Buying A House In 2022: A Step-By-Step How-To Guide For First Time Home Buyers!

Рет қаралды 91,681

Күн бұрын

Buying a house in 2022 is easy if you prepare properly! Today you will learn the 12 different steps to buying a home in 2022 and why each of them is important. In these steps, Nicole explains how to know when you are ready to buy a home, how to qualify for a home loan, how to hire a Realtor and more! Stay tuned for pro-tips based off of Nicole's real life experiences working with home buyers so that you can have the best possible home buying experience!
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Hi, I’m Nicole Nark, a full-time Realtor® at HomeWay Realty in Little Rock. I came to Little Rock with the love of my life, I am a proud Mom of two furbabies (Mini Schnauzer Mix and German Shepard), a Graduate of Communications from the University of Arkansas-Fayetteville and Honor Graduate of Arkansas Real Estate School in Little Rock.
I believe that home ownership lays the foundation for a life of financial security and freedom.
From building equity in a home, to the tax benefits it provides, buying a home is the most important financial decision most people make during their life. For this reason it is important to work with a professional who is committed to act as an advocate for you and your best interests.
Learn more about me and the services I provide here:
narkhomes.com/little-rock-rea...
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My Website: narkhomes.com/

Пікірлер: 321

@danielagrijalva2646 3 жыл бұрын

I'm a 21 year old single mom whose currently in the process of buying my first home, your videos definitely have helped a whole lot, thank you!

@NicoleNark 3 жыл бұрын

I'm so glad! You got this! 🎉🏡

@parkerbohnn Жыл бұрын

I live in Canada and the Chinese priced everyone out of the housing market even doctors and lawyers.🤧

@stosgarage456 3 жыл бұрын

Love how she puts it all SIMPLE to understand. Wish I would of came across this in my 20s would of planned better if I knew what I know now.

@tcking86 2 жыл бұрын

Totally agree in my early 20s I had a 700+ credit score and made 60,000 a year and wish I new this information to buy a home. They need to teach this in high school.

@caitcw94 3 жыл бұрын

Thank you for this information. You have the most thorough channel for first time homebuyers I have seen in years!

@NicoleNark 3 жыл бұрын

Thank you Cait! That is so nice of you 😊 I truly love to share my knowledge with others so you all can avoid the mistakes I have made and commonly see!

@Tya2019 2 жыл бұрын

I'm in the US for only 2 years, and I'm sick of renting already. Nothing is peaceful for your family as having your own house. So, I thought of buying a house 😂 but I was absolutely clueless with where, how, and when to start. My goodness, your videos opened up my mind and geared me up with the knowledge of knowing what it is, how it works, but more importantly and fundamentally now I do know what I'm doing as well as I know the end. Miss Nicole, I personally thank you very very very very very very much, indeed. I wish all the bests to come to your life and your loved ones. Respect, love, and a big humble hug from SUDAN 🇸🇩 🤗 ❤ 💙

@hooksknotslove1528 2 жыл бұрын

You are one GREAT TEACHER!! We are in Utah. Prices of homes here are outrageous. I am currently in a mobile home and would love to find my first home on private land but after watching your videos, I can honestly say that it might be near impossible for a one income household to find a home in today's market.

@parkerbohnn Жыл бұрын

Where I live a house costs twenty times more thanks to the Chinese.

@lindadiannejones2927 3 жыл бұрын

Thank you for your time in making it well worth the time on how to buy a home!

@denisejones951 2 жыл бұрын

Thank you so much for this video. I am a 1st-time homebuyer. I was scared, however, after watching your video I am no longer. You did a fantastic job taking us through the real steps to home buying.

@marierrichardson3248 3 жыл бұрын

WOOOOW THANK YOU SO MUCH FOR MAKING IT PLAIN FOR ME TO UNDERSTAND !😃👍

@alyssastroh6558 3 жыл бұрын

Soooo incredibly helpful. Thank you!

@michaela9472 2 жыл бұрын

Wow! Spot on professional presentation. Will add this information to my check lists. Very well done Ms. Nark. Doesn't hurt that you're easy on the eyes and speak so clearly without a lot of unnecessary "fluff or jibber jabber". Thank you!

