Can you Handle 5 Crores? ft Deepak Shenoy |

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Labour Law Advisor

Labour Law Advisor

Күн бұрын

👉 Download Cred: app.cred.club/spQx/sfo4hmy3
👉 CRED Jagruk Talks S2 Playlist : • CRED Jagruk Talks Seas...
👋Hello, #JagrukJanta,
Welcome to Season 2 of Jagruk Talks Powered by CRED.
This is Episode 2, today we will discuss a crucial topic- How much wealth do you actually need? What is Wealth? with none other than Mr Deepak Shenoy sir, founder, and CEO, of Capitalmind. He has been an entrepreneur all his life with over 20 years of experience in investing and the stock market and at Captialminds managing a portfolio of over Rs. 850 cr. of AUM.
📒 Chapters:
0:00- 3:00 Intro
3:00- 6:00 How do you define wealth?
6:00- 8:40 How do we navigate life?
8:40-31:35 What about 95% of Indians if given 1 crore? How to make better use of it?
31:35-1:04:19 What is the right approach to investing in a career?
1:04:19 -1:12:38 What's one habit you'd like to change about your clients?
1:12:38- 1:18:48 Outro
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Shot & Edited By: Rohan Agarwal
Presented By: Money Minded Mandeep
Guest: Deepak Shenoy ( Founder/ CEO- Capitalmind)
#jagruktalkss2 #deepakshenoy #lla #cred

Пікірлер: 1 400
@LabourLawAdvisor
@LabourLawAdvisor Жыл бұрын
Download Cred 👇 app.cred.club/spQx/sfo4hmy3 Watch the JagrukTalks Season 2 : kzfaq.info/sun/PL9DpKzAHkdgrBlbX_4c23_BMaCcotV6WJ Episode 3 Ft. Neil Borate (Deputy Editor | Live Mint), Anshul & Ajinkya (Co-Founders | WintWealth) : kzfaq.info/get/bejne/fJajZJBkqb3Ro40.html
@BhaskarGupta.
@BhaskarGupta. Жыл бұрын
BRO THIS IS THE LINK OF YOUR MUSICAL STOCK MARKET VIDEO kzfaq.infoMj7pU7yY95o?feature=share
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
Hi Mandeep, loved the podcast, and would definitely recommend you guys do these more often. One thing that I couldn't understand or calculate properly was the camera loan problem. Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months, which is about 31.5% per annum. How did you guys calculate 40?
@allyouneedtoknow8209
@allyouneedtoknow8209 Жыл бұрын
Sir can you make a video on investment for students/freshers who are taking loan for education abroad mba to be specific?? Also how freshers can create multiple sources of income through stock and forex markets or others?? Reliable free sources??
@krushisavardhanmaharashtra
@krushisavardhanmaharashtra Жыл бұрын
Great session, thank you
@tanmoysal3845
@tanmoysal3845 Жыл бұрын
Great interview Mandeep and Team. Please try to do one interview with Rajeev Thakkar of PPFAS Mutual Fund. Thankyou
@AbhiandNiyu
@AbhiandNiyu Жыл бұрын
This video has so many valuable lessons! It is amazing! Keep up the good work.
@JohnnyGuitar50
@JohnnyGuitar50 Жыл бұрын
Big fan sir
@prajjwaljaiswal3419
@prajjwaljaiswal3419 Жыл бұрын
I like the intention of video . They are educating.But I won't appreciate how they are insulting someone's intellect.
@prajjwaljaiswal3419
@prajjwaljaiswal3419 Жыл бұрын
@Abhi and Niyu Congratulations for your recent achievement. You guys are really awesome.
@keyurmulrajani2221
@keyurmulrajani2221 Жыл бұрын
You both too are great✌ Blessed Be! Hare Krishna🙏
@6Super6Satan6
@6Super6Satan6 Жыл бұрын
Nice to see you here
@HUSTLEwithAHMADA
@HUSTLEwithAHMADA Жыл бұрын
LLA is the only monopoly in KZfaq for transfer true knowledge in the finances in India.
@Pw_Motivation_Jee_Neet
@Pw_Motivation_Jee_Neet Жыл бұрын
Tejas joshi bhi like :- boriya bistar bandh ke chalo re ijjat hi nahi hai .
