ASKING SEAN

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ASKING SEAN

Рет қаралды 11,393

Күн бұрын

Link to join my team in property investment club: bit.ly/3DxoxWS
Use promo code: SEANTANMAKEOVER22 for property makeover: wa.link/0ea7rb
In this episode, we will discuss about how to utilize financial facilities such as step up financings, easy payment plans, credit cards and etc. Using the same tools, we can build wealth but it will also crush us if not used wisely.
As for property visits in Kota Kinabalu, I'm all for it hahaha=)

Пікірлер: 35

@KyeTay 2 жыл бұрын

Theres indeed a lot of uncertainties nowadays. So much more risks and people should really take their commitments into consideration and not over commit. Wealth from debts may make people feel contented for a few years, given one’s job/business/income is secured and there isnt big changes in the future. Personally, think its better to play safe than to take high risks for people who are working instead of doing business as the source of income is dependent on employer, who knows if one day you lose your job? And you have say 7 properties on hand, its for sure great that you get to rent out all 7 of it. But what if 3 of those couldn’t be rented out? That’d cause much more stress to one person. As owners of high rises not only paying installments but maintenance too. Better to get things according to one’s ability to afford than to regret later. Just my personal opinion. As a banker myself, I’ve seen too many adults who have no idea how to manage their own assets and is currently in deep trouble trying to figure out how to make ends meet. Wealth from debts are for people who really know how to plan their financial accordingly. Which not everybody can do this correctly in life. Peace!! And I love your videos iherng, been a fan since MCO. Haha hoping to see your updates more on landed property of KL Selangor area. Tee-hee!

@rrenny4090 2 жыл бұрын

yes! stay open, lightning could strike!

@alvinlim2578 2 жыл бұрын

nowadays, is it still possible to have positive rental income with all the sky rocket property prices?

@iherng 2 жыл бұрын

Yupe!! There are still a lot. Just that do you have access to them??

@aimanzhafir5571 2 жыл бұрын

Wah I just knew got Makeover guys in Kota Kinabalu

@Onion_Knights 2 жыл бұрын

yup, there is

@iherng 2 жыл бұрын

Yea, you can contact them Aiman. Do use the promo code: SEANTANMAKEOVER 22 for instant discounts=)

@brandonling9663 2 жыл бұрын

My under construction condo will be completed next year. Will definitely contact Makeover KK specialist to help out for rental purpose. By the way, may I know what video editing software that you are you using? I plan to use social platform to teach Mathematics ( i am a teacher by the way).

@iherng 2 жыл бұрын

I'm actually using Adobe premiere pro but that might be costly. But there are many other software available online.

@lonewaterx 2 жыл бұрын

Does easy payment plans or credit card balance transfer reduce banks’ confidence for property loans?

@iherng 2 жыл бұрын

Yes and No. There are proper ways to go around it.

@Onion_Knights 2 жыл бұрын

for context, normal renovation and furnishing (fully furnished) for a 1000sqft+ condo in sabah, i fork out about RM70k.. thats not even engaging someone like makeover guys (for rental). double storey house? maybe around RM120k. in fairness tho, renovation contractor not doing his job nicely, lots of modifications which incur unnecessary costs... if its for my own stay, confirm i will look for makeover guys. and yes, things in sabah are do much more expensive... its cheaper to buy online lol

@michaelbyz23 2 жыл бұрын

The best advise: Use 30k to furnish all the basic items first. Aim for completion!

@iherng 2 жыл бұрын

Thanks for watching Michael!!

@williamlim5508 2 жыл бұрын

Well, USA 2008 Housing Crash comes to mind .............

@Onion_Knights 2 жыл бұрын

mark my words sean, u will be shocked when u know the price of properties in kk. on par with KL but leasehold...... and the quality is like crap

@aimanzhafir5571 2 жыл бұрын

Agree with u bro. Even 999 title also leasehold. then even low cost housing also starting 300k-500k

@iherng 2 жыл бұрын

I'm so excited to make a trip over now hahaha. Thanks for sharing Chris!!

@othmanpath 2 жыл бұрын

How about in Penang?

@cathmorcheong6688 2 жыл бұрын

But my HP loan is a fixed interest rate and yet I still get back some money for early settlement. My HP loan was 65k, balance 58k, settled the loan one lump sum, and only cost 53K. I saved 5k.

@iherng 2 жыл бұрын

This is very unique Cathmor. How did you have special discount? Was it offered directly to you?

@kuanghongwang1743 2 жыл бұрын

In fixed rate calculation there is 1 rebate calculation from banks if you settle early. Can search for rule of 78 if interested

@iherng 2 жыл бұрын

@@kuanghongwang1743 Is this standard to all banks or specific?

@kuanghongwang1743 2 жыл бұрын

@@iherng it should be applied for all banks in Malaysia if not mistaken yeah ;)

@cathmorcheong6688 2 жыл бұрын

@@iherng Yes. They offered it to me when I was trying to get the loan settlement letter. I'm surprised too as I was not expecting this practice.