Family of Four Surviving on ₹60,000 in Bangalore

Family of Four Surviving on ₹60,000 in Bangalore | Fix Your Finance Ep 26

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Жыл бұрын

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Hello guys, welcome to another episode of Fix your Finance. In today's episode, we meet Shon Thomas George, a Senior Manager in a payment gateway company.
Today, we talk about:
- His income and expenses
- How should he close his personal loans faster?
- The best method to increase income
and much more
Enjoy :)
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GEARS BEHIND THE VIDEO:
📷 Camera: bit.ly/sonyZV1cam
🎙️Indoor mic: bit.ly/Rodewirelessgo2
⚡Lights: bit.ly/digiteklights
🕹️Tripod: bit.ly/DigiTekTripod
MY TOP 5 FAV BOOKS 📚
Ride of a Lifetime: bit.ly/rideofalifetimebook
The Millionaire Fastlane: bit.ly/TheMillionaireFastlane...
Zurich Axioms: bit.ly/ZurichAxioms
Masters of Scale: bit.ly/masterofscale
Just Keep Buying: bit.ly/justkeepbuying
#fixyourfinance #personalfinance #moneymanagement
Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
Music licensed by Epidemic Music

Пікірлер: 328

@Paaaaaaaaaaal Жыл бұрын

His kids are artists, they blessed the walls with their art. 😂

@sameer_shaik Жыл бұрын

Even I noticed that 🤩

@prathmeshsingh3912 Жыл бұрын

Franly each kid is an artist 🤣🤣

@unboxer5605 Жыл бұрын

Every ones kids do this at this age.some parents soldering.some. let them do.i appreciate second one.the wall can be painted again.but their creativity will not blossom zgI

@praveengeorge8413 Жыл бұрын

This guy has a sweet life filled with happiness. Just has to fix his finances.

@ajinkya820 Жыл бұрын

When he will leave the flat the owner of the flat is never going to Return back deposit amount due to abstract made by his kids.. 😂 Anshuman should also calculate this in his future expense or loss

@jatin-motwani Жыл бұрын

It's the sad truth about the industry, loyal employees end up having less salary than the market. But all the best to him, hope pre pays all the loans asap.

@anshumanfinance Жыл бұрын

I am positive that he will clear them soon

@prathmeshsingh3912 Жыл бұрын

Been there, seen that. 😔

@RenjiThomasX Жыл бұрын

Well said

@zetaforever4953 Жыл бұрын

I have a hard time believing that any sane person would willingly earn less money out of loyalty to a corporate entity. I mean if it's a family business i could still understand, you may have a close friendship with the owner and don't want to leave. But loyalty to an MNC? I think a lot of this loyalty is just a matter of wanting to stay in your comfort zone and not take the risk of a new job, which may come with new problems, toxic environment, etc. And i totally understand choosing a comfortable lifestyle over a higher paycheck, I've done that a lot of times. But it's not loyalty.

@kedarwasgi Жыл бұрын

@@anshumanfinance Anshuman bhai, i am following ur videos since last few weeks. It teaches me alot about personal finance! Please can u suggest me a best app to track expenses?

@8bhushan8 Жыл бұрын

Wow Anshuman went from making videos from Bangalore IT people to Intrivewing Google CEO Sundar Pichai

@ezio-lazy Жыл бұрын

Bruhh😂

@vikharsowban2327 Жыл бұрын

@@ezio-lazy 😊😊😊😊😊😊

@dayabannur1327 Жыл бұрын

😂

@warrenbuffett920 Жыл бұрын

Hahahahahhaa..... Damn you!! 😂 Sundar pichar laughs a lot! 😂😂😂😂

@girishthakkar4772 Жыл бұрын

🤣🤣🤣🤣

@vicky16720 Жыл бұрын

This video was more realistic for 70% of viewers, as most people fall under similar income range as compared to people with 25 lacks+ income range. and he has more realistic problems.

@vicky16720 Жыл бұрын

@Pinnedby-Anshuman Sharma kis lye

@anuragmahanta8768 Жыл бұрын

Very practical episode. Shawn looks stress free and very confident 👍. Be like Shawn :)

@anshumanfinance Жыл бұрын

Shawn was fun

@kedarwasgi Жыл бұрын

@@anshumanfinanceAnshuman bhai, plzzz can u suggest any good app to track my expenses?

