Should You Buy Index Funds Now, in an Overvalued Market?

Рет қаралды 226,779

Күн бұрын

As a passive investor, is it wise to buy market tracking index funds and ETFs from companies like Blackrock, Vanguard and State Street, even when they're at all time highs? Jack Bogle (founder of the Vanguard group) spent most of his career working in the passive investing field and in this video, we break down his thoughts as to dollar cost averaging in an overvalued market.
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★ ★ CONTENTS ★ ★
0:00 Speculation Driving the Stock Market
2:40 The 2 Possible Outcomes
4:20 Should You Buy Index Funds Now?
8:34 Jack Bogle's Advice
10:00 Buy Right, Hold Tight
My Podcast: / theyounginvestorspodcast
Brandon van der Kolk is authorised to provide general financial product advice in Australia and is an Authorised Representative (Number 1305795) of Guideway Financial Services Pty Ltd, AFSL Number 420367. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it's appropriate for you. Read Brandon's Financial Services Guide available from guideway.com.au/NewMoney.pdf. Past performance is not a reliable indicator of future investment returns.
Contact email: hello@newmoney.contact
Note: I do not have the ability to answer all emails, but know that each email is read. If enquiring about sponsorship, New Money is currently only seeking sponsorship from established brands.

Пікірлер: 642

@NewMoneyYouTube 25 күн бұрын

Thanks for watching everyone! If you enjoyed, please leave a 'like' - it helps the video out tremendously! I really appreciate it. 🙂

@piyer664 25 күн бұрын

I do like your videos, you are one of the channels I subscribe to and follow. Lately, I get the impression that the content is so repetitive and there is no new perspective. Something for you to consider and think about. Good Luck!

@marcelorachevsky8944 25 күн бұрын

Great content!

@EvoraGT430 19 күн бұрын

SO MANY BOTS pushing fake gurus!! You need to step on them, man.

@MostIntelligentMan 19 күн бұрын

we going much higher, buy buy buy, u must be absolute idiot to think any fundamentals have anything to do with price

@Pacifist322 16 күн бұрын

@@EvoraGT430 amen

@lukefisherDD Күн бұрын

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

@eliseduffyfxx Күн бұрын

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

@MiaDavis001 Күн бұрын

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@KevinEvans-mq4ob Күн бұрын

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

@MiaDavis001 Күн бұрын

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@calvinlewis-h2 Күн бұрын

Thanks for sharing, i did a quick search and found her web page, i hope she responds to my mail soon

@NatalieFormor Күн бұрын

I did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG 20% VOO and 40% bonds or 4%+ money market matches the growth of SP500 in up years but reduces the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

@AdamLaus-xu8yb Күн бұрын

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

@ClaudiaSchreiber-b1p Күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

@TimothyS-t2i Күн бұрын

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

@ClaudiaSchreiber-b1p Күн бұрын

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

@Robbertskypes Күн бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@nickl8131 19 күн бұрын

The amount of scammers in the comments is craaaaaazy.

@SuperLusername 10 күн бұрын

Can confirm. Source: am a bot and scammer

@aussiesurfer805 10 күн бұрын

[ssshhh ... i think we totally fooled them .... just stick to the script and see it through] I too am in dire need of financial advise for my investments, but I'm not sure who I can trust with this important task. Can you recommend to me somebody who has consistently delivered good results for your portfolio over the past 5 years?

@zohebhirani7141 9 күн бұрын

Plot twist: nick8131 is a bot

@beepboopbeepp 9 күн бұрын

These financial youtubers should really hire someone to deleted these comments its tragic this is happening but if youtube wont do anything they should

@squirrel9760 8 күн бұрын

@@beepboopbeeppthese KZfaqrs don’t care about you that much to spend their money 😂

@jerrycampbell-ut9yf 22 күн бұрын

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

@Peterl4290 22 күн бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert.

@larrypaul-cw9nk 22 күн бұрын

@sabastinenoah 22 күн бұрын

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

@larrypaul-cw9nk Күн бұрын

Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

@sabastinenoah Күн бұрын

I find this informative, curiously explored her on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

@AndersonFair-cy2bb 3 күн бұрын

The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.

@FaithAndrada-xo9ou 3 күн бұрын

For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.

@Raymondcraw1967RaymondCrawley 3 күн бұрын

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

@fredrickmcgraw9491 3 күн бұрын

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

@Raymondcraw1967RaymondCrawley 3 күн бұрын

'Rachel Sarah Parrish', a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@fredrickmcgraw9491 3 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@JenniferDavis7630 2 күн бұрын

Putting well-earned money into the stock market can't be over emphasised for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me?

