Best cashback current account: Santander Edge vs Edge Up vs 123 compared

Рет қаралды 12,951

Күн бұрын

Which Santander account will earn you the most money back on your bills?
MORE becleverwithyourcash.com/best...
W A T C H N E X T
Santander £185 bank switch offer (March 2024)
• Santander £185 bank sw...
#cashback #currentaccounts #santander
00:00 Getting cashback on your bills
00:40 The Santander accounts that give cashback on bills
01:08 The Santander Edge account review
02:50 The Santander Edge Up account review
04:40 The Santander 123 account review
06:13 The Santander 123 Lite account review
07:15 All these accounts compared using Andy's bills
09:15 The additional features - should you ditch the 123 account?
11:43 What to do if you chose to switch to the Edge account
MORE
S U B S C R I B E / @becleverwithyourcash
N E W S L E T T E R - becleverwithyourcash.com/news...
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - / beclevercash
I N S T A G R A M - / becleverwithyourcash
F A C E B O O K C O M M U N I T Y - / 2661970707423383
W E B S I T E - becleverwithyourcash.com
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Пікірлер: 11

@wilsonblack2023 3 ай бұрын

Great video. I’ve been in the lite for years now so glad to see I’m still on the best account. Cheers

@delta710 3 ай бұрын

I wanted the edge saver but to get it I had to close my 123 lite, I looked at the numbers and decided to close the 123 lite for edge current to get the edge saver. I put the full £4k max @ 7% and as there is little interest on anything over the £4k and was told by santander customer services I would be better taking the interest out each month (as nothing being earned on it) I did this a few times - but after the 12 months my return was just over £200 including the interest taken out not £280! - on another front I opened up the first direct 7% saver @ £300 pm £3,600 total that paid a pitence of £136 after 12 months - found out it's a rolling month ie 2nd payment and so on each starts a new 12 month period not done the math but probably would of been better off putting both in a fixed bond - at the time around 4%

@stephen3654 3 ай бұрын

The regular savers are utter rubbish, I don't know why anyone bothers.

@lolatylar2882 3 ай бұрын

Can you review other banks that do cashback😊

@nonrevnosnibormetalbeerrev6251 3 ай бұрын

Is this available in Northern Ireland

@L.M143 24 күн бұрын

Can you have more than 1 of these accounts? Not sure if that's gonna work with the monthly fee, but probably have gas and electricity and water bills paid from lite account and earn the cash back and probably council tax and broadband from edge account.?? As there is 2 bills paid by DD, that criteria is met. Also pay in £500 and take it out the next day into the other account, so that criteria is alao met. Or am i being dumb here?

@WoodyWanderer 3 ай бұрын

Damn I went for the edge up just thinking it be better than the edge because the name 🤦🏻 probably to late to change now as it’s a switch

@vikasj4098 Ай бұрын

is there any diffreence between direct debit and active direct debit

@tinyweegiant4045 3 ай бұрын

@delta710 that is strange. It should be 280 quid minus the 12 × 3 monthly fee. I'd be curious to see how santander work out the figure

@delta710 3 ай бұрын

The fee is on the current account and not on the regular saver so there is no money to come off that, I doubt the bank got the maths wrong, the only thing I can think of was to have not taken the month on month interest but as Andy advises and customer services said you/I would be better off to take the interest out. I have no idea how Andy got £280 as I didn't and I actually left interest in at times. Felt conned with First Direct 7% only benefit was the switch- £175 then - that was greater than the return on £3600 in the savings account.