20 Frugal & Money Saving Tips 💰 These Changed My Life
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Күн бұрынSave money fast and more importantly, change your mindset about money. Here are the steps I took to go from BROKE to FULL FINANCIAL FREEDOM (and it wasn't about making more money).
I know what it's like to always be behind financially and never have enough money, but I promise you, if you TRY these tips (especially paying yourself 10% first), your financial situation will improve, no matter how broke you are right now.
Podcast Channel on KZfaq: @ClutterbugPod
Website: www.clutterbug.me
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#frugalliving #savemoney #getrich
00:00 Introduction
01:31 Money is a tool
02:19 Never pay interest on credit cards
03:00 Pay yourself 10% first
04:16 Save all BONUS money (tax refunds, rebates, cash gifts etc)
05:13 Invest your saved money (once you have saved a bit)
06:16 Make a budget
06:26 Use a free money-tracking app
06:46 Use cash
07:05 Watch and read finance tutorials
07:35 Buy second-hand
08:25 7-day no-spend challenge
09:00 Meal plan
09:22 Eat from your freezer
09:37 Meatless Mondays
09:55 Make your own snack foods like cookies and treats
10:06 Evaluate subscriptions
10:33 Negotiate service plans
11:21 Wash laundry with cold water
11:48 Wash clothing less often
12:13 KZfaq University
@AndreasBergman-yj4em 7 күн бұрын
The problem today is most people always think that, you only need a good job to get rich... These millionaires are operating on a whole other playbook that many don't know exists
@ScottGonzalez-yl6ze 7 күн бұрын
Money invested is far better than money saved, when you invest it gives you an opportunity to increase your financial worth
@BrendaWong-yr2tf 7 күн бұрын
The wisest thing that should be on everyone's mind currently should be to invest in different streams of income that doesn't depend on government paycheck. Especially with the current economic crisis around the world , this is still a time to invest in Stocks, Forex and Digital currencies
@lenettasmith-murray2145 Ай бұрын
Last month I did a 30 day challenge where I bought no groceries & just lived off my overstocked pantry. Never missed going to grocery store. I hate going to the grocery store. I'm so proud of you for standing up for yourself. I hate confrontation also.
@opchick0597 Ай бұрын
Thats a great idea! I'm going to try it for May. Thanks for the idea.
@janeleslie4192 Ай бұрын
Love that idea. I’m working on emptying and using the food in the freezer .
@Hajesse 10 күн бұрын
I am fortunate to have $100k saved by the age of 27 without venturing into stocks. Now, I want to invest safely for growth in the next 3-4 years to buy a home. What's the best strategy?
@Lewyn298 10 күн бұрын
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
@thelooseseal 10 күн бұрын
You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.
@ApBurger3532 10 күн бұрын
Do you mind sharing info on the advisor who assisted you?
@thelooseseal 10 күн бұрын
"Kristin Amber Landis" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
@ApBurger3532 10 күн бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@alla9916 Ай бұрын
And this is how my husband and I can afford 4 kids on one income. My husband has a regular job but we are debt free and have always been debt free.
@cajbaf Ай бұрын
I also am debt free. I was also a sahm with two kids. The problem is that people don't live within their means and can't discern what is a want or a need.
@bettedavis9261 Ай бұрын
@@cajbafthis! I, too, was a sahm with two boys (one with special needs). We bought our first home on only my husband's income, even though I was working. I'm so glad we live below our means.
@SIC647 Ай бұрын
How did you afford to buy a house? If I had had to wait until I could pay outright, my son would have been an adult and moved out by the time I could buy.
@CAGChannel1 Ай бұрын
We have eight. I’m old now, but kids don’t need stuff; they don’t. It freaking blows my mind the equipment people buy for their babies. I so feel for these young people who think they can’t afford a baby. They don’t need special stuff; they don’t!!
@CAGChannel1 Ай бұрын
Calculate the mortgage interest , and you will be infuriated. I hope you “ caught” the 2.5 percent small window, but even calculating that will make you mad.
@girlonaswing9439 Ай бұрын
I'm so proud of you for taking a stand for the kids!!!! Yay, PIT POLICE!!!!
