I didn’t want to say it you did😂😂😭

White people comedy

Damn straight. Hands down the best guy this channel ever has on.

Seriously this guy's stories are legendary. Being from NYC, makes it even better lol

John never disappoints. “This can be red” all time best.

John is a sharp guy I like him

He and the other guy, who rented the Mustang.

Their job is not to insure drivers, their job is to "ensure" profits for the stakeholders and executives. It's disgusting, same with health insurance. I hate it. Call them "ensurance" companies for investors.

what would be the odds that a murderer willing to kill somebody to avoid paying cab fare, in NY, would own a car, and be upstanding enough to have proper insurance on it, and still took a cab?

One of the contingencies of your policy being in effect is that you be alive. Paying out on accidents committed by dead people is a bad path. This is not just a state of New York policy. Check your state.

I mean it makes sense, the murderer CAUSED the car to crash, its just not realistic to get his insurance

wait would it count as a hit and run then?

If police caught the killer John could have gotten his car insurance number.

@@MyRegardsToTheDodo I hope he didn't change insurances from then to the time he got caught.

I'm just shocked that his insurance even bothered to help him track down the insurance info of the taxi driver since he only had liability. When I had liability on my first car I got into an accident where the person gave me fake insurance info but I took a picture of their plate. I didn't file a police report because I didn't know any better. Anyway, I called my insurance to see if they could help me in any way to get my car fixed and they basically said that since I only have liability that they're not obligated to help. I asked if they could give me the name of the registered owner at least so I could take them to small claims court, they said it'd take a month to do that. So I just went down to the police station, told them what happened and gave them the plate number and they wrote it down for me on the spot.

I wonder if the driver operating an illegal cab would have made any difference in the liability? I also wonder in which states the driver/insurance would have been liable?

@@TheCobruhAlienat0r even though here in nyc its a no fault state if you can prove it was not your fault do to dash cam or from police report the at fault party insurance should pay for the damage. I got into a accident with liability and they wrote a check in days for 3k for a minor dent accident. Always call the police asap when in a car accident no matter how minor it is unless no damage occured.

Eeaahhw... Just. Call. The numbah.

I once saw a woman catch a guy cheating, and started beating his ass. Of course the NYPD cop did nothing. It was my first time in New York and I remember think how bizarre this city way.

He’s my absolute favorite by far.

Well John could turn boring story into something.

If you can get your hands on a Talmud, everything will make sense.

I mean it kind of makes sense, the muderer drove the car into the Volvo using the dead body. The victim didn’t really do anything.

It makes sense. I work in insurance. The shooter shot the person, persons car hit johns car. Shooter is the proximate cause of the accident. If you have collision/first party coverage, you file with your own insurance and have insurance go after the responsible party directly

But for the murder, the driver would not have crashed

@@0554joe gross an insurance worker

I've personally had nothing but problems with them. Same for one of my friends. Had to threaten to sue before they took care of an issue they caused. I got rid of them as fast as I could. Terrible experience.

My mom works for USAA

I am with state farm, my grandpa is with state farm and has been all his life since 16 never had issues they paid out on everything. I made a profit on all the incidents and they lost money. Cousin had like Progressive or some shit like that bought a brand new mustang in los angeles, drove it home to san jose, went to bakersfield and was chilling with his girlfriend who was driving her own car and he was on this mountain pass road, came around a corner rolled it over the edge of a cliff and rolled down it walked away totalled the car, car was worth more where he lived so the insurance company paid out more than he paid to buy the car, he walked away with $10-15k profit on the car they banned him but he took them to the cleaners on the deal cause of how the policy and law worked lol.

Crazy car stories are the best...not sure how I feel about stories involving homicides though...ha

But he does have a gun, and a tendency to shoot people in the head rather than pay up, not sure I’d be hunting down that guy

You file first party and have insurance go after the at fault party directly then

@@0554joe The problem is it will usually end up costing more to litigate and you'd have to collect on a judgement. In the end, the court costs will exceed anything you'd likely ever get.

@@daexion exactly, at that point it’s not even worth doing it through insurance. It’s one thing if it’s a newer car, this scenario John was seeing imo as a “what if” scenario

@@0554joe It was the part where his insurance company said he'd have to get it from the shooter's car insurance which I thought was amusing.

Dude who hit my car lol

Pal how about you make one!

It's so sad that even with his brains blown he tried to get away.

I'm still laughing and that was like 6 mins ago!! 😂😂😂😂😂

Tarantino is only making 1 more movie and you've found the script

Drunk brother shooting it with a shotgun

Rear ended by a company truck while the driver was taking a hit of crack.

I was 18, parked in a marked car space on the side of a residential road directly under a street light, coming back from a long trip, i was about 15 min from home but i couldnt keep my eyes open any longer, so did the responsible thing and found a safe place to park and take a nap... 30 min later BOOOOM wake up to the little cubes of glass from the back window, giant pile of cds from the console and shit flying at me get pushed about 8mtr down the road and up onto the kerb 45° to the roadway, i look around to see what happened, big traytruck had slammed into me, then proceeded to drive on like nothing happened, i looked in the mirror and saw the rear hatch was now where the rear seat should be and the rear door was bowed out like a foot in the middle, thought, cant give chase, i heard a tyre burst when going up the kerb too. So i screamed in anger, but being just awoken, it came out a ridiculous noise instead. Got out and looked at my car, was shattered, loved that car and it was completely destroyed. So i called the cops, told them id been hit n run by a tray truck with wood on just then, that i was ok and my car was destroyed, they said they would come and send someone to look for the damaged truck.. All the people in houses nearby came out to see what happened, i sat there for 5 hours waiting for the cops, then finally a police car shows up, i speak to them, the woman goes "we arent here for that, just passing through... You better move that thing and clean the glass up hey" then drove off... Never heard a damn thing about it. Kicker is, id applied for a loan to get it resprayed, but it was taking ages to come through, the morning after the car was ran into, the funds were in my account.... So instead of respraying my first love, i fixed up my "beater car" to be road legal again so i had A car. While looking for another 1985 mitsubishi colt the same colour, couldnt find one anywhere over the course of a year. So i used the loan money to manual swap the 1982 subaru leone hardtop coupe, (bought a donor car) made a cool exhaust, got a nardi steering wheel, put a "big stereo" in it. And i still have that car now 15 years later

Started and drove someone else's Hyundai with my keys. Only realized it wasn't mine when I went in to push the clutch and there wasn't one. Eh, I was already in it, and it was started, so I used it to drive around to find mine.