건강을 위해 투자하는건 현명한 선택입니다. 부모로서 어린 자녀들을 생각하면 같은 돈을 해외여행 등에 소비하는것보다 훨씬 값진 일이죠. 초반투자라 생각하시고, 목표도달 후 유지에는 큰 돈을 들이지 않아도 될거라 생각합니다. 저도 요즘 제 자신과 가족들을 위해 건강에 더 신경쓰고 있어요. 다이애나의 변화가 참 멋집니다.
@Trinity25Apr2 ай бұрын
Just want to say, don't let spending become a thing between you and Kyhungo. He seems like a pretty laid-back guy, but he is aware of the bigger picture and wants you to live within your means. Wherever you can, try to economise and, yes he's harshing your mellow by pointing out that you have similar things already, but it's good to have that little niggling voice to give you a minute to think, do I really 'need' this or do I just 'want' it. Don't let 'things' come between you. Dianna is now practically fluent in Korean, and her confidence is a thing of beauty. Love seeing her smile so much now.
@lucywin80002 ай бұрын
I agree.
@usacpy2 ай бұрын
For god sake. It’s like u really know everything about them 😆 chill the fuck out
@icomeinpeace37562 ай бұрын
lmfao its a running gag they have. Relax.
@Kimmy234L2 ай бұрын
@@cee_el totally agree, and she's been with her partner for over 13 years...lived in Korea since 2011
@Trinity25Apr2 ай бұрын
@@cee_el I said "practically" fluent meaning she can understand almost everything but there are still some things she's struggling with. You read it as fluent.
@n.g.l.2 ай бұрын
Girl save and invest your money. Invest in the US (Roth IRA, Mutual Funds, Index Funds) and them what they have in Korea. Then make an emergency fund, expense fund (for bills), and a fun fund (put like 5% of what you earn and spend it however you want), and a sinking fund (save for goals like vacations). And a savings fund for the kids. I understand that in Korea they love to show off their designer brands; regardless, saving and being frugal is for your family’s future.
@maryjanemeade51922 ай бұрын
Dianne don't go on memory lane now. You look pretty and l admire you for trying to keep up for your esteem and health reasons. Your beautiful children and your good husband need financial security also. Be fair and loving to them and yourself. I am almost 80 yrs old, l know about the time we are in now Love ❤❤Mm.
@NamuBang2 ай бұрын
Your husband is right. Sometimes we just accumulate the same things and it doesn’t really make sense. I used to buy so many shoes, clothes, kitchen stuff and only when the pandemic hit, did I realize just how many things I was buying. I stopped in 2020 and I am still finding things with tags. Also do not let this be a deal breaker. Just because you he makes a lot, does not mean you have to spend it because days are different. Anything can happen to change that. You are looking good keep it up.
@happyblackwoman61542 ай бұрын
Diana, you seem much happier and more confident! You even have more energy! The confidence is just radiating off of you.
@kajova2 ай бұрын
This time I would have to disagree with you regarding spending, as a homemaker I save as much as a I can, I buy good things but not so often. Korea has a huge debt problem with its people . Wishing you well!! You look great 👍
@icomeinpeace37562 ай бұрын
Youre not the same kind of homemaker as Dianna.
@lolalove42192 ай бұрын
@@icomeinpeace3756 what difference does that make getting into debt is not smart .
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@arianakim5699Ай бұрын
@@lolalove4219 They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@kajovaАй бұрын
@@icomeinpeace3756you’re absolutely right, I don’t have debt. 😂😂😂
@ortheeimpossible33872 ай бұрын
Dianna,you look exceptionally beautiful. . TAKE CARE OF YOUR FAMILY.
@diannainkorea2 ай бұрын
Thank you! You too!
@icomeinpeace37562 ай бұрын
Has she not taken care of her family? She left her home in Korea and is raising HIS kids in Korea. Dianna is taking care of her family AND herself.