@NicoleNark 2 жыл бұрын

Happy to help Michael!

@kachindubuisi2333 3 жыл бұрын

30 mins of pure goodness! Thank you for the details in this

@NicoleNark 3 жыл бұрын

Glad you enjoyed it! Happy to help 👍

@henryroberts3920 3 жыл бұрын

Nicole, I know I'm a few weeks late on this video... however had to comment. I've been looking into purchasing my 1st home for over 4 years. Finally, began a new construction build last year Covid has drastically delayed the process but needless to say in preparing for this purchase I've watched numerous 1st time home buying videos and in 'MY' opinion this has been the best breakdown of the process! You were charismatic, had a great pace to follow along, very clear in explaining each step and provided great examples of how the process would look in basic form. Definitely hit the subsrcribe button and will watch your other videos! Thanks and keep up the great work!

@mt8933 2 жыл бұрын

Omg Iv been trying to buy my first house for 2 years and this video has shown me everything thank you so much

@sonya5568 3 жыл бұрын

Glad i stumbled on your page. I'm in the process of working on my credit and hope to buy next year, lord willing. I've gone through the process before and underwriters screwed me a few days before I was to close. I like to look at it as that home wasn't the one meant for me. I plan on hopefully going through the NACA program but definitely home I can get some assistance.

@JosephStaAna-eu1xe 3 жыл бұрын

informative and easy to understand!! good Job!! Thank you!!

@dianarobinson5296 3 жыл бұрын

Just found your channel, very informative with lots of helpful info..new subscriber!

@DMosleyCFS 3 жыл бұрын

Nicole, you rock!!...definitely a subscriber, your content is truly valuable.

@NicoleNark 3 жыл бұрын

Wow, thank you!

@fearfreelivingllc 2 жыл бұрын

Great video! So helpful, thorough and informative. I'm so grateful to have come across this information you have provided. God bless you:)

@g12340alks 3 жыл бұрын

Thank you for this!!! SO EASY TO UNDERSTAND & STRAIGHT FORWARD! LOVE YOUR CONTENT!!!

@NicoleNark 3 жыл бұрын

Thanks for watching Annie! 💕 I'm so happy to help!

@ylopezmail 3 жыл бұрын

Great video! I learned so much. Thanks

@belindaalva9212 3 жыл бұрын

I really appreciate your time n Video your great in explaining to first time buyers I'm for sure to axcecly what you asked to on this great Video I might not know you personally but feels like i do that's how great you explained every thing on Your Video Great Job when I am ready to buy a house I wish you well be available Thank you so much 😊🌹

@terrili964 3 жыл бұрын

I wrote down everything. You’re awesome. Thank you so much for this. Much needed. New subscriber!!!!!

@NicoleNark 3 жыл бұрын

Awesome! Thank you!

@tonyacox939 3 жыл бұрын

I love your energy and information! I’m so glad I came across your channel!💜

@NicoleNark 3 жыл бұрын

Thank you so much Tonya! You just made my day! 😊

@AC-qp3ms 2 жыл бұрын

You have explained it really well.

@nicolebrown5742 3 жыл бұрын

Subscribed days ago, happy i did!!! very helpful in so many ways!!!

@melaniepaul8150 3 жыл бұрын

subscribed a few minutes ago.... wow very helpful information.

@riseyourvibration9669 3 жыл бұрын

That was amazing! You are the best!

@NicoleNark 3 жыл бұрын

Wow, thanks!

@teddybear8571 3 жыл бұрын

Great video. Thank you!!

@jessesutton4816 2 жыл бұрын

I want to thank you for the wonderful and informative videos that you have posted about the current house buying market (2021). You were very helpful and instrumental while I was in the housing market. It was through your videos (and one other significant persons videos) that I was able to understand some important aspects about the home buying process. The 2021 housing market was very tough and tougher for a V.A. buyer. Your videos helped me to understand how to navigate in that difficult market. I learned many things by watching your videos and was a step ahead of my real estate agent with one or two issues. This allowed me to be a more informed homebuyer and I was able to pass on some great information to my agent that was helpful in closing my deal. Thank you again for posting wonderful and informative videos.