@rahulvj1985 Жыл бұрын

@Anshuman Sharma HI Anshuman, I need your guidance in fixing my finances. However I don't want my you tube video as don't want the details to be shared publicly. Please advise how we can go ahead about it

@KuldeepNegichannel Жыл бұрын

3-4 things that I liked are 1st Children drawings on the wall, 2nd the Smile on Gentlemen face and his positivity, 3rd Anshuman advice 4th Dreaming big... 👏👏👏😊❤️👍

@mithunmahato309 Жыл бұрын

The world today needs NICE men like him. No run for money, no stress, has two children, listens to wife despite being the major earner in the house, planning to buy home - everything picture perfect like in 90s

@aakashnaik1576 Жыл бұрын

Yeah..... Being NICE is the biggest sin in today's world.

@AMITKUMAR-qg2ox Жыл бұрын

Being nice makes you end up in the middle class anyways. I would rather be an asshole crook and rich rather than being nice and middle class

@tamanna4697 Жыл бұрын

Nah both of the partners should be earning - coming from a girl. Plus why should we always put so much pressure into guys to be the breadwinner? that's literally so bad for your anxiety plus that 90's picture perfect dream is so problematic and wdym listens to his wife despite being the earner? every partner should respect their spouse. There's so much wrong in your comment geez.

@Akashdixit12 Жыл бұрын

Yes I am also earning 20k monthly...And I am happy with that I am not running towards...I am enjoying strees free life., ..as I am Also have 90's mindset ...have more intereste towards nature not artificial things

@sumangupta7676 Жыл бұрын

Partially right and partially wrong

@Prekshaa09 Жыл бұрын

There should have been discussion about insurance (both health and term) as well. Shawn being the sole breadwinner of the family makes it even more important.

@tushargupta5632 Жыл бұрын

Completely agree with you. I have 3 term insurance and the first term insurance which i took was at the age of 20 with my first internship.

@pavan9620 Жыл бұрын

@@tushargupta5632 ale le le le lodu

@mrunaliniayyagari9284 Жыл бұрын

To begin with I really really appreciate Anshuman supporting Shawn and advising him on positive notes as he knows it is not an easy path to sustain having 4 loans. In addition to it Anshuman interviewed the profiles drawing big numbers and aware of their lifestyle, yet he is so down to earth and accepted Shawn invitation. Furthermore,I really like the way Shawn carried the confidence and appreciate his wife efforts in taking care of kids.

@abdfzl Жыл бұрын

Does anyone else think Shawn looks like Sundar Pichai ? 👀 Wishing him the very best ahead !

@HarshBangera6 Жыл бұрын

now that you mentioned.. i cant unsee it :)

@chandanamohanty3131 Жыл бұрын

This a realistic episode which can connect most people.. As many people comes under this category only... Love this episode n hope that person would clear his debt very soon. Hope to see this kind of video in near future..

@raviverma8904 Жыл бұрын

Shawn is a very cool guy. Push little more buddy and don't settle for anything less , strive for more income and hopefully you will close your loans soon.

@deepu699 Жыл бұрын

I can see that people are genuinely rooting for shaun unlike other episodes where it felt like ppl wr more flaunting their lifestyles. Hope he lives a happy life!!

@hemamaruthi4110 Жыл бұрын

Being underpaid is the most painful thing 😔

@anshumanfinance Жыл бұрын

Trueeee

@prathmeshsingh3912 Жыл бұрын

I was like why is Hema Malini commenting on here. Until I read the name for the second time. 😅

@mihitslife Жыл бұрын

@@anshumanfinance hope so you are not underpaid 😃

@ayushpatel1312 Жыл бұрын

Very very practical episode which covers most of the people in IT, thanks!

