Budgeting Made Simple: How to Start the Cash Envelope Method

Рет қаралды 261,428

Жыл бұрын

Today, I will show you steps by step on how to start, implement, and be successful with money by using the cash envelope method. Need to make a debt free plan watch this to find out step by step how ➡️ ➡️ ➡️➡️ ➡️ ➡️ • Escape Debt's Grip: Ho...
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Пікірлер: 419

@LouddnPraisie Жыл бұрын

This is the most simplest form for me to understand! I've watched several! Thank you for helping me to get started. ❤️

@lymanjoy Жыл бұрын

Glad it was helpful!

@unkown-_92 11 ай бұрын

Honestly came here to say the same thing!

@thereyesfam9642 11 ай бұрын

Same!

@MultiRusty50 11 ай бұрын

Thank you so much. This is most helpful. Explanations were clear and easy to understand

@bobbiejofrench5024 10 ай бұрын

Omgosh I totally agree. 😊❤I've been trying to do this for a few months by watching others, however I only seem to find the videos if cash stuffing which doesn't help me know how to get to the actual point. I was still lost even when I thought I might have it finally. But now I really think I do "get it". Thank you so VERY MUCH. ❤

@Mrsmadison45 Жыл бұрын

We liked your video, we use the Zero Balanced Monthly Budget, every dollar has a name ❤ we are debt free married 20 years, own house, 2 vehicles have 8 kids grown, and 22 grandchildren

@lymanjoy Жыл бұрын

Wow wow wow!! You are inspiring. Thanks for watching!!

@kimkarnikaahandmadejewellery Ай бұрын

Wow. ❤ I enjoy being around people like yourself.

@lamonamarshall2093 Жыл бұрын

I love how you broke everything down and made it simple to understand.

@lymanjoy Жыл бұрын

Glad you liked it!!

@Lovely-ff7uv 9 ай бұрын

@@lymanjoythis was the best 26 minutes I've spent in a long time! I wil try these methods for sure.

@kimkarnikaahandmadejewellery Ай бұрын

Hi . I found some useful vdo s on your money & bodycare playlists saved them myself so thanks .

@sandramish2229 Жыл бұрын

Good ideas! I believe everyone should Live below their means" adjust your lifest, be frugal, budget, save and invest. This helped me out as a 6 figure earner. I've grown over half a million in retirement savings with this method

@lymanjoy Жыл бұрын

Well said!

@theresamish1746 Жыл бұрын

Congratulations ma'am so happy for you, I'm trying to get started I know it takes consistency to be successful. It's really so hilarious. Sadly there's actually people still living paycheck to paycheck

@lymanjoy Жыл бұрын

@theresamish1746 You got this!! I am still in the process of breaking free from paycheck to paycheck, too. One day at a time. 😊

@nicolasfernandez222 Жыл бұрын

Great accomplishment keep it going , you said it all right there!!

@eiraantoinette6793 Жыл бұрын

Antoinette NY, 39 . I Just started at my six figure job after being in and out of the poverty line. I really hope I don't end up like this. I'm scared really scared!!!

@masalinas8219 Жыл бұрын

I just came across this video, yesterday. I'm so excited to try this method. I followed along, did my budget, and labeled my envelopes. I work part-time so I'm challenging myself to make this work on a limited budget. I've been on Fetch for the past year and I also make a tiny bit of money doing surveys online and bring in a little money selling some crafts. I asked God to help me with my finances and he blessed me with your video. It will probably take me a month to really see some progress but I know I will get there.❤❤❤

@lymanjoy Жыл бұрын

Praise the Lord. This is awesome, glad you are here and excited to see you succeed in this!!

@miabush1600 Жыл бұрын

This is the simplest break down I have seen on you tube! you dont talk too much you get to the point and you make it soo simple, thank you!

@lymanjoy Жыл бұрын

Glad it was helpful!

@classical7 8 ай бұрын

Yes!! Totally right on track with the explanation to get me started. 😁👍

@lizbrown3021 5 күн бұрын

Family of 10 here! You are so inspiring, thank you for being here!!