@rebeccasourpuss Ай бұрын
"That's not nice!" is the most Canadian thing ever.
@judithvictoria3109 Ай бұрын
Totally! ❤
@louisedoucet8022 Ай бұрын
Came to say the same thing
@katecubed Ай бұрын
Canadian for "WTF Get in your place". They were lucky there weren't cobra chickens available.
@rebeccasourpuss Ай бұрын
@@katecubed Too true!
@RaechelleJ 12 күн бұрын
Ikr😅
@brittneyisphording1508 Ай бұрын
Another positive reason to shop second hand is it is SO good for the environment!
@lorimetzler1173 Ай бұрын
You are amazing. I’m 63 years old, but learn from you with every video you put out. You inspire. Never forget that and please never stop❤
@Clutterbug Ай бұрын
Glad I can help!
@lizzabbott Ай бұрын
Yes ! I am 64 & I learn from Cas ! (and Dawn, Dana, Kallie, FrugalFitMom & more !)
@LB-ku6ry 11 күн бұрын
Same! I’m 60!
@djenkins853 Ай бұрын
There needs to be pit security at concerts. Bullies know most people hate confrontation and will get away with it. I think it’s great that you and other parents stood up to the bullying!!!
@CoachRoFlores Ай бұрын
I read your comment before I got to the story and I thought you meant pit bulls, I didn't even question if that would be a bad idea lol 😂
@lizzabbott Ай бұрын
YES ! Why is there security for this ?
@kaydiangel2445 23 күн бұрын
My husband works 20 hours a week, he makes $13,200 a year. I'm disabled and pregnant with our 2nd baby. We live on very little money, but we are Debt Free. No rent, no mortgage, we live in a RV with very small bills. We spend all day with each other and our kids. He works 3pm -7pm Monday to Friday. Only 4 hours a day. It is nice to be free and spend the day outside in nature together. We are saving to buy a house in cash, I dont trust bank mortgages or credit cards. Being frugal with money helps us live comfortably with very little money.❤ Thank you for all your knowledge and wisdom!
@happydays1336 22 күн бұрын
Wow! You live an exemplary life.
@kayeherrera3821 19 күн бұрын
It's very nice to hear your story i appreciate it its very refreshing to hear that always be blessed and take care of yourself and family be joyful and loving 🐞🦋🌻😊😊
@777Pattie 13 күн бұрын
Where do you park your RV??
@jillgott6567 8 күн бұрын
Don't you have lot rent ? Water, electricity, heating costs ? Personal taxes on the RV ? And being disabled you most likely receive disability money plus qualify for healthcare and food stamps which would add to your income. I understand what you are saying that people can get by on less than they think they can.
@chesterelissah2420 5 күн бұрын
@@jillgott6567she might live in a state with nice climate no need for heating etc. plus when u make 13k a year for two adults and a child the goverment gives you free healthcare and a lot of money when you do ur taxes especially bc she’s disabled and they have a child. With their 2nd child they’re gonna be getting even more money. Sometimes I want to quit my job bc my hard earned money is being taxed to help others like them even though I am struggling too 🙃
@instagamrr Ай бұрын
It occurs to me how many of us have to re-parent ourselves as we get older and teach ourselves how to live life better. I’m going through this right now with cleaning (hello to your channel!), food, and relationships. And money too lol. It never ends! I love that people like you help out the rest of us when you’ve figured out part of the journey.
@lizzabbott Ай бұрын
Right ?? Well said !
@jenniferrosenthal7731 Ай бұрын
We wear jeans 3 times, use towels for 3 days, pajamas 3 days! Thank you for bringing it up because it blows my mind how often people wash things that don’t “need” to be. I do change out hand towels and washcloths daily
@theagta Ай бұрын
Seriously so true! Plus the more you wash the faster you have to replace things.
@sadieesther9721 Ай бұрын
Same!!!
@arielleggett4252 Ай бұрын
I agree! If it doesn't smell and it doesn't look dirty, definitely don't wash it! It wastes water, time, energy (electricity and your own energy), AND can wear out your clothes faster!
