7 LIFE LESSONS FROM MY 30s: How life changes in your 30s to 40s

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7 LIFE LESSONS FROM MY 30s: How life changes in your 30s to 40s

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Life lessons in my 30s. Here are 7 things I wish I knew in my 30s as I head to 40. Connect or work with me here: thehumblepenny...
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MARY:
I'm married to Ken and we have two boys aged 8 and 6. I'm a Londoner, born in Hackney! :)
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids :)
KEN:
I'm a husband to Mary and daddy first and foremost.
Former CFO by day with over 12 years of experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger, KZfaqr, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
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★★ TIME STAMPS ★★
0:00 - Intro
1:39 - 1. Whoever watches the wind will not sow; whoever watches the clouds will not reap
3:38 - 2. People want you to remain just like them in their comfort zone
6:45 - 3. Having children changes your financial destiny forever
9:13 - 4. The choices you make about your lifestyle determine how hard you need to work
11:03 - 5. Things won't go how you expect but they'll go in the direction of your aim
13:06 - 6. If you focus 100% on your finances, focus 200% on your health
16:24 - 7. Keep your goals to yourself. Stop talking, start doing.
17:55 - Bonus 8. The things you'll look back on are the experiences you allow yourself to have.
19:47 - Conclusion
Best, Ken and Mary
#lifelessons #financialfreedom #financialindependence
★★ WHAT THIS VIDEO IS ABOUT★★
7 LIFE LESSONS FROM MY 30s: How life changes in your 30s to 40s

Пікірлер: 97

@TheHumblePenny 11 ай бұрын

What are the biggest life lessons you're learning in your 30s? Comment below

@mrmeldrew693 11 ай бұрын

I was worried about not putting enough money away each month, (not including pension) so I got a second job. Will stick it out as long as I can as it is hard work, but having two paydays at the end of the month is nice.

@TheHumblePenny 11 ай бұрын

@@mrmeldrew693 You're sowing seeds :)

@jennifermowbray4261 11 ай бұрын

I'm sorry for your loss Ken. I lost a dear school friend when he was just 33. I'm 37 in a few months, and I often dream of him - in fact I did last night! When I catch myself moaning or worrying about getting older, and panicking about what I haven't achieved yet which I hoped I would have, I think of him and remember to be thankful and grateful. I have been wanting to make more positive health choices recently, and occasionally don't always get full support from friends and family, so your video has come at the right time for me. 🧡

@TheHumblePenny 11 ай бұрын

I'm really pleased that this video resonated with you. I still get triggered every other day by one thing or another. It's hard. Thankfully, it's something more people are willing to talk about before grieving is often a difficult taboo subject.

@oluseunakinlawon9589 9 ай бұрын

I am 35 years old. What i have learnt so far is if you can put your mind to what you want and do the jon it requires, then you will get it done. Provision flows towards vision. My father also transistioned to glory few months ago and that is the most painful part of my life. 😢

@byMarieA 10 ай бұрын

As someone who'll be turning 30 soon, I'm so grateful for all the invaluable gems you shared with us in this video. What I appreciate most is your honesty and vulnerability. It serves as a source of comfort and inspiration because I know I'm going to be okay. The older you get, the more you realise that tomorrow is not guaranteed and every day is a blessing.

@goblue193 9 ай бұрын

As someone who recently turned 30, I like the 30s advice videos. I feel like a majority of advice videos are geared towards people in their 20s so more 30s advice is greatly appreciated

@TheHumblePenny 9 ай бұрын

Great to hear. Share with others and watch this too kzfaq.info/get/bejne/sNN3aNpysrClZ2w.html

@VanessaKanbi 11 ай бұрын

Really touching video Ken. Thanks for being so open & helping us all!

@TheHumblePenny 11 ай бұрын

❤️❤️

@ashleighapplewhaite 11 ай бұрын

😢 Sorry for your loss. ❤🕊

@TheHumblePenny 11 ай бұрын

Thank you 🙏🏾

@loose167 11 ай бұрын

I've watched tonnnnnnes of videos, first time commenting! Appreciate how honest you are, I've found them to be a huge source of inspiration! I'm at the beginning of my 30s now and excited/nervous for what awaits. Buying my first house this year so the ball is already rolling! My 20s were plagued with depression and anxiety so it's nice to be excited about the future! (And scared as per point 6!) Thank you for the life lessons!

