Ashneer Grover Current Account Per Koi bank Interest nahin deta.

No video

Ashneer Grover Current Account Per Koi bank Interest nahin deta.

Рет қаралды 7,117,249

Soch Nahin Paya

Күн бұрын

Пікірлер: 1 400

@hargharyogi Жыл бұрын

SBI be like - chal be chal lunch krne de.. 🤣🤣

@tanpreetsingh136 Жыл бұрын

Ye badiya tha guru

@chandansarma0 Жыл бұрын

hdfc: chal be chal charge lagane de😂😂😂

@your_dad_18 Жыл бұрын

SBI lunch timing : 9am - 5pm Baad mein ana... Aap ek kam kijiye kaal ayiye

@kartikprajapati1798 Жыл бұрын

🤣🤣🤣

@Saagar_Sahu Жыл бұрын

Pnb be like 10 sal baad aana

@HeyItsmeRJ Жыл бұрын

Ye Sab 4 No. Counter Pe Jake Bata. Mera Server Down Hai. 🤣🤣

@motivational_dosee Жыл бұрын

But 4 Wale bol rahe counter no. 2 pe jao

@Devanshmalik99211 Жыл бұрын

@@TrendsOfNow ye bhai sahi hai kitna bar...1234 karta rahuga.. Mera pet pe abs aane lage hai abhi to🌚

@ranojoynandy5636 Жыл бұрын

🤣🤣🤣🤣🤣🤣

@sidproductions7585 Жыл бұрын

Legendry comment bro🥶😂

@aditya94738 Жыл бұрын

Lekin 4 no. Bola 5 me jake bolo aur 5 pe gaye to pata chala 5 to exist nahi karta balki exit krta hai

@masterji0108 Жыл бұрын

भाई ने RBI का दोगलापन निकाल दिया 🤣🤣🤣🤣

@harshbagde156 Жыл бұрын

He is so Raw 💯 I like it..

@Tejason23 Жыл бұрын

😁😆😅🤣

@bijaypandit8385 Жыл бұрын

Bhai kabi transaction dekho current walo ko unlimited transaction milti h saving se utna kroge to acct freeze kr dega

@dragonballthings688 Жыл бұрын

@@Throttle_3 btado

@govindsahu996 Жыл бұрын

@@bijaypandit8385 transactions ke pese katate h bhai..fokat me nhi hote h....me tang hoke... minimum balance ke bhi katate h...kisi 10000rs kisi bhi 2000rs....

@arpitsainiarpit Жыл бұрын

पता नही मुझे कभी कभी ऐसा क्यों लगता है कि अशनीर भाई इंडिया का दूसरा विजय माल्या बन सकता है...इस भाई को भी बैंको की कमजोरिया पता है 😂😂🤣🤣🤣🤣

@rahulkashyap8075 Жыл бұрын

Right bro 🤣🤣

@narenbhanushali1440 Жыл бұрын

Galat bhai

@uttamsinghmandoli184 Жыл бұрын

Vijey maliya bhi esa hi bolta tha..

@Imtiyaz5power Жыл бұрын

😂😂😂😂

@shishir1901 Жыл бұрын

Na bhai.. ye bhai genuine hai aur bahut logically batein karta haj

@harshbagde156 Жыл бұрын

He is so Raw 💯 I like it.

@Kapildev_N._Pol Жыл бұрын

"That what she said"

@prateekasthana780 8 ай бұрын

@@Kapildev_N._Pol😮

@sandeepsaurabh740 Жыл бұрын

Because of frequency of liquidity, isi liye nhi milta, any number of debit transactions are free in current account but not in saving.

@aryanpatel7708 Жыл бұрын

bhai 1 cr tk hi free h uske upar 1-2% charge ktega

@LuciferEditzs1290 Ай бұрын

@@aryanpatel7708Har mahine katega

@jackmoon4705 Жыл бұрын

islie nahi milta current account normally jyada transaction ke lie hota he, credit-debit, debit-credit, to bank alag se koi charge nahi karta bas interest nahi deta or transaction Limit bhi jyada milti he Bina kisi extra charge ke 👍👍👍😊

@Vickyburman1983 Жыл бұрын

Bhai account keeping charge kata hai yearly

@rishavbarnwal7155 Жыл бұрын

Mera kal hi 313 Rs Cash handling charge kaata hai

@superclasher702 Жыл бұрын

Interest usme milta hai jisme deposit long-term tk rahe na ki har roz Dr CR krte raho

@amitthakkar1835 Жыл бұрын

Bhai meh saving meh current jitna transction karta hoon

@ayushikumari7266 Жыл бұрын

@@rishavbarnwal7155 account chahe saving ho ya current. cash handling kisi m bhi kat sakta hai.. Wo depend krta hai tumhare previous month ke average balance ke 10 times par. ye bhi jaruri h..