@willoWMaxyАй бұрын
@@icomeinpeace3756they are both their kids
@angeljakeeomma2 ай бұрын
AS LONG AS YOU EARNED MORE THAN ON WHAT YOU NEED, DONT GET YOURSELF INTO DEBT, YOUR KIDS ARE STILL YOUNG BE RERSPONSIBLE ON SPENDING WISE ITS BETTER TO SAVE FOR YOUR KIDS FUTURE
@sarahisreal78792 ай бұрын
Very true
@n.g.l.2 ай бұрын
Love this comment
@alldiva7507Ай бұрын
AGREED!👍🏾
@user-bf2wm2uc1iАй бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@n.g.l.Ай бұрын
@@user-bf2wm2uc1i you haven’t heard of people living above their means and eventually going bankrupt?
@trinkay3452 ай бұрын
"Ah.. so it's free!" Lolol Kyoungho is so funny!
@omohjaneajayi94952 ай бұрын
Diana, I appreciate you guys but I have to agree with your hubby on this one. It really hurts me to see this. Money is one of the biggest things that cause rift between couples. Suze Orman will tell you that. As a starter you can get her “money book on for the Young, Fabulous, and Broke.” And so many other topics on money. Educate yourself on money, it does not stay forever when keep blowing it away. You have to remember it’s not just about you. Yes! Thank God Your hubby makes the money now working @ Samsung. What about tomorrow, God forbids, he is not able to like he used to, do you have a 6 months, 1 year, and 5 years saving plan??? What money lessons are you teaching the kids and your followers? Is it okay to spend it away as it comes? When I lost 30lbs I did it on my own, taking daily walks and cutting off the bad stuffs called processed foods and sugar. Staying consistent with my exercises. Don’t undermine your husband’s concern. Think of your children’s future, and yours as well. Nothing is worth losing your family over. I wish you and your family. You look great!
@user-ze8pi3hl1o2 ай бұрын
Better save the money . Everything is so expensive . All of you family are good 💯😊
@kakelinga2 ай бұрын
Wow, you look fabulous! I have noticed that you like to spend. Your hubby is more conservative. My hubby and I got on the same page when we read Dave Ramsey's book, The Total Money Makeover. We took his class and worked the seven baby steps. It changed our lives for the better. You're a young couple. You have to think of the future.
@deltablue-cm8ib2 ай бұрын
Girl, you are looking so good!!!
@stephatherley53172 ай бұрын
Better not sharing your finances online for security reasons. Glad for your increase and life.
@gingerspice33292 ай бұрын
I couldn't stop Laughing when her hubby said is it for free😅😅😅.Then Diana try to beat around the bush.I love this couple ❤.
@diannainkorea2 ай бұрын
Right!!😂😂
@maryjanemeade51922 ай бұрын
Dianne don't allow what you have accomplished get over your head. You look good but considering your earning and your husband you have to compromise. Your children and husband and relationship, in all the most important thing is your family well being. You can still do on your own to maintain what you have done w/o causing stress on your partner financially. Blessing ❤❤ Mm
@despinachristakis10502 ай бұрын
Put something away for a rainy day you never know what might come in the future
@LynnDanielleTreasure2 ай бұрын
May GOD continue to bless you and Kyungho, Dianna. Protect your family with praise and wisdom. BTW, you look great!
@angeljakeeomma2 ай бұрын
WOW DIANNA YOU LOOK GOOD YOU LOOK MORE HEALTHIER
@savannahshakina2 ай бұрын
I love this haha 😂 he’s not really upset because he’s knows you’re happy
@helenirvin10182 ай бұрын
Hi Dianna, glad to see your weight is not a problem any longer but the weight accessories are really high. My suggestion to you watch your spending. The world's spending is a problem now. What lies ahead is being illuminated. Prices are very high because noone is spending. The business owners are in a survival mode to stay alive. You must curtail your spending in order to stay afloat. You must save save save instead of spend spend spend. Days ahead looks gloomy! Cut spending where necessary! You will not regret. Don't wish you had, be thankful you did! Love you guys! Stay in the light & love! God bless! ❤love❤
@LetaLuvaLuva2 ай бұрын
Your Korean is so cute 🥰 The kids are happy and healthy. I’m sure you and your husband have your differences on financial matters but you make it work. I send you good intentions for better health all around ✨physically, mentally, emotionally, and financially. 💸💪🏾💕💎
@mercurystarr2 ай бұрын
MASHED POTATOS ON BREAD😋😋 Minji is onto something..