@lymanjoy 5 күн бұрын

Welcome, thanks for watching 😃 ❤️

@user-wo6zg9kx7s 4 ай бұрын

This was the BEST video. Others would stress me out so bad. Lol. This was simple and informative. Not that the other videos weren't; but, this was much easier to follow. ❤ Thank you for taking time to teach this.

@lymanjoy 4 ай бұрын

Oh, that makes me so happy. That was my intention. ❤️😁

@sister2mysoul Жыл бұрын

This has been the MOST HELPFUL cash stuffing video that I have watched!! No offense to anyone else... yours makes the most sense! Thank you 🤑💚

@lymanjoy Жыл бұрын

I am so very glad 😊.

@lynnyo1467 Жыл бұрын

Very organized budgeting. Love the cash envelopes 😊

@simplyshaffer2012 11 ай бұрын

This video has taught me so much that I have been searching for, for months. I am so glad that I found you. You really break things down into simple things so it's not so overwhelming. I cannot express how grateful I am for you. Thank you.

@lymanjoy 11 ай бұрын

I am so very glad. Happy your here!!

@lizknauel8727 Жыл бұрын

It’s nice to see this method making a come back. My mother did it and taught us, her children how to manage our allowance using envelopes.

@lymanjoy Жыл бұрын

Yes, it's been around a long time!

@xoxoluvsuxoxo Жыл бұрын

Thank you for breaking down everything. I’ve finally been able to budget by paycheck with your video 😊

@lymanjoy Жыл бұрын

I am so so glad!!

@muscmaniac69 Жыл бұрын

Celisa started me on my budget journey back in Jan too. I ordered several items from her but i ended creating my own pages which i now use religiously lol. Ive made huge progress by doing the zero based budget also n im soooo thankful i found these types of channels because i needed serious help getting my spending under control lol

@lymanjoy Жыл бұрын

She is wonderful, and just watching her and others really helps keep your mind and heart on track. Always better doing hard things together in a community!! Love that you made it your own, that's how we can truly have financial break through. Great job!!!

@lisaramos4247 8 ай бұрын

I have to say what most people have said about this video, it is the simplest way I have found (And I have watched a TON of videos) to start my budget journey! I am so excited to begin saving and stop living so frugally! Also, I loved 🥰 your binders and how they were all divided up!

@lymanjoy 8 ай бұрын

Thank you for those kind words. I wish you the very best on your budget journey. 🙂

@Chelle-kd1po Жыл бұрын

Best exlaination of a zero-based budget ever! Thank you!

@lymanjoy Жыл бұрын

I am so glad!!

@dionnagarner8723 Жыл бұрын

Best video I’ve see thus far… I can get a grip on this saving and budgeting task now.. Thank you!

@lymanjoy Жыл бұрын

Glad it was helpful!! You got this!!

@dionnagarner8723 Жыл бұрын

Do you offer these printable sheets?

@dionnagarner8723 Жыл бұрын

Nevermind.. I see where you linked the binder, I’m assuming the sheets are included in the binder?

@pnwlaf Жыл бұрын

Thank you! A few months ago I started watching videos about savings challenges because I wanted to save some of my limited senior income. Right away it became clear that I needed to start with a budget. This is the most simple yet comprehensive instructional video I have found for getting started. This is also the only video of yours that I've watched. I have "liked" and subscribed and look forward to exploring your previous videos. ☺️

@lymanjoy Жыл бұрын

I am so glad you're here!! I do a weekly cash stuffing or saving challenge video on Friday. That can give you a how-to and how I do cash stuffing on a weekly basis. Hopefully, keeping you encouraged and answer any questions along your journey. Then Mondays I release an informational video regarding cash stuffing, saving challenges, and wealth building tips and tricks. If you ever have questions or I can help in any way, please just ask. Take care.

@pnwlaf Жыл бұрын

@@lymanjoy I'll be watching for notifications. ☺️

@AnnCashes 2 ай бұрын

Thank you for this video!! It's so important to stay on top of finances. Its so encouraging to watch people making a plan and sticking to it...the hard part!!!

