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@louisaponsones3 жыл бұрын
Started doing all these after highschool. I saved money every paycheck and went to a community college with scholarships and financial aid. Then got a stable job and I paid for my bachelor's degree with no loans. And I just bought a house a few months ago and now I'm focused on investing! It's finding the balance between wants, needs, and practicality! 😊
@gsharpenmydjencil Жыл бұрын
Your age now is important to the comment, you could be 70..
@laurent3415 Жыл бұрын
@@gsharpenmydjencil Right? Age is definitely important in that anecdotal example.
@soberanisfam1323 Жыл бұрын
This could be a bot used for nefarious ppurposes
@aarontwoptzero3 жыл бұрын
I started a Roth IRA and a brokerage account because of your channel. Better late than never!
@humphrey3 жыл бұрын
Thats amazing, love to hear that.
@abigailradford69683 жыл бұрын
Omg lifestyle inflation!!! 🤯 How did I never realize that was happening to me? Having a salary after college made me feel like I was rich so I bought so many useless things off Amazon. Great tip!
@georgenoah4872 Жыл бұрын
Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor/coach to lead you all the way. It's great to start young too!
@stevestone8740 Жыл бұрын
Hi, I'm 42 working on my retirement fund too. What do you think is the best target for retirement?
@sandramish2229 Жыл бұрын
a lot of people find having a couch /financial advisor a luxury
@georgenoah4872 Жыл бұрын
@@stevestone8740 personally I think 1m is the goal to overcome inflation and having them in an investment portfolio is a perfect plan. I'm half way to my goal 😊
@georgenoah4872 Жыл бұрын
@@sandramish2229 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey
@gracedaniels6172 Жыл бұрын
@@georgenoah4872 I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend
@abdulrahman313503 жыл бұрын
Cant have bad money habits if you dont have any to begin with in the first place.
@humphrey3 жыл бұрын
:( watch my videos on side hustles
@Semifinished Жыл бұрын
Very informative video and definitely my favorite, except...i chose to pay off my debts before feeling comfortable investing...
@loganerb3952 Жыл бұрын
3:18 the crazy thing about “keeping up with friends” part is your friend doesn’t even need to make more money then you to have a lavish lifestyle 😂
@7jlee3 жыл бұрын
Thank you for always making your videos so structured and concise!
@RWAquariumPages Жыл бұрын
what an amazing channel. started to binge watch your videos and sometimes they're great tips and sometimes it's a great realization that some things are helping me towards a great path! can't wait till the next video!
@humphrey Жыл бұрын
my man! thank you.
@wing75183 жыл бұрын
Great video, Humphrey! After reading rich dad poor dad I recognised some bad money habits that I had. (not sponsored:P) Since then I started investing and changed the way I spent my money. Also, I have found myself putting more value on the things that I already own. I guess changing my bad money habits has also allowed me to indirectly create less waste to the planet 😆
@james4asu Жыл бұрын
Everything that was mentioned in this video I'm pretty sure everybody has heard it thousand times in their life time. The only difference is some people actually do it and some don't.
@tayloreaves56583 жыл бұрын
Thank you for your content this is my favorite page I have learned a lot for my family thanks Humphrey!
@djpuplex3 жыл бұрын
When he mentioned sales. I was thinking about udemy and the money I spent and the lack of finishing courses I've done.
@jasonphung173 ай бұрын
Smoking,gambling and drinking alcohol can also make people poor..taking drugs also can be more poor as well
@stormpaul3066 Жыл бұрын
When I was working at an undisclosed well known video game retailer, I used to think of my time in terms of chipotle burritos. I was essentially making 1 burrito an hour. Which to 19 year old me in college, was rolling in money, er burritos.
@hardeepsinghmehra5203 жыл бұрын
Loved it! Check all the boxes already. Super glad to be in the right lifestyle.
@SamMott163 жыл бұрын
Can you make a video on what happened with game stop and the other short squeezes this week??