@moofoo90522 ай бұрын
Dianna, your kids are gorgeous. You seem happier since you began working out... you're looking "snatched" girlll, happier & more energetic. Enjoy it. By the way, I'm an America black woman & my partner is of Dutch descent. He's not in a sense cheap with me, but the man is frugal as hell! I'm used to it. You raise his kids well, keep his house clean and inviting & keep him happy. F what these people are saying in the comments.
@alldiva7507Ай бұрын
AGREED!!!👍🏾
@cinramirez86272 ай бұрын
I’m so happy that Minji got her Princess shoes! My Dad did that for me many years ago (it was a sweater) so this brought back a wonderful childhood memory for me. You are slaying it, Dianna!♥️✌🏽
@user-qd6nu1ul2c2 ай бұрын
You look awesome 🤩 and healthy. When Mom looks and feels great the rest of the family will benefit.
@user-ii8tg6rt7l2 ай бұрын
Twins are getting so adorable and growing fast !
@sweetcaroline44392 ай бұрын
Budgeting has helped me with my spending
@loiscobb6872 ай бұрын
Blessings to you and your family and Subscribers and their families🎉
@shirleanmcmullen81802 ай бұрын
Diane you must have the money or you wouldn't shop like that what if you want to buy a home instead of living in and apartment .I've been married before and let me tell you that is a reason why many get divorced don't let that come between you both b/c he's letting you know. And Everytime you brush his feeling off and you may doing the same about the people who watch you. But please listen to us some of us been through this
@rosalinelowe972Ай бұрын
I agree! Money is the biggest problem that breaks up a marriage. I'm very surprised to learn that side of Diana. I thought she was fiscally conservative. Does she work? He seem like a nice guy so she better becareful.
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@archileanbrown7549Ай бұрын
Diana I hope you are reading the comments. Those children love their father. Don't let that western mentality cause you, unless you're so confident now that your husband's opinion doesn't matter. U are beginning to turn me off. Prior to loosing the weight I always notice that there was a bit of defiance in your especially when your husband voiced his concerns. Girl come down of your high horse and wise up. It's a lonely world been single and heading towards 40+.😮
@archileanbrown7549Ай бұрын
Am not surprised I have always notice it. But I love their content and the family.
@rainsan2 ай бұрын
Your Korean is good DIanna. Immersion is key!
@janeecelamadieu113618 күн бұрын
I just want to say that I'm proud of your Korean learning journey. Your ear for understanding has excelled. I'm proud😢😂
@mealeshaspan51492 ай бұрын
Beautiful family ❤ your Korean is wonderful! Love, blessings and respect from the Chi. (Chicago il USA)
@nanajong12 ай бұрын
다이애나 한국말 너무 너무 잘하시네요..👍👍👍 날씬해 지니 모델 같아요. 그리고 능력됄땐 자기 자신한테 투자하는것도 현명해요.
@user-xk3dp9kl8f2 ай бұрын
한국 1인당 gdp가 미국의 반밖에 안되서 천육백만원이면 일반 회사원에게는 매우매우 큰지출이에요 ;;
@debj51142 ай бұрын
But remember that Dianna is a KZfaqr and earns a decent amount, shes a very intelligent woman so I'm sure she'll know when it's too much.
@cab-fy7ms2 ай бұрын
@@n.g.l. you are 100% right
@with6528Ай бұрын
@@debj5114 이정도 조회수로는 큰돈은 안되요
@KyDarknight2 ай бұрын
Wooooot!!!! ❤❤❤❤ Always enjoy y'all's videos.
@user-sh7hx8sh5d2 ай бұрын
Simply wonderful family^^
@taylorsimone88462 ай бұрын
Wow Diana you've lost weight! I didn't recognize you at first but you look amazing! Keep up the hard work sis 💪🏽 I'm inspired by you to get back into the gym
@carmencruzado47462 ай бұрын
Please be careful and you Dianna you are looking great
@pameladavis4526 күн бұрын
Dianna your husband is wise and thinking of your future. Fulfill your life with family and love not things.