@shatrughanadhal4499
@shatrughanadhal4499 Жыл бұрын
Ek dum sehi kaha Bhai
@HUSTLEwithAHMADA
@HUSTLEwithAHMADA Жыл бұрын
Thank you all, many follows influence with ads but LLA always loyal to subscribers.
@superherobandaa3496
@superherobandaa3496 Жыл бұрын
Still you should have your own research
@HUSTLEwithAHMADA
@HUSTLEwithAHMADA Жыл бұрын
@@superherobandaa3496 nice suggestion, thank you bhai
@lucky3589
@lucky3589 Жыл бұрын
Yes my Dad started his job from 300 rupees per month and when he retired last year his monthy salary was nearly 2 lac per month so you don't know where will you end up as his 1st saving scheme was of LIC in 1995 which they were giving 1.5 lakhs at the end of 20 years maturity at that time his income was 1500per month so at that time 1.5 lakhs looks very big amount but when finally he got that amount it was less the his monthy salary so predicting future from current standpoint is very difficult you cannot say how much you need or how much you will make.
@prembhukya5785
@prembhukya5785 Жыл бұрын
Lucky u r damn Lucky becoz apka dad kuch bachaya. Mera dad ne pete markar kamane keliye bolraha
@quagmire4412
@quagmire4412 Жыл бұрын
@@prembhukya5785 mra dad ne pf /loan/ 3rd party le k daru pi liya 💀
@GeniusAjinkya
@GeniusAjinkya Жыл бұрын
Lessons:- 1. Try to make retirement plan as monthly or annual as possible, coz when we receive lumpsum money, we tend to incur expenses superflously, which might make us pauper early and drain our retirement funds 2. 5 crs is enough money for retirement for limited needs. 3. We should buy and sell MFs after one year for LTCG, and save taxes. Do not believe that for MF, we have to invest for long term for more compounding. Coz we are just buying and selling, that does not impact our compounding. 4. 43:46 to 45:16 very interesting theory 5. Managing emotions during extremes like markets very low or very high, and taking actions at those times is what produces great returns. Ordinary returns to kya koi bhi kama lega. 6. End lessons are very important, end 4 minutes of video.
@im.ishmeet_91213
@im.ishmeet_91213 Жыл бұрын
Very nice your conclusion . ❤️
@vineetjoshi6844
@vineetjoshi6844 Жыл бұрын
Grt 💥
@shriek_howl21
@shriek_howl21 Жыл бұрын
3rd point how is this possible if i redeemed that money than how to do that buy and sell in mf
@prathameshchavan2812
@prathameshchavan2812 8 ай бұрын
Woh camera wala example, no cost emi ka 40% kaise hota hai can u please explain
@bhavishubhu7230
@bhavishubhu7230 6 күн бұрын
I also want to know this ​@@prathameshchavan2812
@kiak2744
@kiak2744 Жыл бұрын
I am 15 years old girl and I am learning a lot from your video, and It gives me so much knowledge about finance that will help me alot in the future when I will start earning. thanks for making India financially educated 😊😊
@nileshyadav7935
@nileshyadav7935 Жыл бұрын
Keep going... 😊
@limitlessla49
@limitlessla49 Жыл бұрын
Hey do u have any goals??? Or i would say what do u want to do in your life..... Plz share with all of us..
@mahendramali2181
@mahendramali2181 Жыл бұрын
That's awesome sister you are too ahead of your time keep hustling
@rakshithac3520
@rakshithac3520 Жыл бұрын
Thats all good BUT i belive one should hone skills and stream of income before they come into markets and investments.dont be too distracted by investment Focus on studies and ur goals GOOD LUCK👍
@daggergameboy7207
@daggergameboy7207 Жыл бұрын
Don't get scammed in applications just search before investing please. One and only request cause when you grow up you will think of money making ways and scammers will be there preying on people like you 👍
@ujjawalbohra7397
@ujjawalbohra7397 Жыл бұрын
The knowledge in this video is at another level huge respect to both of you and all Labour Law team
@IlIiI2lilllI4illI9I6IllI1IlIlI
@IlIiI2lilllI4illI9I6IllI1IlIlI Жыл бұрын
Couldn't agree more ✅
@nishantlakhara4127
@nishantlakhara4127 Жыл бұрын
"Educate people - All small steps help" - this is the best line out of the video.