@TheHumblePenny 11 ай бұрын

What a heartfelt message, Lucie ❤️. Good things await 😊. Please comment more often.

@enockhavyarimana9655 11 ай бұрын

Thanks for sharing this and being vulnerable. These videos will live forever and your kids will admire you for providing this great wisdom which we could all use! Big fan

@TheHumblePenny 11 ай бұрын

Your content means a lot ✨️. Thank you 😊. The fact that our children will be able to learn from this content is a HUGE motivator for us to keep going ❤️

@kaylathomas3022 2 ай бұрын

Great video! Currently in my penultimate year of masters and had thoughts of taking a year out to essentially 'have fun'. However, watching this video and taking the advice of my mentor, the general suggestion has been to be focus on the aim and to continue on. In retrospect, I think a lot of my motivation for potentially taking a year out was due to 'keeping up with the jones'. I think that continuing on and focusing on my finances as I have previously done would be the better option for the long run and for future me. Delayed gratification will be the general tone.

@TheHumblePenny 2 ай бұрын

Keep going 💪🏾. Leave room for fun too :)

@VanessaKanbi 11 ай бұрын

Uncle stages of life 😂

@TheHumblePenny 11 ай бұрын

😂🤣🤣

@IAmZainabJalloh 11 ай бұрын

This is fantastic! Im about to turn 30 and have also been keenly aware of how short life can be. Sorry for your loss. Being without my parents I’ve come to realise that having wisdom and guidance poured into my life is essential. Will rewatch this again for sure.

@TheHumblePenny 11 ай бұрын

Wisdom and guidance is GOLD

@monikaschmitt3604 11 ай бұрын

Thank you so much for another great video. I am so sorry for your recent loss. I wanted to talk about this topic but from a different perspective. I agree with your points 100% but also would like to warn some not to be trivial about their lifes because you may not live long enough/die tomorrow. I am turning 40 in 2025 which is still a couple of years from now. I have a 40 before 40 list and I have been ticking goals and dreams of this list for the last 4 years or so. When I talk to people about my list, they sometimes say my birthday is in such a long way ahead and I may die tomorrow so no point in such a list. I am aware I may not live till 40 but I do not want to wake up just before with so many things that are too late to achieve. My point is, appreciate today because this is what you have for sure but also plan for a better tomorrow in case it does come. Best wishes to you all.

@TheHumblePenny 11 ай бұрын

Love this, Monika 😊. We're celebrating with you already. Keep the faith and keep living well.

@imanijx 11 ай бұрын

So sorry for your loss, Ken. Thank you for sharing these gems with us.

@TheHumblePenny 11 ай бұрын

Thank you 😊

@boandonoff4026 11 ай бұрын

I'm about to turn 30 next year - I honestly feel like I can lift the world on my shoulders - but it's still scary! Still feel like I have went nowhere with my career yet and speaking to my friends I feel like I'm well ahead in my mindset. Stepped out of my comfort zone and had the first job interview in 2 years today, started saving for a house and maxed out a lifetime ISA this year for the first time :). Definitely looking forward to the next 5-10 years.

@TheHumblePenny 11 ай бұрын

Wow, celebrate these milestones 👏🏾👏🏾 🍾

@lonalis4224 11 ай бұрын

Sorry for your loss remember to always be thankful for the time you had together and the memories you shared.

@TheHumblePenny 11 ай бұрын

True 🙏🏾

@sharmaycu Ай бұрын

This is gold

@TheHumblePenny Ай бұрын

Thanks! Please share with others

@stefa22 11 ай бұрын

I’m not anywhere near being 40 but I’m closer to 30 and I’m still watching this video 😂 I think I’m getting too ahead of myself 🤦🏽‍♀️😂

@olliepowell6011 11 ай бұрын

Very emotional video. I know from experience that loosing someone you love can make you feel robbed. Sending my deepest condolences to your family for your loss. Not something I learned in my 30s but I have learned that it is OK to move on from people who are bad for you. You only have enough energy for so many people so you much choose wisely. Spend your energy, your time and your love on people who enrich your life.

