcakee0330Ай бұрын
I don’t think she gets it. Spent the money before getting the money ✅ 2 car notes ✅ Went to Disney multiple times ✅ Went on a vacation ✅ Offered a friend a job and pay for her schooling while in debt ✅ Living like they were a 400K household while unemployed ✅ Paid for school 36K ✅ All these while unemployed or being paid $9 an hour? At no point did they sat down to think about these actions?
@PopcontrolАй бұрын
‼️‼️
@StxtssАй бұрын
They really were living beyond their means
@montana-road-kill-harvestАй бұрын
She is a financial car wreck. She has tons of work on her face, too. And why isn't she watching her own kids??? she'd save SOOO much money that way
@yunisblu3412Ай бұрын
She’s the pretentious, keeping up with the joneses, people pleasing type of personality. They never think that once they loose it all, the same people will be laughing calling them stupid.
@trishanichole8440Ай бұрын
I think a lot of people have this mentality- especially people finding paths into upper middle class- without considering that they need real liquid to sustain it or support an emergency (such as a layoff). They believe they can lean on credit cards. Credit cards are against the best interest of Americans.
@larrysmith2655Ай бұрын
If she grew up upper middle class or rich, it might be a normal house to her. Another thing I’ve noticed is a lot of middle class children(not all) will go into debt to achieve the same lifestyle their parents did without massive debt. Boy have times changed.
@JAM661Ай бұрын
Well what they do not understand that it may have taken there parent 10 to 20 years to get the wealth they have. When I gradurated from college in the mid 80's unemployment was high ( I could not even get a teaching job) inflation was high even morgages were like 13%. I ended up going in the Army as a commission officer because of the job issue.
@angelacox8322Ай бұрын
@@JAM661 that part!! Nearly every one we knew jumped out and immediately tried to live the same or better than their parents, where I felt like we weren't supposed to have the same as people that had years to build!! My husband and I bought a doublewide as a 1st home and lived modestly -- by the time we reached early to mid 30s we were able to buy a dream home. All the people who lived "big" right away are still stuck in the same place, paying on things they charged 10+ years ago. The best advice I ever have for anyone is live BELOW means and don't spend it if you don't got it (say "NO" to credit cards!)!
@JbMaunАй бұрын
THIS. My husband grew up pretty wealthy and continued to live a similar lifestyle he was used to while living outside his means. When we got together I had to have a chat about how we need to earn our way to that spot.
@MossTunicАй бұрын
my parents condemn me & my sister for not being in better financial situations by now, but even with ignoring how they've repeatedly sabotaged us, the world is completely different now & their circumstances were also not the standards they expect from us. my mom was groomed as a minor by someone 20 years older than her, had 5 kids, lived in debt horribly until meeting my stepdad. my stepdad ditched highschool with no diploma or GED, worked at radioshack for a bit & then happened to meet some guywho needed a techy guy for his job. now he makes 3 figures a year, has a house & is a landlord for two more, he erased my mom's debt when they got married, too. they have never extended their wealth to us, even in emergencies like dental care, or help with vehicles so we can get to work & not keep pouring thousands into junkers cuz we can never afford lumpsums to buy a decent enough car that only needs minimal maintenance repairs. they have delusional expectations that they didn't even live by, out of touch of reality but condemn us none the less. no idea what to do to make them see it. anyone can be a judgemental hateful person.
@MsSimpleMovies29 күн бұрын
@@JbMaun You're a great spouse. You didn't marry your spouse for his money, and you didn't allow yourself to get swept up in the delusion of money. You helped your husband get grounded as a team. I wish you the best.
@Tonks989Ай бұрын
Girl! Helping the friend was a noble cause but they were not in the position to do that. One of my friends recently asked me for $300, stating she was gonna pay me back, but I had to say no because I'm about to have a baby. She might pay me back but she also might not and $300 will buy me a dresser and rocking chair for my baby's nursery. Or heck, a carseat and stroller!
@unapologeticallyb5068Ай бұрын
Calling your dog your broke best friend is both hilarious and apt
@saritamoorebansa4485Ай бұрын
FYI Do not tell your coworkers about home improvements/trips/any financial issues/concerns/windfalls a secret!!!…. I’m just saying , management are people and people get a little envious 😊😊😊😊
@audreyandrea460Ай бұрын
This right here. Don’t tell anyone anything about your finances if you can help it.
@paulacurrie2441Ай бұрын
They SURE the heck do! Aged 48 here and never believed ppl act that way, but they DO. Also I am a minority and mostly have worked in places where there were only couple of minorities making up 2% or less of the work team. You know and learn EARLY that you can’t let coworker’s know your business b/c they feel like they should be doing good and you should have NOTHING. You have to play EVERYTHING down like for going to Disney, you have to either say “I might take my kids to the little amusement park for the day so they can work off some of their energy.”
@saritamoorebansa4485Ай бұрын
@@paulacurrie2441 Learn this the HARD WAY. 😂😅🥹.