@lizzabbott Ай бұрын
SAME !
@deb9806 Ай бұрын
My mom always said your hair is clean and your body when drying, why is the towel dirty? She had a point, I let them go a few days unless obviously dirty
@stkatri Ай бұрын
Good for you for standing up to bullies! Glad it worked out and you had fun!
@annmerchant452 Ай бұрын
GREAT end story, Cas. Good for you, girl. Proud of you.
@judyellen4412 Ай бұрын
You know, Cas, people don’t talk about reusing towels or wearing clothes more than once or washing on cold. All great points! And money savers. Kudos to you for taking a stand. Very brave.
@brendayoung5727 Ай бұрын
I wear clothes a few times before washing but not my towels because I’ve had a couple of staph infections and can’t do that.
@PinkieJoJo 18 күн бұрын
You are definitely not supposed to reuse towels because they harbor bacteria. Especially if you dry your face in the spot you wiped your butt the time before.
@yolandapagan5656 7 күн бұрын
Hey have a separate hand towels for the butt and replace as often as you wish. Reuse the body towels. Just make sure your towel is on the thin side and dries quickly. If you live in warm weather hang outside to dry. It will smell wonderfully clean.
@Lisa-jm3nk Ай бұрын
You are my heroine Cass, standing up for what is fair, and defending people who stand in line, and doing it with civility. This is the most Canadian thing I have heard today. YOU RULE.
@altheaelainejaug8497 Ай бұрын
Agreed!!! ❤❤❤
@brittneyisphording1508 Ай бұрын
Thanks for standing up for you and all the people around you!
@BackroadMoney Ай бұрын
I'm so happy for you girl, having money in the bank is a game changer! I only spend money on Fridays, it also makes me think about my purchases and most of the time I decide I don't actually want whatever it was.
@ohcaptainmycaptain4829 Ай бұрын
Does that include groceries, or just things like amazon purchases that you save in your cart for later?
@BackroadMoney Ай бұрын
@ohcaptainmycaptain4829 Groceries, gas and pretty much everything else. I do Fridays because it's payday. I do all of my errands on Fridays. It does take a little planning and getting used to 🤣
@noraanderson6763 Ай бұрын
Ooh, I LOVE this idea! I love predetermined decisions!
@sylviaskinner6849 Ай бұрын
Wow, this is the interesting concept. I just retired. I think I’m going to have to give this a try.
@megannelson8875 Ай бұрын
That’s a great idea!
@Helena_from_Sweden Ай бұрын
Yeaaaaaahhhhh! You go girl! Good you stood up for yourself and the “front rowers’” ♥️👏♥️👏♥️👏!!!
@curiouscitizen4098 Ай бұрын
I am so HAPPY to hear you say it is ok to defend yourself against bullies. Great to hear that other moms joined you! We live in a world in which it has become necessary to be brave, and what a great lesson to teach your kids too! Because let's face it, bullies don't stop unless they are taught there are consequences for being mean!!
@henriettelinkshanderin1449 Ай бұрын
I just hope the biggest bully of all won't become US president again. He is getting away with everything and he will bully the whole planet again.
@chanelle9733 Ай бұрын
😂I had the exact same situation when my daughter was little but we were in line for a t-shirt at an NSync concert! A mom pushed my 10 year old out of the way and tried to cut in front of her. I stood my ground and to this day it is one of the memories my daughter talks about and says “don’t mess with my mom!”
@katherineblackburn813 Ай бұрын
I love these stories. "NO" is a loving word. You and Joe had goals and you held each other accountable! You are an awesome team. All the best to your family.
@Pam-56 Ай бұрын
I’m proud of you for standing up to the mosh pit bullies! I have a tip for sending the wrong food back. Just say “ this looks really good. I bet the person who ordered it will be upset they didn’t get it.”
@patriciabellah9392 Ай бұрын
Good job Cas it's perfectly OK to stand up for yourself.