@MrSingh-ft6fc Жыл бұрын

SBI be like: Lunch k baad Ana😂

@gamedeepak1 Жыл бұрын

Bhai Itni kya problem hai kisi k lunch se... Din mein adha Ghanta Lunch toh aapka bhi hota hai...... Chaahe aap kuch bhi karte ho

@aintdasuperman1074 Жыл бұрын

Ashneer : Tera doglapan dikhata hu. RBI: 👀

@mohammedhanif3843 Жыл бұрын

Q nhi milta ye to batao

@emani2704 Жыл бұрын

@@mohammedhanif3843 Because of instability of business. Koi kabhi bhi kitna nikal ke idhar udhar kar deta hai. Savings me log jayada din tak balance rakhte hai.

@mohammedhanif3843 Жыл бұрын

@@emani2704 Thanks

@prathameshsurve7685 Жыл бұрын

@@emani2704 abhi to saving mai nahi rakhte jyada UPI aane ke baad to koi bhi kaise bhi transfer karta hai

@Amazingfacts732 Жыл бұрын

😂

@dilbagsinghpaul4926 Жыл бұрын

The reason is that the Govt/RBI wants to encourage business, investment, through Current Accounts, rather than keeping the money idle. Giving interest in such accounts will make the accountholders avoid or postpone even genuine business or investment decisions, because they will earn something anyway. This won't be good for economy. Secondly the bank cannot earmark such funds for further lending as they can be withdrawn any time. In Saving ac, people always keep some amount for safety which the bank can earmark for short term lending.

@p-yadav Жыл бұрын

He read the issues of public n brought product that solved it logically Salute

@amaryadav2459 6 ай бұрын

Current account me 1- ek din me kitni haar b cash len den kr skte h. 2- cash limit 50 lacs hoti h . 50 lacs se jyada cash nikal ne pr hi tds jayega.. Isliye ca ac me interest nhi milta h

@kartikeydetha6614 6 ай бұрын

High Transaction Volume: Current accounts are designed for frequent transactions, unlike savings accounts meant for accumulating funds. Offering interest would incentivize holding large sums in current accounts, hindering their core purpose. Operational Costs: Frequent transactions in current accounts incur higher operational costs for banks in terms of personnel, technology, and infrastructure. Offering interest would eat into their profit margins. Minimum Balance Requirement: Most current accounts require maintaining a minimum balance, which compensates banks for the lack of interest income.

@pratulgupta Жыл бұрын

Bhai Paisa time surity k saath chahiye hota h. Isliye FD par jyada interest hota h kyuki use nikalne ka Saving k comparison me kam chance hota h isse bank sure rhta h ki itna apne paas esa deposit h jo apan long term k liye use kr skte h for long term lending and others aur kyuki current account saving account se b jyada variation wala hota h yaani Aaj 2 crore ho to kal 0 b ho skta h kyuki business h aata jaata rhta h paise isliye usp koi Interest nhi dete saving p kam dete h aur FD p jyada dete h. Aur bhi koi doubt ho to puch lo apan bata denge apan k paas bahot gyan h. Ashneer ji Bank bhi business hi kr rha h aap akele nhi ho na 😁

@ghanashyamkaale7389 Жыл бұрын

Saving account ka रेट दो

@AshishSharma-kz2vv Жыл бұрын

Uncle saving me transaction limited hote hai

@atharvbhagwate554 Жыл бұрын

Practically speaking, Interest is not given on a current account because the bank allows the facility of unlimited withdrawals and deposits to that account with any minimum balance requirement. But in cases of other accounts it has the requirement of minimum balance That's the main reason for banks to not allow interest on Current A/C..

@shail9950 Жыл бұрын

@atharvbhagwate554 The average monthly balance for current account is way high i.e. 25k for private banks and 10k for govt banks compared to saving account. For saving account its around 2k to 3k. Get your facts right.

@atharvbhagwate554 Жыл бұрын

@@shail9950 Yaa Thanks for informing, but then why do even people open current acc, if it has no interest and requires a minimum balance..?

@shail9950 Жыл бұрын

@@atharvbhagwate554 because for registration of your business (also for gst) you compulsory need current account

@izhan22 Жыл бұрын

Yes due to unlimited txn , the cost of per txn is very high....

@nilom_borah Жыл бұрын

Because the purpose of current account is for convenience of withdrawal of money at any time, and of any amount (no limits){ which is not same for savings account}. So banks have no assurance of that money to invest and give dividends to customers (Because customer can ask for the money at anytime). Generally people doesn't know about limits of saving ac because it is too high. (Jitne paise normal logo k hote bhi nhi😅) PS- interest chahiye to savings account mein paise dalo naa!!

@benstokes7588 Жыл бұрын

True.. This comment should be pinned

@avinash-ec9dg Жыл бұрын

The logic is that, Savings account me byaj milta hai kyu ki logo ki savings habit cultivate honi chahiye.. iska ye matlab nahi ki savings me byaj mila to current me bhi mile... In finance it is called Asset Liability management...