@marleyhill34Ай бұрын
Facts, do not tell them that you are spending like a millionaire!! Tell them that you are poor!! Lol! I'm from Barbados...people think I'm rich. No. I use airmiles to buy my flight and stay at the hotel of Mum and Dad once a year...I'm not even going this year because it's too expensive!
@LordofLaughsАй бұрын
My thoughts exactly
@caitsizzle97Ай бұрын
Embarrassingly, we were 46,000 in bad debit. We made so many sacrifices to get out of that it was horrible. When we finished paying it off I cried so much. The relief was overwhelming. It took almost three years
@ToLovelyJesusАй бұрын
Congratulations!! 🎉
@kiaj.d.585519 күн бұрын
I’m working on getting out of it right now! Next month I’m starting no spend months!!!!
@melissabrown664413 күн бұрын
being debt free is the best feeling ever! congratulations! the tricky part is now staying out of debt...
@Sylvelourie4 күн бұрын
46k in 3 years is incredible!!! Congrats on the debt free life; it's amazing~
@LiLzZluvinJАй бұрын
As my mom said, “don’t spend money you don’t have.” It’s very simple.
@Carolinagirl1028Ай бұрын
My husband does work for the government and I co-own my business that has been operating for 50 years and I still don't consider our jobs completely stable. First thing we did when we graduated college was make sure to build up a savings account. We have never touched it no matter what we want because we know that tomorrow we could both be jobless and then we will need that money!
@454linАй бұрын
That’s just credit card debt. She didn’t include car loans , other debt
@julissadc6303Ай бұрын
She said she had a cosolidation loan, the 65K its all the debt
@thexvaultАй бұрын
@@julissadc6303all her credit card debt, across different cards not car loans
@vladaburlakova1529Ай бұрын
I am 1K in debt that I am about to pay back next week. what a relief
@southerngirl4076Күн бұрын
Congratulations on paying off your debt. I hope you’re proud of yourself.
@simons8175Ай бұрын
I had 36k in debt on credit cards... once you're charged 18-29% interest a month, you know you have to get it paid. I got a 2nd job, opened a new account & saved 14k-21k a year form 2nd job. I lived off my 1st job income 36k paid my living expenses which is about 24-29k yr & 2nd job income went straight to cards.. Took me 2 years to pay off. Now I still work 2 jobs & 2nd job income gets used on inflation.
@luna_soleilАй бұрын
This is my roommate. 80k in debt, makes sub 40k a year in one of the most expensive cities in America. Thought she could go on a couple months long Euro-trip. Had to beg her parents to fly her back after a week. They couldn't afford a ticket back here so they had to fly her back to their state where she then had to work at a cafe for a few weeks to afford a flight back. She changes the furniture in her room and the house every week or so.
@TheRealCatofАй бұрын
How does she afford rent?
@allamasadi7970Ай бұрын
I have paid off my mortgage but I still look for loose change on the streets to help me become even more wealthy
@uniquenewyork3325Ай бұрын
Consumerism and a lack of social life has destroyed our country
@Rastaferrari829Ай бұрын
She really likes living on the edge 😂
@cpK054LАй бұрын
@@TheRealCatofcraigslist
@jamestheo8448Ай бұрын
So true. One of the worst off people I know has a Tesla, 2 dogs, buys expensive coffees... They ALWAYS have a dog!!!
@Aminah6623Ай бұрын
LOL
@thatEleneАй бұрын
Cat is not cheap to have either 😅
@texasproud8822Ай бұрын
It’s the 2020/2024 status symbol
@jerrylundegaard2592Ай бұрын
So exactly how does "expensive coffee" or a dog mean those people are the "worst off?"
@lunamoone5231Ай бұрын
@@jerrylundegaard2592because they just laze around doing nothing, living a fake life of luxury and spending money that isn’t even theirs.
@vb88012 күн бұрын
The privilege of saying they cut expenses but still went to Disney, still had Netflix, went on vacation.... She doesn't know what cutting expenses means.
@commonomicsАй бұрын
The fact she acknowledged it and helped her friend out, she seems like a kind person
@socalbarbie10403 күн бұрын
Right, I agree.
@Kris-zy7isАй бұрын
You did not just say “dogs are broke best friends”! This is the most accurate statement I’ve ever heard about pets. Definitely subscribing
@ashtonstout7375Ай бұрын
I loved that comment as well.
@dirtyprancing5930Ай бұрын
Too true lol he's always pulling me to the treat shop down the street like he's got money
@kimberlyholt74Ай бұрын
Yes I agree with people thinking they are too much too do certain jobs. I am in debt and a teacher but I work part time at McDonald’s and make $13 an hour. Every little bit is getting me out of debt!
@pizzadogmaАй бұрын
The true crime here is that teachers should be making more so they shouldn’t need a second job
@MaffyTaffyHaffyАй бұрын
Literally this! I just commented on someone else’s comment where they said they haven’t had a job for eight months. I was like babe. You just need a job at that point. Those believe they’re too good for certain jobs deserve to be poor. That’s kind of what my sister is doing because she thinks she’s better than everything but she’s a single mom like pretty much a single mom with no job.the father is a deadbeat so he doesn’t help with anything. Like you can’t be picky about being a physics tutor no girl you need to like work at McDonald’s so you can get money for your baby to have food in their stomach.
