I EDC my keys and wallet. Done, that's it, that's all you need.

I'd say depends on the bit of kit. if it is something you use on the regular like a multitool or knife, then yes your criticism is valid. The more ready access a solution is, the more likely you get to play the EDC prepared hero. if it's my tiny sewing spool I keep in my wallet that I never use, then it's fine to be crammed in there since it is more in case of super emergency kind of deal. regular use tools and medical kit stuff should always be at the ready but the more niche stuff that you keep on hand that has a use but never pops up is fine to keep more crammed in deep.

what a thumbnail 🤣🤣