@SarahTaylor_ 2 күн бұрын

If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

@danieltaylor--65 2 күн бұрын

Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.

@EthanBrown_23 2 күн бұрын

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

@danieltaylor--65 2 күн бұрын

Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

@RobertBrown.. 2 күн бұрын

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

@phyllisburtonhearsawho 16 күн бұрын

Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.

@GregMerchant 16 күн бұрын

For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.

@Clancysoucie 16 күн бұрын

The 85% of funds managers underperforming the index provided is for any single year. More impressively and importantly is to look at that figure over 5, 10, and 20 years, where it increases to 90, 97, and 99%. That makes for a more than compelling case for index investing, and how very rare the likes of Peter Lynch truly are.

@Lamarche1959 16 күн бұрын

I've only sat down with 3 financial planners and 2 stockbrokers in my time to discuss investment planning and funny enough, none tell you this fact.

@E.GCreates 16 күн бұрын

Most of the people railing against passive investing also just happen to be active managers themselves. It is wise to look for a fiduciary CFP when starting out. I went with Dianne Sarah Olson and I have had awesome experiences with her. Going from $25k to $90kin 8 months. I can say that's over-performing the index and S&P 500

@phyllisburtonhearsawho 16 күн бұрын

I did read about Dianne Sarah Olson, Quite an interesting lady to look up on the web.

@CameronFussner 25 күн бұрын

AI stocks will dominate 2024. Why I prefer NVIDIA is that they are better placed to maintain long term growth potential, and provide a platform for other AI companies. I know someone who has made more than 200% from NVIDIA. I'll also take any other recommendations you make.

@lowcostfresh2266 25 күн бұрын

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

@hasede-lg9hj 25 күн бұрын

I have greatly grown more than 45% this year already, though my FA has advised we diversify going forward. But safe to say a growing market does not always mean that the economy is smooth-sailing, but yeah, we can as well enjoy while it lasts.

@leojack9090 25 күн бұрын

@@hasede-lg9hj Could you kindly elaborate on the advisor's background and qualifications?

@hasede-lg9hj 25 күн бұрын

Annette Marie Holt has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her

@fadhshf 25 күн бұрын

@@hasede-lg9hj Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.

@640A 25 күн бұрын

Jack had an amazing voice!

@Seelenverheizer 24 күн бұрын

yes, he is the type of guy you hear talking and instantly like

@xJoeKing 22 күн бұрын

He got me pregnant just by talking to me.

@Wondercai 19 күн бұрын

So many bots in the comments

@ArendJanV 19 сағат бұрын

Yeah these bots are proof that generative AI sucks and does nothing useful. Just another leap in the general enshitification of society.

@Madridstrat 25 күн бұрын

I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $100K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.

@Duttonmuffins 25 күн бұрын

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of 5%.

@TheDayTheDay312 25 күн бұрын

you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment

@Bunnydrille 25 күн бұрын

Yeah, I’m also nearing retirement and have greatly benefited from using a financial advis0r. Since I started investing later, I knew I couldn't rely on the compound interest of index funds alone. Interestingly, I've managed to earn more profit than some of my peers who have been investing for many years.

@JesseMayhill 25 күн бұрын

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

@Bunnydrille 25 күн бұрын

Melissa Elise Robinson is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@j-ron2391 25 күн бұрын

I think about it this way: if everyone is waiting for a pullback to eventually buy more, then the price might not be that unreasonable

@soylentgreenb 25 күн бұрын

The answer for me when I know the hype isn’t real is to find a less overvalued index (e.g. S&P 500 equal weight or msci world enhanced value or msci world quality sector neutral) these are nice indices to begin with since they’ve had good performance and don’t go so heavy on the bubbly stuff.

@PaytonBilliAndria 18 күн бұрын

My primary concern is how to grow my reserve of $300k which has been sitting duck since forever with zero to no gains, sure I know the risks of short term gains are much greater but if well managed one'd make a killing, am I wrong?

@Jadechurch-ql3do 18 күн бұрын

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

@yeslahykcim 18 күн бұрын

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

@Tonyham198 18 күн бұрын

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

@yeslahykcim 18 күн бұрын

“Laila artine kassardjian” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@StephanieCosty-r3c 18 күн бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@CharetteRose 4 күн бұрын

Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

@Donaldsmith109 4 күн бұрын

If you lack knowledge about market investing tactics, get advice from a financial counselor.