@proper.role.model.819Ай бұрын
I applaud you and appreciate your humility.
@KAye633Ай бұрын
@@pizzadogmatrue but what are we going to do about that NOW?
@reinutaАй бұрын
You will get out of your debt! I'm rooting for you!
@redcadetАй бұрын
i have the opposite problem… parents were so frugal growing up (despite having money) that even WITH the money in my bank account i feel like i have none to spend
@thetruthaboutwisteria11 күн бұрын
My family is the same
@jenniferlovesmakeupАй бұрын
I had to go through bankruptcy and lost my house to get the wakeup call. Now my car is 2nd hand and paid off, and ONE credit card with a $500 limit. I am doing fine with less. Material possessions can be lost in an instant, put your priorities in those you love.
@camarathomas6552Ай бұрын
If I was her husband, I would be so embarrassed and upset that my wife came on the internet and told the world our business.
@ty.365Ай бұрын
He's not because she's about to make the money to pay it off people love this bs
@spf_500Ай бұрын
@@ty.365right. I'm sire she has some type of influencer tiktok/social media and is taking in money that way
@MiddlePath33Ай бұрын
She’s the breadwinner. He should be embarrassed. 😂
@spokenwordpoetriesАй бұрын
@@ty.365I was thinking the same thing. Hopefully they discussed it first though.
@CharletteGАй бұрын
They want to become social media famous so they can pay it off 🫣
@jenluvАй бұрын
"Why are you goin' to Disney?????" 👏👏👏The thing is, it's not like she can't go to Disney. She just can't go RIGHT NOW. It honestly sounds like she has a repeat issue with instant gratification. The spending money before she has it. It's like just WAIT, girl! Wait until that check is in your bank account before you spend it! Drive to a local beach or go camping instead of going to Disney! You can still make GREAT memories with your family at a lower cost. (EDIT: I'm still watching, but there is so much illogical going on in this woman's house! Edit again: I agree with you 100%! If she needs shelter, give her shelter! Give her a room. Give her a couch. Don't pay her bills!)
@snowqueen51Ай бұрын
My smallish town has a ton of local stuff to do.
@TonyCox1351Ай бұрын
@@snowqueen51that’s exactly where we take most of our vacations. Small town, weekend getaway, AirBnb’s are like $150 a night, go on a hike, go to the lake, etc. Disneyland is fine if you can afford it but why go thousands further into debt for a trip when there’s plenty of cheap fun to be had elsewhere?? Folks are crazy
@CJAmaraАй бұрын
Hey Jen! Never imagined I’d find you here
@elizabethrivard734015 күн бұрын
I might not know the details but couldn't you also sell the annual pass to someone else? Like get your money back!
@fatbottombiker3038Ай бұрын
When I was in my early thirties, we were reckless and racked up debt. Our last car loan was 2001 mind you and when we bought a 2021 Highlander, the car salesman couldn’t believe how nice our credit looked. A lot of sacrifices but it was worth it. It makes life so sweeter.
@atdowerАй бұрын
$66,500 in cc debt at 25% interest is 17k a year alone just in interest. That hurts
@Jennifer-my5dmАй бұрын
That amount of credit card debt is more than the cost of my undergrad education.
@MsDezB1Ай бұрын
I was traumatized when I saw that I was paying Discover $250 a month in interest!!! THAT'S when I decided I had to get out of debt. I've been debt free since Jan 2019. The habits that got me out of debt will stay with me for life!
@globalfamily8172Ай бұрын
Use the balance transfer checks and divide by 12 to pay off. Less than 3k.
@andretatesIIIАй бұрын
Girl is in 65k cc debt so in reality she’s really probably closer too 100k cc if you consider it’s high interest debt.
@60wwedivaАй бұрын
Funny shit is she probably wasnt smart enough to actually apply for a 0% APR so she could do this for 1 year interest free
@katiep5256Ай бұрын
Well that’s only cc debt. That’s not the cars because apparently she doesn’t consider the cars debt.
@helloamandaleighАй бұрын
We did a debt consolidation plan and paid a lot towards it! We are now under $20K in debt! :)
@siren3849Ай бұрын
@helloamandaleigh Aw bless your irresponsible little heart! You're about as capable of giving financial advice as a Duggar would be at giving advice about birth control.
@globalfamily8172Ай бұрын
Balance transfer checks. 4-5%, which is cheaper than the current mortgage rate.
@mcoj87Ай бұрын
"Puppies are expensive, they are like broke best friends" sent me
@katelyninglin2148Ай бұрын
Thanks for the reminder. Sometimes I’m perplexed how people got so rich but I know a lot of people are living beyond their means and are simply keeping up appearances. I’m proud of myself for keeping it real!
@nikki1117Ай бұрын
Prime example of counting your chickens before they hatch.