@sherholubowich9627 Ай бұрын
We wash everything in cold and have had no issues. We also only dry towels and sheets in the dryer, everything else, yup, undies, socks etc are all hung to dry. Great video! 🌟🌟
@fionaschiffl8065 Ай бұрын
I love to use what I have around the house. In the last few weeks I’ve made a bedside cart, a firewood shelter out of old wood and even parts of an old aviary and stuff from my craft room. I made a spray painting station out of a large cardboard box and a curtain rod. It’s fun to use stuff that you wouldn’t normally use to make new things.
@christinewotherspoon6655 Ай бұрын
Brilliant advice given from real life experience- you just can’t beat that!
@arianamansouri9275 Ай бұрын
Wow! I love hearing your talk about money. More please 😊
@ksnyder31 Ай бұрын
I’m only partially through the video, but yes! When we paid off all non-mortgage dept it was amazing freedom. Then we built our savings up (a lot) and the freedom compounded. Then we paid cash for a car for the first time (completely chances that experience) and even more freedom. Last year we were able to put an additional $30k towards our mortgage. All this while I’m fighting cancer for the 3rd time. I cannot imagine carrying that additional stress during an already stressful time. Thankfully we prioritized our finances before I got sick.
@micheleohmer4117 Ай бұрын
Lifting you up in prayer 🙏 The Great Physician is at work!
@jeanetteh.9240 Ай бұрын
May your cancer permanently go into remission.
@TheRealJules Ай бұрын
BOTH partners have to be on the same page with money. It doesn’t work otherwise. We’ve been saving consistently since our 20s. Now, in our 50s, hubs is semi retired (so he can be a KZfaqr! 😁) and it’s just me working but we have more than enough in savings and no debt that we are totally ok and I will still be able to retire at 60. And PLEASE do yourself a favor. You had a vid recently that talked about cleaning your dryer lint trap. I had always removed the visible lint after each load but I did not realize how much buildup was on the screen. It was taking FOREVER to dry a load of laundry! I saw your vid and said what the heck, I’m gonna run that bigger through the dishwasher. It totally worked - and I feel safer knowing it’s less of a risk now. Thanks!!
@tabithatierney6512 Ай бұрын
Wish I had a good partner to help and be on the same page as me 😢 I get so tired of being single and having to be by myself.
@amypola5903 Ай бұрын
Yeah I went and washed mine immediately.
@sunshine3914 Ай бұрын
Check the outside where it vents to the outdoors. I was just house sitting & the cage around it, that keeps creepy crawlers out, was compacted with 4” of hard dry lint. So now I need to clean out the entire hose. If it was mine, I’d replace it with a new one.
@lynnettemurphy8243 Ай бұрын
@@tabithatierney6512Being on your own means you get to decide which page you're on. Partners can complicate things.
@tabithatierney6512 Ай бұрын
@@lynnettemurphy8243 this is very true! I’ll have to remind myself of this!
@Pre0115 3 күн бұрын
Stand up for yourself EVERY TIME! 👏🏾👏🏾👏🏾👏🏾👏🏾
@cobbt11 Ай бұрын
Thanks for the tips and for reminding me why I never want to attend events with large crowds of strangers. That’s an easy category for me to save money on! 🎉😂
@cathyunderwood7155 Ай бұрын
Yes!!
@teresah4972 Ай бұрын
High Five; you deserve it for doing what was right. Way to go Cass and other Mom’s standing up to the bullies!
@Clutterbug Ай бұрын
Thanks!
@jennrae67 Ай бұрын
Thank you. I think having to struggle for years creates a lifelong mindset about how I view my money. I see it as money to save. With a mindset of saving money even when I didn’t have it to save, I am a lot more stable now than I would have been if I’d budgeted my money to spend down vs saving up.
@alexa5927 5 күн бұрын
I paid off $13,000 over the course of six months. I stopped going to places where I was tempted to overspend (Target, Marshalls, Home Goods), limited myself to twice a month when it came to going out for dinner - including fast food - or drinks with friends, did my best to stick to a grocery list, and have bought very little in the way of clothing. I started on a path to minimizing my current inventory, which involved a strict ‘one in/one out’ policy. It completely changed my relationship with shopping from ‘do I want it’ or ‘do I need it’. The money I saved to assist in crawling out of debt was unbelievable.
