Dude your life is like a country song. If you can't afford 10% you have no business buying a new boat. I'm glad you walked

Find a used boat with low hours, way cheaper and less hassle, also if u can't afford a 10% down payment it's definitely not time for a boat lol

BPS did not let $31,000 walk away, they let two broke people who wanted a boat walk.

You didn’t walk lol they turned you down. Couldn’t even buy it if you wanted to. You admitted not having the down payment.

If you can’t afford $3100 down then you shouldn’t be buying a boat let alone from Bass Pro shops. I wouldn’t buy a muffin from them.

Every bass pro shop but I have been in, has it clearly posted on their signs that 10% is required to finance through them (which is usually about six different banks underneath the White Water flagship). When I bought my tracker I went through my own credit union. However, I did have to put a hold on my credit card for 500 which was released once I took delivery.

This whole video was awkward. Shouldn't they have been excited beforehand not nervous. It seems like they didn't understand how a loan works. They knew they weren't going to get the boat. It makes you laugh hear him say he already ordered the boat with all these custom accessories like he already paid for it all. Lol

Seemed like she was in a bad mood the whole time

This is the guy in the video...first off I want to thank everyone who has commented positively on this post. Yes that was our first time trying to purchase a new boat and yes we were not educated on how it works. No we are not broke and no we don't live in a trailer haha. We own a $200,000 home in ohio brand new cars and everything we need in life. It was never about not having the money to put down on the boat...it was about what I was told by the first bass pro employee about not needing a down payment. I will not give my money to someone that is going to lie to me. Like I saw in a previous comment on here they baited me then switched it up on me thinking I would go ahead and say fuck it and buy the boat. One last thing...to the ones who keep making fun of my wife's weight I hope you feel good about yourself. We all know it is your way of making yourself feel better aboiut having a little dick. Not always about the way someone looks. She is the coolest chick I have ever met in my life and I couldn't ask for a better wife. Anyway thank you again to every One with positive replies. Some of the comments really helped me open my eyes to what I need to do when i decide to pull the trigger again.

Fuck it man, It was a bust but just cause you couldn’t afford it then doesn’t mean you can’t in the future. Keep your head up man, you’ll get that boat. Just be patient

If you can't pay for it in cash you don't need it.

Seems sorta obvious that you’d need to pay 10%

So many things going wrong with this deal on both sides. NEVER believe anything any salesman tells you-and only a quarter of what they put down on paper. And never let someone tell you you HAVE to buy new just as a status symbol and ego.

15 year loan is insane. Not only would this guy be a fool to signup for this, this type of lending should be illegal. He would have paid as much in interest as the cost of the boat. The boat would have been worn out and scrapped in 10 years and he’d still owe 15k on it. I cannot fathom the idea of signing a loan like this. This video shows so many examples of why our education system is a complete failure. Instead of teaching art, the schools should be teaching about money and physical fitness.

Dude, you NEVER ever buy a brand new boat. It is the biggest mistake most people make. Boats lose at least half of their value the moment you drive it off the lot. I bought a 1998 18 ft Ranger w/ a 150 Evinrude with an electronic jack plate for $5800 that looked brand new from an old man, and I ran that boat for years til I sold it. Blue book values don't mean shit when it comes to buying used boats. You can find KILLER deals, but you have to be willing to fix some things. For example, my boat needed new bilge pumps and wiring. I rewired it and got new pumps for under 100 bucks. When I sold it I got $4500 for it and it was worth every penny in my opinion. Never buy a brand new boat.

I’ve owned 3 Bass Trackers. A 82-83-89. Great boats. I never spent over$3,000 on any of them. And when I sold them I made money on them. I’m picky about my boats, so they were all in perfect shape. You will get your boat hang in there man. I tried the Bass pro thing too, I wasn’t very I’m pressed at all.

Sounds like standard operating procedures to me, it's been that what every new boat I bought. Only 2

Banks don't wanna give money for boats it doesn't matter how good your credit is if you finance a new boat your gonna pay a down payment 10-15 % hope you find one

Had an issue with bass pro myself. Went to West Chester Cabelas and bought a Ranger. The sales guy at bass pro about sh@t when he called to follow up the next day. Like the Ranger better anyway even though it was more $. Was a blessing in disguise.

A boat is a hole in the ocean in which you pour tons of money into to have some fun.

Bought a 2017 z18 no money down. Had great credit. I did the credit app on line myself for no fee.

I love how people spend money they don’t have.

This is 100% the bass pro in Cincinnati

Happiest day of a boat owners life.when he buys it and when he sells it.people dont realize when they buy it the xtra cost they will incur along the way.

Well, buddy just got a 2004 I believe ranger 18.5 ft and a 04 evinrude etec for less than $10,000. Low hours, very good shape. Nice new locators with SI and a 80 lb thrust Minn kota maxxum. And I've seen many more for around this price range and even cheaper. Keep looking and you'll find some. I'd recommend to stick towards a ranger or even skeeter. Only other boat is even consider around this price range is a triton but still... Basscat and Phoenix drivers are total jerks lol

Kayaks are the real deal; don't need to borrow/spend tens of thousands of dollars to get out on the waters and enjoy bass fishing. I've used mine (Tarpon 100) for 8 years and it cost less than a grand new.