@nikkisouthernbelle8820Ай бұрын
Right!!!! If it’s not in my hand, it doesn’t exist. I’m not spending until the direct deposit hits my account!
@ameliajohnson445419 күн бұрын
Right
@CateForrestАй бұрын
My dad had to bail out my uncle (his brother IN LAW) about a decade ago because he was going to lose his house to foreclosure and my parents didn’t want their elementary aged kids to be homeless. So my parents (I said my dad bc my mom is a SAHM so he’s the one earning) gave him over 5k to save the house. That Christmas about 4 months later they took their girls on vacation to another state and went to the American girl doll store and spent over $500 on each of them there then bought both of them MacBooks. My mom was livid and they’ve barely spoken since. I assume they did that nonsense on credit cards but my mom was furious he needed money from her to not lose the house then continued to be irresponsible.
@laurhawkАй бұрын
I’m so happy KZfaq suggested your channel to me! I watch a lot of Caleb Hammer, so I think that’s why the suggestion came 😅 I love your content & your voice is so soothing to listen to ❤
@Deaino313Ай бұрын
Hey. Fairly new to the channel but I love the content. I often listen to your videos on full blast in front of my wife because you pretty much echo the same things that I tell her all the time. As a sole provider for a family of 7, sometimes we are gonna have to cut back in order to maintain the necessities.
@bumblebee2866Ай бұрын
Her and her husband made some insane financial decisions. Out of work for 7 months but still paying for daycare, paying for friends schooling, helping out a single mom, bought a car, took a vacation. Really really bad decisions made.
@Kat0rine1417Ай бұрын
Fr seeing this makes me realize, ugh I can be smarter than this 🥹
@paulatmunizАй бұрын
Why do people have this necessity of exposing themselves online? 🤯 Then other people start getting into their business and they don't like. So confusing
@britneyt9253Ай бұрын
Right. We’re gonna get into their business whether they like it or not. They basically asked for it. When they get negative response is when they start getting defensive.
@rachelesmith3342Ай бұрын
I’d much rather have people telling the truth about themselves than deal with people faking it and putting on a show. Neither are desirable but I’ll always favor transparency and honesty
@haute03Ай бұрын
It really is bizarre to me. However, I'm also someone who doesn't seek or want attention from strangers, so I can't relate.
@TheMomLifeeАй бұрын
I actually applaud people who have the courage to come online and tell us these things. It’s a great lesson for the rest of us! We can learn from their mistakes. I pray she’s able to get and stay out of debt somehow.
@homewreckerburritoАй бұрын
So they can get the views and eventually live off social media alone.
@rowceoАй бұрын
“Was it a BMW” 👀👀👀 🤣🤣🤣 you kill me
@shruti_singh4Ай бұрын
really appreciating u to do these kinda videos coz not many influencers r out there who r teaching women on how to save money . the influencing business has become so brutal that it is breaking ur wallets now and only teaching women on how they shud by that product or this product ughhhh its sooo mind draining thing to always looing out for products products products and only products for that instant dopamine hit to feel good nd all that bs . i hope ur videos reaches out to millions and many other creators that i've come across around these days who r touching these topics i think its so imp to talk about this problem nd ur doing a really genuine job ❤❤❤❤❤❤❤
@aprilwilliams7922Ай бұрын
A lot Americans have a spending problem but complain about everything is high. They don’t budget don’t save just complain. I was one of them living above my means learned a huge lesson.
@brighterpoetАй бұрын
Bro I could put my whole life on credit card for two years before having $65,000 in debt. If you lose a job you need to cut back, and the fact they drained all savings and kept none for that exact emergency is a hollow choice.
@jochenkraus7016Ай бұрын
I think cutting back things you got used to is way harder than lifestyle inflation. I some cases it takes several months and additional money to cut back e.g. to move into a smaller apartment or to a cheaper area.
@dirtyprancing5930Ай бұрын
Dude, fr. Like I know it's a drop in the bucket, but she even mentioned paying for Netflix and that's pretty telling of how much cutting they did. Your job is gone? Day 1, stay in bed and process. Day 2, shut down every expense you can and make a new budget
@jochenkraus7016Ай бұрын
@@dirtyprancing5930 I don't think that Netflix got them in trouble but it's a more obvious expense and simpler to lower than rent, car payment, car insurance, food subscriptions or delivery etc.
@AudreysBrainsАй бұрын
Repairing stucco is expensive! We waited for a few years to get this done! And then I heard about the tummy tuck and was like ok I give up 😂
@allier18673 күн бұрын
People are waayy to comfortable living in debt. This would keep me awake for weeks.
@jensing89Ай бұрын
If you’re making 400k a year, you should easily be able to float yourself for 6 months. It’s recommended by most financial advisors to have money set aside for this purpose. These are my questions: 1) why are your kids in daycare, if you’re unemployed (or making $9 per hour which doesn’t cover the cost of childcare) 2) did she file for unemployment? 3) why not rent your car or do instacart etc to make money to pay your car payment, bring your kids along 4) you got a puppy? For what purpose? That’s irresponsible. We recently adopted a puppy and have spent upwards of 5k for health issues we didn’t anticipate. 5) Disney and vacations need to be CANCELED! If you are unemployed . . . You can’t afford it!