@lolanono11172 ай бұрын
Hi Dianna,I hope the sunglass store didn't sell you the sample everybody trying on,should have sold you new pair from stock with fabulous case and cleaning cloth!You are looking so healthy and fit!🎉
@cee_el2 ай бұрын
why would you even assume that lol
@arianakim5699Ай бұрын
Girl what the hell are you even talking about🤦🏾♀️
@deitrestolbert44422 ай бұрын
Dianna helping keep Korea economy afloat 😂... Kyugho its too much money 😂.... twins we rich😂...mom in law u need to eat more carbs.. skinny makes you spend more money 😂.
@Mysweetpuppiestobiandchimo2 ай бұрын
I lost 50 pounds since nov...just riding my stationary bike at home and working out at home with you tube videos...also eating small amount of food...I'm almost 60...No Ice cream or fast food...
@alldiva7507Ай бұрын
Good for you. Everyone has what works for them. That is not what she chose or motivates her. She has a job and earns a nice amount on KZfaq plus sponsorships. It amazes me how people always volunteer their stories. We all do things differently and what works for us.
@SistarhyoАй бұрын
@@alldiva7507 It could be a great recommendation. The more money you can save is always the better outcome, maybe Dianna will want cheaper methods in the future and these comments can help with that!
@naturalhealth833Ай бұрын
Congratulation on being able to live in a different country and having a fulfilling life there. You are learning how to make yourself happy there and finding other things to enjoy besides food. Very important!
@gingerspice33292 ай бұрын
Diana your korean is so good❤
@K.P.9912 ай бұрын
You guys are adorable 🥰
@glorisol38052 ай бұрын
You are definitely doing great with your training; all the excersising and the weight lifting is making you look strong, beautiful, and fit. You should probably become a personal trainer in the future, that way you can teach others how to have a successful, rewarding physical training. 💪🏽💪🏽💪🏽
@cristinal10102 ай бұрын
Diana, I’m so impressed by your weight loss! I’ve been on low carb diet for six months and only lost 5 lb.
@NomadicSims2 ай бұрын
Hi, congrats on your journey! I just went on a weight-loss lifestyle change and I found including whole grain carbs in their ideal serving size while increasing my intake of water dense foods really helped! Cutting carbs did nothing but make me starving which led to me binging lol maybe that can help you and happy health journey!
@Amme052 ай бұрын
I love your channel so much, love you guys keep up the good work ❤you guys came a long way
@diannainkorea2 ай бұрын
Thank youu~!
@Amme052 ай бұрын
@@diannainkoreayoure absolutely welcome, such a beautiful family, much love from America 🙌❤❤
@alldiva7507Ай бұрын
I am Amazed at the number of people telling her what to do with her money WHEN SHE NEVER ASKED FOR ADVICE. She has a job and earns money. She honestly can decide what to spend her money on without ASKING her husband’s permission. People are being SO Judgmental. I am sure she and her husband will work the money situation out. If a personal trainer is working for her to say she can do it without one isn’t necessarily true. Let her do what works for her. When her husband picked the Mercedes Benz Truck, no one told him he should have chosen a less expensive vehicle. Life is a work in progress!!PLEASE PEOPLE STOP Being so judgmental and giving advice when it wasn’t requested.
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@trinkay3452 ай бұрын
You guys are wealthy!
@lisawaddy9030Ай бұрын
Dianna is very intelligent. Most of us love to spend or splurge sometimes. Her financial situation, and kids future is always a concern.
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@Kimmy234LАй бұрын
@@arianakim5699....own??...paying for it, is not the same as owning it.