@lymanjoy 2 ай бұрын

Thanks for watching 😁

@normamares5057 Жыл бұрын

I like how you explained everything and break everything down slowly and mercy😊

@lymanjoy Жыл бұрын

Awesome!!

@dianaviera6228 6 ай бұрын

Thank you for this video!!! This is exactly the explanation I needed!!! I started in October but once November hit, I had expenses I did not know was coming. Ex: license renewal was $100! So things like that I never thought of. I know realize that auto taxes are due in August so that will be another envelope. This video opened my eyes and now I can make a plan and move forward. 💜💜💜

@lymanjoy 6 ай бұрын

I am so glad you found it helpful! 😊

@phantomtroopyt Жыл бұрын

Your channel is growing substantially! Keep going!

@lymanjoy Жыл бұрын

Thank you!

@phantomtroopyt Жыл бұрын

@@lymanjoy Thought i'd comment to boost the algorithm

@beyoutifullynatural9451 Жыл бұрын

Best video ever. This exactly how I budget. You explain everything so well and you gave me a new envelope idea I really needed

@lymanjoy Жыл бұрын

Glad it was helpful! Thanks for the kind words!!

@SunshineFL Жыл бұрын

This is fantastic I just received my book today and I followed my budget exactly how you just did your budget and I just have to work on zeroing everything out because I had quite a bit of money left over and plus we get all of our money at the first of the month and the end of each month so it’s not exactly every two weeks so it was kind of challenging. It’s more like once per month.

@lymanjoy Жыл бұрын

Sounds like you are on your way, though. Great job for taking action. I bet this time next year you will be in a whole new financial spot!!

@FUNin_mylatterlife Ай бұрын

I loved the way you made it so simple to allocate every penny. Love this.

@lymanjoy Ай бұрын

So glad it was helpful!! 😃

@rrsharplikeasharpieeee 8 ай бұрын

Thank you so much for doing this. I've watched so many and each time I'd finish confused. This was articulately explained and to the point. Thank you again.

@lymanjoy 8 ай бұрын

So very glad 😊 thanks for sharing that with me. It makes my day!!

@lynnyo1467 9 ай бұрын

I LOVE how straightforward this is! Thank you for sharing this!!😊

@latriceh3792 Жыл бұрын

Love this. You made this look so much easier

@sarahwesterveld6251 7 ай бұрын

Thank you so much for your clear explanation & demonstration! 👍

@Sum1Budgets Жыл бұрын

Loved the video very informative thanks for sharing! 💕🦋😊

@sassyk418 Жыл бұрын

Finally a video that explains the method clearly. Thank you 😊

@missladygray Жыл бұрын

This is a really helpful video. Thank you for this

@MoonCafe-sd1qp Жыл бұрын

Very useful tips, thank you 😊

@Karmaisagod8228 Жыл бұрын

Love this so much⭐️🩵

@808Blessed1 Жыл бұрын

Hi I watched a lot of budgeting videos but your video I really like. I like the way how you break down everything on paper. This really helped Thank You for sharing.💜

@lymanjoy Жыл бұрын

Oh I am so glad!!!

@cynthiamerryman Жыл бұрын

Very clear, thank you!!

@madamkiwi1094 Жыл бұрын

Great video, realistic wages and bills, easy to understand.

@lymanjoy Жыл бұрын

So glad, that was my goal!!

@Savingjae-of9rw Жыл бұрын

Very helpful thank you 😊

@spicebudget 9 ай бұрын

Very good that was simple. 👍💜

@marlenerami3151 8 ай бұрын

Excellent informstion. I like the envelope idea.

@yvettehernandez369 11 ай бұрын

Thank you. Love the way you broke it down!

@lymanjoy 11 ай бұрын

You are so welcome!

@BudgetsWithELMA Жыл бұрын

Awesome video, very informative! Love your desk setup and cash envelopes ❤

@lymanjoy Жыл бұрын

Thanks 😊

@michaellawsonspeaks Жыл бұрын

Cool. I love it!!!