@blessedtg9702 3 жыл бұрын

Soooo good and clear. Thank you.

@NicoleNark 3 жыл бұрын

Glad it was helpful! 😊

@blshuskey 3 жыл бұрын

We are in Oregon and think we would love to move to Mountain View, AR!! Hopefully we can this summer! Your videos are super helpful and informative! Thanks! 😊

@NicoleNark 3 жыл бұрын

I used to live in Sherwood, OR! Happy to hear that my videos help you 😊

@elisarodriguez1216 3 жыл бұрын

I’m so thankful for being watching your videos. God bless you.

@NicoleNark 3 жыл бұрын

So happy to help Elisa!!

@ChristianMoseby 3 жыл бұрын

Very helpful info. Thank you!

@NicoleNark 3 жыл бұрын

You are so welcome!

@sweetpeach6583 3 жыл бұрын

Thanks for an easy to understand vídeo.

@ashleylatson4813 3 жыл бұрын

Thanks for the encouragement. Your making home buying sound simple. I'm in the GA area trying to find a realtor that's knowledgeable about the USDA program. I'm in the process on asking them for an application for approval.

@NicoleNark 3 жыл бұрын

You can do it! 🎉🏡 Best of luck and if you need anything, I am here!

@eugenealfred6150 3 жыл бұрын

Wow I have never ever heard anyone like you break this process down step by step. I’m definitely subscribing to your channel and your personality is Awesome!!!

@NicoleNark 3 жыл бұрын

Thank you so much Eugene! I am so happy to hear that the video was helpful! 😊

@kemijackson4684 3 жыл бұрын

Thanks a lot for the video. Amazing content.

@NicoleNark 3 жыл бұрын

Glad you liked it! 😊

@glowingupyahrriunique5074 3 жыл бұрын

Fantastic video! Thank you!

@NicoleNark 3 жыл бұрын

You're very welcome!

@9shyft 3 жыл бұрын

I am going to be a first time buyer and your video will help me tremendously. Awesome video Nicole thank you for sharing.

@NicoleNark 3 жыл бұрын

I am so happy that you are getting value from my videos! Thanks for being part of the community!

@Da_Crow 3 жыл бұрын

just closed on my house - used your tips and boom! got offer accepted on third try! home ownership here we come

@audrimiranda 3 жыл бұрын

Thank you this video was GREAT!

@NicoleNark 3 жыл бұрын

Thanks for watching! Happy to help 😊

@twiggiear7534 2 жыл бұрын

Thank you Nicole for this video. I live in Georgia and this is my 1st time buying a home

@pcy4927 3 жыл бұрын

We’ll See you in 15 days Nicole! Excited!!!!

@NicoleNark 3 жыл бұрын

So excited to meet you guys!!

@giadalupevictoria6156 3 жыл бұрын

Love you and your videos thank you 👍

@8cerati 3 жыл бұрын

Thank you great information🙏

@NicoleNark 3 жыл бұрын

My pleasure! Glad it was helpful! 😊

@Lilrocfamily 3 жыл бұрын

Thanks for sharing this video and tips 🙏💯

@NicoleNark 3 жыл бұрын

You're so welcome! Glad it was helpful 😊

@CloudSky_ 2 жыл бұрын

Thanks for explaining it very simple and easy to understand!

@NicoleNark 2 жыл бұрын

You are so welcome 😁

@Antionettelee 3 жыл бұрын

I’m so thankful for this video. You broke everything down in English lol 😂. New subbie. Can’t wait to watch more videos.

@NicoleNark 3 жыл бұрын

Thanks for watching and subbing Antoinette! 💕

@helena.5760 3 жыл бұрын

Oh my goodness I’m a first time subscriber and I love the in-depth information you provided.If someone lives in NJ with a little over 30k /yr what type of house will you advise to buy if at all qualified as first time home buyer?

@vickyh5572 3 жыл бұрын

I love how you describe every step in detail. I m from Los Angeles, CA, God willing🙏 we are planning to buy a house in suburbs of Houston, Texas. Wish you were from Texas, you are outstanding!😊

@NicoleNark 3 жыл бұрын

I am so glad that you found my video helpful! When do you plan on making the move to Houston, Texas? I am happy to connect you with a great agent in the area!