@adarshsasidharan254 Жыл бұрын

I have only 1 and a half years of experience in IT and gladly I know this for a fact that staying in the same company is not good financially

@LokiWhoRemains Жыл бұрын

poor guy🥺🥺😭 this man is really struggling! thank you anshuman

@virajrathodd Жыл бұрын

Will always remember Anshuman's line: I want to make personal finance a part of the pop culture. I'm rooting for you bro, khub aage badho 🔥

@sudharshaniyengar1587 Жыл бұрын

One thing I would like to learn from Anshuman is his listening skills. He is a great listener.. Good job

@abhishekgubrele Жыл бұрын

An episode that most people can relate to, Please create more episodes like this.

@preronachaudhuri1903 Жыл бұрын

I appreciate and learn from the way Anshuman repositions the participants over their financial goals!

@memes_rockz Жыл бұрын

Most realistic episode , common man ke problem ke karib ja rahe ho , Congratulations !

@nayaksandeep2001 Жыл бұрын

Most realistic episode so far .Love this guy's positive attitude though . Wish him all the success

@mariappan7kumar Жыл бұрын

Fine episode so far. Shawn is cool and Anshuman is very humble in asking questions.Kudos to editor 👏

@ravimeher6067 Жыл бұрын

The series we didn't ask for but the series we need. Great work Man😍

@mandalhacker2582 Жыл бұрын

He is such an honest person 💖 He also looks like CEO of Google Sundar Pichai

@rahulvj1985 Жыл бұрын

This is exactly my story... thanks for recording this video.. learned lot of things

@nitheesh_atrozian2112 Жыл бұрын

Very Impressive the way he smiled and telling the truth,this is the truth of every IT person.

@prs97 Жыл бұрын

Finally someone with whose experiences majority of the audience can relate to.

@sangsaptakbagchi2022 Жыл бұрын

I discovered this channel just a couple of days back & already have got addicted to his interviews. Anshuman, a big 👍.

@atorbfire Жыл бұрын

You look like in the mid 40s to a very young looking 50s guy. Please take care of your health as well. Companies wont mind replacing us as soon as we are not fit, only our family will be there through thick and thin. Be healthy.

@valliappana7383 Жыл бұрын

Hello sir.. 2 more ideas for u.. 1. Better to sell your car and close the car loan and wait for 3-4 years to buy a car. Till then you can able to close all the loans and your income will also increased by that time. 2. If your wife is also graduate and discuss with her to get a job that will make a huge impact in your family 😊

@samranjan85 Жыл бұрын

Its a very sad practice that companies mostly give higher hikes to employees marking a switch but they will never treat the same way with the existing employees!!

@dhruvarathod9 Жыл бұрын

Thanks for making these videos, I was watching CNBC Make It videos and always wanted similar for the India context.🙏

@shalinisingh3200 Жыл бұрын

This is the best video I have come across finance and growth both has been covered

@naveenavadhani Жыл бұрын

This is the first episode with some good financial advice

@SrikanthVeeravalli Жыл бұрын

Thank you Anshuman from bringing such a natural content

@vikram0607 Жыл бұрын

Great video Anshuman. Learnt so much

@stocks21788 Жыл бұрын

Most Indians are good in spending but almost 0 in personal finance as no school college or course really make them understand personal finance..keep doing good work Anshuman

@shanthgaitonde Жыл бұрын

India can’t be become China with women not contributing to our GDP. This video is classic example. If his wife starts earning, it could increase household income and also contribute to economy. We need to focus more on female workforce participation and policies related to kids daycare needs to be implemented by government.

@whatsnewfromvardhini Жыл бұрын

Sometimes its better not to run for money ..if u notice those two kids they are in need of any parent taking care until they do their own chores..so the mother took the lead

@whatsnewfromvardhini Жыл бұрын

Joining daycare at this age is like joining ur parents in oldage home ...its the most precious time for a kid to have parent attention ..

@tamanna4697 Жыл бұрын

True

@G-ew6sk 9 ай бұрын

Not everyone will have elderly support or wish to put their children in day care

@ShahidAnsari-bb1xb Жыл бұрын

Good to hear your suggestion. Appreciated

@ritwikraj6293 Жыл бұрын

All the best for your future, Shawn. Wish you a thriving career.

@cute_anusha Жыл бұрын

I liked this episode .. It was very real and i hope all suggestion will help this guy.

@anjali9524 Жыл бұрын

Such a nice video😍 All the best Sean, you are gonna shine!!!