@Kimdavid109 4 күн бұрын

Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.

@ticynara1 4 күн бұрын

I could really use the expertise of this advsors.

@Kimdavid109 4 күн бұрын

Her name is 'BONITA JEANETTE RODRIGUEZ’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@ticynara1 4 күн бұрын

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

@PeterParker-wj3cr 25 күн бұрын

Jack Bogle is one of the most venerated investors of all time! The impact of index fund investing has been immeasurable. Buy and hold forever might not apply as well to individual stocks. But you definitely want to hold onto the greatest companies in America forever! He is a luminary legend!

@Johndoe10007 24 күн бұрын

Peter you are absolutely correct however there’s a good chance if you buy in now the price you pay could go way down and take years to go way up again

@PeterParker-wj3cr 24 күн бұрын

@@Johndoe10007 There is always a chance price will drop. That's the point of DCA in an index fund. When you buy monthly for example. Sometimes you will buy in an overvalued market. Sometimes you will buy in a bear market. But along the way you will always get the average! Now, if you're telling me you're prescient and can predict the exact date markets will drop and raise again. Then you my friend have a God giving gift, that us common folk don't have.

@PeterParker-wj3cr 24 күн бұрын

@@Johndoe10007 There will always be a good chance prices will drop. Nothing goes up forever. However, that is the beauty of DCA in an index fund. Sometimes you will over pay. Sometimes you will under pay. But along the way you cost basis will average out! Now, unless you're telling me you're prescient and you can predict the exact date the market will crash and raise again. Then you my friend have a God giving gift the rest of us common folk don't have. And with that gift. I'm assuming you will be on the Forbs wealthiest list!

@TuoDev 22 күн бұрын

Great advice and details from both history and now. Subscribed.

@NathanSamuel-ch5fl 11 күн бұрын

I want to start investing but need guidance. Any advice or recommendations for assistance?

@JaneClinton-eu6ss 11 күн бұрын

It's a smart move to get help from experts when you're starting to build your financial portfolio. It can be quite complex, so seeking professional guidance is a great idea.

@armstrongdaniel5500 11 күн бұрын

By investing in high dividend yield stocks, ETFs, and equity, I managed to make a net profit of around $115k. It's been quite a successful venture!

@user-ef6zt5lc5b 11 күн бұрын

You really need someone like Della Martin, a reliable trader, to make it happen.

@ConorHugh-ge9pv 11 күн бұрын

No doubt about it! Started with just 2k, and the rest is history! 🔥🔥

@gabrieljackson6071 11 күн бұрын

I was introduced to Della Martin by my wife's brother a year and some months ago, ever since then my life changed.

@MC-gj8fg 25 күн бұрын

I agree with DCA the same amount in bull or sideways markets, especially given that cash is paying so much right now, but wouldn't there be a strong argument for DCA a higher amount during market lows? We're not trying to foolishly time the bottom of the market, but if the market drops to a spot where we can objectively call it "on sale" it seems like a good time to dump more in than normal.

@maartendejong9060 25 күн бұрын

Problem is how do you define market lows? Maybe based on the Shiller PE some optimization can be done.

@maganashaker167 4 күн бұрын

@@maartendejong9060market lows is when the greats are at single digit PE in my opinion

@vestedinterest5655 25 күн бұрын

I buy VTI and SCHD every week regardless of the market conditions.

@jonathanb4764 20 күн бұрын

This is the way.

@diggingmystyle 19 күн бұрын

Only these 2?

@Adiscretefirm 25 күн бұрын

Isn't this why dollar cost averaging is all about?

@tanko.reactions176 14 күн бұрын

aka just setting up a saving plan and auto-buying monthly for decades...

@Thebt7 25 күн бұрын

Can you please please please address something for me. It might come up in this video but can you address how indexing has affected investing. I often seen YT finance clips look at 100+ years of data but how has certain innovations in finance change historical data and signals.

@CAGriff 25 күн бұрын

Yes - but I’m not buying a lot: it’s averaging and sometimes when my main position is at an inflated price, meaning right now, I have lowered the amount i put into it bc mag-stocks are carrying indexes and honestly finding good depreciated good stocks underneath the index tech growth.

@ukrainemylove6184 9 күн бұрын

Hi , Can you suggust stocks or funds which will not fall (or rise) during market fall ?