@drshan3250 Жыл бұрын

True but if some bank ready to give interest then that's a steal deal.

@mkseduinfo9224 Жыл бұрын

Ye bamda iim me sab padha baittha.।। Ha jaida apna dimag mat ghusaya karo.।।। Bde aaye!

@maheshmakwana2648 Жыл бұрын

current account me isliye nhi milta ki Govt chahti he ki Paisa aise hi Idle na pda rhe. Govt wants businessmen to invest their money.

@opticgamer1543 Жыл бұрын

aisa kuch nhi hai bro mai kuch apna amount next month/week invest karna hai toh kya uss time ke liye toh do.

@rawat2608 Жыл бұрын

rip logic

@cryptic1692 Жыл бұрын

Toh bc jingle passs jyada pesa hai sare businessman hai kya

@maheshmakwana2648 Жыл бұрын

@@opticgamer1543 to use saving me transfer krdo

@Vikashkumar-vm9yx Жыл бұрын

logic left the chat 😂

@titu1848 Жыл бұрын

Ashneer roasts as same as our botany tarun sir🤣🤣🤣🤣🤣🤣🤣

@Public_hoon_mai Жыл бұрын

Current account me se paise ka transaction bht frequently hta hai ,uska koi surity ni hai ki kisi time frame ke baad wo paisa withdraw krenge. Toh Bank unka paisa invest kregi kaise aurr jbb kregi ni toh kamayegi kidhr se aurr interest kaise degi. Isliye ni dete. Current account money is floating money which rotates in the market and grows business from the market.

@sachinjatoli6749 Жыл бұрын

Right 👍

@nitinjamtani3710 Жыл бұрын

Current account gives you the more bank facilities like overdraft Etc and there is no transactions limit in current account.That’s why there is no interest over there!! If you want the interest,you can go with savings,fixed deposit or multiple option deposit account. Thankk youu❤️

@lovekeshmalhotra9288 Жыл бұрын

These facilities are also avail in gold saving account

@nitinjamtani3710 Жыл бұрын

@@lovekeshmalhotra9288 here the point is not gold saving account those are not accounts basically those are bonds though..

@abhilashkhajuria Жыл бұрын

R u banker ?

@DhruvPatel-zg1zs Жыл бұрын

Tu bc jarur bank me nokari kar raha hoga. Small buissness ko koi facility nai chahiye jyada par interest to do unko. Bc fir black money ghumta rehta h

@mayankgopalan5605 Жыл бұрын

@@lovekeshmalhotra9288kya phuk aaya h lankesh bhai 😂😂😂

@whocare336 Жыл бұрын

SBI: Lunch time 10:30 AM -3:30 PM After that link gone

@sohamsinhamahapatra8959 Жыл бұрын

Those who know true banking can give you a tight answer Ashneer. Just because you have reached a milestone in life does not mean you are right about all things. There is a genuine reason for not offering interest on current account balance, hope you come across someone who knows true banking (not just sales).

@DevendraKumar9 Жыл бұрын

You should have answered his question instead of writing two paragraphs of BAKCHODI.

@sohamsinhamahapatra8959 Жыл бұрын

@@DevendraKumar9 not interested

@user-iy6nm1kd3z 7 ай бұрын

Agar koi fixes deposit karega tabhi interest milega na bhai , fixed deposit wala paisa hi bank aage dega ,par current account se kabhi v nikal sakte hai ,bank ko dar rahega ke agar current account wale paise aage diye aur customer ko nikalne ho vo kaise poore karege,large scale pe yeh bhot muskil ho jayega.aur agar minimum balance maintain rakhne wala bank account hai fir to de sakte hai kuch interest.

@smartassociates8908 Жыл бұрын

yah Banda kuch alag hai, iska soch hi alag hai, kitna clear iska thoughts aur utna hi innovative hai. bahut shrewd businessman hai. love you Ashneer.

@MirTariqueAli Жыл бұрын

ICICI HDFC be like ...let's fixed up a meeting with him.. 😂

@railfaningwithkaran126 Жыл бұрын

Doglapan nikala jayega banks ka🤣😂😂

@devilhuntershawn9391 Жыл бұрын

SBI BOI BoB PNB IDfc IDBi konsa dudhh ka dhula huya hai 🤣🤣

@Rohanjackson742 Жыл бұрын

GOOSEBUMPS WHEN HE SAID " ME JO CHHU RAHA THA WO BAN RHA THA "

@jayveer18 Жыл бұрын

Mera to khada bhi nahi hua Rongta

@opensesame6816 Жыл бұрын

Current account mei paisa zyada hota hai..aur transaction bhi zyada...both size and volume.

@vinaybhat7670 Жыл бұрын

Tho kya hua ?? Paisa tho paisa hi hena...ajkal sab jyada hi transaction kar rahe he UPI se.. doubt he tho tera passbook ka print le ke avo🤣 100 page ka passbook ayega..