@maryruhland398 8 ай бұрын

Fellow heart mom here! You're amazing!

@lymanjoy 8 ай бұрын

Glad your here!!

@Thereallisadee 10 ай бұрын

Very well done 🎉

@thatsmyjam6065 Жыл бұрын

Well explained!!!

@PenelopesPerspective 9 ай бұрын

This is the best explanation I’ve seen. Thank you!

@lymanjoy 9 ай бұрын

Glad it was helpful!

@marylynmiller5158 11 ай бұрын

A very thorough and comprehensive explanation, Laura! TFS

@lymanjoy 11 ай бұрын

You are so welcome!

@tjiarrikapayne2251 6 ай бұрын

You literally have the best budgeting video I have seen you get straight to the point and it makes sense thank you ❤

@lymanjoy 6 ай бұрын

Thank you that is so very kind. I am so glad it was helpful!!

@JaRicanJem 11 ай бұрын

You explained this so well !!! Thank you. It was easy to understand and to follow

@lymanjoy 11 ай бұрын

Glad it was helpful!

@JenniferD.-wt4uj 8 ай бұрын

I feel you have the best information on how to budget and other savings challenges and that I'm able to understand them and how to go about how to do it right, so thank you so much!!!❤

@lymanjoy 8 ай бұрын

Thank you for those encouraging words!! I am so glad you find them helpful. 😊

@kariwilson5766 Жыл бұрын

I love your envelopes

@patriciahogg5763 9 ай бұрын

Well done!!!

@terrimosier4393 11 ай бұрын

Yes thank you for explaining it a lot better then others. Sometimes seeing is better for ppl. ❤

@lymanjoy 11 ай бұрын

Glad it was helpful!!

@debluvjesus3823 7 ай бұрын

Less complicated Thank you

@klaakso 11 ай бұрын

Thank you so much for inspiring me to start cash stuffing!! I definitely have some goals !!

@lymanjoy 11 ай бұрын

You can do it! I am excited for you. Let me know if you have any questions along the way. 😊

@TrinaRoach Ай бұрын

I have tried to do this for years and you are the first person to break it down step by step. Now I get how to work the snowball in. Thank you!!!!

@lymanjoy Ай бұрын

That's awesome, I am so glad 😊

@ChikHomeHobbies Жыл бұрын

This video is very helpful and easy to understand. Thanks!!

@lymanjoy Жыл бұрын

I am so glad!!

@mistye277 Жыл бұрын

Wow, clear explanation! Thank you!

@lymanjoy Жыл бұрын

So glad it was!

@robinlanders8551 6 ай бұрын

I truly appreciate how you made that so easy to understand. I actually just purchased that workbook so it was nice to see you use that. Thank you for taking the time to explain everything so throughly.

@lymanjoy 6 ай бұрын

So glad it was helpful!!!

@natureselement7588 8 ай бұрын

Thank you for keeping it crazy simple. It never made sense to me before now. Appreciate your break down and the explanations.

@lymanjoy 8 ай бұрын

Oh, that makes me happy. I am so glad!!

@paliejeanne 24 күн бұрын

WOW!! Thank you so much. I struggled to learn how to start. You were so helpful!

@lymanjoy 24 күн бұрын

I am so very glad it was helpful. If you ever have question please ask, I love to help!!

@laceybayliss6581 Жыл бұрын

Thanks for this ! I did this my self on paper half way through the video come back and continued the video and I’d automatically done all the other steps this must be the one for me !!!

@lymanjoy Жыл бұрын

Fantastic! Great minds think alike. 😁

@vcruz848 5 ай бұрын

Thank you ! Finally, I made a budget I can manage and understand. Thanks for all the help.

@lymanjoy 5 ай бұрын

Yeahhhh, if you need any help along the way, please don't hesitate to ask. It's sounds like it's going to be a great year of financial wins!!

@antoniawalk2005 Жыл бұрын

Thanks for the tips!! I really enjoyed your video😊

@lymanjoy Жыл бұрын

Thanks for watching.