@augustindroste8198 23 күн бұрын

Hi Brandon, I wonder how you explain your passion for stock picking, which fundamentally contrasts with passive investing, as you aim to outperform the market. Passive investing, on the other hand, involves averaging the market's returns and aligning your portfolio accordingly. I find myself at a similar crossroads and would love to understand your rationale behind choosing both approaches, which seems paradoxical to me. Thanks and keep up the thoughtful content!

@tHebUm18 24 күн бұрын

Nice to see good advice on this on YT. Depressing how many YTers get views shouting about a coming crash and fooling people into trying to time the market; most likely destroying people's long term wealth.

@drjborch2 25 күн бұрын

That’s the beauty of a 401k …. Takes the thinking out of it

@panamahub 25 күн бұрын

Just think about it like savings in the bank. Leave it there and don't worry about it.

@FoundingFathersUSA 25 күн бұрын

Strong presentation. 👍

@aliasname602 25 күн бұрын

When the market is cheap focus on a growth fund, when expensive a dividend growth fund, and average the sp500 or the total stock index.

@vantruongsinh 25 күн бұрын

I have asked the same question before on reddit...

@utubeuser5312 25 күн бұрын

I remember 1999 when we told each other the PE ratio didn’t matter any more.

@josephcurione2947 22 күн бұрын

Thank you

@NDtoker 25 күн бұрын

Should i start my sons coustodial fund now though or should i wait. Its a 3 gran minimum for an admiral index fun in snp 500

@DarkoFitCoach 25 күн бұрын

Pls read jack bogles book: little book on investing. 10bucks and all your questions will be answered Hint: the answer is yes

@st.charlesofaberdeen154 25 күн бұрын

Why don't you start a fun for them on Robinhood with no minimum❤

@XirevWoW Күн бұрын

You should not wait, don't try to time the market

@marcusaurelius6012 25 күн бұрын

There is 1 x person who is an expert at timing the market. (Paul Pelosi) he is amazing. His ability to gauge/forecast opportunities is 10/10

@diggingmystyle 19 күн бұрын

Even Warren Buffett wears Pelosi underwear.

@connor3008 11 күн бұрын

Cause he’s an inside trader

@meyou9369 3 күн бұрын

@@connor3008 WHAAAAA????

@michaelchoi8044 8 күн бұрын

Man, Jack Bogle had a killer speaking voice.

@mattherzberg991 25 күн бұрын

"Fuck it. Just keep putting money in."

@user-zk6fc3dw9e 18 күн бұрын

Compared to the average American who says, "F it, just consume," that's actually not bad advice. This has been true for many investors who put their money into low cost index funds every month.

@KimberlyFlores-kr1bz 23 күн бұрын

Great video! No fluff just right into it. Keep up the great work! did my homework on which stocks and ETFs I like for the long run, made a plan for dollar cost averaging for a year and I'm sticking to it, trying not to panic...

@EdwinBoettcher 23 күн бұрын

I’m seeking to invest a good amount across various markets but don't know which is safe at this point of uncertainty, I was advised to diversify between stocks and bonds, since they can help hedge against inflation, or am I better off holding cash?

@admiringrubin2910 25 күн бұрын

Can you do a video on rebalancing for passive investors DCA'ing into US and ex-US ETFs?

@739jep 25 күн бұрын

Of course you should 💪 Stay the course !

@onefrequencydown 22 күн бұрын

Dude you have more than a passing resemblance to a young Josh Homme of the infamous rock n roll band Queens of the Stone Age 🤘. Great video. Keep investing.

@bobsala7780 17 күн бұрын

Came here to say the same thing about Josh Homme. It make me wonder if the KZfaq algorithm recommended me this video because I am a fan of Queens of the Stone Age.

@Woozle1 24 күн бұрын

I have been investing for over 2 years now and this is the best financial advice I ever saw on KZfaq. I totally agree! Set out a solid strategy that works for you and stick to it. In other words buy right and hold tight!

@marcr8181 25 күн бұрын

At no point in time so few stocks were driving the indexes. So rather cost averaging into overly into 6-7 extremely expensive stocks, the strategy could be buying more into ETF that ignore those. Just to shift the weight a little away from them.

@RandomUser-100 25 күн бұрын

Grant video, wise words. I’ve been holding the majority of my ISA in cash because everyone has been saying the market will crash… but all it does is climb.

@Gregsthename 20 күн бұрын

Ouch, learning for you is to not try time the market. Start to DCA in.