@AnimeSheX2 ай бұрын
What a lovely day out. Thank you for sharing. Seemed like a nice day for you and the kids! I saw a couple of comments about spending etc. I think your family is super sensible so you don't need to absorb those views. Enjoy life. You are oozing radiance and joy and I think you deserve to enjoy things too. Health is wealth, inside and out. Protect your eyes, your body, your mind. I needed a dose of my virtual friends positive energy today, so thank you for sending all the way to the UK 💛
@baldnproud2 ай бұрын
you guys forget Diana makes money too with her KZfaq channel, she not just living off on her husband‘s check , She’s a very creative young lady. once again congratulations Diana on your weight loss you’re looking more sexier every day, Go ahead girl with your bad self.!😘👩🏾🦲🥰
@debj51142 ай бұрын
Yes Indeed, not only do you look radiant, you seem to be enjoying your life. Its wonderful to see🌟❤️
@InvernessFlorida20232 ай бұрын
Dianna watching your weight loss journey is inspiring me to get healthier ❤❤❤blessings to you and your little family
@lazzj49952 ай бұрын
Wow great to hear you speaking Korea . Sounds like you have a good understanding of the shop and pay classes. Next lesson- how to beg for forgiveness in Korean for all the spending.
@diannainkorea2 ай бұрын
That's the plan!😂😂
@jacksonjackson13672 ай бұрын
I would be mindful been a home maker especially if my husband makes the money or not and put back for emergency , store back and save some people aren’t blessed to have that lifestyle.and I would have the home neat and clean and kiddos together before my hubby comes home from work as well dinner love the fams many blessings to come
@cab-fy7ms2 ай бұрын
Wow! You truly have been watching this channel. 🎉🎉🎉🎉 You've said it all
@mamahlolimasipa99012 ай бұрын
Totally agree.
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@arianakim5699Ай бұрын
She’s literally making money off her KZfaq channel and other social media accounts she has he isn’t the only one making money🤦🏾♀️
@bjlopez11302 ай бұрын
Dianna, you look great. I knew Kyungho was going to have a fit about that credit card bill.
@darrenzinck76862 ай бұрын
then she goes and added another $400 to it hahah
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things
@jennifercrawford82082 ай бұрын
Congratulations to your brother and his wife
@annharradan43162 ай бұрын
Enjoyed ❤️
@ysson96112 ай бұрын
다이애나 많이 늘씬 해 지고, 예뻐짐! 또 한국어 공부도 열심히 하겠다니! 얼마나 사랑스러울까! 다이애나 성품이 여성스럽다! 그래서 좋아 할 듯
@ede3237Ай бұрын
It’s a touchy subject judging others people’s spending pattern. We will never know their ‘business’. It could have been weeks since they had fun shopping together. I love seeing the kids having fun especially at lunch. I was guilty of shopping for entertainment. “Retail therapy”. My size is stable now so my wardrobe doesn’t require many new things. I spend more than I should eating out rather than clothes now. I 💕 watching Dianna and her family.
@hereandnow85782 ай бұрын
Great achievement Diana on you Korean language skills. You have improved ALOT!
@diannainkorea2 ай бұрын
Thank you! 😃
@officalxgrac32 ай бұрын
Omg, clicked so fast. Love it when you post new videos. Love watching you guys ❤️❤️
@diannainkorea2 ай бұрын
Great! Thank you!
@namuffy2 ай бұрын
Finally, you are speaking Korean. Good for you.
@diwilliams2263Ай бұрын
Diane you look amazing. Keep up with the self-love.
@diannainkoreaАй бұрын
Yes! Thank you!😍😍
@sarahisreal78792 ай бұрын
Can you do some of the exercise at home, to save cost
@sandrasplayplace2 ай бұрын
You Truly Look Beautiful There’s Things Money Can’t Buy & Your Happiness Towards Your Self Goal Shows Getting In Shape For Your Self Is So Inspiring
@dw1961.92 ай бұрын
You look so pretty!!😍
@diannainkorea2 ай бұрын
Thank you!!!! :)
@SS-wm2hnАй бұрын
WOW-PRETTY SHOES
@archileanbrown7549Ай бұрын
I love you Diana, but I am detecting a bit of attitude from you. I know that you work hard to get where you are , but ps. Appreciate what your husband is saying to you. Girl don't mess up a good thing. There should be some kind of limit especially if you have the same style. I get what your husband is saying. Learning to meet him half way and stop disming him.therevis a difference between confidence and arrogance. Wisdom ⭐
@cee_elАй бұрын
I feel like it was a way to show off how much money they make or something. Weird flex honestly
@trishhur50352 ай бұрын
Great video/vlog/Dianna you look amazing stay focused and keep up the good work.
