it was extremely helpful all thanks to everyone who speak about on you thank you. Prevywebaid

Thanks Andy - what’s the worst that can happen if and when I try to remortgage after my fixed term ends .. and credit score happens to be low . Would they raise the interest rate ?

I have a loan a mortgage and a few credit card balances. My score is excellent ATM . If my score was dropped to poor would this affect my current credit balances mortgage etc used or just future credit I apply for ? Tia.

All high street banks are pants with Chase and Chip excellent on line with monthly interest .

Interest is paid daily as well

Great advice, definitely be passing this on ..

I done all of these things and my credit score has got to a good level but stopped and has stayed the same for a while now, what more can I do to improve it?

First taxes , now credit score 😢 I'm really not enjoying this adult thing

A few months ago I ditched Amazon Prime when they added adverts. I thought it'd be difficult without Prime but it's not. I'm just not ordering things I don't need anymore. And I'm more mindful when I do shop.

5% Interest in a joke way to invest your money. Stick 10k in it for 10 years, and oh wow! You now have 17k, but guess what…your 17k is worth less than the original 10k in real terms thanks to inflation.

Hi all, do you get 1,5% interest rate on your money in Chase Regular account or in saver account? Just opened the Chase account, so not sure. Thanks

I only had Blue Rewards to get that 5% in the savings account. I had the full amount, so it was worth it, but I have now moved it to Chase to my other savings, where I get 5% without having to pay the monthly fee. They are acting like they made the Blue Rewards better for the customers...I'm sure most people will be worse off. I'm not a big fan of Barclays, but I will keep my current account for now as it is my oldest UK account, so it helps the credit score

When I send my iPhone for repair they ask for my passcode 🙊what do people do about that?!

I have started to use ebay more and often they are cheaper than Amazon anyway.

The Cashback scheme with Revolut was good, I got 7% back on Aliexpress which was the highest compared with other Cashback options shame they have got rid of it

if private school fees go up, only parents that are struggling or just able to get their kids into private school will struggle. Only the middle class will suffer. their are not enough places in decent public schools to cater to this change.

Business rates have also devastated our high streets.

Lots of stuff on Amazon can be found in local shops.

I know it makes no odds, but I'd be interested to know how the 50k was purchased by each saver. One purchase of 50k or lots of little purchases? Would satisfy my curiosity at least 😂

Council Tax direct debits are over 10 months, rather than 12. Would the Council Tax count towards a reward deal on the non-payment month?

Some payment systems used by providers recognise this as a credit card unfortunately

Nothing for last 7 months last year was only £150 for 10k

Reform would be an interesting one to look at. Conservative and Labour will tell the same old lies.

After using tide service all I want to say scammers revolut is best

for cash isa purposes please note trading 212 does not allow transfer ins any more even though the option is there and it still advertises as such, presumable until they lower the interest paid out and a false means of drawing people in. thats the catch

for cash isa purposes please note trading 212 does not allow transfer ins any more even though the option is there and it still advertises as such, presumable until they lower the interest paid out and a false means of drawing people in

Triple lock plus is a con. It makes people think not paying tax is a good thing whilst keeping the state pension below the threshold for tax.

Right to buy the council selling off there assets and the property ends up in the hands of the wealthy , getting rented back to the council

Is it easy to change your old isa to this one?

You mention dummy accounts for preparation to gain switching bonus...my question is how would that work because dont they have a claus where you have to prove that you have been actively using the account that your planning to switch from?

NO one should use trading 212 this platform is Thievery.

I've a sharesave company scheme maturing, around 27k, can i transfer part of this to an S&S ISA? to utilise my 20k allowance, then put the rest in a normal brokerage account

Reform?

Fuck giving them compensation for the pension, woman live longer than men so they should retire same age or older than men with equality and all that.

Can i switch an existing Lloyds bank account to Lloyds club account?

Just to double check, i could put £1000 in, take it out, and put it back in? Does anyone know

No mention about tax on savings!

Waste it. Even the supposedly "Far-Right" Reform UK want to waste £7.5 billion of UK taxpayer money on "foreign aid". Which I suppose is at least less than the 15 billion Tory & Labour want to waste

Let's not forget how lib dems promised free education for universities. They got into power and did nothing. the price went up. Starmer wants to tighten hate speech laws and more immigration. Can you trust these parties?

If only big consultancies working at government projects could be forced to pay taxes like everyone else, instead of squeezing money out of the "middle" class...🙄

spend it. That's the answer.

Voted reform again as voted in 2019. No to BBC TAX.

Scraping NI for the self employed who rarely earn more than £12570 threshold for tax, makes perfect sense that just let the rest of us PAYE mugs pay for everything.

I'm for reform! Sold on the 20k personal allowance end of

This "scraping the barrel" bank switching hobby is getting tiresome imho...

Does the cant have recieved a bonus before thing include recieving a free student railcard few years ago?

Afternoon peeps 😊

I love the fake HRMC calls , they’re hilarious and huge fun .

1:10 Ultra fee is actually £55 per month