@fpivi 25 күн бұрын

The market is not just the S&P500 - there's a bigger world out there. Europe, Brazil, Chile, Japan... USA is expensive, but not every market is expensive right now. Just adjust the ETF

@Ascendsean35 25 күн бұрын

I've bought quite a bit of the Brazil ETF EWZ. HOpe i don't look like an idiot later for it lol. But it's trading pretty low and pays a dividend. I bought some EWU for uk too. Def global opportunities

@user-ye7yc4ru7o 25 күн бұрын

The problem is that on many many markets ETF strategy simply does not work. EM can move sideways for decades....

@mostbeautifulroads9789 25 күн бұрын

Then you aren't passive investing, but making sector/regional bets instead.

@fpivi 24 күн бұрын

@@user-ye7yc4ru7o The S&P can move sideways for long periods - just like the 80s... But yeah, a little more risk.

@fpivi 24 күн бұрын

@@mostbeautifulroads9789 True, but if you keep your position on the US and start to buy something like VGT (Europe Index) for the moment, it's a good compromise. Same game, different server, haha

@PulpMatter 24 күн бұрын

Love it, can you do a deep dive on albermale stock and why it’s tanking so much ?

@diggingmystyle 19 күн бұрын

My strategy is to keep buying if it tanks. It's not going anywhere unlike other small players.

@jeremycoppola8466 25 күн бұрын

Great topic

@__Michelle__ 24 күн бұрын

Always upping the game with graphics 👌 Cat also loves the flying money and has launched himself at the TV several times during this video 😅

@ryanlutz1216 17 күн бұрын

Thing that stuck out at me is the clip of Jack saying "2.5% dividend - somewhat lower than history". Today, our S&P 500 ETFs return 1.3% dividend... Would like to see companies ramp up their shareholder equity returns. At least buybacks seem to be more common now.

@MG_StockAnalysis 24 күн бұрын

I believe investing in index funds is better than nothing but with very little effort you can pick the right stocks and hold them for the long term and make 20-30% a year instead of just 10%

@BooomBila 21 күн бұрын

great topic bortha

@abdukhakimsalimov6101 25 күн бұрын

dollar-averaging works assuming that the times when markets go up outweighs the times when markets go down, during your lifetime. For someone who is just about to start value investing and is at 30+, would you recommend starting now or wait for market correction from all-time highs?

@atkim122 25 күн бұрын

There's two main possibilities. The next 30 years can continue the trend of the S&P500 over the last 100 years and average 10% annual returns (despite ups and downs). But Japan is a cautionary tale that markets don't always go up. Japan's Nikkei index just recently reached the level it was last at back in 1989! So the last 35 years on their chart just looks like a smile.

@touchofgrace3217 25 күн бұрын

I’m 50 and there is no way I will pay a 25% premium for stock, watch it plummet next year as interest rates are lowered and then spend the next 4 or 5 yrs breaking even. I’m putting my money in a combination of small cap companies and solid high dividend stocks until the dust settles. Then I will shift back into the S&P 500 when it is fairly valued.

@donpeters7080 25 күн бұрын

You keep talking about investing in US assets from USD base. I would like to hear you discuss investing in US Assets from an AUD base, adding Foreign Exchange Risk into the equation...

@TheJstaples 7 күн бұрын

If you are worried about foreign exchange risk you can usually find hedged versions of sp500 etfs in your home country. If USD is strong against your home currency you may miss out on those gains but at least you get the performance of the sp500 and don't need to worry about your spending power in your home currency.

@donpeters7080 7 күн бұрын

@@TheJstaples Yeah, thx

@kt6332 25 күн бұрын

I just started learning and investing in the market about 3 yrs ago. I’ve made some mistakes looking for that delusional overnight quick rich stock. I now have a long term portfolio with a combination of stocks and ETFs. I feel more confident and comfortable investing long term!

@Vivienedouglass 23 күн бұрын

I already own shares of TSLA, NVDA and APPL as well. Sure, I don't mind having these equities sit around for a while, but I'd also like to appreciate short-term opportunities that could fetch $200,000 or less..

@kurtKking 21 күн бұрын

You should consider financial planning

@Lisekplhehe 9 күн бұрын

have you tried gambling?