@varungk3388
@varungk3388 Жыл бұрын
The sincerity in this video is demonstrated by the talkers advising against Credit cards for common people in a video sponsored by a company which depends on Credit card usage.
@raaaaz2545
@raaaaz2545 Жыл бұрын
Saw it Twice.. Valuable information. Good Job LLA. 🤗🤗🤗🤗👏👏👏👏 Financial Education needs to be taught at School level. Importance of Investing Early years, Power of Compounding these are the things becomes more effective if taught Early ages. Need to make these Mandatory Practical lessons. India will Prosper much early and people will achieve Financial Freedom much sooner than they think. #A_Proud_Indian 🙏🙏
@indiansingh.
@indiansingh. 10 ай бұрын
Amazing learning ❤
@karmveersingh5384
@karmveersingh5384 Жыл бұрын
Deepak sir voice has a special calming effect. Listening him for more than a year on his podcast on Amazon. Very good episode..
@avshekraj
@avshekraj Жыл бұрын
Just the opening intro of this podcast was enough to give goosebumps and let me feel I am very illiterate in finance. LLA rocks. 🔥
@tejasjosh.i
@tejasjosh.i Жыл бұрын
Really loved this podcast🔥❤️
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
Bhai sunglasses to laga lo DP mein 😎
@mominsiddique425
@mominsiddique425 Жыл бұрын
First time I saw a video about financial literacy without skipping a single second. Thanks for bringing in such a valuable content. Keep up the good work!!
@deependrayadav6331
@deependrayadav6331 Жыл бұрын
I love this conversation. Very deep, mature, honest and practical. Thanks
@jayadevtn1987
@jayadevtn1987 Жыл бұрын
Amazing podcast. Such a humble, honest and transparent person deepak sir . Enjoyed each word of this conversation . Thank you lla and mandeep.
@arjungupta5614
@arjungupta5614 Жыл бұрын
I'm confused regarding the 30k camera example. 1k/30k = 3.33% which if taken as the monthly interest rate will annually be 3.33*12 = 40%. Taking 29k as principal makes it 41.37% which is approx 40% only. But the guest had said "agar 3 mahine ka maan len" which implies the 1k interest is for all the 3 installments combined over 3 months. In that case the annual interest should be 3.33*4 = 13.32% If anyone gains any clarity, please do explain.
@uditagnihotry8149
@uditagnihotry8149 Жыл бұрын
Exactly. I am stuck at the same point. 40% nai hai, 1k per 3 months = 4k per 12 months = 4/29*100 = 13.8% per annum.
@shankru07
@shankru07 Жыл бұрын
Same doubt
@chetankose2544
@chetankose2544 Жыл бұрын
Yes same doubt i have
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months(complete April and May) , which is about 31.5% per annum. But I can't deduce 40% idk how they did that
@uditagnihotry8149
@uditagnihotry8149 Жыл бұрын
@@sagardeswal6465 Aap ki baat sahi hai. But agar me CC se pay krta hu there mere ko 1st April camera buy kiya ki first installment of 10k ki payment tho 1st May takk deni hoti hai na? as CC ka buffer payment 30 days tho milti hai na? Maine zada no cose EMI se pay tho mujhe zada nai pata.
@sivanandabehera2333
@sivanandabehera2333 Жыл бұрын
Best video of LLA so far.... felling blessed to witness such a great podcast. Geeta ka saar yahi he#LIFE
@hardikpoddar5222
@hardikpoddar5222 Жыл бұрын
The best thing about this podcast is the way you are putting and explaining your questions. That makes it so easy to talk
@chetan19891
@chetan19891 Жыл бұрын
I felt so happy and positive after listening to this, so good and honest practical and most importantly relatable person Deepak Shenoy is.. very great content given by LLC.. such people are rare and gems!! Thanks for bringing them on your platform!