@ZachFalkenbury 2 жыл бұрын

Hi Nicole, thank you so much for all this helpful information! My fiancé and I are starting the home-buying process in the Austin, TX area, and as first-time home buyers, this is incredibly helpful to cover all the information you need to know but are never taught. My question is this: if you're planning on building a new home, do these steps differ at all? Do you still recommend hiring a buyer's agent, getting an inspection, etc, even if the home you're planning on buying is brand new?

@Pacotaco175 2 жыл бұрын

love it thank you

@rafaelaugustorodriguez7773 3 жыл бұрын

Thank you for your information ℹ️ Hellooo from Conroe,Texas!!!!!

@NicoleNark 3 жыл бұрын

Thanks so much for watching! Hello from Little Rock, Arkansas!

@babydev1989 3 жыл бұрын

Thank you thank you thank you! My husband and I have been on step 3 (saving) for a while now. Lol we’re at a point where we feeling almost ready to move to step 4 pre-approval. Hopefully the end of the year we can start! I was wondering about how to shop around for loans and you answered it! Again, thank you!

@NicoleNark 3 жыл бұрын

You are so welcome! 😊 Sounds like you are making great progress!

@luladuffey2801 3 жыл бұрын

Very helpful great information about first time home buyer’s me and the husband is going to try buying this years

@NicoleNark 3 жыл бұрын

so glad it was helpful! how is the process going for you guys?

@lwantukoko 2 жыл бұрын

Half hours of your video is make 15 or 30 years to be prepared to save and lots to Understand. Appriciat all of your sharing.

@gomezfamily7361 3 жыл бұрын

Excellent Video!!

@NicoleNark 3 жыл бұрын

Thank you very much!

@nursebaern8462 3 жыл бұрын

I’m glad a came across this. Looking for a house now. About to start the process

@NicoleNark 3 жыл бұрын

How exciting! 🎉🏡

@vincenzoscaduto9056 3 жыл бұрын

i like the way you explain .

@Nakylen 2 жыл бұрын

ARKANSAS!! you've got my support! great video I live in NWA an the houses here are pretty high

@v.g.9395 3 жыл бұрын

Hi Nicole, I live out in California and currently saving for house next year. Bank of America is a good incentive and with all your great information it's going to happen thank you. Will keep you updated.

@NicoleNark 3 жыл бұрын

How exciting! I am wishing you the best!

@geyrilsworldgeyrilsworld6664 3 жыл бұрын

Great job by you,love your depth and your calmness in explaining each point. My question is ;What about buyers with SBA eidl loan which doesn't reflect on your credit history/score,do you need to declare that to the lender or what?If yes,could that be a barrier since most of these loans (sba eidl) are large loans? Thanks

@lucysilva2023 3 жыл бұрын

I live in Miami, l in the same area for more than 15 years and renting. I am thinking of buying and thought your videos are clarifying. I know it is a lot to go through. I am starting to save for downs payment and fixing credit as well through a law company to make sure I have the credit score that is required. Congrats on the explanations!

@NicoleNark 3 жыл бұрын

Happy to help, Lucy!

@yencymartinez4138 3 жыл бұрын

Thanks for the information

@NicoleNark 3 жыл бұрын

No Problem! Thanks for watching!

@redheadirishgrl 3 жыл бұрын

Awesome explanation. We are wanting to move from Phoenix to Missouri or Tennessee. First time buyers. Great explanation. Thanks so much. Wish we were looking in Arkansas

@NicoleNark 3 жыл бұрын

Glad it was helpful! Best of Luck on your home buying journey!

@cocinandoaloboricuaconwilm2792 3 жыл бұрын

Thank you so much is a good guide to buy a house. God bless you!

@NicoleNark 3 жыл бұрын

Glad it was helpful! 😊

@yais1546 3 жыл бұрын

Very helpful 👌. Good info🙂

@NicoleNark 3 жыл бұрын

Happy to help!! 🎉

@pomaikainaleo2530 3 жыл бұрын

Hi Nicole. New subscriber here. Thank you for your diligence in providing very relevant information in ALL the videos you upload. I have a question: What’s the pros and cons for buying a direct sale home? Hope you could shed some light. Thank you.