@opensesame6816 Жыл бұрын

@@vinaybhat7670 Bhai saving ke din ke 25 transaction aur current account ke 2500 mei fark hota hai. Ye to famous hone ke liye kuch bhi ulta seedha bol dete hai.

@butterman0 Жыл бұрын

@@DhruvPatel-zg1zsa to wo log Saving account bhi use kr skte..... If you don't want instant credit, transaction jyaada nahi krne and interest bhi chahiye to switch krdo.... simple... Businesses ko pata hota hai ki unko kitne credit ki jarurat padne wali, us hisab se wo account bana lenge....aur interest chahiye to bank me FD khulwa lo, 7 din k liye ban jati....aur agr fir bhi problem hai, to mt hi rakho bank me. Waise bhi to interest nahi de rahe...

@Nothing-gn9km Жыл бұрын

The more I listen to him, the more I get convinced that this guy has a cruel capitalist mindset. His plans, if executed, can literally kill the middle class and poor people of starvation. First he said that MRP is a problem, now he wants interest on current account. That means a guy who can raise 20 crore rupees for business, can sit back and relax with 80 LPA, and do absolutely nothing to develop the business. How is that supposed to be good for the nation's economy?

@MdRaj-pn7lm Жыл бұрын

True 🔥🫡

@tiger_91 Жыл бұрын

One can earn 80Lac per year on 20 crore but the value of 20 crore liquid money will depreciate a lot in upcoming years and after few years his money will be less instead of being more

@kiaankira Жыл бұрын

No logic in putting money in current account. People use it as facility only

@ipad007 Жыл бұрын

Just another communist logic 🥴🥴

@coolguy298 Жыл бұрын

@@kiaankira current account is used for fast and daily transactions specially for businesses. Why would anyone give intrest on them. Ashneer is a chutiya.

@gaminglife701 19 күн бұрын

In current account, unlimited transactions are allowed, unlike saving account. So for that leverage, they are not giving interests. Banks like stability for which they will give interest, not random chaos of money

@vividbordoloi5918 Жыл бұрын

100% agree with him. But current are also having overdraft facilities. So in current account banks take charges against the services provided which were not provided in savings account.

@gouravagrawal4415 Жыл бұрын

I have been using bharatpe since a good time and i have generated a very good amount from intrest!!! So stop criticising him if you cant build anything like he had!!! Kudos to ashneer✌🏻

@noname-qn1lf Жыл бұрын

vo bharatpe kabka chhorh chuka hai march 2022 se

@youreright3802 Жыл бұрын

When you realise the interest is coming from the funding rounds lol

@sahilkhan_ssn Жыл бұрын

@@youreright3802 what do you mean by that?

@youreright3802 Жыл бұрын

@@sahilkhan_ssn where do you think the money goes in funding rounds if not the interest for customer acquisition

@sahilkhan_ssn Жыл бұрын

@@youreright3802 but they are saying that they have 0 NPA

@code_with_om Жыл бұрын

Q ki current account business ke hote hain or business ke pass bahut paisa hota hai Isse 2 cheej ho skti hain. 1. Agar interested diya to arbon rupayon ka interest Dena padegaa qu ki business ke pass running capital cr me hoti hai. To interest Dene me band baj jaigi. 2 hence de do not give interest and use it as free money to improve CASA by giving it further to earn interest. Ex. Tcs can have 10billion USD in their current account and if banck has to give interest on that they will be rigged. Instead they use it as free money 😂

@anupamboss6965 Жыл бұрын

Bhai kya current or saving main tax system kya hota hai fir kya current main kitni income ke bad tax lagta hai

@brijeshribadiya Жыл бұрын

Bank un paiso se jo loan de ke kamayega uska kya ? And sabhi businessman jinke pass current account hei unka crore nai hota

@code_with_om Жыл бұрын

@@brijeshribadiya bhai don't take it personally but business ki working capital bahut Jada hoti chote se chote business ka monthly turnover 1lack ke aas pass hota hai and that ads up quickly :), baki bank usi paise se hi to profit bnate hain 🤑🤑 read about CASA in banking. that how they free money to give loan and they have convince everyone to do so. that's the business model

@vidvaani4036 Жыл бұрын

In current account you get OD, CD and all other facilities which are not provided in saving account. As current account is fully designed to accomodate businesses. And that's why the money saved in CA is volatile, so banks are not earning any profits on the basis of volatility. As you know banks also work on profit woh bhi dhanda karne baithe hai. FD PAR KYU zyada interest milta hai bas wahi reason hai

@Jay-ro1to Жыл бұрын

Bahut sahi kaha..apne Apke comment ko highlight krna chahiye..very good👍🏻

@genxster Жыл бұрын

Yes ! Just keep in mind time value of money ... Rest exclusive features provided free like o/d and unlimited daily transaction ignored.