@TheHumblePenny 11 ай бұрын

Love this!

@lydiasemakula2951 11 ай бұрын

Sorry for your loss Ken. My dad died at 34 years old at a time he had started a lot of projects which were all on a take off stage. I had panic attacks nearing my 34th birthday thinking I was also gonna die. But thank God at 36 I feel I’m having my life ahead of me now.

@TheHumblePenny 11 ай бұрын

Wow, happy for you. 36 and feeling good 🫶🏾

@Africanbeautyy93 7 ай бұрын

This was so good! And much needed, thank you!

@TheHumblePenny 7 ай бұрын

You're most welcome 🙏🏾. Share with others.

@Africanbeautyy93 7 ай бұрын

@@TheHumblePenny will do!

@i.j.chibeze7404 11 ай бұрын

Good advice as always. Thank you. One thing that stood out for me that I’ve spoken to someone recently is that, it’s good to plan but we don’t know the future. Even those with perfect health can suddenly pass away. It’s a very delicate topic but I can only trust God’s plan for my life. Also, I’ll be happy to share my life lessons when I’m in my 30s😅

@TheHumblePenny 11 ай бұрын

Trusting God's plan is the best thing to do. Stay positive, practical and prayerful.

@shirleysk_ 11 ай бұрын

Your channel and your talk at the TLC Vibe Conference with Mary has really transformed my way of thinking. I’m so sorry for your loss and I pray that God comforts your family in this season.

@TheHumblePenny 11 ай бұрын

Thanks so much!! We loved our time at TLC Vibe. Stay tuned, we have a big announcement to make on 5th October 😊

@oluseunakinlawon9589 9 ай бұрын

Happy Birthday to you. Thanks for this video.

@inesvero9511 11 ай бұрын

Sorry for your loss Ken. Sending love to you, Mary and your family.

@TheHumblePenny 11 ай бұрын

Thank you 😊

@Anthony-ko6rh 11 ай бұрын

Thanks for sharing your views

@giofyopersonalfinance2043 10 ай бұрын

Great video, love your content! I'm also turning 30 soon. Health is a major one for me, I had asthma when I was younger and couldn't do much sports. Now that i'm older I enjoy trying new sports and learning new skills, and transferring them to my everyday life where I can.

@TheHumblePenny 10 ай бұрын

Thanks for sharing 👍🏾

@paulomoteso 11 ай бұрын

Great video. I am 37 years, and I can relate with all your points. Great job👏

@TheHumblePenny 11 ай бұрын

Thank you, Paul 🙏🏾

@user-pn4hx9rm3x 11 ай бұрын

Thank you for your life lessons, I’m in my 32 and I have a 2 year old baby, having a baby completely changed my thinking about life and I want to achieve my Goals in life to show her one day that she can achieve what ever she want in her life and if you ever want to add another country to your list, Sri Lanka is one of beautiful island countries in the Asia.

@TheHumblePenny 11 ай бұрын

You are so welcome! We'll visit Sri Lanka one day 🙏🏾

@tarellrowe1335 7 ай бұрын

🙏🏾 so sorry for your loss

@TheHumblePenny 7 ай бұрын

🙏🏾

@C4sp3r123 11 ай бұрын

Health, without it you have nothing. Invest in it, it will give you the greatest return on investment you will ever see. We so often take our greatest asset, our body, for granted. Though also be aware that no matter what you do, sometimes your health is out of your control. Great video!

@TheHumblePenny 11 ай бұрын

Very true.

@danilonarane9185 11 ай бұрын

One thing we can say for sure we are all travellers in this world ! That should be associated we maturity in all senses of adult life. Blessings to all !!

@TheHumblePenny 11 ай бұрын

💯

@annamuja1831 11 ай бұрын

Sorry for your loss Ken. Thank you for sharing your thoughts. I can say that it is true not share your ideas or goals. People would put different obstacles in front of just not to allow you to achieve. What I have learned from my 30ties when I had to start my live from the beginning is that you can Do it just don't look back, don't give up and pursuit your dreams. Greetings.