Last place id buy a boat from. Look at the consumer reports, type in tracker boat complaints. It would make your head spin. That boat your buddy wanted they were having transom issues. Get a used Ranger and be done.

You should call and thank them, financing for 15 years would have cost you over $50k for a $30k boat.

Sounds like he told based on your credit score some ppl do not have to have to have a down payment. You apparently didn't have good enough credit to do so.... The $250, would be applied towards the price of the boat. Any dealer requires a deposit to hold a boat

Great video man I wish he would have gotten that boat...he was so pissed...I've been there..gotta save money and get that down payment..keep us updated

I just saw your like of my comment that was a long time ago things happen for a reason.. I bet you ended up with a much better boat for a better price and you are much happier now without the financial stress.. at least I hope so!!

no money no boat......like a homeless dog wishing someone throws a steak out the window

Dude, bring your own financing from a credit union.... and you can get a new 19' Ranger tin boat for that price too!! If you are goin to have issues with them on buyin one, just think of all the fun you'll have when u have warranty work!!! Good luck!!

This was probably for the best. If you can't afford $3,100 (10%) of the purchase cost of the loan and you need a 15 YEAR LOAN (which is absolutely ridiculous) in the first place, you really have zero business buying a boat let alone financing one.

I'm only seeing half a video. What about the first half with the dealer he first talked to?

Boat buying is frustrating, keep looking, you'll find what your looking for!

This was some good be hidden the senses look on getting a brand new boat for those who are interested but are not sure how it all goes down. I do wonder how many boats they do sell in a average month since they were willing to let you just walk away on a big purchase I’d figure they would honor the sell and work things out for the buyer and seller plus I know that guy would have gotten a nice Commission on that sell. I’m just surprised he wasn’t willing to honor what the sell of the boat was first discussed upon I guess you learn something new everyday

It says right on the information tag that you have to put 10% down if you finance it I like everybody said if you can't afford the $3,100 you shouldn't be buying the boat

I hope you guys are doing well!! things are tough these days

Salesman are a different breed i hope to see a video of the boat you own now

They didn't let 31k walk away... He didn't have 31k to spend. He didn't even have a down payment

Stripper fishing. 21 foot center console you’ll fall in love when that rod and reel starts argument and screaming at ya.

Ok, I'm shocked they didn't get thrown out for filming! Bass Pro usually doesn't allow filming. And damn 31k for a Tracker!?!? You could get a Tourney Ready boat from Weidas for that!

Fyi.. and that's why I didn't buy my new boat from bass pro due to their 250 application fee which is stupid.. and 10% down payment is always required to buy any new boat due to the loan term.. Bc I have a 750 credit score and still had to buy down payment

Been there , done that with bps . I was told the same thing !

I hear em pitching over $250

Dam they treat it like buying a house

Bought my mako there wasn't required to put anything down,but put more than 20% down by choice they had to redue contracts cause they had already printedthem them with $0 down. I did do everything online first though maybe it makes a difference.

Buy something thats a year or 2 old and you’ll save big time. I went new and paid cash for it, no regrets but now I’m seeing deals pop up that are a year old, twice the boat and a fraction of the price I paid new.

Yeaaaa if you can’t afford a measly 10% down you can’t afford the boat.

I can help with this. -Jason @ Tracker Boating Center of Tyler.

Ain't they ain't calling you back...

sounds like the old bait and switch routine to me

man stay away from Bass Pro your best bet is find yourself a decently used boat that way there you don't lose your ass cus like anything brand new the value drops immediately as soon as you take it man. my pops just nabbed a used boat from a guy who used it for 15hrs TOTAL for WAY UNDER what it woulda costed from a dealer

Thats why you go to an actual boat dealership you dont gonthru some big corperation like bass pro shop i have never seen a real dealership charge anything to run credit also he cant tell you he would need 10% down until after he runs your credit because it is the loan company that desides weather you need the dowm payment or not not the place selling the boat plus they just pocket that 250 not the loan company

No different than buying a car. They get you coming and going. There's always some hidden charge or BS that they never tell you about. Not the customers fault. It's the dealer for not explaining it.

Why didn't you use your credit union or bank from the start? Never purchase a car, boat or anything else without checking your bank first. That gives you more negotiating power.

You got the coin

Trying to put more $ in their pockets

Hey Tony, just stumbled on this video. Do you still hang out with this couple? You should pick them up and go to the Corvette dealer and have them pretend to buy a new one…just for kicks. 😂

Yeah I understand man my dad went to Harley Davison and tried to charge him with tax he said nooo and paid 23,000 instead of 25,000 and they keep trying to make him pay fees and taxes and he said 23,000 or you get nothing and they gave it to him and left like a bad ass

Tracker boats make some fairly large pontoons that would fit your needs much better than a bass boat. You could call it your large ass ass boat.

Bass pro is the worst when buying boats. My buddy bought a brand new pro team 175 with the upgrade to a 75hp. He received a 1K bass pro "gift card" went to use it 2 months later, they told him it's expired and couldn't give an explanation as to why.