@humphrey3 жыл бұрын
Yes I’m gonna try
@NgocNguyen-tk9dx3 жыл бұрын
I hope your math is right about that being 25 and investing dude. I’m hype im 25.
@mikey12203 жыл бұрын
The split bill situation was a good tip 💯
@makalehelie3 жыл бұрын
Bad Money Habit That Keeps You Poor: Being working class and the cycle of not having intergenerational wealth.
@weallknowchris2053 жыл бұрын
Build your wealth
@catholicexplorer92313 жыл бұрын
I want to earn my own wealth...
@igornata Жыл бұрын
Thanks! ❤
@waibosibili8546 Жыл бұрын
Thanks for the advice. Much appreciated 😊
@LiveDangerously773 жыл бұрын
Thank you for the value u provide.
@humphrey3 жыл бұрын
No worries!!
@Jungernaut3 жыл бұрын
LETS GOOO!!!!!
@humphrey3 жыл бұрын
Hell ya
@sophieh89993 жыл бұрын
Getting close to 100K! Let’s go!!
@Rainsb1233 жыл бұрын
Some of these tips helped me even though I knew I was doing them I needed someone other than myself to tell me, thanks and I subbed!
@bransontay.92323 жыл бұрын
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p,
@thc408 Жыл бұрын
Some collectible or rare items such as rolexes can appreciate over time so I dont necessarily think those are bad purchases especially if you can sell them for more than you paid later down the line.
@krakken113543 жыл бұрын
Drink before you go out cheers 🍻
@humphrey3 жыл бұрын
Hahaha
@fcbeninho09492 жыл бұрын
Love the format of your videos! Very educational and has made me more aware of my lifestyle habits!
@carolynmonahan2488 Жыл бұрын
I'm retired at 77. Could your grandparents have a blog for people like me?
@minejas26723 жыл бұрын
Thank you for this video!!!
@humphrey3 жыл бұрын
You’re welcome. Thx for commenting on multiple videos
@alexandraescobar59963 жыл бұрын
Love your videos !
@humphrey3 жыл бұрын
You’re welcome
@alexandraescobar59963 жыл бұрын
Thankyou for uploading
@humphrey3 жыл бұрын
No worries
@borntoeatcake3 жыл бұрын
2021 let’s go! Thank you for this video humphyboo!
@humphrey3 жыл бұрын
You're welcome!
@AlexMartinez-rt7hb3 жыл бұрын
Great vid bro
@ahilganesan36782 жыл бұрын
Great video. Thank you.
@watertaurusstrongmindset11953 жыл бұрын
Lifestyle creep hit me so hard. Thank u
@bransontay.92323 жыл бұрын
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p,
@Meow_Merchant3 жыл бұрын
If you have a new credit card that's 0% interest for the first 12-15 months its fine to make minimum payments for a while. I usually do this if I plan on making a big purchase. I'll get a new cashback credit card that pays you $200 for spending $500 - 1000 in the first 3 months. Then its like free money :) Definitely some good advice! Last year I was saving 20k in my checking account of new money, but kept having subscriptions that were set to auto pay take money from my account. Felt like I was getting robbed every time. I think all/most are cancelled.
@Scrappygymrat Жыл бұрын
Luckily I do not have this life style creep issue, my roomate does. I can afford a $2100/month apt with my next place, but I am single no kids and only responsible for myself and unfortunately incurred a lot of debt due to a bad car accident a couple years ago. I plan on getting an $850/month apartment which there are some in my area, and using the rest of my income to quickly eliminate that debit. I wish there was a way to reach my roomate about his spending habits, but alas he is one of those "Treat Yourself" people when he makes significantly less than I do, not bragging just saying he spends well beyond his means and it's one of the reasons I will be getting my own place in a couple of months.
@rlm.90963 жыл бұрын
love the stupid rag&bone tees, always gets me with the sales
@humphrey3 жыл бұрын
Same man. Same.