@user-os6kx9de1t 11 ай бұрын

I liked how you broke it down and explained everything. Watching other videos was somewhat confusing. Thank you, now I have an idea of what I need to do to start saving and staying on a budget too.

@lymanjoy 11 ай бұрын

I am so glad it was helpful!! Happy Cash stuffing

@fourdayhomestead2839 9 ай бұрын

The envelope system works for me with variable income & monthly expenses.

@lymanjoy 9 ай бұрын

Awesome, it makes it so empowering to know where your money is and where it's going!!

@breez803 9 ай бұрын

this is the BEST, most simply explained video. Thank you so much for all of the helpful advice. At first, I was overwhelmed with trying to start my cash stuffing but this video makes me excited! 🤩

@lymanjoy 9 ай бұрын

Oh, I am so glad you found it helpful that just brings me joy. Happy cash stuffing!!❤️😊

@kimberlyleon2147 5 ай бұрын

Great video ❤

@lynnyo1467 10 ай бұрын

Great ideas! Love the way you show how to do this method.😊👍

@lymanjoy 10 ай бұрын

Glad you liked it!!

@LUCKY_ASHB Ай бұрын

Your channel is amazing!! It’s overwhelming when starting but fun savings challenges even if they’re mini have made it more fun for me

@lymanjoy Ай бұрын

Right savings challenges big or small just make it more fun and motivating. I started very small!

@banana72 Жыл бұрын

Love your video. Subscribed! Thank you for the information

@lymanjoy Жыл бұрын

Glad your here!!

@beckygutierrez8749 Жыл бұрын

Thank you! You made easy to understand I’m ordering everything I need to do this 😊

@lymanjoy Жыл бұрын

Yeaahhhh....glad it easy to understand. Happy cash stuffing 🙂

@veronicaparodi3853 11 ай бұрын

i have to thank you. finally, I understand how this work! I'm starting now!

@lymanjoy 11 ай бұрын

Wonderful! I am so very glad it was helpful!! Happy budgeting and cash stuffing.

@yolandawebb3032 Жыл бұрын

Wow I really appreciate the video.. very honest and straight to the point these other people just run their mouth the entire video not saying anything at all.. new subbie

@lymanjoy Жыл бұрын

I am so glad you liked it!

@classical7 8 ай бұрын

I've watched a few videos before you'd, but I found your explanation to be the simplest & useful. Thank you.

@lymanjoy 8 ай бұрын

I'm glad it was simple and useful. Thanks for watching. Have a great day!!

@dreameryoung38 2 ай бұрын

I have to say a budget is a must ,had to put my vehicle in the shop Im so glad I budgeteted,interest is murder on borrowed money

@lymanjoy 2 ай бұрын

Totally, car stuff always gets me. Budget is a life saver!!

@Mony0425 8 ай бұрын

This is amazing and easy to follow. I am going to start for October and get all the tools I needs including looking back last three months. Thank you and a new subbie here.

@lymanjoy 8 ай бұрын

Welcome. I'm glad you're here. I can't wait to hear how your journey goes. Happy Cash Stuffing!!

@vanessa4513 4 ай бұрын

I subbed you, I am going to use your video to show my budgeting group how to do this. Thanks for the easiest tutorial

@lymanjoy 3 ай бұрын

Awesome! Thank you! So glad it's helpful. 😁

@Mann2013 6 ай бұрын

Literally I’m saving this video. Once I begin my budget journey I’m definitely referencing back to this video. Thank so much for putting out this video. You made it so simple to understand. I’ve watched so many people on here doing budgeting and not one, has taken their time to break it down the way you have. They usually jump into counting their money they’ve saved right away😂😂😂. Thank you once again. You’re awesome for this. Really, I can’t wait to start thanks to you. ❤❤❤❤❤. I definitely subscribed. Lol

@lymanjoy 6 ай бұрын

I'm so glad it was helpful! Having a simple plan can be all the difference. Can't wait to hear how it goes for you. Let me know if you have any questions along the way!! ☺️

@fla9086 6 ай бұрын

This video was such an eye opener. This is the first time I could truly understand this method and I'll try to do it too, so thank you very much for your tutorial.