@omkar3624
@omkar3624 Жыл бұрын
Amazing and free flowing.. loved this.. rather than other forced podcasts... this was very fresh
@viralvdios
@viralvdios Жыл бұрын
Love the line where Deepak sir says "People underestimate/don't know the power of luck" .. so true
@pur3896
@pur3896 Жыл бұрын
Knowledge Lene Me V ek alag hi maja he...! Huge Respect To You both ❤️🙏
@AnandSingh-tf8mf
@AnandSingh-tf8mf Жыл бұрын
This podcast blown my mind ...I was used to feel lucky that I have a salary and I could invest the same proportion for long term ....I was not aware the return are uncontrollable...So why I'm focusing here...Now I got realised that the huge returns one can make by investing only on oneself (either investment over skills or business)... Thank you for teaching and insisting us in terms of financial literacy..😊🙏
@-Guru
@-Guru Жыл бұрын
Impressed by Rishab’s clear thinking, knowledge and willingness to do good/share knowledge. Pray that his channel grows multi folds
@kunjnaik6035
@kunjnaik6035 Жыл бұрын
Best guest till now. I admire Deepak a lot as he is from my university and I met him also in person last year. A true gem 💎
@pritishparihar6752
@pritishparihar6752 Жыл бұрын
Amazing podcast, especially the amswer to the question " right approach to investing in carrier" question was fabulous. I wish every youngster can watch this and learn out of it.
@amaanjaved5548
@amaanjaved5548 Жыл бұрын
It's wonderful that financial advisors are talking about artists and music and making the video holistic and valuable in totality 👍🏼👍🏼
@nirajshetty
@nirajshetty Жыл бұрын
Loved the conversation. Thank you LLA for bringing this gold content to us. ❤
@421prateek
@421prateek Жыл бұрын
this channel is gold💙 can't thank you guys enough for the information you provide in every video
@anshitkumarsharma
@anshitkumarsharma Жыл бұрын
LLA is fantastic; I became engrossed in the discussions and learned a lot from this podcast. The best learning was that if I start late / pause and restart with more capital, it is completely fine (about SIP), and I relearned a few more concepts like 10%/job increment should reflect growth on current investment, which I believe I already learned from you guys from an old content of yours. I've been following you guys for years, and your growth as a channel is directly proportional to my financial knowledge growth. Thanks Team !! - a member of your jagruk janta.
@harshmishra4793
@harshmishra4793 Жыл бұрын
Today i learned which i did not expected from this video, Thank u so much LLA for putting soo much Valuable Knowledge in jagruk Janta Mind !
@kiranpattanayak3744
@kiranpattanayak3744 Жыл бұрын
Best video for me till date. Pure practical things discussed 👍
@gauravtejwani2798
@gauravtejwani2798 Жыл бұрын
The amount of knowledge we are getting is extremely helpful, thank you for this🙏💐🔥
@noorhaque91
@noorhaque91 Жыл бұрын
Seriously, Always up to the mark, Thanks for being real
@dixitmanani9925
@dixitmanani9925 Жыл бұрын
Watched a glimpse of this in shorts and I’m hooked. This is the power of quality content
@PictorialVibes
@PictorialVibes Жыл бұрын
Very insightful discussion about matters of money. Thank you for presenting this. 😊👍🏼
@motojee3069
@motojee3069 Жыл бұрын
What a quality of questions , brilliant answers . Mandeep you have set a new standard
@alkeshbhatt8553
@alkeshbhatt8553 Жыл бұрын
Without even watching it, I'm first liking the video. That's the level of trust i have invested in Team LLA ❤️ let's watch the video now
@jayeshbhatt5773
@jayeshbhatt5773 Жыл бұрын
Same here🍃
@soumaghosh8796
@soumaghosh8796 Жыл бұрын
Bhai 24:00 minutes pe 40% walla mathematics samjhaw na pls.
@naveenverma1334
@naveenverma1334 Жыл бұрын
Same 😊🤝 here
@AshishRohillax
@AshishRohillax Жыл бұрын
Loved the conversation. Kudos to LLA ♥️
@mdarifkhan579
@mdarifkhan579 Жыл бұрын
Thanks 🙏 for introducing Mr Deepak a 💎 Gem 💎 of a person and genius with great deal of simplicity. Loved your program of high quality 👌👍❤❤❤❤❤❤❤❤❤❤❤
@vinaypradhan1
@vinaypradhan1 Жыл бұрын
What an interview guys. Great knowledge sharing and really an eye opener for an investor. This video is Revision of almost all LLA's past videos. Keep it UP LLA.