@jdorejessica3 жыл бұрын
Dig your honesty!! On a yacht and playing animal crossing!! Liked 👍🏼
@shawnmiles51113 жыл бұрын
Purchasing a hot tub is the best drunken implus buy i ever made.
@heightwidth3 жыл бұрын
U deserve more fans
@bransontay.92323 жыл бұрын
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p,
@giselek1703 жыл бұрын
It’s upsetting to see Groceries are listed under Variable expenses instead of Fixed - you trim out your food, whereas tryna save money while thinking saving will make your future richer. Lacking mindset
@humphrey3 жыл бұрын
For some: they spend too much on unnecessary groceries. You can split up groceries into “needs” vs “wants” if needed
@giselek1703 жыл бұрын
@@humphrey love your videos :)
@BRBallin1 Жыл бұрын
Thankfully none of my peers and family members are amazed by people who stunt. If I bought something extravagant, they’d question my spending habits more than be amazed by me owning them.
@Masia3152 жыл бұрын
The fact that this video is almost a year old with only 21k views is insane people want to a nice life but won’t face the hard facts what it will take to get there
@miyamoto_ea4523 жыл бұрын
Can you make a vid about GME or AMC ?
@7techno773 жыл бұрын
I question whether slickdeals saves me money or makes me spend more.... Can you do a video about what's happening to Gamestock stock?
@humphrey3 жыл бұрын
Planning one as we speak!
@emidiolara19813 жыл бұрын
Random question but are there any books you would recommend to read? Any genre maybe one of your favorites?
@humphrey3 жыл бұрын
I personally re-read Naval Ravikant's almanack every time, it's free online, just search for it.
@andersnielsen6044 Жыл бұрын
All these 8 are only for rich people.. Poor people does not have money for all these habits in first place.
@grievousmiracle5653 жыл бұрын
Sir Humphrey Yang can you tell about the GameStop stock market? What's your take on it? 😅
@humphrey3 жыл бұрын
Video coming later today stay tuned
@michaelangeloe963 жыл бұрын
$150+ for gym? Damnnnnn humphrey! 🤣 thank you so much for this vid!! Just becoming aware of my financials so your videos help BIG TIME!
@christopherderksen55243 жыл бұрын
$115*
@MaiWurld70 Жыл бұрын
i paid off all y crediy cards and now i will use only cash .
@BigMac-et7ym3 жыл бұрын
Time to do your first youtube live bro and cover the insanity that is gamestop rn
@takashiemota97843 жыл бұрын
That 35 year old looks more like a 55 yr old man...
@humphrey3 жыл бұрын
LOL
@williamg.6863 жыл бұрын
Im already 35 :/
@101yayo3 жыл бұрын
Having kids before you can afford them
@navnitsahota23643 жыл бұрын
GME to the fucking mooooon !!!
@nauticalstar83633 жыл бұрын
I guess buying a white tiger for a pet is a bad money decision.
@fawaza93133 жыл бұрын
0 dislikes...better stay that way xD
@paulinejackson5861 Жыл бұрын
A man is broke if he makes less than double of what his spouse makes.
@BETOOWJUEGA Жыл бұрын
Genial
@mr.wallstreet42033 жыл бұрын
So hard to add a like to this video because it's at 420
@humphrey3 жыл бұрын
Lol
@humphrey3 жыл бұрын
Add one!
@mehdishirazi33 жыл бұрын
I'm a SIGMA so I don't care about other peoples opinions, I stay at home, and don't really have friends. Also, I automatically withdraw money into investments which has garnered me quite a bit of money. Lastly, I have a financial planner who manages my money and puts me in my place if I do something stupid. Oh, I do collect expensive watches but I love watches. You are dead on man thank you again for another great video.
@dmysterlee32183 жыл бұрын
That intro was exactly like Dream's minecraft manhunt videos - are you also shipping george and dream per chance? If so, then you may be me.