@Username0467Ай бұрын
I make 10% of that and could survive for over a year without working. What is she doing??
@dirtyprancing5930Ай бұрын
For anyone reading, remember car work requires commercial insurance. You ate not covered for any accidents that happen when you're using your car for work without proper insurance, including medical bills
@booneboone9705Ай бұрын
@@dirtyprancing5930 Yep and I hate when people give out bad advice
@Nicolef888Ай бұрын
When you make over a certain amount of money, you don’t qualify for unemployment event if you get laid off. Been there, done that.
@Lightreign888Ай бұрын
For me 8 months without a job. This season that we are in is appreciate what you have or be without. Hold on to your jobs ladies‼️
@MaffyTaffyHaffyАй бұрын
How do you allow yourself to not have a job for eight months? At that point you’re doing it to yourself. You need income babe it don’t matter the job at that point. You guys are ridiculous for doing that to yourselves. Reminds me of my sister who literally has a two-year-old daughter and has no job and a deadbeat father.like what are y’all doing?
@TheRealCatofАй бұрын
@@MaffyTaffyHaffyI got laid off in 2023 and I enjoyed 8 months of collecting severance and unemployment
@bgos4727Ай бұрын
@@MaffyTaffyHaffyhow does she survive
@KAye633Ай бұрын
I will never leave my job UNLESS I’m already hired for the other one.
@RatCakePartyАй бұрын
@@KAye633if i get fired ill take a low wage job just to have money coming in like hell man i could never live off a credit card souly
@lorim4327Ай бұрын
I like your outlook. Thanks for being kind in your review
@chrisbrzezniak6067Ай бұрын
YOU ARE OND SMART LADY!!! that’s all i’m gonna say. good work
@HahalolbeaАй бұрын
I dont believe im going to get any money until I see it in my account!
@ewidontlikeyouАй бұрын
Same 😂 live like I'm going to be unemployed next week 😂
@lonnieswag100Ай бұрын
Why the fuck were they paying for daycare when she was unemployed lmaooo huh?
@lateformyownbirthАй бұрын
So they didn’t lose the placement, duh. These things have goddamn waiting lists.
@lonnieswag100Ай бұрын
@@lateformyownbirth so based off her numbers…. She paid almost 20k while being unemployed to not lose a “placement”… man hell nah lmaooo
@lauralanthalasa7Ай бұрын
@@lonnieswag100 well, she didn't know off the bat that she will be unemployed for that long, propably thought it would be a quick deal so no wonder she didn't want to loose a place a daycare, these things are crazy to get into
@TheBlackAztec3Ай бұрын
@@lauralanthalasa7still a bad excuse it wouldve been cheaper to be on the waitlist and hire a temporary babysitter once she gets the job. I doubt it wouldve cost $20,000 for a babysitter
@christinarach340Ай бұрын
@@TheBlackAztec3hiring a babysitter is more expensive than daycare. You are paying the sitter per hour. Daycare is monthly or weekly flat rate. Also sometimes it depends on the area where you live where you have limited options( either you have a high cost daycare that’s worth it or one that is just overpriced) so if you find one that’s affordable and good, it’s hard to let go knowing there is a possibility of loosing that spot. Meaning when she gets another job, she might ending up enrolling her kids in an overpriced program.
@lydialaiza1538Ай бұрын
I always tell my family to never spend money you don't have, even if someone triple guaranteed you that they will pay you! Have the money at hand then spend! but they never listen!
@MikeCincoCapas3 күн бұрын
The whole time she was holding that dog, I was thinking, "little dude looks pretty young..."
@flohough1870Ай бұрын
Years ago when I worked in a bank, I was floored by the number of people who would do their taxes, see what their refund was going to be and then come in and take out a loan so they could go buy something because they couldn't wait for that money to come in. Absolute insanity to me, you've done without that money all year, you couldn't wait a few more weeks??? My husband lost his job suddenly when the company he worked for suddenly went out of business--we had two weeks tops to prepare. Nothing is guaranteed.
@sasamafrass29 күн бұрын
When I worked at a bank (pre-2008) I remember all of the posters they made us put up trying to get people to get an equity loan to pay for their kid's college or wedding. I was telling people, please don't take out a loan for a big fancy wedding 😅
@lizalee6666Ай бұрын
I have about 20k in debt. I moved back with my parents to get it all paid off. I LOATHE myself and my past decisions BUT I have to take a step back and realize that I AM MAKING PROGRESS. if you aren’t a credit card person that’s fine! Please take it from me; be kinder to yourself, take control and learn from your mistakes. You can do this ♥️ we can do this ❤
@VespervqАй бұрын
You have the right mindset…once you pay your debt off…I believe you will and not do it again. Great Job, keep going!!!!
@coachnoe5921Ай бұрын
I just screamed at "baked some cakes" - EXACTLY 😂!!!