@Joedisney 15 күн бұрын

And as for people who trade a lot yes because the FED has been printing money and all you have to do is sit back and relax. There's been many times in the market that traders made the majority of the money while people sitting there waiting for the stock market to go up and it just moves sideways for a year after year after year. Unless the FED can continue to print money this market is not going to continue to skyrocket like this. And maybe they can continue to print money

@tomvdz6370 23 күн бұрын

I am 25 but I just received an inherritage that I was planning on investing (already deployed some of it into the market) but since the market is high and that I won't be able to continues invest it, it seems more like some lump sum buy, how do I approach this? Spread it out over a certain time?

@prototype2703 18 күн бұрын

Yep

@prototype2703 18 күн бұрын

Yep

@somethingclever1234 25 күн бұрын

buy VOO but keep a tight stop (21EMA stop)

@BeverlyRandall-e3d 16 күн бұрын

Wow another Awesome strategy. I am gonna start trying in right away. Anyway thanks very much for the good work you do here and in your telegram Chanel .Thanks once again .

@audriuskralikas6103 17 күн бұрын

wow, such a high quality video. Good job!

@jate.photography 23 күн бұрын

Isn't there also an opposite theory where lump sum beats dollar cost averaging as well?

@posthardcoresinger 25 күн бұрын

If you want to learn to trade, go all in. If you half-ass it in any way, it's easy to fail. A single failure due to psychology can blow up ANY part of your trading plan, risk management, etc. If the government schools didn't suck so much and hide this from us I would've aggressively DCA'd into the S&P from 18 onwards. Worked as many hours as I could stand, skipped going to college out of desperation feeling like I need to do something, and lived with my parents. Since they screwed us, I took the hard route. Ironically the hard route pays way, way higher returns than passive investing.

@BillyCarsley 25 күн бұрын

Incorrect

@mertie-l2f 18 күн бұрын

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

@voncile-y5s 18 күн бұрын

Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

@Daneilchirs 18 күн бұрын

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

@thuylamson-z7t 18 күн бұрын

Could you possibly recommend a CFA you've consulted with?

@Daneilchirs 18 күн бұрын

My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@jeanlaudato 18 күн бұрын

Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

@DarkoFitCoach 25 күн бұрын

As our king bogle says: always be in the market. Up down left or right the rollercoaster will go. And it doesnt hurt unless you jump out of it (sell your position) I am in the sp500 so if the market goes up: win If the market goes down: i buy more stocks with less money = win Fundamentals always win and the top usa 500 companies that represent 80% of usa economy and about 50% of worlds stock market will always do well on aggregate and go UP in time. As sure a bet as any ever. no guarantees, just very high likelyhoods

@DeerfieldDiscGolf 25 күн бұрын

Only Divided ETF’s. Their PE Ratios are around 17

@Willycheng590 24 күн бұрын

You're only as good as the decisions you make today with the money you have. This time last year I considered getting into index funds and ETFs without much knowledge and decided to have a consultation with a trade analyst, and it was incredibly insightful. One year and a couple of months in, and I'm debt free. I truly cannot stress enough how helpful experts in this field are! Keep the videos coming brother.

@Miawilmore 24 күн бұрын

I've wanted to get into the market at different times but I don't know how it works. How has your experience been?

@Willycheng590 24 күн бұрын

I found out that investing is not rocket science. Jonas Herman is the brain behind my success. I've gotten into a plethora of assets with 10k spread across stocks (index funds) for the short term etfFs, and Roth Ira for the long term which has made me over five figures. Now I sit back, and just reinvest at intervals while I handle my other businesses.

@Pathston 24 күн бұрын

Sounds like I need help so bad. To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward.

@Roymysterio 24 күн бұрын

People often mistake hubris for actual knowledge when it comes to money and I don't even blame them because there's an influx of false info on the internet today. Unfortunately, it hampers rational decision making. He is one of the bright ones, providing me with a great deal. Indepth investment strategies are just one of the many components.

@Donnierra 23 күн бұрын

Can you introduce me to him? I'd love to learn more about his service.

@ThomasShelby-xz2fk 19 күн бұрын

The market P/E forward ratios are reasonably priced. This isn’t the time to be getting bearish, especially since rate cuts are on the way soon

@traviswes7082 24 күн бұрын

I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.

@sam-r7w 22 күн бұрын

Not a FA, but some points: 1. You seem to have a lower risk tolerance than going 100% all stocks. If your portfolio brings you this much stress, then maybe go for a lower risk portfolio with more bonds etc. With these higher interest rates, I've personally gone for some term deposits which provide solid guaranteed returns. 2. Selling now locks in your losses. You've gone for a wide portfolio which most probably will perform well in the long run, there is no sense in selling now. Investing is a mental game more than anything. If you're this worried about being in the red I'd start to reevaluate things and if it's worth your mental health for the (potential) of gains.