@pavan9620 Жыл бұрын

Tunne unnu hogu

@fredericksharon6908 Жыл бұрын

I pray the universe helps u Shawn, u seem to be such a nice guy 💙

@VamsiVishwanadh Жыл бұрын

these days banks are getting cheeky and not letting you close personal loans even if we are ready to pay preclosure charges.

@Sayan_Biswas. Жыл бұрын

this is one video i would like to watch.... this was helpful one

@AlokTechWorld Жыл бұрын

This golu molu dude is very humble and always spread positive vibes. My upvote of the day goes to him and his work 👍

@parthmadan671 8 ай бұрын

Golu molu😂😂

@siddharthamudgala5874 Жыл бұрын

Kudos to you Anshuman! You bring to us so much diverse income experiences. Is a delight to watch such simple and kind hearted people getting financially empowered.

@gaurav_shukla001 Жыл бұрын

Best one till date hope his finances are actually fixed

@shaileshdeshmukh1103 Жыл бұрын

Such a humble and positive guy👍🏻

@madetivasu8182 Жыл бұрын

Nice Series, CRED on iPhone lacks a feature of not showing unfilled transactions of credit card which available in Android - can you pass feedback for CRED team?

@semikolon4229 Жыл бұрын

Shawn seems to be a humble and nice guy.

@unboxer5605 Жыл бұрын

Ye TRUE.

@sarathchandrarepaka9595 Жыл бұрын

Very sensible video loved it

@Dothingsyoulike Жыл бұрын

This episode is quite relatable to mine..

@lifefoodnature Жыл бұрын

I hope for a great future for Shawn and family 😊

@unboxer5605 Жыл бұрын

My best wishes and good luck yo Shawn.he is a descent and simple guy.

@niladrisekharnath Жыл бұрын

This gentleman should be paid way more than for his years of experience. He has a lot on his shoulder.

@AapkaTraderbhai Жыл бұрын

That's the video we need ..

@krushipatel4186 6 ай бұрын

Good luck to this guy ! I enjoy watching the videos even though I’m in the US . I like the suggestion given and suggestions on living within means .

@Karrr1245 Жыл бұрын

Finally, he is helping someone much needed

@amit50329 Жыл бұрын

Ver practical episode and Shawn is a cool guy.

@tusharjain7554 Жыл бұрын

drawings on the wall took me back to my childhood😊

@playwithvihaan7601 Жыл бұрын

Never understand people's obsession with buying a Motorcycle and Car despite living on a knife-edge.

@ragulr56 Жыл бұрын

This one was a good one relatable

@avishkarwaghe8529 Жыл бұрын

I always learn new things from these interactions 👍

@pavithrasellaperumal7675 Жыл бұрын

Negative compounding - learnt one terminology today. Eyeopener 🙌

@sanyamkhetarpal07 Жыл бұрын

Love this channel and shark tales is awesome.

@Hello-bn2yc Жыл бұрын

Thanks bro for doing an interview with someone we can relate to

@niteshsetin Жыл бұрын

So nowadays monthly part payment for many personal loans is not an option and also in most of the cases you can only pay 2 part payment. So save some amount and pay towards principal yearly basis. This will take long time but ultimately we end up paying less interest. Also preclosure is another option but you should have the remaining amount in your hand and in some bank it is only principal and in some bank it is both principal plus interest.

@Prateekreactions Жыл бұрын

If her Wife gets a job even of 3.5 lpa , I think a lot can change. Sadly nobody is focusing on this part 😑

@FaizanAhmed-hz9ex Жыл бұрын

Women usually take a break when they get kids.. and it will become very difficult for them to join their back job again..

@prathmeshsingh3912 Жыл бұрын

Maybe after both kids start going to school she will start working.

@animeshsingh4290 Жыл бұрын

Na, we don't know anything about his wife. Maybe she's not learned enough to get a substantial job

@Km-qu6uj Жыл бұрын

May be she took a career break to look after kids and recover from the health issues. He mentioned that he had his wife's medical expenses. May be she has not recovered fully from that. She may choose to help her family when all that gets sorted out. So can't come to any conclusions.