@TheHumblePenny 11 ай бұрын

Thank you for sharing 🙏🏾🙏🏾

@snowjacker3445 11 ай бұрын

Love to your family Ken after your loss. I also watched the programme of living a long life, very inspiring how many things come together, diet, purpose etc. Thankyou

@TheHumblePenny 11 ай бұрын

It was very inspiring. I even sent it to my parents to watch too.

@jbprime294 11 ай бұрын

Point number 3 is powerful but only works if you have a partner who also wants to make it and not settle. Then comes the difficulty with the different mindset

@TheHumblePenny 11 ай бұрын

True

@learningwithjuce 11 ай бұрын

Thank you Ken and sorry for your loss. Glad I watched this video. I really needed to hear all of those points today.

@TheHumblePenny 11 ай бұрын

Glad I made it 😊

@alitristan1933 11 ай бұрын

Sorry for your loss Ken, life throws some curve balls which can knock us for six. Keep your chin up and the good work on the channel.

@TheHumblePenny 11 ай бұрын

Thank you 😊

@Andy-si1pl 11 ай бұрын

You speak words of wisdom. Thanks

@TheHumblePenny 11 ай бұрын

Thank you. Do share with others 🙏🏾

@carlmcn 11 ай бұрын

Fantastic video. Thanks for sharing the difficult points and the emphasis on health/ikigai is great. Appreciate it!

@TheHumblePenny 11 ай бұрын

Thank you, Carl. Do share with others.

@kayleighmoliver 11 ай бұрын

So sorry for your loss again Ken.

@TheHumblePenny 11 ай бұрын

Thank you, Kayleigh 🙏🏾

@dreamy665 11 ай бұрын

I love this talk session.. Really insightful thank you 😊

@TheHumblePenny 11 ай бұрын

You're so welcome!

@alitristan1933 11 ай бұрын

My no1 passion is travel, off to Dubai in February. I make travel a priority over other things :)

@TheHumblePenny 11 ай бұрын

We're going in October 😀

@user-yz5lz5ko5f 11 ай бұрын

Well said and sorry for your loss.

@TheHumblePenny 11 ай бұрын

Thank you 🙏🏾

@mariajamiai3565 11 ай бұрын

That was really good advice. Helped me a lot. Iam 30 years Old. Thats not my Account where Iam watching from, but I had to comment and tell you "thanks for that"!

@TheHumblePenny 11 ай бұрын

I appreciate you 😊

@01mwahmwah 11 ай бұрын

Brilliant video! Thank you so much as always ❤

@TheHumblePenny 11 ай бұрын

You're welcome, Didi 😊. Do share with others.

@georgehayes4708 11 ай бұрын

Really great video. Very inspirational video and thankyou for giving such valuable advice and life lessons.

@TheHumblePenny 11 ай бұрын

I appreciate you watching. Please share with others :)

@BlessedLPT. 11 ай бұрын

I loved this video, so useful as I’m one year away from the 3rd floor (lol) Thanks for sharing about your brother-in-law, that wasn’t easy for you to do but your transparency is much appreciated ❤ Perhaps add Jamaica to your list of countries? 😃👏🔥

@TheHumblePenny 11 ай бұрын

Thank you 😊. March 2020, we'd booked and paid for Jamaica 🇯🇲 BUT Covid showed up! 😩

@iicemusic 11 ай бұрын

Sorry for your lost bro 💪🏽🙏

@TheHumblePenny 11 ай бұрын

Thank you bro 🙏🏾

@TIMAYYY88 11 ай бұрын

🙏🏿

@stilnessspeaks8104 11 ай бұрын

Hey Ken, I wondered if you did 1-2-1 mentoring? Or what groups do you have so people may have access to you? I love your content and would love to speak to you.

@TheHumblePenny 11 ай бұрын

Hi, yes I do. Here are the different ways to work with me including coaching and mentoring: thehumblepenny.com/coaching

@fudgepackor 11 ай бұрын

I can relate to a lot of this. I’m nearing 50 and sometimes feel like a social outcast. I’m totally happy being single and never wanted children. I prefer pursuing my hobbies and trying to better my financial position. But I feel like I’m in a tiny minority who prefer living outside what society expects of us all. But I prefer being true to myself. Even if I’m looked upon as an outcast.