BEWARE OF MARKED MONEY IN THE PHILIPPINES -BANK REFUSED TO TAKE MY MONEY

Рет қаралды 15,686

10 күн бұрын

BEWARE OF MARKED MONEY IN THE PHILIPPINES -BANK REFUSED TO TAKE MY MONEY
#travel #entertainment #lifestyle
Today we went to open a bank account at Philippines National Bank. We had all the proper paperwork needed to open an account. I wanted to open a cash account and had $100 dollar bills to open the account. After the bank manager looked at my money he informed me that some of the bills were marked and the bank could not except them. Make sure to check all your bills here in the Philippines because some banks and some money changers will not except them. A NEW LESSON LEARNED.
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Living budget Philippines.
Life in the Philippines.
Retire in the Philippines.
Foreign Expat in the Philippines.
Saving Money in the Philippines.
Angeles City Philippines
About me : Retired American Expat Brian & Filipina wife Luisa, living in the Angeles City / Clark Pampanga Philippines.

Пікірлер: 356

@Jimmy_Boy_Kalahati 8 күн бұрын

I've been refused exchaning dollar for pesos because of the age of the bill, excessive folds, worn bills, and markings. It's pathetic that these money changers want pristine condition bills. When I get hundred bills from a US bank, I only accept pristine and current print bills, because I know I'll have problems with them in the PI. It's stupid.

@thomasodetinape4180 7 күн бұрын

Yep, you get the extra sprinkle of stupid here in every aspect of life. Fallout of total corruption.

@Raidersforlife229 7 күн бұрын

Good to know!

@robertcrowder3606 7 күн бұрын

Because the Philippines likes to f*** with people and you can't say nothing back or they get butthurt boohoo f****** who

@TheRocketrob3 7 күн бұрын

😮

@TheRocketrob3 7 күн бұрын

@@robertcrowder3606😂😂

@darkage5 8 күн бұрын

Grandma was like "You better back up off me!" LOL

@donjuan5100 8 күн бұрын

I like your attitude ! Never let the silly things you have no control over stress you out!

@geoffreysearle9066 8 күн бұрын

It's only eggs he get real upset about. And want pepole to be scked from there jobs if not done how he wants it.

@supercoolawesome1975 6 күн бұрын

Thanks for the marked money advice enjoy life in the province!

@nyknicksable 8 күн бұрын

Some of the policies they have in the Philippines just boggles my mind.

@paulmillward7009 8 күн бұрын

Braver man than me, Philly. I could not handle life there. You seem happy, that's all good. 😊

@ramonparson9887 7 күн бұрын

Happy you got everything straightened out at the bank I will remember that when I come over the house is coming along nicely all my best Ramon

@user-xv6rz9oq4y 8 күн бұрын

I guess we all have differant definitions of paradise....

@mateor7302 8 күн бұрын

I'm surprised a country with so many strict rules and procedures can't keep the electricity on.

@jimw7916 8 күн бұрын

Believe me you aint seen nothin yet .....its the strangest place on Earth and its awfully hard not to get angry at times.

@davidjames5727 7 күн бұрын

I explained to my pinay wife, in the USA the electric company rushes to get your power back on, because they ain't making money unless the meters are spinning. Don't know why they ain't figured that out in the Phil's yet.

@jimw7916 7 күн бұрын

@@davidjames5727 NOTHING is important in Philippines

@craigmalone6111 4 күн бұрын

Grandma looked impressed lol

@americaninparadise3971 5 күн бұрын

ANYTHING with an aerosol propellant like most hairspray or right guard antiperspirant will take those inked numbers off in 2 seconds without damaging the bill in any way.

@markbeavers5747 7 күн бұрын

Fun video Brian and Lot, things are slowly coming together at the house. Lot's family is great, all the kids get along great too!!

@bradleywollam8229 8 күн бұрын

Marked small rip doesnt matter any blemish what so ever and its going to get rejected. They have no problem handing you a twenty peso that looked like it had been in someones ass crack but your am bills better be pristine

@davidjames5727 7 күн бұрын

But they will give you back torn/dirty/ marked up Philippines peso 1,000 notes. So after been coming to the Phils the past 14+ years, 3 times a year, and now living here since last year, I decided I will play the same game with them. Was in SM Dept. store in Tarlac, and i went through all 100+ ...1,000 peso notes they were giving me, I refused over 30 of them and made them replace them with perfect ones, process to exchange around 2,000 US took almost 1 hour with having to write down all the serial numbers.....inspection of my money and me inspecting there money.....2 can play this game !!!!!