@abbieball4947 Ай бұрын
This is basically the Dave Ramsey playbook , if anyone needs more help with this! *Edited to add: watching Dave Ramsey on KZfaq is absolutely free . They have a whole KZfaq network of amazing people talking about a debt free lifestyle and a radio show on KZfaq every week day for 3 hours of live calls and answers to everyone’s questions.
@charlottebailey4828 Ай бұрын
The first 10% for Christians is a tithe to the local church congregation and Dave says then 15% to your retirement. It’s worked for us for years.
@MaryWolf-7066 Ай бұрын
Agreed, but Dave Ramsey isn't free. When you are broke, you can't afford to pay money to hear common sense.
@abbieball4947 Ай бұрын
@@MaryWolf-7066 Dave Ramsey is absolutely free. You can watch their daily show Monday- Friday for 3 hours a day of live calls and advice. They also have “smart money happy hour” , “the Rachel Cruze show” and more for free on KZfaq that are all Dave Ramsey personalities talking about how to live a debt free life.
@cajbaf Ай бұрын
@@MaryWolf-7066 There are a multitude of videos with Dave Ramsey that are FREE.
@MaryWolf-7066 Ай бұрын
@@cajbaf Yes, I agree, and occasionally watch one of his. There was no intent on my part to slam Ramsey. Cass has taken the basic principals and put them on one simple, easy to watch video. It's a magnificent place for someone who is struggling to start and be motivated to do so in a very short time.
@dianeo Ай бұрын
Thanks for the reminder about putting 10% of your income into savings. I stopped doing that when extra money was needed for a huge repair. Need to start doing that again. Also, it took a hard lesson of huge credit card debt long ago to vow never to use credit cards again. High five for standing up to the concert bullies!
@theagta Ай бұрын
If you have your pay automatically deposited I would recommend setting up a second account for a preset amount to be deducted at the same time. It's great because I only really look at my chequing account so it doesn't really hurt so bad. Then when I go to the other account it like a huge surprise how quickly it accumulates when you don't have to manually transfer funds.
@dianeo Ай бұрын
@@theagta Ah, that's a good method. Thanks!
@geobus3307 Ай бұрын
Proud of you for fighting the good fight! You demonstrated an important lesson for your daughter! "That's not nice! " is a great fight rant!!😂
@DebM122 Ай бұрын
Great tips you shared today. I have been doing no spend for 3 weeks and only purchased dairy goods as needed. It’s amazing how we don’t realize how much we actually have in food and need to use up. I only wash in laundry in cold water, I never used a dishwasher although we’ve had one for many years. I use it as my drying rack. I wear pajamas numerous times and jeans as well because I work from home. No need to waste the money foolishly. I am completely out of debt and use my credit card but pay it off at the end of the month. Today was the first day I actually purchased for me. I bought 6 summer tops for the Florida heat. I will continue the no spend challenge as my husband is loving it and we only buy necessities or when an item is needed. I wish more people would at least trying it and maybe because you gave great tips more will be trying it out. Definitely a game changer without sacrifice.
@ninacox6865 Ай бұрын
Great for you for standing up for yourself and the younger people.
@brendaspencer6691 Ай бұрын
I also attend KZfaq University!! I wish I could fix my car that way but I don't have the tools to do it. Good for you for standing up to the bullies at the concert!
@sunshine3914 Ай бұрын
Some of the auto parts places will lend you the tools. After two years of asking 3 different mechanics to change out my power steering fluid, I found different videos on my specific vehicle & after reading comments, I did it myself without much effort, & it made a world of difference. Saved me from having to replace the pump, which would have ran around $1,700. From the comments: if you place a piece of heavy cardboard between the ground & each front tire, you can turn the wheels freely, then you won’t need a jack.
@brendaspencer6691 Ай бұрын
@@sunshine3914 Thank you
@cherylstewart3839 Ай бұрын
Find a traveling car repair person.
@bethl8866 27 күн бұрын
I bought headlight bulb and fixed my headlight in the parking lot. I didn't need any tools. Ego booster too.