@sam-r7w 22 күн бұрын

11:05 okay I've just listened to the whole thing and this is really good for you

@tncoder 25 күн бұрын

long story short: yes :)

@NewMoneyYouTube 25 күн бұрын

I like your style!

@misterbeach8826 22 күн бұрын

@@NewMoneyKZfaq Yeah, so true. I understand kids worrying today during this bubble, with their lack of xp from 2007/08, or 2000. Every crisis, it is the same sorrows. Try to learn from the Chinese real estate crisis. Although the Chinese market has tanked for three years, you see winners. How is this possible? Fundamentals. If you are as arrogant as Michael Burry, you try to defy gravity by investing in BABA, PDD, JD, but then you bet on the losers (in China, the retail sales grew YoY -11 %, incredibly). It take a long time before the Chinese's retail sales will go up again... If you are into fundamentals, though, you would have seen that banks were doing just fine in China. Bank of Communications made +56 % in 3 years... despite a Hong Kong crash of -43 % during the same time period.

@kulvindersamra119 25 күн бұрын

Great video

@emilecloete4029 24 күн бұрын

If buying during high and low P/E ratios is a good investment strategy. Why does Berkshire Hathaway maintain such a substantial cash reserve instead of investing it in the market?

@eth_6549 8 күн бұрын

Saves money to buy hidden gems dirt cheap

@HS-PGA 22 күн бұрын

Interest rates have not really had an impact yet and the lag effect will kick in on valuations that are based on 0% rates from a couple years ago and money printing

@gripmasterflo6753 25 күн бұрын

Since the market doesn't seem to be overvalued in general, but in case of some big companies, the question should be, if this may be the time for stockpicking instead of investing in the S+P.

@EzBz982 14 күн бұрын

You could look at the holdings of your favorite funds and avoid the big dogs at the top that you feel are overpriced.

@tarrynhendry789 24 күн бұрын

That is fantastic advise the $1000 analogy. You aren't over purchasing based on emotion simply this is the amount I have saved monthly for investments. Simple Stupid! :)

@marcelorachevsky8944 25 күн бұрын

Great content!

@joostonline5146 25 күн бұрын

the nominal stock prices will always goes up, because the value of the dollar always goes down over time..... you are gambling that you can sell your stock with a purchasing increase at the time you want. It can be an inliquid market or recession dip at that specific time.

@thorstenvogt6561 25 күн бұрын

This is, of course, true for any investment of any kind, and also for a bag of cash you sit on. You’re always hoping and expecting that your chosen approach to storing the fruits of your labor will do better than the possible alternatives. You can call it gambling if you want, but the decision can (and should) be one informed by historic results.

@dexterrity 25 күн бұрын

@thorstenvogt6561 but historical results aren't indicative of future performance ¯⁠\⁠_⁠(⁠ツ⁠)⁠_⁠/⁠¯

@thorstenvogt6561 25 күн бұрын

@@dexterrity that applies to *ALL* decisions you make in life. The best you can ever do is go by empirical evidence.

@BodhiGeraci 17 күн бұрын

How about a lumpsum? That you need within 6~ months?

@bigno1900 25 күн бұрын

i dun think index fund investors should try to time the market.

@bpb5541 23 күн бұрын

Why not. I think those that are not trying to time it this go around are going to lose at least half of their portfolio net worth. Said another way, set it and forget it, time in the market, not timing the market 401k / Roth IRA investors are about to get their faces ripped off. When? When the FED cuts and the yield curve reinverts. That is a bearish event (look at any chart when it has happend in the past) and is the last chance they have to get out of their longs and if they are smart short the market. There are better more accurate ways to time but I am not going to go into it. That explanation will save the most people here the most amount of their money.

@bigno1900 23 күн бұрын

@@bpb5541 I haven't met anyone who can time the market 100%

@quanaonamepxingiarefcshop-8016 17 күн бұрын

Thanks for your sharring 👍👍

@druvaciam5407 25 күн бұрын

Never selling makes no sense as investors goal is making money. So you need to sell unless you invest in dividends companies.