@williamnovember6643 күн бұрын
Just paid off 12k in credit card. Immediate relief
@angelwings1Ай бұрын
This is why I’m not bothered what everyone gets up to online. I don’t know how they paid for those things. I don’t get jealous. I just concentrate on my own life.
@sannydeeАй бұрын
Her broke friend could have watched her kids for the fraction of the price.
@audreyandrea460Ай бұрын
You’re right… but there’s something going on with that friend. I think she was being paid off or “bought”. There is something sexual behind it, I’m almost certain.
@mallarieluvsgirlsАй бұрын
@@audreyandrea460wtf. what did you get that from? you must be a pervert to immediately think that.
@nickj12Ай бұрын
@@audreyandrea460that’s quite the assumption.
@CJAmaraАй бұрын
@@audreyandrea460this is an astronomical leap you’ve made
@LilysCarTalk26 күн бұрын
@@nickj12bro ong wtf🤣
@bossyspaghettiКүн бұрын
Why was she sending her kids to daycare when she was UNEMPLOYED, and AT HOME!?!?
@sunnni_Ай бұрын
I read the title and said "so does she not know when to like.......stop?" 🤣🤣😭😭😭. But my boss told me I was doing good yet they laid me off the next day I came back from a dentist appt. I don't believe any company at all
@user-sf6ig7fs8fАй бұрын
Both her and her husband conflated the concepts of emergency and slush funds. Tummy tuck, remodels (beyond critical repairs), and new lifestyle upgrades are not the purpose of those savings. It was a spending spree which parcipitated this.
@fieldofyellowrosesАй бұрын
She got messed up with that nose job, too. It looks like the tip is about to fall off. I am not trying to be mean on purpose, but they really have been spending money on dumbness.
@60wwedivaАй бұрын
Yeah I don't pity her at all. I have 22K of debt but I never in my life have I ever had 10K in cred debt especially on one card. Separately? Sure. Debt for emergencies? I understand. But for a home renovation? A cosmetic procedure? What? Isnt she married? Fuck she need a tummy tuck for?
@saeedhossain6099Ай бұрын
tbh, if you're in the position of having a critical repair and don't have money, we live in a time of KZfaq, it's best to at least try to fix it yourself. the TikToker is wild to think credit is the way to bridge the gap as the first option.
@helloamandaleighАй бұрын
I agree! We assumed we would be able to replenish the emergency fund with the bonus. We made a huge mistake!
@CanalCruisersАй бұрын
0:02 inner Caleb Hammer surfaces 🤣
@liv_fahn4072Ай бұрын
Hahaha so true!
@MrJojomylove14 күн бұрын
Yes lol
@christiancrooks12609 күн бұрын
Lmao taquitos taquitos taquitos
@KitschstitchandchaosАй бұрын
I was looking at how young that dog was and listening to her say she was unemployed for 7 months and the math in my little brain made me wonder lol
@Flustered_Potato29 күн бұрын
I’m in $7K of credit card debt because I was out of a job & needed to survive. Even then I knew I couldn’t be going out & buying things I didn’t need. I finally have a job & will be hiding my credit card as soon as I have a paycheck.
@nightreader1264Ай бұрын
Luckily she is young and learning from her mistakes. She really does not need to be bashed. She is out there trying to educate others.
@helloamandaleighАй бұрын
Thank you for the love and support!
@liv_fahn4072Ай бұрын
I think we all need a little love and understanding! I've got about 6k in credit card debt and my car payment, no mortgage. I'm 35 and was an addict for 10 years, and just in the last year, I've really buckled down and started taking this debt seriously. I'm working 7 days a week cleaning houses while I'm not doing my 7-3 job. I've made a strict budget, and it's so hard, but it's doable!
@vvitch-mist20Ай бұрын
Why put the kids in daycare when you have no job, and the puppy!? It's like she was like "Oh well this is no big deal" like wtf... Edit: because too many of you don't seem to understand. In America you don't HAVE to put your child in daycare, and she did something stupid and used her emergency fund when she shouldn't.
@Bloom2GrowАй бұрын
Because some people don’t want to deal with their kids all day smh
@vvitch-mist20Ай бұрын
@@Bloom2Grow Why did she have kids then lol. Like my daughter is home all day with me because I can't afford daycare. It's difficult, but like that's parenting.
@solanaszooАй бұрын
She mentioned both her and her husband had other jobs after being laid off, she didn't mention that they worked remotely. Who was going to watch the children, if not the daycare, when they go to work?
@britneyt9253Ай бұрын
@@solanaszoo this is so sad. This American way of doing things. Relying on strangers to “watch” your kids. Her parents or his parents should be watching them when they can’t, family members, church friends, aka any sense of actual community. It’s actually kind of sad that Americans have been taught to outsource rather than rely on their family (their village) to help in taking care of their kids.