@OneDayAtATime1277 Ай бұрын
Thanks for sharing the financial tips Cass! And also thank you for your story at the end, way to stand up for yourself and others, great lesson for all of us! Don't let the bullies win!! 💪❤❤
@xXTumblinXx 16 күн бұрын
I needed these tips, thank you! The only thing I would add is, if you’re able to, don’t sacrifice health to save money. There are healthy options, which are just as delicious, and in some cases affordable. It will save you money on drugs, treatments devices, etc
@stunkandriasawesomestuff Ай бұрын
My favorite part of the video was the end! Way to stand up for what was right! We need more people in this world who will do that. 😊
@templeworkn Ай бұрын
I loved this! Many of the things I already do, but what caught my attention was making the kids' snacks!!! With 3 kids all they want are snacks. Right now, I buy the snacks and ration them out. So once the general stash is out, it's out, until I restock it. This has helped a lot too!
@susankelly4424 Ай бұрын
Cass - you are my guru. I am discovering that I have ADHD so I’ve struggled for most of my 55 years. When you explain how to do something it helps me. Thank you. ❤❤❤
@hideyable 5 күн бұрын
These sorts of videos are an interesting insight into how other people live. I've never considered buying a brand new car or washing a towel after every use. Both seem a waste of resources. It's nice that you're sharing this information with others so that they might be more considered in how they consume things.
@jejrstans 14 күн бұрын
YES!! I LOVE the Pit Police!!! Good for you standing up for yourself! You are worth it even if there aren't small children to protect!
@tgayer1 Ай бұрын
Being debt free and having a nest egg for retirement is awesome! 😁 Tracy
@Clutterbug Ай бұрын
It really is!
@nrgltwrkr2225 Ай бұрын
This couldn't have come at a better time for me. Thank you so much!!
@leahrowe847 Ай бұрын
Way to GO Cass... I'm proud of you being the Pitt Police!!
@Clutterbug Ай бұрын
Thanks!
@raqueljimenez8236 Ай бұрын
That's wonderful. It's scary to confront people but sometimes it has to be done. Yay you did it.!
@jacquieb112 Ай бұрын
Good for you Cas! I also fall in the non-confrontational group but there are limits. Thank you! 😊
@BackroadMoney Ай бұрын
I'm so proud of you for standing up for everyone!!!! Good job 👏 👍 👌
@j.christian6801 Ай бұрын
This was the best!! Really needed this!! Thanks for sharing your life story.
@deannahunt8522 Ай бұрын
You rock Cas!! Good for you!!
@christinastewart2688 Ай бұрын
Good for you!!!! People should be better
@a1waystreet597 Ай бұрын
WOW you are a fabulous roll model for your children and every single sub. Thank you for sharing✌️💜✌️
@intherockies Ай бұрын
Good job Cas on saying something and doing the right thing for those who had waited longer!! 🎉🎉
@Daphne-ys4ue 2 күн бұрын
Trust this advice everyone! 15 years ago I was broke, in debt and still spending beyond my means. A viscous and never ending cycle. One day I said to myself, “Enough!” Started with saving $50 a month by treating that $50 as an expense. I started eating from the freezer and pantry (except for fresh produce and cream for my coffee). Speaking of coffee, I started making my own at home. Organized and used up any and all gift cards for essentials or a treat every so often. Switched car insurance and chopped $400 off my annual policy. Called my cell phone company and they cut my bill in half!!! Cancelled any and all subscriptions. Moved from my expensive apartment in the city to a very nice, large and bright studio in a suburb. I am now debt free and saving so much more than that original $50 a month. Do what she says - switch your mindset. It doesn’t happen overnight and takes a lot of planning and sacrifice, but you’ll get there and be so happy you did.
@MendeMaria-ej8bf Ай бұрын
You are so inspiring. Thank you very much for sharing your experience and insights.
@jeeika247 Ай бұрын
High fiving you all the way from San Diego!! 🙏👏🏽🙌🏽🤜🏽🤛🏽 good job Mamabear!
@coralpetals Ай бұрын
You have such an amazing story. Thank you for sharing.