@cryptogaming9935 7 күн бұрын

Why did you have to write down all the serial numbers? Thats horrible

@texastimcebuph 8 күн бұрын

😮 what how sad no old bills or marked bills Years ago the Philippines could’ve been part of the USA like Hawaii and Guam is now and this bs wouldn’t be like this bs

@bruceadams9542 8 күн бұрын

Little stress nothing the Philly cant handle. Thank you for sharing you and all family be safe🙏 and stay healthy 💪. great production 👍👍👍👍👍

@edwinwerdna7061 8 күн бұрын

Good on you for looking at the positives instead of the negatives.

@adamzank2221 8 күн бұрын

Province life 😂 brown outs there every week sometimes 2-3 . Exchanging US bills there is a nightmare very picky .

@edca8114 8 күн бұрын

It is good to See other places No more walking street 😎👍🏼👍🏼👍🏼 One bank I think it was bdo did not want to take my USD because some bills had the " mark of being Folded in the middle others were missing a tiny part of the corner" so that was a headache and pain i the A after waiting 45 minutes in line they told us their BS ... 👎🏼👎🏼👎🏼

@fastpistonx 8 күн бұрын

Don't take any marked or damaged USD notes to Thailand. They're far more strict on banknotes than Philippines. When I collect banknotes I tell the bank all banknotes must be new, unmarked.

@mv4463 8 күн бұрын

They nit pick everything..and then look at you like your the problem 🙄... good luck.. I've actually been through this ... very frustrating at times.

@kevinburke8349 8 күн бұрын

Try Koreans they take anything

@BruceCinader 6 күн бұрын

Sounds like a life that would drive me insane in no time. I can detect in your voice that even you are feeling the stress of the life there.

@jim4448 3 күн бұрын

If you're coming from the USA.. Josh , bring brand new $100 or $50 bills. And do not fold them. Keep them laying flat.. In transportation.. Remember pristine bills..

@Jiggidy-kn5pp Күн бұрын

the philippines is an unnecessary dumb place to be. How do you guys do it? lol

@Regular_Guyph 8 күн бұрын

Jeez it's really a new life 😊

@montanaman5855 7 күн бұрын

whenever i go to US for holiday, i bring back cash to Philippines, my US bank gets a laugh at how i check each bill so carefully before leaving, haha, your right, it is what it is! anyway, love your video!!

@TheRocketrob3 7 күн бұрын

Get phillipine pesos from your US bank 😅😅

@montanaman5855 7 күн бұрын

@@TheRocketrob3 , Im from small town on US, like province, they dont have, I tried, oh well!, have good day

@jettech81 8 күн бұрын

Good to see you’re beginning to get settled in your home and navigating the challenged of “Island life.” Keep going with the flow” in order to maintain the various levels of stress you encounter.

@allsmilz7234 8 күн бұрын

*Thx4share interesting content Philly* 👍

@PhillyinthePhilippines 8 күн бұрын

Glad you enjoyed it

@250sabre 7 күн бұрын

Hope your truck gets in soon Brian !! A whole new life ahead of you now lad , make the best out of it !!!

@TB-xx4gc 8 күн бұрын

Brian, the issue you're describing with the bank isn't a matter of speed, it's just outright incompetence. Hence, the reason I love to visit these places but will never live in them. You've obviously got a ways to go before things settle down, but you'll get there.

@kalbodave 8 күн бұрын

A few years back, In Barreto Barreto, I had a $100 bill that the money changer would not accept - I found my personal Fixer (a relative of a friend) and he went to a bank and got it changed. Your story sounds like a Filipino Soap Opera :) Oh, my gulay ! ! ! !

@TennRides 7 күн бұрын

Wow, never heard of a bank making it so hard to GIVE them your money. Hahaha. It will all work itself out, eventually.

@thomasodetinape4180 7 күн бұрын

Oh you have no idea here. My personal favorite is them asking what I'm going to use my money for, this is so annoying for privacy issues that they ask in front of the entire bank and that it's none of their business. It's my money.

@TennRides 7 күн бұрын

@@thomasodetinape4180 Really? They asked you what you were going to use the money for? That is insane. Being a smarta$$, I would have probably ended up having to explain to the police that I was joking, because I would have told the teller at the bank, "I plan on buying a bunch of drugs and selling them at a huge profit. Meet me behind the bank when it closes in two days and I'll give you a good deal." Hahahaha. I don't smoke, drink, and definately don't use drugs, but if someone asked me WHAT I was going to use MY money for...smarta$$ in me would come out. Hahahaha

@arturoasandoval8384 7 күн бұрын

wow the house looking better and better nice thanks for sharing take care

@kwickdraw4643 8 күн бұрын

Third world Bank thinking, same here in Panama. Good luck on your transition.