@lindahirschfeld36602 ай бұрын
You are looking lovely - wonderful to see you being happy
@genniejefferson65882 ай бұрын
You look wonderful. Kids are so cute.
@delisadavis39222 ай бұрын
You look amazing. Keep up the good work.
@SweettoothMarie7720 күн бұрын
Wow, you look amazing!❤
@chayes27922 ай бұрын
You are looking great
@irenelee7922Ай бұрын
Thinking of changing the lip color brown gold may be a try ?
@YoojinKim-gt5fj5 күн бұрын
Girl, I feel you when you talk about shopping with no limitations bc I go through the exact same thing you go through with your husband!!! Lol 😂😂😂!!! My husband gets on my nerves when we go shopping for anything together & I mean it for real!!! Anyway I hope you shop for whatever you want!!! 😊❤ God bless I almost forgot but you look great 👍 & so slim!!!❤❤❤❤
@diannainkorea5 күн бұрын
Exactly!!😂😂❤️❤️
@trinkay3452 ай бұрын
First! 🤩
@kaydkaydkaydАй бұрын
the prices of those glasses were so relatable bc i ended up paying nearly 1k for my latest prescription glasses here in the us 😭
@dorisweems15102 ай бұрын
Mashed potatoes spread on bread may be a new thing, it could be quite delicious 😋🤤
@spring4490Ай бұрын
다이애나 너무너무 예뻐지고 날씬해졌어요 같은 여자로서 부러워요. 인간 승리❤❤❤ 감량 계속하실거죠. 건강한 다이어트 응원합니다 응원합니다 ❤❤❤❤❤
@riamhills112 ай бұрын
Happy and beautiful fam🥰❤❤❤❤
@beckyann9339Ай бұрын
I love Dianna she seems so chill and adventurous and supportive ❤
@ellac18752 ай бұрын
you look Dianna and seems very happy❣ watching from IL USA .
@dianasu44632 ай бұрын
Yes Mindy shoes will last a long time but her feet won’t. She may wear those shoes for 3-6 months before her feet will out grown her princess shoes. Be careful most divorce happens over one spouse overspending.
@arianakim5699Ай бұрын
They literally own a $100,000 Mercedes Benz I’m pretty they will be 100% fine because why own a car that expensive if you can’t afford things plus your so weird for bringing up divorce
@carmenhayes8680Ай бұрын
Dianna...GIRL...YOU LOOK FREAKUNG AMAZING. Not that you weren't pretty before, but now you look like you did before t he kids were born.
@frenchgirl750002 ай бұрын
Beaucoup d'argent dépensés, surtout avec des enfants, il faut penser à faire des économies👌🏿 Encore félicitations pour ta perte de poids. Prends soin de toi et ta famille❤
@PaulineRobinson-ig1zi2 ай бұрын
Your Korean has improved quite a lot.
@Ladymagidi2 ай бұрын
Beautiful family ❤
@Wab-sd7ex2 ай бұрын
nice
@laaa40472 ай бұрын
I haven't watched in a while but stumbled upon this video. Girl, you are looking great. I love this for you. Stay happy and continue to prosper!
@user-xn9vj5gj9y2 ай бұрын
다이애나가 한국말도 예쁘게하네요~ㅎㅎㅎ😂😂😂
@user-lp2vw8cw8k2 ай бұрын
You look great! Its better to spend money on health than expensive trips etc. Its great to see you prioritize yourself especially now the twins are bit older. I have one todler so I can imagine how difficult it was when they were little. You go! ❤
@SaladinLАй бұрын
Budget🎉❤
@angeljakeeomma2 ай бұрын
TRY DJI OSMO 3 POCKET THE VISUAL AND MOTION IS GOOD
@SharonRoyceАй бұрын
You have a loving husband who works hard for his family. We have a saying in our country..'you don't have to keep up with the Joneses.' Just because you have the $ doesn't mean it has to be spent, unnecessarily. You are doing well with your healthcare.