@k-b20989 Ай бұрын
Cas!! You’re the best!!! Thank you for sharing your journey!! Such valuable insight! Appreciate you!
@jcatherinegatzke5732 Ай бұрын
I LOOOVE Cass, the Enforcer ❤️ you may not have become a firefighter, but you are a protector 👊✊
@nancyneyedly4587 Ай бұрын
Love your end story! Good for you for standing up for what is right, bullies need to be stopped!!❤🎉
@Clutterbug Ай бұрын
For sure!
@CindyLorraine Ай бұрын
I think you did an awesome job covering this topic! I wanna see more finance videos from you!!
@kimberlywilliams3717 Ай бұрын
You are such a blessing! I listen to your podcast all the time to keep me motivated in my decluttering. Life changer
@barbaraspaulding1228 Ай бұрын
So proud of you! Standing up for yourself and others is what the world needs. 🎉❤🎉
@Clutterbug Ай бұрын
@Walkyria2030Vlog Ай бұрын
🎉Happy Tuesday 🎉 Thank you very much for the advice. Best regards from Costa Rica 🇨🇷
@MeTimePlants Ай бұрын
I love that you stood up for yourself. ❤
@jeannelohr3901 Ай бұрын
I love everything you said Cass! My husband and I are living in financial freedom and loving it. When someone has a need, we can help!
@Miss_Dale_Westwood Ай бұрын
Thanks for reminding me to wash my towels. I change out our towels every Tuesday and Friday. Seems to work really well for us.
@Clutterbug Ай бұрын
Awesome!
@user-yn8nk8to2w Ай бұрын
I just discovered today that you are *supposed* to wash normal (cotton) terry cloth towels on cold (or at most warm). Makes sense, since heat shrinks the cotton of a towel just as much as that of a pair of blue jeans, but I'd always thought I was supposed to wash them on hot. So, you can save on washing *and* on buying new towels by washing them on cold!
@jeanetteh.9240 Ай бұрын
If you have an oily-skinned person in your household, cold water will not cut the body oils on towels. The oils will turn rancid and your towels will eventually smell stale. Quality cotton towels are made with preshrunk fabric, and will not shrink in hot water.
@nancyknott3389 Ай бұрын
Omg, I love how you stood up for yourself and others, just amazing! Sometimes we need to do the hard uncomfortable thing, because it’s the right thing.
@amypola5903 Ай бұрын
Thank you. I needed to hear on these topics from someone like you. Especially the first bit you said was rambling. It was amazeballs. Thank you.
@jnelwise Ай бұрын
The credit card companies are so predatory. If you can’t maintain paying off a card as soon as you spend something it’s better to just cut them up and never use cards again. I had to do that because I realized that those “cash back/ rewards/ miles” I was funding that for everyone else.
@Clutterbug Ай бұрын
YES! They know what they are doing and it's gross. I went to a college tour with Izzy and saw MULTIPLE credit card booths offer students credit cards and "free merch". What?!
@Angebaby1237 Ай бұрын
I know it’s horrible!!
@rg-mi5hh Ай бұрын
They really target teens going into college with credit cards. Tell them before they get trapped into that thinking.
@syreetachever289 Ай бұрын
😂 the end. This is why I pay for a seat, cuz hunny no. I ❤ you man. These tips are solid and I needed them.
@lizzabbott Ай бұрын
Oooooh, CAS ! Yay ! You ROCK ! Thx for gettin outta yer comfort zone & standing up for those kids ! Love, Liz
@peggywalker2103 Ай бұрын
Hi, I just found your channel. You have great tips on being frugal. I know what you mean about getting angry when it comes to seeing your bank statement each month and seeing how much interest you are paying. I think, this was my turning point to becoming frugal! Also love your story about sticking up against the bullies at the concert. You go girl!
@breathelori Ай бұрын
Way to stand up for yourself, your daughter and all the other kids! Be proud!!!😉
@Clutterbug Ай бұрын
Thank you so much!!