@Bruce1976A 8 күн бұрын

I have a dollar account but always convert to pesos on withdrawal. Dollars are too much trouble.

@Wawalsh1234 8 күн бұрын

What an ordeal, hope you find it worth the trouble.

@seancoley7603 8 күн бұрын

yup money changers either..especially at the airport..we have to get clean bills from the bank here in the states first

@bigblue1287 8 күн бұрын

Good morning my brother. I'm always looking forward to your Vlog and your wifes Vlog. I hope you're all enjoying the new move. And the new house❤🎉

@stuartrobinson5111 7 күн бұрын

Can feel your frustration but at least your didn't have to walk home passing hundreds of outstretched hands asking for money. I had some English money once that had some writing on it and was refused. I eventually found somewhere to exchange it but had to accept a lower exchange rate, from memory I think it was 20% less. Where the hell is that truck? are they floating it across on a bamboo raft!

@Landmantx 7 күн бұрын

I just went to the bank yesterday to get carry cash for my wife. It is annoying. It took me 4 withdrawals to get enough perfect bills.

@johntucker469 8 күн бұрын

ive ran into same problem with ink on money,get clean cash before u get there,no folds and tears,thos new US 100's bad to tear if u fold

@jamesoconnor2753 7 күн бұрын

There’s always gonna be pain in the ass stuff anywhere you go.

@mariaking760 7 күн бұрын

This happened to me on our trip to Polomolok south Cotabato mindanao in 2022 Any tiny ass mark declined. Any tiny wrinkle declined of $100 bills. Then the $100 bill they excepted the 1000 PHP I received was in horrendous shape. I learned my lesson. Last trip we ordered new $100 from bank here prior to flying out

@PASSPORTKING2106 6 күн бұрын

EVERY VIDEO I SEE YOU GET MORE AND MORE FILIPINO 😂NICE JOB BRYAN

@michaelorfanos7416 8 күн бұрын

Wow, grandma gave you the stare down. Happy for you all and thanks for ALL the teaching about what is real.

@PhillyinthePhilippines 8 күн бұрын

Don't mess with grama

@michaelorfanos7416 8 күн бұрын

@@PhillyinthePhilippines lol

@loloamerikano 8 күн бұрын

Thanks for aharing.

@PhillyinthePhilippines 8 күн бұрын

You bet

@paulperry7678 8 күн бұрын

you are brave Brian....lol...the Philippines is very special indeed....lol....but you and Lot have a great family and plenty of support, God bless you all.

@samual3006 7 күн бұрын

Informative video glad your all good at the bank now.😊Will you still be having breakfast somewhere local in the morning 🌄. Thanks for sharing 👍🏻 👍🏻✌🏻🇬🇧

@christophergregory2411 8 күн бұрын

I have the same issue with British pounds but I took it to a bank street pawnshop but they give you a few pesos less.

@life2shorty 7 күн бұрын

Philly, is starting over again from scratch in the Philippines. I couldn’t do it that’s for sure! 😎

@emerysaulnier5502 7 күн бұрын

Great information

@PhillyinthePhilippines 7 күн бұрын

Glad it was helpful!

@geofffletcher2539 7 күн бұрын

Thankyou for the bank note info on dollar acc.will check my dollars .great video..thankyou.

@WriterinParadise 2 күн бұрын

Interesting video👍

@PhillyinthePhilippines 2 күн бұрын

Thank you 👍

@thetravelingmonkey889 8 күн бұрын

Loved the video and seeing scenery of the new place...the music reminded me of a 80's movie where someone is training for the big fight...😅. God bless you and your family.

@isreeramotar3868 8 күн бұрын

I’ve known this from 7 years ago coming to the Philippines 🇵🇭 I unfortunately had another encounter this past March, where a few American 🇺🇸 bills 💵 were kinda crooked at the edges, and they refused it at the airport. I was however, able to exchange them at the money 💴 changer outside, for a lot more than the airport had given…note to self…always bring CRISP BILLS 💵 ❤😊 Stay safe Brian, hope you enjoy the Province life with your family…I’ll be back soon 🔜 😊

