Best Student Bank Accounts

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Best Student Bank Accounts | UK 2023/2024

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Күн бұрын

If you're at University then this video will help you pick the best student current accounts in the UK for 2024/23
Find out why an interest-free overdraft is more valuable than a free railcard or even free cash, plus why it's worth having an extra account from Chase or Starling to help you budget.
I'll go through the best accounts, from Nationwide, HSBC, Santander, Natwest, Barclays and more.
Read more on my blog becleverwithyo...
W A T C H N E X T
The best first-time credit cards
• The best first time cr...
The best savings accounts
• The best UK Savings Ac...
#studentoverdraft #currentaccounts #studentbanks
00:00 0% overdrafts
06:40 Freebies
08:00 Spending accounts
10:40 Natwest - £100 free cash & up to £3,250 overdraft
11:54 Nationwide - £100 free cash & up to £3k overdraft
13:54 HSBC - £100 free cash & up to £3k overdraft
14:40 Santander - Free railcard & £1.5k overdraft
16:24 Other student bank freebies (Barclays, Halifax & Lloyds)
MORE
S U B S C R I B E / @becleverwithyourcash
N E W S L E T T E R - becleverwithyo...
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - / beclevercash
I N S T A G R A M - / becleverwithyourcash
F A C E B O O K C O M M U N I T Y - / 2661970707423383
B L O G - becleverwithyo...
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Пікірлер: 30

@GauravWahithecoolone Жыл бұрын

Thanks for making this every year! Highly appreciate your efforts

@alexbrown5308 Жыл бұрын

Im debating opening multiple student accounts and transferring money between them to cash in on the free cash deals. Ive found 7 accounts I could open with £100 opening bonuses. I understand they specify that it should be your main account but how would they enforce that and would it have any long term affect on my credit score considering I am taking a 4 year course and am unlikely to apply for any loans within that time so can handle a temporary dip in score?

@thatkid.b1480 11 ай бұрын

Can you actually open multiple?

@alexbrown5308 11 ай бұрын

@@thatkid.b1480 I've opened 3 so far and made £300 that I've transfered to my main account. I recommend open a NatWest and rbs account first at the same time as they have the most lax t&C's and they pay quickly. I'm gonna open some more think I should be able to make £700 out of it just watch your credit score from opening too many accounts.

@xedyir_oZZ 11 ай бұрын

You cant open multiple with different banks.

@mercyscornerr 10 ай бұрын

i know of someone that has 2

@user-ci8gz7nn3j Жыл бұрын

I read on the blog that if i opened a NatWest student account i should change my student loan to put the money in there. What's the reason for doing this and since i already have a Lloyds current account will this affect the process and my credit score. Thanks

@anaymakan6989 2 ай бұрын

Having used Natwest, Barclays, Halifax, HSBC, Starling, Chase, Monzo. I use HSBC as they offer a student credit card which helps build up credit history. Then for budgeting and abroad spending, I use Monzo.

@thomasgale96 11 ай бұрын

insanely helpful thank you so much

@bradleyp7464 11 ай бұрын

What about graduate bank accounts can you make a video explaining these as I have finished studies

@malikabahadori1018 11 ай бұрын

Very helpful thank u!

@dailyvlogs947 Жыл бұрын

Good information bor thanks 💯👍❣️

@Imad888. Жыл бұрын

How many student accounts can we open?

@tmuto5119 Жыл бұрын

For student accounts, he said most will explicitly say one only. But multiple current accounts

@AriSenthil Жыл бұрын

a lot of these accounts require you to live in the uk for minimally three years. as an international student who's starting uni in october, will it suffice to show my accommodation offer?

@dextermccandlish7247 Жыл бұрын

How will I know if I'll qualify for the overdrafts offered?

@thatkid.b1480 11 ай бұрын

Depends on your credit score

@user-mw9le2si7n Жыл бұрын

I'm starting year 2 in October. Never had students account. Am I able to open one even though I'm not year one student? TIA

@davidbasilakang6285 Жыл бұрын

Yup

@davidbasilakang6285 Жыл бұрын

I opened mine in my final year

@user-mw9le2si7n Жыл бұрын

Andy mentioned the £100 bonus is available to year 1 students only....bummer

@azeemahnakhoda1869 11 ай бұрын

None of these student accounts apply to international students?

@Chilam. 9 ай бұрын

No, though some banks like HSBC have special intentional student accounts

@lupin8750 11 ай бұрын

Can I open a different student account each year and still get the reward?

@Oongaboongabigfatdoggy 11 ай бұрын

I think he did mention that most of these banks only offer the reward when you are in your first year of university. Therefore even if you opened a different account in the second year you wouldn’t be able to receive the reward.

@dailyvlogs947 Жыл бұрын

I'm Pakistani vlogar village ❣️👍👏💯