Dude wasn't going to get approved anyway and acts like he walked and they lost a sale!

Listen you'll find something better and a better deal. Sometimes shit happens for a reason. My 600 dollar 16ft Skeeter still running lol. 79 150 first year for the Black Max. Boat still runs 70mph till its way to much of a handful. Might do 75 lol

Go used I stole my 2015 Skeeter for less than the new tracker you were looking for. Keep an open eye for a deal and hop on it.

everyone's saying if he can afford 3100 down then he shouldn't be buying a boat. this video does not illustrate him not being able to afford 3100 down is merely shows that he was not informed of the 10% down and didn't have 3k to pull out of his butt at the last minute. See as 78 percent of Americans dont even have 3k saved for an emergency and 42 percent those people dont have enough funds to cover a $400 unexpected expense. I doubt any of you clowns would have just been able to throw down 3k cash at the drop of a dime. It was not a question of affordability but merely a question of having 3k in liquid funds to spend at the last minute.

They tried to bait you dude. I wouldnt do business with them either after trying that. That's dirty business

For 31k I would have brought a ranger rt188 definitely

Why didn't you just go with a local bank or credit union. Once approved they would give you the check to go buy your boat. I purchased a boat from bass pro and took a check from my credit union. No application fee, $0 down payment. It was like I was paying cash. It went pretty smooth. Hope you were able to get a new boat. When buying a boat, always try to buy new. Used boats always come with problems. Nobody gets rid of a good boat.

You're broke dude, face it if you can't afford $3100 you can't afford the boat.

Get the boat from fort Lea rod wood mix cheeper and 0 down

$200 a month for 15 years?

Go to the tracker boat web site and tell them what's going on that they let you to believe on a different amount and they lost a sale a $31k sale...

100% of Marine Financing loans require a 10% down payment. I've never seen a loan that didn't require it. Unless you do a Heloc, or some type of OTHER loan, you better have that pocket cash.

Bass pro is worth billions... Your not a pimple on their ass. Not being mean but financing a boat is dumb...wont make a dime

Don't Buy a Boat or ATV from Bass Pro shop

That's why i won't buy anything from bass pro

Update?!! Did he end up getting a boat somewhere else? New, used? Tour of new boat if he got it!! Lol good luck to him, hope he found something good.

I think its more like bass pro saved 31k cause this boat wasnt gettin paid for

You could always refinance your double wide trailor house

Wasn't Bayliner they world's biggest recreational boat manufactuer untill Bass Pro came along ???? They seem to have a lot in common . The only thing missing in Bass Pro are bowling balls . But thats Bruinswicks department .

Boats are different then vehicles as far as financing goes

I had been looking at tracker boats, but after watching this I'm going try to find something else... that's just not right....

if you must finance get your own financing and last but most important piss on bass pro.

Don't have 3100 dollars for a down payment but want to finance a 31000 boat for 15 years wow

I got a Ranger Z185 for 33k. To pay in the 30s for a tracker is insane. Don’t buy from Bass Pro.

$250 to run application! Man just go through the bank first!

31k is Chump Change to Bass Pro. Lol

Don’t ever buy one of these boats and pay for it for 15 years take the price of the boat in the video for example. 180 months X $158 per month =$28,440.00 the original price of the boat is $18,245.00 is that cheap payment worth an extra $10k for the boat? I don’t think so. Also if you don’t have the down payment you probably shouldn’t buy the boat.

If you sold the old boat why not use that money to put down on it ...jagged it im guessing as the $250 seemed to be a problem. I just went through the same process last year and my hold for the boat was $500...and after my credit cleared (they use Fico of course and mine was 780 something) and i acccepted the terms i had to put 10% down which was $7,200...through white river you are putting down 10% unless your credit available and debt to income is very high and old or you can go through a personal bank...the stickers all say 10% and that guy doesnt have to sell boats to get paid its not a car dealership..bass pro / cabelas owns white river financial so technically that guy is a bank😂 yall thought process is wild to me...an apology?😂😂..6 years later any update or purchase of a new boat?

You maybe are on the level of a good used craigslist boat. They didnt let you walk they were smart..they want there money down to know you are committed...you didnt even have 250 put down to hold it...craigslist is for you sir

If you go to buy a boat and you have to finance it for 15 years or 10 years and maybe 5 years you cant afford that boat. You need to stick to a 5 gallon bucket and a cane pole and fish of the bank.

Save money ..buy boat CASH....but glad you posted this that was bullshit

This is new to me I'm looking to get the bass tracker pro 197 so I'm going to a OneMain to get the loan for 4 years not 15 years u not buying a Lamborghini at 125.000 or more it's a boat

Buy used. Save yourself the hassle .

Looking at her im not sure a tracker boat could handle the load.

Your down payment covers taxes and deal or handling u don’t want to finance taxes anyway

If you CAN'T AFFORD 10% DOWN PAYMENT THEN YOU DEFINITELY CAN'T AFFORD A BOAT!! U KNOW WHAT BOAT MEANS RIGHT!? BustOutAnotherThousand

She is not happy.