@frankornelaz8234 8 күн бұрын

Welcome to the jungle. Thanks for sharing

@PhillyinthePhilippines 8 күн бұрын

You bet

@kitty_s23456 7 күн бұрын

Thanks for the vid! Island/ province life is really slower - you'll have to get used to it. I'll also say here what I wrote in Lot's vid - don't put too much money in the ancestral house. Don't build/ improve too much on land which isn't in your (or her) name. Land disputes are common in PH, even among relatives/ family. When grandma passes, that property will be (and should be) divided among all her children - that's the law. That's if the family owns the property - sometimes it's just "rights", so check that as well. It's better if you buy your own land (maybe buy a portion of grandma's property & have a separate title) & build a small house there. For now, make the place livable (for your immediate family) but set aside $$ for your own land. That's my take bcos I've seen & heard of many land problems in PH. Good luck & good health to you & your family. 👍

@peteryu4991 5 күн бұрын

In my country- All shops and businesses- Don’t also accept any markings or very dirty dollars -

@robertbarncord6341 7 күн бұрын

Just to clarify, bills exchanged in a foreign country are sold back to financial institutions here in America. It's not a law but the prefer all bills to be uniform. They can be circulated, I.E. folds and creases, but they don't like tears or marks. I learned this back in 2017 on my first trip to the Philippines as I had about 4 hundred dollar bills that no money changer would take. Now I really closely examine all bills I take with me before I leave.

@patrickmunneke8348 5 күн бұрын

How do you keep them flat and perfect?

@ZXLNT 4 күн бұрын

@@patrickmunneke8348 Care. I go to my bank a day or so before I leave, and pick the best 100's out of their bills. It takes a while, but the bank is there to serve me.

@arthurcrego8297 8 күн бұрын

I am still envious.

@Skinna-123 7 күн бұрын

Luv the house. Getting there.

@johndoe-cb5ck 8 күн бұрын

Hehe...welcome to the province

@ZoKitchen 8 күн бұрын

Crispy king lami and barato Permian ko❤diha datiii

@jamesgilbert2181 8 күн бұрын

im in cabuyao laguna and i needed the same to open a account.land bank dosnt seem to care so much about any marks on the bills

@user-gu3cw4fz9k 8 күн бұрын

I went to ' MY BANK' in the U.S. Very same branch I have been using for over 30 years. I wanted to cash 'MY Personal Check', for cash. The bank said their systems were down and they could not cash 'MY CHECK'. I had plenty of ID, but they need a computer to tell them 'MY MONEY' is mine. Any suggestions for banks in the U.S.?

@garyt7232 7 күн бұрын

Happy Father's Day to you Philly. Happy Dad's day to all of the dads. God bless.

@edwarddbeck1047 8 күн бұрын

Brian Love the Phillies ball cap !!!!

@daniellawson9572 8 күн бұрын

I love all ❤️ your videos Brian ❤❤❤❤❤

@michaelbal696 6 күн бұрын

These province videos are great.

@oceanproalaska2203 3 күн бұрын

I would think that you already knew That unless a $100.00 Bill is PERFECT (new condition) Nobody will accept it. You almost need New Bills.

@spurlworld 8 күн бұрын

That's so nice, no rent! We move to Antique at the end of June, and we'll have no rent, too!

@Lee-rc8ft 7 күн бұрын

Good advise on the marked money..when I get to Manila this week, I will keep my eye out for the marked bills...there is always a surprise waiting for you in the Philippines...take care brother..

@donboudreau2 8 күн бұрын

Congratulations, Brian, on your new life in Paradise. I think they call it "living on Island Time," having to be patient due to the slowness with which things get done there. Thankfully, Lot was able to successfully navigate you folks through the bank goat rope with the bill markings so that you could get your joint bank account. Like you say, one day at a time, as "it is what it is..." Godspeed.)

@kevinburke8349 8 күн бұрын

Welcome to the province Brian

@seancoley7603 8 күн бұрын

you paid upfront for the swap of the tank..I remember when i first moved off base it cost me double for a 12 case of san miguel but once I had the bottles to return it was cheaper

@subah007 7 күн бұрын

Even the people are slow haha

@jones4334 8 күн бұрын

Brian, I have 1200 usd 100 dollar bills that they won't except here in Angeles City. I guess I'll take them back to Texas next March when I do my taxes. The bills are only creased a little.

@craigsutton4903 7 күн бұрын

Can't you iron them out?

@kevinttshortstories1265 8 күн бұрын

Yes it needs to be fresh off the press most of the time they hate it if you have a Bill with a Mark or small rip. Lot should look at a co-op account since you are in the province it has many benefits check in to it you may find it helpful

@johnjames4007 8 күн бұрын

The slowness of this area reminds me of Batanes. The people are fewer too. I hope you and Louise are able to make the transition well. My wife said there is good surfing on the island. Maybe you could do some videos of your riding the waves soon. God bless

@GerinPhils 8 күн бұрын

I seriously doubt he can surf....a surfer would never live for a long time in Angeles City.