@lennoxpicou978 3 жыл бұрын

Coming from me, I'm old school ur a very good teacher thanks a lot

@NicoleNark 3 жыл бұрын

Thank you! You are very welcome 😊

@JoshG.007 3 жыл бұрын

thanks for the info i am in florida started the process to buy a house and i am looking at videos on youtube and your are the best video with info on home buying so i do not to get screw by lender or realtor thanks...

@JuanGomez-rk3iv 3 жыл бұрын

Best explanation on KZfaq 👌

@NicoleNark 3 жыл бұрын

Thank you Juan! Happy to help 😊

@roelc2359 3 жыл бұрын

THANK YOU

@vocescontraelolvido6267 3 жыл бұрын

Thank you for being very informative. I am in CA and interested in buying in TX.

@NicoleNark 3 жыл бұрын

Glad it was helpful!

@choosetoshine2610 3 жыл бұрын

Excellent content! You're amazing!!

@NicoleNark 3 жыл бұрын

Thank you Paula! I appreciate you tuning in!

@choosetoshine2610 3 жыл бұрын

@@NicoleNark Absolutely!

@growwithchelle7963 3 жыл бұрын

Definitely subscribed. This video was right on time !!

@NicoleNark 3 жыл бұрын

Thanks for subscribing! I'm happen to hear that this video helped you! 💕

@aminah761 3 жыл бұрын

Currently working on my credit score hopefully next year I can buy a home 🏡

@nathangilles2839 2 жыл бұрын

Thanks so much ! Our family is going to try ! We are in a high market but can never move becuse we live the community and extended family lives on our little island near seattle

@Wisdomkey7 3 жыл бұрын

Wow... I like your honesty. I would use your help with my pre-approval letter.

@eriklerma4003 2 жыл бұрын

Amazing video!! Love the energy and all the awesome help! I'm looking for a home in Colorado any good agents you recommend?

@NicoleNark 2 жыл бұрын

Hey Erik! I would love to get you connected with a great agent in Colorado. When you have the chance, fill out my agent match form (narkhomes.com/agentmatch) so I can learn a little more about your situation and who can help! 😊

@andreamaitland9525 2 жыл бұрын

This was such an awesome teaching!! You made it so clear and easy to understand..thank you!! I am living in texas but I want to help my brother by a house in Minneapolis..any advice??

@Wisdomkey7 3 жыл бұрын

I like your videos, I just subscribed to your channel.

@MariaMartinez-jc2qx 3 жыл бұрын

Thank you for this information. Do you know about NACA program?

@arealpatriot4793 3 жыл бұрын

I had a home inspector who did not mention any major problems but a couple of years later it was pointed out to me by another family member that the outside of the house was bulging out. In the home inspector contract it is stated that he or she is not responsible for any problems found after the initial inspection.

@nuckingfuts3017 3 жыл бұрын

Thank you! New subbie

@NicoleNark 3 жыл бұрын

Thanks for subbing! 💕

@lauracazares6007 2 жыл бұрын

Hi Nicole! Thank you for all the information, I feel much better about all this process! I have a question hopefully you would be able to answer! I’m trying to buy my dad’s home for the price that he owns right now, which is around 120k, in this case do I still need to find a buyers agent? And will my dad have to paid any closing cost?

@mechimichelle6098 3 жыл бұрын

I have over 20 years working I will definitely check this out I started with NACA but this seems like an easier process.

@LondonKLuv 3 жыл бұрын

Naca definitely for those not in a rush lol It slow as molasses but can definitely save money.

@mechimichelle6098 3 жыл бұрын

@@LondonKLuv definitely

@honestinspiration 3 жыл бұрын

NACA? Hmmm...you're in for the ride of your life. Good luck!

@BenjaminJPope 3 жыл бұрын

You're good!

@NicoleNark 3 жыл бұрын

Thanks Benjamin! Happy to help 😊

@alfredspicer3697 2 жыл бұрын

Well this video is a better video than the first one

@paidtourist1554 3 жыл бұрын

Nicole, can you do a vid on mortgage insurance and how to avoid having to pay it. Another topic I would be interested in is taxes, i.e., state income tax, sales tax, property tax for AK. Thanks. Love your vids. I have done each of your steps leading up to actually applying for a loan. My mortgage FICO is currently at 750.