@sumagowda3425 Жыл бұрын

She can still consider working from home, do some home business.

@amittripathy901 Жыл бұрын

He has 9 years of experience and now he is on 13lpa... surely man he need to upgrade

@Happysoul_3 Жыл бұрын

He has said 13 yrs

@georgyalex344 Жыл бұрын

Such a sweet guy. Unfortunately, these are the ones who get exploited

@kushagradhidas Жыл бұрын

Anshuman bhai patla ho gaya hai tu congrats. Lage raho. Compound hoke result mast ayega

@subhojeetsinha2257 Жыл бұрын

Anshuman you r a nice person.. nice vedio buddy

@meenakshim4437 Жыл бұрын

Need More such tips on loan early closures and pre payments advice... thank u

@sunilmenon6344 Жыл бұрын

Children have done all the interior decorations

@Gnik27Singh06 Жыл бұрын

creative background !

@viveknaskar Жыл бұрын

I loved this episode.

@lavmittal5639 9 ай бұрын

Thank you for sorting sundar picchai’s finances.

@muralikrishna791 Жыл бұрын

I can see those scribblings by the kids on the walls in the background. Same as what my kids did at my home. Couldn't stop them from doing it howmuch soever i tried.

@terminator8397 Жыл бұрын

CRED ke bohat better offers CHEQ de raha hai, 1% coins on every payment,s which translates to 0.5 to 1 RS. Cred is useless without cashbacks.

@dididitoto Жыл бұрын

Cheta... The LOAN with 12.5% ... so the balance transfer to other bank as more all the banks have reduced to 10.5% so as your 3rd loan similarly this can also be reduced so there will be reduction of 2% of your interest ... Plz tall to your banker

@rehanguha Жыл бұрын

Finally a practical and realistic episode 🙂

@rehanguha Жыл бұрын

Having the same DP does not make it a legitimate profile... What's the use of doing all these fishing... 🤣🤣

@msdadsfsx 10 ай бұрын

I thought everyone is earning 50 lpa in Bengaluru

@rehanguha 10 ай бұрын

@@msdadsfsx Nopppee..

@JB.635 Жыл бұрын

Thanks a lot Sir🙏

@bongquisitive Жыл бұрын

There are few things which are good advice but seems realistically difficult. If you have taken a loan from a bank, is it doable to just go and say, I want to repay say, x amount of the principal?

@indranilocean Жыл бұрын

Very practical...

@manjeeshchauhan9233 Жыл бұрын

I love those walls at the back

@AshutoshMishra-qc7nl Жыл бұрын

Watching this videos, I give myself a little pat that I didnt make a couple of mistakes which the participants did.

@shaileshrana7165 Жыл бұрын

Rooting for this guy!

@saikrishna.Believer Жыл бұрын

I dont understand why people purchase cars at lower salaries on EMI, when they dont have own house. It ruins every thing.

@Avinash-xz7yn 5 ай бұрын

Yeah, buying a used car and using it until one is financially ready to buy a new one should be the mantra

@subhabhaduri7382 Жыл бұрын

Nicest person I have seen for quite some time. 😊

@ersurajkumar Жыл бұрын

Bhai ko salute itna loan hai phir bhi 5 saal me ghar lena hai loan per..

@nammi895 Жыл бұрын

Bro just switch job again, 14.5 lakh is fresher salary. Apply for managerial role, 20, 25 lakh is very easy

@AbhishekSharma-fr4zq Жыл бұрын

Spouse should also be working , if possible. Even some part time work. Even 15-20k of extra earning is useful. Women participation in the economy is extremely important.

@abhipatil4844 Жыл бұрын

good interview

@rethraj Жыл бұрын

Personal loans not allowing part payment . He can start one RD and move that once it’s achieve loan amount . After that your second rd for second loan with your theory . Little changes in your theory as per fact .

@nirajkadam9829 Жыл бұрын

Bro what would be best way to manage finances with no responsibility and liability taken care by parents at age of 25.

@sn-op8oi 9 ай бұрын

As he said his target is to save 10 crore till retirement , can you please suggest how much money he should invest in which scheme to reach at least near to such goals. That would be more helpfull.