@harshudainiya9949 Жыл бұрын

Sir isliye nhi milta kyonki current account me bhut jyda transaction hote rhte h ek din me toh Unke liye difficult hoga internet calculate Krna or dusra ki ye vo aapko service de rhe hai ki din me kitne bhi transaction kro Current account me overdraft ki bhi facilities h agr ye sab services vo de rhe h toh vo interest nhi denge Balki ulta charge lenge sir

@ishankjain2367 Жыл бұрын

Bank does not pay interest on current account because:- 1.Current Account is open for business propose not for saving. 2.There is no restrictions of transaction in current account. Unlimited amount can be deposited and withdrawn during a day. 3.There is no upper limit of the number of transactions during a day. 4.Current account is a demand deposit account, bank has to paid balance amount on demand, hence bank can not make fruitful invest of the current deposits. 5. Through current account bank maintains receipt and payment transactions of a business, so account keeping charges are recovered by bank. Founder Sahab. Nhi pata tha to google hi kar lete. Why do you even have Current account if you want to earn interest. ? Salaried people why the heck would go for Current account if it gets credited to Savings.

@TusharKumar-jb6vp Жыл бұрын

The real reason:- current a/c does not have any transaction limit. And it is specially designed for the businessman who makes continuous transactions and interest cannot be calculated on this account

@harshita7848 Жыл бұрын

Yes

@madhurbest Жыл бұрын

Ab to Sir aap ki bhi Bank aa gayi hai aap de do (Unity Small Finance Bank- Bharor pe and Centrum) 😂

@diliprathor111 Жыл бұрын

Hahahaha

@VirtualMe Жыл бұрын

Isne app bnai h 12percent jisme 12% interest milta h

@anengineer152 Жыл бұрын

RBI hi allow nhi karta to kya fayda

@yastatus4136 Жыл бұрын

@@VirtualMe ye Bhai And till now I have got 1980 rupees intrest

@VirtualMe Жыл бұрын

@@anengineer152 risk toh h

@umeshlenka4615 Жыл бұрын

No sir mil sakta he ,if you will avail the flexi option, depends upon the bank rules and regulations...

@m13anohar Жыл бұрын

But the bank does not let us know even if you are with them for quite a long time.

@aniketmeshram6598 5 ай бұрын

What my Economics Teacher taught is the amount in current account is people use money from current account on daily basis, so there will be 'n' number of transaction. And statistically to provide you a monthly interest from the principal amount which is consumed on daily basis is quite uncomputable . To provide that coefficient rate on dynamic principle amount You atleast need 4 average constant principle to provide you justifyable interest for time period. Also many transactionors are students so they are not aware of some basic knowledge regarding Keeping up the accounts.. Example many students exhausts there account, ofc these are cases. But despite these, His Efforts to provide Interest on current account has created a rational to all banks to initiate and a new concept 😂to us for studying.. So thank you soo muchh

@kartikeydetha6614 6 ай бұрын

❤High Transaction Volume: Current accounts are designed for frequent transactions, unlike savings accounts meant for accumulating funds. Offering interest would incentivize holding large sums in current accounts, hindering their core purpose. ❤Operational Costs: Frequent transactions in current accounts incur higher operational costs for banks in terms of personnel, technology, and infrastructure. Offering interest would eat into their profit margins. ❤Minimum Balance Requirement: Most current accounts require maintaining a minimum balance, which compensates banks for the lack of interest income.

@amittechnical2100 Жыл бұрын

Bar bar paise nikaloge to kaise milega 🤣🤣interest

@anonymoususer1870 Жыл бұрын

Saving account me bhi to yahi hota he

@TejuDeputyforlife Жыл бұрын

Ye kya logic hua be 😮

@pankajgaurav21 Жыл бұрын

Bhai interest daily ka calculate hota hai saving account me bhi

@satyamrathor3860 Жыл бұрын

@@pankajgaurav21ek current account mien paise in and out every second hote hai

@pankajgaurav21 Жыл бұрын

@@satyamrathor3860 hmm bhai current account general public ke liye nhi hai Business le liye hai koi limit nhi transaction ki

@me_luga8036 Жыл бұрын

current account mein agar interest dega to company use business bana dega . business promote nahi karega .

@sudiptakumar4847 Жыл бұрын

😂😂😂

@vinaybhat7670 Жыл бұрын

Ab Bank usse buisness bana rahe he...wo chalega..pr current account wala kamana nahi chahiye

@syjeelahmadbhat6799 3 ай бұрын

The reason behind this is, the banks have to keep the money of current account holders in liquid form as there is no transction limit for current account holders. As a result banks have to keep the money of current account holders idle in order to meet the future demand.That is why i think that banks doesn't provide intrest on current accounts

@pavankumar-nb9bx Жыл бұрын

I think, Current account ka money can't be used to invest anywhere or lend by banks, wo toh kabibi nikal sakte on demand by customer. Theoretically Jab wo paisa kuch earning karne mein bank ko kaam nahi aara, bank kyu tumhe interest dega?

@NeerajSingh009 Жыл бұрын

Comparison jab karo to saare factors par compare nhi kar sakte app .