@iluvlechon8810 7 күн бұрын

I’ve got $1,100 in immaculate Benjamins for our upcoming trip. It took awhile to sort out the bad bills and we’re still not done. Tedious but necessary. It’s the Philippines.🇵🇭

@theghostofpennsylvania_11 7 күн бұрын

The money exchangers outside take marked bills without hardly any rejection. Although, I keep clean$ bills in hundreds.

@jamesfinley2463 7 күн бұрын

Hey Philly I will send ya clean crips $100 bills for ya! And fly you in gas for grill! Have fun! JIMBO

@isaanman5399 8 күн бұрын

Easy to take pen ink or ink stamps off money & plenty of Vids on YT showing it. If you soak it in nail varnish remover (acetone), paint thinners (white spirit), brake fluid, WD 40 & there are a few others that will take the ink off.

@vgwalldecals 8 күн бұрын

This is stuff you will have to deal with and overcome it. Had this same issue in Escalante several years ago at the BDO bank not accepting my USD. Never had an issue in Metro Manila. Maybe it's a small town thing.

@earlpal-ing9332 4 күн бұрын

It is applicable also for Saudi Riyals that any folded and marks on the money cannot be exhanged even in the malls and other money exchange centers in the Philippines. Probably the difficulties they get with this money back for business at the origin country it came from.

@neilgunns8391 8 күн бұрын

Jakarta would give me less for older bills. Everywhere in Indonesia did. You had to have crisp clean new Benjamin Franklins to get the top exchange rate…..everywhere.

@PinoyZo1 8 күн бұрын

Check other exchange places like Villaricos, they will accept your money. I had China bank do the same to me when I exchange some of my USD, and I went to a local exchange and they gave better rates too.

@kevinburke8349 8 күн бұрын

Koreans are always 2 pasos more then banks

@egovorch 8 күн бұрын

Great update Brian!...I am a little surprised that you have lived in Phills so long and just got "burned" for your 1st time with the "marked" bills. When getting money from the bank, I always 1st count it out for the correct amount, 2nd go over each bill from and back to look for any markings, writing, ink issues anything that would cause the issues you had....sorry you had to learn the hard way.....but surprised it just happened to you for the 1st time.....Look forward to more updates as your adventure continues to expand....

@geraldmorson4522 6 күн бұрын

Well done rocky

@user-tb8uw1cv4w 6 күн бұрын

Well known fact; no creases, no dog ears, no tears, and absolutely no defaced bills will be accepted pretty much anywhere in the Philippines.

@kevinburke8349 8 күн бұрын

Welcome to the Provence Brian

@user-dq4zl5yj1l 6 күн бұрын

Sir thank you for the tip about the marked money that some banks give and not to accept it and for just a good video. God Bless You and your family's also always be safe and healthy. all your videos are always good thank you sir.

@Eastendbiker 8 күн бұрын

Haha. I had the same experience in Samar 😂.

@jimmibrevil534 8 күн бұрын

i had a bill rejected because it had two small staple holes and on another ocassion my bill had a crease and was not accepted.

@IbraBurma 7 күн бұрын

This reminds me of when I lived in Hawaii for few years. They were never in a rush to do anything. It's island life and if you are not patient you will have a hard time. I wonder how long before your place is done hopefully not too long.

@ourphilippinejourney 8 күн бұрын

Brian are you using your new camera. I notice a few places in you video where the colors are very vibrant and rich? Perhaps some of the footage is from the new Sony?

@PhillyinthePhilippines 8 күн бұрын

Sony is still on the truck and the truck has still not arrived. All videos are shot with the go pro 10.

@briansimson933 7 күн бұрын

glad you are settling in, all the goat rope reminds me of the military...lol

@joepangit6938 4 күн бұрын

Your adventures are interesting. I'm going to try and open a bank account while on a Balikbayan stamp. It should be a cluster fark. In Bohol for the brown outs I'm tossing down $11k USD for a big solar system. No more big electric bills or brown outs. I just hope a typhoon doesn't destroy the panels. Our tank refills on Bohol are about 1,100. Another advantage to the outside dirty kitchen is it does not heat up the inside of your house.

@mikem488 5 күн бұрын

You should know better on cashing $100 bills being from Angeles. Plus you should also tell your virwer that if a bill has 1/32 inch tear. Not accepted. Anybody that has spent more than a month would know about marks and tears will be rejected.