@toabettertomorrow7949Ай бұрын
@@Bloom2Growthen don’t have any smh what kinda comment is this?😒
@littlepanda27312 күн бұрын
Is she advertising the coffee? Cause she was holding that cup for such a long time. 😅
@JustM202418 күн бұрын
If the first woman was out of work for 7 months - why were the children in day care? I understand looking for jobs, going to interviews etc, but that's a huge expense - daycare that could have been cut significantly until she found her next job.
@jenniferkitchenoir281Ай бұрын
I understand keeping kids in daycare because child care has waiting lists& good childcare is hard to find. But paying your friend to go to cosmology school, getting a dog, & going to Disney absolutely ridiculous.
@epicswaggorl14 күн бұрын
honestly I can see them getting into like $10,000 in debt (because of an expensive lifestyle lol) but it is amazing how people can waste that much money
@lauravampire1276Ай бұрын
I panic about not being able to pay off a $15 monthly subscription if I’m like a $100 off on my debit- I cannot imagine $65k on credit with children and a house, jesus.
@thewaldronprojectАй бұрын
If u have the income it’s not that bad. If u don’t your basically over 😅
@lilacscoffee9360Ай бұрын
Please don't take Jesus's name in vain. He is the Lord and Savior of us all!❤
@lauravampire1276Ай бұрын
@@lilacscoffee9360 I’m agnostic 🥰
@claudia-uy5gkАй бұрын
@@lilacscoffee9360not all of us :)
@yellowcindyАй бұрын
@@lilacscoffee9360keep your cultish nonsense to yourself, my lord😑
@gedhessionАй бұрын
Many, many years ago my cousin worked as a bailiff. He'd visit households with top of the range kitchens, bathrooms, furnishings, decoration, audio and hi-fi, expensive cars and vacations. Not a cent in their wallets.
@milanimorales2645Ай бұрын
Suddenly my $40k in student loans aint even all that bad. I just got a state job so hopefully PSLF pays off!!!
@0p0a0s4Ай бұрын
My company gives sign on bonuses (5-6 figures) but the catch is if you get fired or leave before a certain period you have to pay it back with interest. Many people I know bought homes and cars and then found out they didn't like the job and are stuck. Never spend money you don't have! I put mine in a saving account and never touched it.
@tjones7341Ай бұрын
My late mom always told me to live below my means. I have taken that to heart and never spend money on extravagant things.
@lizw2731Ай бұрын
We have all been here "When you know better do better" I am learning to live below my means
@KathrynRoberts60Ай бұрын
She was out of work, at home for 7 months and her kids were still going to DAYCARE ?? And gives somebody $15,000 also paid their rent & bills. This girl had to have grown up with some money.
@kelvinnana205Ай бұрын
Daycare whiles unemployed for 7 months? Am I missing something?
@queer_arabicАй бұрын
yep , the girl took a callcenter job for 9$/h
@so.many.obstaclesАй бұрын
Yes you are.
@sexydoorframesАй бұрын
Sometimes daycare have months long waiting list and finding another daycare isn't easy depending on the areas. So if you drop out for a few months, there is no guarantee you'll be able to come back.
@thatEleneАй бұрын
😅😅😅
@thatEleneАй бұрын
😅😅😅
@AlissaChapman-ch5zqАй бұрын
I’m in 1k debt, but I was in grad school and working a part time job without any benefits. I got a concussion and that’s how the 1k debt happened. I’m 24 & I’m pretty careful with my money. I feel guilty about using the credit card at all. I’ll be paying it off this month as I got a full time position and I’m feeling better from the concussion. I feel health issues and debt is more forgivable.
@KittyBGamingАй бұрын
How I treat bonuses is… I do not see it. It’s just regular money. I treat it like normal, like putting it towards bills and debt
@nosirrahmАй бұрын
That family was living in the edge for while before all this. No one takes all their savings for major expenses hoping to replace it from a bonus. Like there was zero rush to all of a sudden start spending money before the bonus and she was laid off.
@2stayweirdАй бұрын
You're 100% correct, the private sector is extremely volatile, there is no such thing as a "stable job". I've been in my career nearly 20 years, I just got a raise/promotion this year and still live with the fear of randomly losing my job. I live a wee bit beyond my means because I don't have kids or a husband to support, and sometimes I feel bad about my lil debt... until I see stuff like this ... 🤷♀
@katydid917Ай бұрын
You should still feel bad about having your little bit of debt. Little debts can easily turn into big debts. Stop living above your means.
@leila_de_hautjardinАй бұрын
In my country credit card debt is not a thing. Debit cards are the norm. So it's so bizarre when Americans speak so casually about having credit card debt 😰
@HarperPoloАй бұрын
Interesting, what country are you from?
@fatimamanneh9432Ай бұрын
Most people shouldn’t be allowed to have credit cards because they don’t use common sense everything shouldn’t be bought with a credit card
@thekyllerobertsАй бұрын
@fatimamanneh9432 I was just watching this video of this mom laughing at her daughter because her daughter was reading her credit card statement, and it had a pay now section and the daughter was asking why would she have to pay when she already used the card to pay for it.