@NicoleNark 3 жыл бұрын

Great video ideas!! I'll be making these soon so be on the lookout!

@misscmontinat3837 3 жыл бұрын

Thank you for this info. I am trying to get a house

@NicoleNark 3 жыл бұрын

Glad it was helpful!

@audreyhardy8416 3 жыл бұрын

Hello my name is Audrey we just watch your video l love it you just taught me a lot I will be passing this right along thank you

@NicoleNark 3 жыл бұрын

Hi Audrey! Thank you so much for watching!

@patricialmoore558 3 жыл бұрын

Hi, Nicole, I want to own a home in my hometown neighborhood where my apartment is now! I love this neighborhood in Philadelphia. I have to get my credit score up some more 1st. I hope you have more tips for that!

@charissablackburn7415 3 жыл бұрын

That comment @12:10 alone, literally is why I sincerely feel you are truly genuine and have the individual's heart and desire at your forefront passion to help!! And for that...Thank you!!!

@renegonzales2186 3 жыл бұрын

Great video and info. So I'm going through the pre-approval stage and I wanted to know how I can apply to different mortgage companies within the 45 day period and only take one hard hit to my credit report how does that work? Thank you.

@mehranAriana 3 жыл бұрын

Subscribed! Wonderful information. Your clients should be lucky to work with you Nicole. You're equivalent to Dr. Berg of health and nutrition. Thank you.

@stephaniebrand3472 3 жыл бұрын

I love your videos and they are helping me with my research during my first time home buyer’s process. Question. How long does a pre approval last. I’m not looking to buy until next year, end of June beginning of July. and wondering when I should get the pre approval?

@NicoleNark 3 жыл бұрын

I am glad my videos are helping in your research to buy a home. Typically preapprovals last 120 days!

@iam-the-professor 2 жыл бұрын

Hello Nicole, What an explicit explanation [at least it appears to be] 😁 THANKS A MILLION 🙏🏾 I am wondering how can I reach you privately for in depth communication.

@rudyconfesor3879 3 жыл бұрын

Great info. I am looking to buy in Suffolk, VA. Currently in Hawaii. What should I do since I can't be physically present when viewing a house?

@kokodouce315 2 жыл бұрын

Hi. Great content! I am living in New York, USA. As I was looking around for an affordable condo unit, I realized that most units nowadays are coop instead. I was wondering why? Perhaps you know the answer to my question. If you have an idea why, please reply. Thanks.

@tompetrone5934 3 жыл бұрын

Another great Video! Is the termite inspectio n included in the complete inspection cost? Or is that cost separate...thanks!

@NicoleNark 3 жыл бұрын

Thanks Tom! That is a great question! The termite inspection is not included in the regular home inspection. It is standard practice that the seller pays for the termite inspection and provides an 1 year preventative treatment. Make sure to specifically ask for that in your offer or you may be paying for something that the seller likely would have taken care of!

@tompetrone5934 3 жыл бұрын

@@NicoleNark The reason I'm asking this is because a lot of the older homes I am seeing online... have a "sold as is" note attached...to me that means something hidden may make the home not pass an inspection...and then there goes $350...some M.L.S pages do detail and list whats wrong...one house I saw had listed a water leak that needed to be fixed..."sold as is" is usually in homes that have that beautiful old Victorian look, that we like and want to restore over time...but they do say built in the 1940's or 1950's, the one's I've seen did list the items that were newly repaired...it would be cool to have a video on What to look out for when your considering buying a much older home ...some will put..."Sold as is" and list what items will have to be repaired, to pass inspection, like when a foundation has big cracks...I tend to like the 1000 sq. ft. older brick homes with the arched doors and has arched interior walk ways...so my question is what to look out for when thinking about buying that old classic home...thanks!

@NicoleNark 3 жыл бұрын

@@tompetrone5934 that's a great idea for a video! I have seen some "As-Is" sellers still pay for that termite letter so it may be worth a try if you want one!