@bhushansonar-ai Жыл бұрын

Auto sweap will allow you to earn interest in current account

@TheSomeone087 Жыл бұрын

Iske kich disadvantages bhi hote hain sahi se study karo aap ise bese ye Ashneer bhi koi dev manus to h nahi isse achha me auto swip hi kra lunga kum se kum security to jada rahegi ye apni hi company me sustain nahi raha hamara paisa kya ghanta rakhega

@Ppd199 Жыл бұрын

The reason is this - In current account the money can easily be liquidated. So banks cannot risk the current account money to be given in debt to others. Because current a/c holder can liquidate whenever he/she wants. So banks only give debts which are not easily liquidated e.g. FDs and RDs.

@Ayushkumar-ot1sn Жыл бұрын

Current account me Auto sweep ki facility krwa lo sb milega..

@Vijayk55k Жыл бұрын

Current account me Bank interest nahi deta but customer ko merchant banking wali bahut facilities without charges provide karta hai aur customer bhi small amount hi current account me rakhte hain....

@indiglosam Жыл бұрын

There is a difference between dukandar and administrator........you can impress idiots easily.

@sameer838 Жыл бұрын

He is extra ordinary man✌️

@hatboy3578 23 сағат бұрын

Ye banda dikhta nhi lekin hai bahut bada business man waha waha se baith kr achuka hai jis ki imagine bhi na kr skta koi ❤❤❤

@rakeshvaishnav1988 Жыл бұрын

Payment rotation km ho jayega .. If they started intrest current account

@KabirWorld Жыл бұрын

DCB Bank : Hold my beer 🍺

@makeawishbuddy Жыл бұрын

Ye foreign bank hai.

@KabirWorld Жыл бұрын

@@makeawishbuddy Bhai Indian bank hai aur Mumbai me hi headquarters hai. Ye auto-sweep offers Karta hai jisme Current account par bhi Interest offer milta hai.

@vamshikrishna8694 Жыл бұрын

Current account is solely meant for doing daily transactions pertaining to business only and not for savings hence interest is not paid to the account holders. Moreover current account purpose is not to save money (for businesses) as ashneer said it is otherwise. On the contrary, savings account is towards savings purpose along with normal transactions (non-business transactions in general) hence interest is provided to them.

@sharadwardhan Жыл бұрын

Because multiple transaction are allowed in current account and there is txn cost to bank. We earlier used to give intt on minimal balance btwn 10th to 28th of every month in Saving account. You must be thankful at least bank doesn't charge any money in CA

@imd14u10 Жыл бұрын

What is the current rule for calculating monthly balance for interest in saving acct. If its not between 10th & 28th ?

@sharadwardhan Жыл бұрын

@@imd14u10 - Interest is calculated average balance ( AMB)

@Tiger09eye Жыл бұрын

Sir same example America Bank has.. N business lost then gone case

@kuls43 Жыл бұрын

Which America bank?

@WaseemShahnaqvi Жыл бұрын

Ache Banks current account me bohat si facilities de dete hain. .like Bank Cards se shopping per acha discount offer,Airplane ticket ,pizza stores,Medical Labs me discounts..

@anking24 Жыл бұрын

Current account agar interest Dene lag gaye toh har business person apne current account me rupaye rakhe ga aur interest hee apna kharcha chalye ga. Ab socho business transaction me 500cr aa gaye uske upper agar 4% bank interest kaha se laye gi. Wo toh 1 din rakhe ga aagle din nikal lega. Aur saving account ke rupaye ko bank use karti hai uske baad wo interest pay karti hai.

@pakarz6793 Жыл бұрын

Current and saving are two options you can select one. As Muslim we usually select current because intrest income is forbidden in Islam.

@Run4treadmill Жыл бұрын

Becoz it's Current not Saving... U need interest transfer it to savings account...And pay extra charges for above free number of txn number which are free in Current account...

@kamleshbhatia9551 Жыл бұрын

1) there is no minimum balance requirement in current account. 2) there is no limit on transactions like in saving account.

@superbeast8035 2 күн бұрын

No bank wala will say RBI allow nahi karta...Current Account me bhi interest denge banks to be ready to take loan at higher Rate ...cost of fund bhi kuch hota hai ...

@prajapatishiv4632 Жыл бұрын

Current account mai es liye nahi mil ta hai q ki us account mai over draft facility mil ti hai q ki jab aap koi business transaction kr te hoo for example agar aap kye account mai 10k hai aur aap ko samane Wale party ko 20k dena hai too aap de sakte hai. Aap ka cheque clear ho jayega ye bhi time limit ho ga hai 4 to 6 month i hope aap ko ye samajha aaya hoo ga

@inquisitive4537 Жыл бұрын

Yehi to banks ka doglapan hai 😄

@6784yub Жыл бұрын

Bhai kyunki dhandhe wala toh khud loan pe hai🤣🤣

@PepeTheFrog2016. Жыл бұрын

RBI be like : Me to hawa me se pese chapata hun mujhe kya 😎

@mainpalsingh8901 Жыл бұрын

They are using current account With more specific facilities Which saving dont have

@luminarygaming6061 8 ай бұрын

Current amount mai daily transaction hoti hai jiski wajah se bank ko base amount nhi milega na interest dene ke liye. Also, agar account ka paisa bank ne utha liya toh fir account owner pareshan hoga.