@Raymondcraw1967RaymondCrawley 21 күн бұрын

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

@FaithAndrada-xo9ou 21 күн бұрын

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

@williamyejun8508 21 күн бұрын

@Raymondcraw1967RaymondCrawley 21 күн бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@williamyejun8508 21 күн бұрын

Rachel Sarah Parrish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Raymondcraw1967RaymondCrawley 21 күн бұрын

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

@vvolfflovv 23 күн бұрын

While I think the long term future of the index is bright, I don't have a lot for risk tolerance and I'm getting around 5% interest on GICs and bonds so that's where I have the heaviest bags.

@mehmetaliyurtofficial 13 күн бұрын

Great video, thanks

@ayo9057 25 күн бұрын

Company’s reinvest instead of paying taxes on earnings.

@jonathanb4764 20 күн бұрын

Yes. The answer is yes. Next question, please.

@DT-vc7hd 25 күн бұрын

bookmarking so I can come back in 3 years and see how this ages.

@brandonjensen5292 25 күн бұрын

Do 20 years too

@jan2000nl 25 күн бұрын

@@brandonjensen5292THIS !

@DT-vc7hd 25 күн бұрын

@@brandonjensen5292 Most likely won't be alive in 20 yrs

@harvey9276 24 күн бұрын

@@DT-vc7hdp fair play

@skepticalmechanic 22 күн бұрын

It will age very well indeed.. I’m living proof of that…

@l33tr4n55 25 күн бұрын

I'm using 10x20 EMA cross on weekly chart > cross green buy, cross red sell > too easy

@Priceactionsniper296 25 күн бұрын

I thought price get controlled by the federal resever bank😶

@drewodessa2483 25 күн бұрын

Is the market going up or is the dollar going down?

@poll1986 25 күн бұрын

there is a theory that passive investment fonds are not tracking the S&P500 but, S&P500 follows passive investment etfs. They are more and more focussed on mag7 which creates a big risk at the moment.

@xXdnerstxleXx 21 күн бұрын

Schiller PE is inflated due to pension funds and globalization. There are plenty of stocks with reasonable PE ratios around 5-20 in Europe, Asia and latin America so you can invest elsewhere. Sure you can invest more into Nvidia, more into Microsoft and so on, but I personally think we will see a gigantic bubble burst IF there is reason for liquidation. Stock market however doesn't have to behave rational. It can keep going wrong and wrong for longer and longer as long as long as it just works out.

@nonexistent5030 25 күн бұрын

100 years of data shows whem the market has been this expensive. The following 10 year returns on the index has only ever been between -5% and +5%. You can bet on this time being different from 100 years of data, or you can buy t bills and lock in the high end of that range then resume over time. Just that simple tilt in your decision making can make a massive difference in your performance.

@Meowmeow.age.6 25 күн бұрын

I project negative returns for USA over the next 5 years barring hyperinflation. If you buy I would scale in small. If you are already in your fear is hyperinflation so you would be rotating into India Indonesia MELI SEA or other foreign stocks with a moat like Samsung. Australia is nice place to invest.

@thepinoyboomer 14 күн бұрын

If one is comfortable with average returns, then just continue cost averaging in index funds regardless if the market is high or low. But if you want higher than average returns, cost average when the market is down and switch to a different investment if it becomes high.

@JoshuaEdson22 25 күн бұрын

As we witness the current economic landscape, it's becoming increasingly clear that we're entering a recession. These times can pose significant financial challenges.

@JohnMiddleston 25 күн бұрын

Indeed, Recessions have a way of affecting people's financial stability and investment portfolios in profound ways.

@larrygerry985 25 күн бұрын

Index funds hedge against your individual stocks.

@chkee17 25 күн бұрын

Just Keep Buying

@Rigs_1980 25 күн бұрын

You can’t catch a falling knife. So just keep investing at your same rate. You have to be mentally prepared for the drop. It will happen, no one knows when. No one can predict the future at all. All the analysts are just as good at predicting as you and me. Long term I personally think you will be fine. Better to invest than keeping all your money parked in a savings account or under your mattress where each year it gets eaten up by inflation.

@joshXnovak1 12 күн бұрын

I’ve found that investing monthly or annually in an IUL is a great way to mitigate the losses in a market downturn. Putting away for an IUL offers an emergency savings, life insurance, retirement, tax free growth of your money, AND contractually guaranteed to never lose you a dime. The companies that offer IULs back your account out of their own pocket to ensure a minimum rate of return on your investment when the market fails to keep up. If the market is up 15%, so are you. The market is down 15%, everyone except for you is down. The company will pay its owns money into your account to ensure you have whatever minimum rate of return per your contract with them to make sure you are ALWAYS growing. Pretty sweet.