@laura9855 Ай бұрын
Hi cass !! Your storietimesarethe best ever 😊 . Thank you for the money advice . I love the shop on Sunday &gas up the car the best . Yes it’s gonna suck but we can do it ❤🙏🏼👍🏼
@Clutterbug Ай бұрын
It sucks, but it's easier than I thought. My "all or nothing" brain can do these types of challenges better than trying to have self-discipline 24/7. I am NOT good with self-discipline.
@user-xs3hn7ks3n Ай бұрын
God bless you! Thank you for this video 😊
@777moon4 Ай бұрын
I love how transparent you are with this
@barbaracarbone4658 Ай бұрын
Haaaa. I know what u mean. Good 4u. Sometimes we just gotta speak up. People like that truly need to be put in their place. Nothing was stopping u. Lol. Hope u enjoyed the concert. 🎉
@Creativedasi Ай бұрын
Hahaha well done for being the pit police. You did the right thing which isn’t easy or fun ❤
@vpeacock Ай бұрын
Well done on standing up to bullies! You also set an example to others about doing what is right, what manners are, and the power of starting with just one person. Go you! 🌟
@trishahutchinson3485 Ай бұрын
So proud of you for standing up for what is right!!
@jaindeau772 Ай бұрын
Cas, please monitor these comments. This video is ripe for those scam bots that recommend some financial advisor who mad them hundreds of thousands of dollars in just a few months.
@practicallyprepared9389 29 күн бұрын
Yes!I hope people don’t fall for them. Thank you for pointing this out.
@radioserrelind Ай бұрын
Clutterbug should partner with Handy Women -- they're all about teaching women how to DIY home stuff! This video sparked so much joy.
@janeleslie4192 Ай бұрын
Is that a you tube channel too?
@radioserrelind Ай бұрын
@@janeleslie4192 Yes, it is! :)
@steph5630 28 күн бұрын
And Mercury Stardust is another :)
@kathysheeran6589 Ай бұрын
Good for you. Standing up for self and others. ❤❤
@juliealvidrez9102 16 күн бұрын
You go girl !! So proud of you !!!
@Angebaby1237 Ай бұрын
❤yes. Agree 100%!!! It does take self discipline!!!! HUGE motivation is paying yourself interest NOT paying interest to the man! (Who btw is sitting back on his yacht or one of his multiple homes sipping wine😂) I love love this video. Great tips!Thank you!!!!! ❤❤ So you should stand up for yourself! In the process you gained integrity!!! ❤Hurray for the pit police!! 😂 you go girl!!! How is your studying for FF exam?
@Clutterbug Ай бұрын
OMG...I had my final physical test on Saturday. It was BAD...probably my most embarrassing moment of all time, and well, you know I've had some embarrassing moments in the past! I'm going to share it on next week's end story. In the meantime, I'm just over here dying inside.
@Angebaby1237 Ай бұрын
Stop it!! You such an inspiration!! You’ve grown from the experience in some way shape or form!! ❤ you did amazing going through this process!! ❤ I can’t wait to hear all about it!!
@terryruiz7417 Ай бұрын
This is a great video. You are blessed to have a spouse who is of the same mindset.
@Clutterbug Ай бұрын
For sure!
@therealmissglamBAM Ай бұрын
It's ALWAYS okay to stand up for yourself. Proud of you!
@carinajakovleski Ай бұрын
Cass I love your videos, glad you stood up for yourself. Always look forward to the stories at the end.
@h3arty Ай бұрын
Wow, well done!! You have come sooo far!! So proud of you! 🎉❤
@Alison__0 Ай бұрын
Love you, Cas! Some great tips and reminders. Your story at the end made me laugh and also get a bit teary as I too have been taking steps to stand up for myself and my loved ones. Proud of you!! ♥️
@piricarroll Ай бұрын
YES CAS!! HI 5!! Good on u for speaking up and taking a stand (literally lol). I hope you're proud of yourself cos so many of us are proud of you too! Well done! 😊
@love_kristy.s Ай бұрын
Thanks for giving this real, simple, and educational video. You have given this single momma hope ❤️
@elliejackson7353 Ай бұрын
It's so helpful to hear where people have come from. We haven't started with much, but we're inspired to do our best so we won't always be on this struggle bus.
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