@msnirajagrawal Жыл бұрын

Current account me v interest milta hei bhai.. Auto sweep facility ON karne bolo apne bank ko.. Mere company ka current account me monthly around 5000-6000 ka interest to mil hi jata hei aaram se. Abhi mei IDFC use karta hu. But same facility AXIS, BOB aur HDFC me v hei unhone v account opening k liye approach kiya tha.

@user-dostiBaniRaheBus Жыл бұрын

tm mc baniya ne pure pvt sector ko nigal liya hai

@msnirajagrawal Жыл бұрын

@@user-dostiBaniRaheBus kya kare bhai.. Tumse to khud kaam ho nahi payega. To hume tum jeso se kaam karwana padta hei. Khush raho ki hum jeso k wajah se tum jese kitno k ghar me khana ban pa raha. Nahi pasand to khud ka kaam chalu kar lo. Yaha bakri jese mimiyane se kya hoga? Language dekh kar hi samajh aa raha hei tumhari haisiyat 😂

@uditsarma3300 Жыл бұрын

Current account me overdraft facility deta hai na... Aur kitna chahiye...

@sumyatyagi3002 Жыл бұрын

Bhai bol to ese rhe ho jese overdraft return hi nhi karna padega or interest kya tum doge🤣

@saurabhagrawal1184 11 ай бұрын

Kbhi RBI k money agregates pdh lena,current acc short term demand deposit m aata hai ise money agregates m NM1 khte h aur ye Narrow money hota h jiski liquidity jyada hoti h aur short term deposits lonable nhi hote to RBI k liye ye sirf ek liability hai aur RBI phle hi current acc pe bahut saari sevices deta h

@njscan007 Жыл бұрын

He's saying the right thing....

@parivartakchhabra6598 Жыл бұрын

Kotak Mahindra me milta hai If aap ik certain time tak rakhte ho to FD rate milte hai 😂

@soumyaranjansahu9663 Жыл бұрын

Good that you mentioned the fact.,... Jo me chu raha tha market woh ban raha tha. " It was your time.... And its all about luck and script"

@bullbear-el7bl Жыл бұрын

because of taxes..it let people keep money without making interest on top of it. that's why they gave you the option to keep it in saving interests.

@rajat_sekhar Жыл бұрын

Aacha aacha.. theek hai lunch break ke baad bat karte hain bye..

@walenikhil4311 Жыл бұрын

The way he says "dhanda" reminds me of the Paresh Rawal movie where he sells Women's undergarments.

@puneetgupta6856 Жыл бұрын

Welcome🙃

@fandyanu11 Жыл бұрын

Ashneer can sell women in undergarments store

@ashishsinha5528 Жыл бұрын

current account me daily bhot saare transactions hote h jisse amount daily bhot fluctuate hota hai jiska interest ka calculation krna bhot hard hota hai or kvi kvi to over draw kr lete hain jisme interest lene k jagah dena pd skta hai, i think in sb kaarano se current account me interest ka payment rbi allow nhi krta 🙂🙂

@007_Sun_Tzu Жыл бұрын

Kuch bhi 🤣🤣🤣 End of day balance pe calculate hota hai...tu savings ac me din k 50 transaction kardega to kya bank tuje call karke bolke interest cancel 🤣🤣🤣

@ashishsinha5528 Жыл бұрын

@@007_Sun_Tzu itna gyan kha se laate ho bhai?? Or has has k emoji dalne s kya tm bhot cool jaoge?? Now come to point saving account me last balance pe interest nhi milta. Ayse to log saare mahine account m 2 hajar rkhenge or last date oe 1 lakh deposit krwa denge or interest earm krenge.. Saving account me c.r.r calculate kia jata hai cash reserve ratio uske aadhar p interest ka calculation hota hai.. For example agar tmne pure month o balance rkha or last me 3 lakh depost krwa dia to phle iska c.r.r niklega uspe jitna % interest fix hoga wo calculate krke account m deposit ho jayga. Lekin current account me amount itna fluctuate hota h k usme interest ka calculation krne bht comolicated hota hai or kvi kvi current account me oberdraw v ho jata hai mtlb tmhre account m 1 lakh h fir v tm 1.5 ya 2 lakh withdraw kr skte ho.. I hope u understand

@potatolover6340 Жыл бұрын

Ye kaisi logic h bhai.... Multiple transactions to savings accounts me bhi hote h.... Interest calculate krne ki choti si pareshani agar Rbi nahi sambhal skta to kya khak chalayega itne bade desh ko

@ashishsinha5528 Жыл бұрын

@@potatolover6340 bat to sahi hai

@dindiain Жыл бұрын

Current Accounts derive their name from the purpose they are suited for, regular transactions. This type of account is more suited for users like firms, companies, public enterprises, businessmen, etc. Currents accounts do not earn any interest due to the fluidity they offer. Current accounts usually do not carry a limit on the number of transactions which can be made.