@lymanjoy 6 ай бұрын

Oh, that makes my day!! That was my goal. If you have any questions along the way, please ask. 😁❤️

@securitymonitor389 8 ай бұрын

Thank you SO much for simply explaining how this method starts; I'll definitely refer you video to others.

@lymanjoy 8 ай бұрын

I am so glad 😊

@torinawilliams1962 Жыл бұрын

Thank you!

@KimberlyChristy-ql8ww 4 ай бұрын

Ty ❤

@patricestull7780 3 ай бұрын

I LOVE THIS METHOD, IT'S EASY TO UNDERSTAND ❤

@lymanjoy 3 ай бұрын

So glad!! 😁

@S.Mica0016 2 ай бұрын

Wow this is a great easy to understand video , wish I found this sooner!

@lymanjoy 2 ай бұрын

Love that it was easy to understand!!

@perlaortiz159 10 ай бұрын

You do exactly what I do and I try to keep and stay with the same routine and it has been good for me lately and I absolutely love it I save and have enough to pay my bills but splitting your check the most important thing is the rent is the first thing that you have to take out electricity of course everything that's more important and then think about the least important to put aside

@lymanjoy 10 ай бұрын

Thanks for sharing!! I love it too and it's nice yo know where all the money is going!!

@lindaryan4148 11 ай бұрын

Great video. The way you presented it is the best I have understood. Thank you.

@lymanjoy 11 ай бұрын

You are welcome! Glad it was helpful!!

@elainyacrayton1115 2 ай бұрын

I've realized that I need help with my finances and you have help me get it together. You way is so simple to understand.

@lymanjoy 2 ай бұрын

I am so glad!!! If you ever have any questions please don't hesitate to ask!!

@TheKrispyKidd Жыл бұрын

Very helpful!

@lymanjoy Жыл бұрын

So glad!!

@madethemlook Жыл бұрын

I’ve watched a lot of budgeting videos. This one is the best! Thanks a lot.

@lymanjoy Жыл бұрын

Thank you, that is very kind. I am so glad you liked it!!

@tamihill4229 10 ай бұрын

Ere did you get the form

@lymanjoy 10 ай бұрын

@tamihill4229 Link is in the description of the video. But on amazon, the simple budget planner.

@charlottehetherington8720 7 ай бұрын

This is fantastic and you explained it so very well thank you

@lymanjoy 7 ай бұрын

Thanks for watching 😊

@ssw2349 Жыл бұрын

Excellent breakdown

@lymanjoy Жыл бұрын

Wanted to be helpful for those starting out!

@user-bn1xz3kq5d Ай бұрын

great video really helpful

@lymanjoy Ай бұрын

I am soooo glad!!

@criticalwalletdays.4389 11 ай бұрын

Great content!

@judya8044 6 ай бұрын

Excellent video. Thk u

@lymanjoy 6 ай бұрын

Thank you.

@humbertocorrea9292 3 ай бұрын

This is the best video for budget I saw so many thank you

@lymanjoy 3 ай бұрын

I am so glad it was helpful!!! 😁❤️

@humbertocorrea9292 3 ай бұрын

@@lymanjoy all the videos I have seen are so confusing 🫤

@lymanjoy 3 ай бұрын

@humbertocorrea9292 well I glad mine was simple. I tried to make it that way. If you ever have any questions, please ask, I am here to help.

@ginamoffett1973 Жыл бұрын

Thank you this was easy to fallow

@lymanjoy Жыл бұрын

So glad!!

@Carolmaizy Жыл бұрын

This was very helpful!

@lymanjoy Жыл бұрын

Glad it was helpful!

@LCmonman 9 ай бұрын

Tip: most utilities have Equal Pay options. This helps a ton with being able to have a consistent amount to plan the budget every month

@lymanjoy 9 ай бұрын

Yes!!! That's a great tip. Thanks for sharing. 😊👍

@michelldurbecq2901 3 ай бұрын

You just have to be careful when they do the yearly audits when they adjust your payments either up or down