@user-zc6ug3qh3zАй бұрын
In the Netherlands credit cards are barely a thing either. Also we do have stable jobs (a.k.a. once you get fired you have a little bit of time to find something else, and otherwise we have a social safety net)
@Life-vu5teАй бұрын
Same with my country as well. Debit cards only. If we can't afford it we save money and then buy or else we don't. For lower income families vacations are not a thing. Most people cook at home. Eating out is a special event. Credit card users do exist but they are very rare. And I have heard them go super broke later on. It's sad.
@sarah379627 күн бұрын
“The girl likes to shop” haha you looked at the camera and I looked at you hehe it felt like we were exchanging a knowing look haha
@amelieb1814Ай бұрын
Dear Symone, thank you so much for the video! Literally the same happened to me this year: Got a liposuction and bought a new car (not super fancy) because I had a well paid job and could afford to pay off the debt easily. Well, guess what, I was laid off two months later. Luckily in Germany you at least have two months of regular payment even after you got laid off. I then found a new job, but definitely not as well paid as the other one. I’m looking for a better one but until then I can pay for my debt but I can’t do anything else besides that and food basically. I am now moving and my Amazon cart is stacked because I’m expecting to get a well paid job this month. I’ve never been good with money, as you a clearly see. So this was my reminder to put all of those things on the waiting list and only buy the necessities. Thanks ❤
@jujubees5855Ай бұрын
Chief Financial Officer that can't keep her own financial house in order? A bonus is a bonus, not guaranteed, ever!
@Mooi-td6plАй бұрын
A bogus chief financial officer?
@shugarysubstancesАй бұрын
that's what i was thinking 😂 like girl... maybe there was a reason they let you go.
@Write662Ай бұрын
She reported to the CFO. I don’t think she was the actual CFO.
@wendycoopАй бұрын
I'm so glad she is learning from this and sharing it with us so we can benefit. I commend her transparency.
@helloamandaleighАй бұрын
Thank you for the kindness! ❤
@wendycoopАй бұрын
@@helloamandaleigh Of course! I have another channel on budgeting and I know what it's like to have people comment on your financial decisions. Again, thanks for your transparency and I hope things have gotten better for you and your family!
@helloamandaleighАй бұрын
@@wendycoop that’s amazing! What is the channel name? I’d love to check you out!! 🖤
@HowhaveyoubenАй бұрын
"Me AND my husband decided..." That dude is so whipped lol
@Jellybane411Ай бұрын
I just can’t fathom being $65k in credit card debt. I get emotionally distraught if I spend more than half of my $2k credit card. I used to think I was cursed I could never get approved for debt when I was younger but it taught me not to rely on them or get more than I can pay off in a month, so I’m forever thankful. God did me a solid because this is about half my friend group now
@lelaperkune1613Ай бұрын
Guys Botox is 700 dollars every three months!
@nathalie12890Ай бұрын
At minimum 200. Still a lot!
@carlinaibiza4833Ай бұрын
😂😂😂😂😂😂😂
@helloamandaleighАй бұрын
LOL! I don't pay for botox! :)
@marleyhill34Ай бұрын
@@helloamandaleigh Girl you need to go and see Caleb Hammer. KZfaqr to KZfaqr. That would be entertaining.
@HarperPoloАй бұрын
I definitely felt like everyone is richer than me then i fell in that finance side of youtube where the guy does audits on people. Then I was like as long as I'm doing progressively better than I was the previous year, then I'm doing alright.
@proper.role.model.819Ай бұрын
Love him!! He has helped me stay in line. I hear him in the back of my head when I buy things sometimes!
@cherfrench6087Ай бұрын
Taquitos!!!
@aase89Ай бұрын
Caleb hammer!!
@basskitten808.Ай бұрын
I know people personally who live wayyy above their means but on social media look like they're living a life of luxury. Vacations to tropical destinations all over the world, a new BMW, beautiful clothing, expensive dog, big events but are in massive debt and have to pinch pennies in other areas in order to (somewhat) afford their lifestyle. Fortunately for them, some are sent stuff for free but it doesn't help when they often have expensive taste.
@IronWangCreatesАй бұрын
Whenever I’m browsing shops online I put Caleb hammer on in the background because suddenly I don’t need shoes
@shynepo1196Ай бұрын
I have $300😭 in credit card debt its over whelming
@user-ld1jb2fy8pАй бұрын
Debt is erased from your credit after a certain amount of years.. YOLO 😂
@lumen8039Ай бұрын
shes silly. If she was smart she would have moved the friend in to take care of all the kids and paid her a bit of money for the child care/a free place to stay, while they collectively pooled their money together and planned how to get out of their situations as a village.
@MsAwesome6814Ай бұрын
her husband would’ve probably been banging the friend most people can’t move friends in nowadays
@helloamandaleighАй бұрын
We don't have a spare bedroom. :)
@zzzarkkaАй бұрын
Never leave your kids alone with anyone. Even a friend.
@Jay-tz8cfАй бұрын
Not the girl in the comments 😂
@dirtyprancing5930Ай бұрын
@@helloamandaleigh... there's no advice to give then if that's really the response