@khadimhusen Жыл бұрын

Because you can withdraw any huge amount in single transaction from current accounts. You can't do it with saving account.

@hargharyogi Жыл бұрын

Mujhe to current account ka hi nahi pta hamesha saving hi khulwaya hai. 🙏२🤣

@anengineer152 Жыл бұрын

Saving me milta hai kya

@Robo_Cop_YT Жыл бұрын

@@anengineer152 yes agar aapke saving account mein 5L se kam paise hai to intrest milta hai 2-3k per year. Govt Bank hona chahiye

@butterman0 Жыл бұрын

@@Robo_Cop_YTprivate banks bhi interest deti hai bhai....

@Robo_Cop_YT Жыл бұрын

@@butterman0 private bank mein service charges aur debit card annual renewal cost high hota hai. Isliye vo cross ho jata hai

@manisingh1221 Жыл бұрын

Bhai interest income milti hai kyunki consumer want to part the liquidity(cash) from him.. saving ka motive paisa rakhna h account me.. but current ka motive transation only hain which are routed through account… kuch benefits current me milte hn jo saving me ni milte… finally, jitna zyada strong motive hoga part with cash ka utna zyada interest .. jaise FD pays more interest..

@Thakur__777 Жыл бұрын

Current account - normal A/C + features of loan account. Businessman ka transaction rate kaafi jyada rehta hai and bank balance fluctuating hota hai kabhi overdraft to kabhi kabhi surplus. Aise me bank agar ispe bhi interest dega to earn kaha se karega because vo overdraft ka feature hi main source of earning hai Bank ke liye. Jo nahi smjha uske liye itna kahunga credit card ki tarah hota hai current account.

@Khushal52635 Жыл бұрын

Oo Bhai 😂😂😂 Current Account se Interest chahiye inko 🤦🏻‍♂️🤣.....

@AdityaKantKushwaha Жыл бұрын

Kyu nahi milna chahiye?

@Khushal52635 Жыл бұрын

@@AdityaKantKushwaha Nahi na bhai.... Int chahiye to Saving acc hi kholiye na

@vikaskumar-ve4qd Жыл бұрын

@@Khushal52635 saving se bro jyaada transaction nhi kar skte

@Paswansonu80 Жыл бұрын

Dhandha wala 😂

@whyitissoviral7126 Жыл бұрын

He is giving 12% per annum. It's good scheme.

@john2.054 Жыл бұрын

Bhai too to bata de.....

@sauravganguly1209 Жыл бұрын

Ye bhi nhi bataya😂😂😂

@Minerway 7 күн бұрын

Bhai overdraft facility milti hai isliye nhi milta agar int chahiye to saving account me daal do 😅😂

@MANOJKumar-qi3sc Жыл бұрын

Current account is like service to the customer.. they can do as many transactions as they want . It's an one type of money flow process so banks are not able to make these money useful for their long term deposit goals as compared to saving accounts even bank don't charge money from customers for many things..

@pskalsi76 Жыл бұрын

ये बंदा बहुत ही खास हैं

@BankManager2011 Жыл бұрын

Aj kal ashneer ki baate chutiyapa Lagt hai... In chote logo k sath yahi dikkat hai ek 2 ya 4 hajar ki company Bana li to khud ko bhagwan samjhte hai jabki Tata Ashneer ki company jaise 1000 company ko apne under Nigal legi... So always be humble like Ratan Tata sir ❤️and Mukesh Ambani,Adani and Ajim Premji.. aur jo jayda dikhawa kiya wo sb dub gya jaise Vijay malya,Anil Ambani and Ashneer grover

@manoharduseja8352 Жыл бұрын

Bank current account main isliye interest nahi milta kyoki current account ka matalab hi yahi hota hain ki business man kabi bhi Paisa nikal sakta hain aur business man ka transaction bhi regular hota rahta hain s

@mridulrathod3681 Жыл бұрын

Interests loge to tax bhi le lenge Bhai 🤣🤣🤣

@musavvirshaikh8580 Жыл бұрын

Yaha comments m kaafi gyaan wale dik gye😂

@swapnilpradhan9543 Жыл бұрын

Dick gaye

@subodharya1307 6 ай бұрын

सही बोल रहा है , लोगो को पता ही नही उनका पैसा share मार्केट मे use हो रहा है पर किसी को नही पता

@aniketkadam949 Жыл бұрын

Current account is generally opened by businessmen who have frequent banning transactions hence, it becomes difficult for bank to charge interest on the amount that is present in Bank as that amount is subject to increment or decreament at any point of time..