Broker vs Pension: Which One Should YOU Invest In?

Рет қаралды 1,564

Күн бұрын

Should YOU invest in ETFs in a Broker or in a Pension? 🤔
In this ultimate investment showdown which ETF investment avenue reigns supreme. We explore the nuances of ETF investing in both brokers and pension schemes, leaving no stone unturned so you know what is best for you.
Discover the benefits of using a broker for ETF investing, from unparalleled flexibility to ease of use. But beware of the tax implications lurking in the shadows! Learn why ETF investing in a pension could be the tax-efficient solution you've been searching for, offering a shield against hefty capital gains taxes and preliminary investment taxes.
With our in-depth analysis and real-world scenarios, you'll gain valuable insights into maximizing your investment returns while minimizing tax liabilities. Plus, uncover the power of compounding and long-term investing, as we demonstrate how pensions can supercharge your wealth accumulation journey.
But remember, there's no one-size-fits-all solution. The best investment strategy depends on your unique financial goals, time horizon, and risk tolerance. So why not explore both options and diversify your portfolio for maximum returns?
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Пікірлер: 12

@PerFinEx 3 ай бұрын

Free meeting with us: perfinex.de/meeting/

@Zizo8182 3 ай бұрын

Great one. Thanks!

@zshn25 3 ай бұрын

I’ve read multiple places that pensions are unnecessarily complicated with lots of hidden fees and at the end any tax benefit or capital gains are eaten up by these fees. It earns high commission for the broker through

@argiriskoumtzis6202 3 ай бұрын

Could you provide these sources and the calculations?

@richerite 2 ай бұрын

Did anyone get further info about the fees for pensions?

@argiriskoumtzis6202 2 ай бұрын

@@richerite I worked with Axel and I pay 0.5% in the pension you should select in general low fee like big etfs otherwise it becomes expensive

@PerFinEx 2 ай бұрын

0,5% - 1% is the average of the good pension companies/plans (bad plans can cost easily +4%). This number includes the ETF charges (TER) as well.

@InvestingNights Ай бұрын

Good video, but I thing one important aspect with the direct investment in ETFs is you can choose an ETF with higher returns like S&P (10% historically) and that will beat up the pensions tax benefits. Not to mention that the cost in such ETFs are as low as 0.07% !

@PerFinEx Ай бұрын

Or you invest in the S&P500 ETF in a pension to get the tax benefits AND the historically good return for the best of both worlds. Attention: Past performance is no guarantee for future results. 🤓

@InvestingNights Ай бұрын

@@PerFinEx since in the video you said 7%, I thought there won't be an option of S&P in pension. That of course!🤞🏻🙂

@ZipZapZoomG 3 ай бұрын

du bist unglaublich, danke für das video. Würdest du bitte auch ein Video machen wie man das genau macht, mit einem bildschirm quasi auf dem du das ganze zeigst ?