7 Ways To Beat A Thin Credit Profile- Beef Up Your Credit Profile

Рет қаралды 7,099

Жыл бұрын

🤑Subscribe: walletmonkey.io/ytsub 🤑
In this video I cover 7 things you can do to beef up your credit profile if you have a thin credit profile now.
Master The Credit Game: walletmonkey.io/master
Click the join button if you want early access, exclusive videos and more with the Wallet Monkey Club!
Wallet Monkey Weekly Email:
walletmonkey.substack.com/
FREE Wallet Monkey Discord:
/ discord
All The Things:
linktr.ee/walletmonkey
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// CONTACT 📧
For business enquiries please contact: partners@walletmonkey.io
#creditcards #walletmonkey #creditfunding

Пікірлер: 42

@Doggieman1111 9 ай бұрын

Bro you have the best shit on YT. And thank you for using the proper "fewer" rather than "less."

@WalletMonkeys 9 ай бұрын

Thanks for all your support with watching and commenting!

@sharrisdeshan1820 11 ай бұрын

Thank you so much 😢I feel better 😊

@MabbiiBabbii Жыл бұрын

THIS VIDEO IS GOLDEN. I’m sharing so others have access to this wealth of knowledge. Thank you so much for giving this out and the work that you do. It’s so appreciated and I’m sending blessings to you. You will scale up in subscribers. Thanks for your gift of bringing clarity and better credit to all.

@WalletMonkeys Жыл бұрын

Thank you! I really appreciate the good energy

@MsDC-th4zc Жыл бұрын

I had a thin profile. Only an auto loan and rent. So I needed tradelines. My score was 580 now I'm around 650 score. I have NFCU 2 CC's, Discover It and now an American Express CC. Still trying to get a good mix. I have kik off had Self but I did it for 12 month term. #ReBuilding❤

@WalletMonkeys Жыл бұрын

Great job! Keep building, keep learning, keep growing!

@richrio9499 Жыл бұрын

Do a navy federal pledge loan

@MsDC-th4zc Жыл бұрын

@@richrio9499 Yea that was the first thing I did. And I have a save first account. Trying to build up my internal score. It was 272 now a 276. They even offered me a mortgage for a house after six months of being with them.😄

@richrio9499 Жыл бұрын

Upgrade to the flagship checking

@ajksancarlos Жыл бұрын

Another stellar video with excellent information and great energy!

@WalletMonkeys Жыл бұрын

Hey, thanks for watching!

@theequeenbeast2746 9 ай бұрын

Love the video set up.

@WalletMonkeys 9 ай бұрын

Sweet! Thanks for watching

@investorgeny Жыл бұрын

🤝Thank you for making this credit building video! In the past, I was subscribed to Self's $48 per month plan. Currently, I have Kikoff Credit with a $2,500 limit. Last year, I had the $500 line.👍👍But the very first time I signed up for Kikoff, $1/mth was paid for 12 months, which was reported to all 3 credit bureaus. I also had Credit Strong...

@WalletMonkeys Жыл бұрын

Awesome! Step-by-step we get there, I remember my rebuilding phase still like it was yesterday

@rambosidi7634 10 ай бұрын

Yep

@WalletMonkeys 10 ай бұрын

Yop

@thanoviceinvestor Жыл бұрын

Please clarify what you mean by AU will stay on for 90 days. I think they stay on for 7/10 yrs. On time pmnts only report for the months you are on the AU.

@ajksancarlos Жыл бұрын

I believe he is talking about paying for an outside company to add an AU to your file, of a person you don't know, those companies have AU's that are usually removed after 90 days.

@richrio9499 Жыл бұрын

Yes an au can be on there for longer but it depends on the card issuers also those that stay will still show as a closed account

@WalletMonkeys Жыл бұрын

Thanks guys for filling in the gaps for me!

@thanoviceinvestor Жыл бұрын

Thanks all

@humansparkler 6 ай бұрын

Hi there! Whats the name of the book about 2 Au and secure credit card?

@WalletMonkeys 6 ай бұрын

Great question, I don't remember as we shot the original video talking about it so long ago. I think that original video is in here somewhere kzfaq.info/get/bejne/ec93bMKU2pqrYJc.html

@Izzcredit 3 ай бұрын

@@WalletMonkeysthat video didn’t have the name of the book

@WalletMonkeys 3 ай бұрын

@@Izzcredit Ok well then I dont know as its been so long but gist is AUs and Secured credit cards are the play

@Izzcredit 3 ай бұрын

@@WalletMonkeys thank you

@mjeffs8732 11 ай бұрын

I have 759 credit score with a thin file only one cc; Would adding 3-4 installment loans and another cc or 2 be a good move to make?

@WalletMonkeys 11 ай бұрын

idk about 3-4 installments but 1-2 will help for sure. Also a few more CCs yes, 7-10 tradelines reporting is a good rule of thumb

@mjeffs8732 11 ай бұрын

@@WalletMonkeys ok Thanks appreciate it

@Edgarc82882 Жыл бұрын

I was added on 3 of my parents cards that were established for 4+ years when I turned 18, my credit is still hovering around 680. What should I do? No late payments or anything of that sort

@WalletMonkeys Жыл бұрын

The tradelines weren't big enough or old enough to give you huge bump, I would be interested to hear what other tradelines you have but looks like you do some relationship building or work your way up on some fintechs/credit builder cards

@nathanielwalters158 11 ай бұрын

Get an account with Self and Credit Strong for 2 years(your saving money and will get it back after 2 years minus some fees). I would create a relationship with your bank for 7 months, while using Self and Credit Strong. That saving money into your saving account and do direct deposit in you checking account. Make sure to look the requirements for getting a credit card with your bank. The bank needs to know, that you have vested interest with them and will be more keen to extend a credit to you.

@Bigdaddychelle Жыл бұрын

🚀🚀🚀🚀🚀🚀🚀💥💥💥💥💥💥💥💥

@WalletMonkeys Жыл бұрын

BOOM!

@KirbyMcphauljr 6 ай бұрын

Ok i understand all that credit. My question is how do we get the real credit not vantage

@WalletMonkeys 6 ай бұрын

What do you mean, building credit or getting credit scores?

@humansparkler 6 ай бұрын

I have a thin profile. 3 accounts. Looking to apply for funding within 30 Days. I don't have months to wait for the payment history to report. What is the fastest way to get to 10 accounts? I have Rent Reporters, Kovo and 1 AU.

@WalletMonkeys 6 ай бұрын

None of that is really gonna work the way you think it will, if you get approvals they will be low limits. We cover a lot of tactics for thin profiles on this channel and our site, dig into that will give you more firepower with your strategy