@Happy-Thoughts
@Happy-Thoughts Жыл бұрын
Thanks alot LLA team,Mandeep bro nd Deepak sir for this knowledgeable topic 😀.
@bharadwazbollu6871
@bharadwazbollu6871 Жыл бұрын
Changed my perspective on the savings and investing. Need more such videos for awareness.
@sakkharb
@sakkharb Жыл бұрын
Loved this candid conversation ! Became a fan of Deepak sir, he is such a great human being, and as always, love you LLA !!
@vedantbhargava5285
@vedantbhargava5285 Жыл бұрын
One of the best talks I've watched. Thank you Labour Law Advisor's entire team. I vow to improve the quality of content that I'm. watching.
@GajendraSingh1990
@GajendraSingh1990 Жыл бұрын
This is true blockbuster episode. Believe me sir you are rocking, this concept of yours is brillient. Thankyou so much for such kind of knowledge transafer.
@monojit6820
@monojit6820 Жыл бұрын
Thanks LLA, really appreciate you guys doing all this and giving us this much value.
@onceuponthirteen
@onceuponthirteen Жыл бұрын
I heard this podcast nonstop after a tiring night shift, it really opened the doors regarding SIP and returns of maximum 12℅ diversified and not everything that I have heard about SIP ia gold.
@umeshjagtap63
@umeshjagtap63 Жыл бұрын
This is your life time best moment of podcast which you will remember Many hints are there in between the lines Iam sure you your self will watch this repetitively
@wombcradle7956
@wombcradle7956 Жыл бұрын
such An awesome video, hats off to mamdeeps questions. Eagerly waiting for Professor Pattu sir's podcast.
@MicroRishi
@MicroRishi Жыл бұрын
Thanks for creating this at the right time 🙂 So much thank you!
@abhishekpandey1100
@abhishekpandey1100 Жыл бұрын
Aaj tak yesa single video nahi dekha jisme itna sab kuchh Janane ko mila ho. Thanks a lot
@helloVarun
@helloVarun Жыл бұрын
Loved this session and I must say Deepak's way of putting things was awesome. Thanks for the session. 👍
@immayurpanchal
@immayurpanchal Жыл бұрын
Bhai yaar. He just nailed it. The questions Mandeep asks are really great! I'm amazed how knowledgeable this podcast is. The entire team who is working on the script and the ideas. Kudos to you all! Believe me or not but I'm the greatest fan on LLA. Just keep doing this great work! You're changing lives of millions of people. The great thing about is that the content is in Hindi so I'm able to share with my parents. Thank you so much LLA.
@prashantramawat2765
@prashantramawat2765 Жыл бұрын
Littt AF, what an amazing Podcast. Thank you #LLA, #Capitalmind and #Cred
@BiologyLectures
@BiologyLectures Жыл бұрын
This video has lifetime of lessons. Amazing conversation. Lots of love from Germany ❤❤❤
@reapergrim5324
@reapergrim5324 Жыл бұрын
So happy to get this knowledge! Keep doing this!
@blpabhishek
@blpabhishek Жыл бұрын
My two favourite financial gurus in one video!!. It needs to be watched on priority
@tushardapkara8861
@tushardapkara8861 Жыл бұрын
Toh kya sikha ye video dekh ke ?
@themindfulinvestor
@themindfulinvestor Жыл бұрын
1:18:04 Third takeaway: Listen to this if your salary is Rs 50,000 and you are still very young. Focus on salary Badhaing by investing in skills. You can make up for that loss of opportunity of early investment by having a 2-3x salary in 3 years
@himanshudutta7462
@himanshudutta7462 Жыл бұрын
Fantastic session 🥰 please bring more like this
@clyde1154
@clyde1154 Жыл бұрын
Such an open and honest discussion!!! Very informative and an eye opener as others have mentioned. Must watch for everyone👍
@AshutoshShelkeP
@AshutoshShelkeP Жыл бұрын
Bhai bhai bhai... Maza aa gaya
@gva1108
@gva1108 Жыл бұрын
Can someone explain how it is 40% when they are discussing camera cost 30000
@latadeshmukh9321
@latadeshmukh9321 3 ай бұрын
I dont think its 40%
@abbayrai6340
@abbayrai6340 Жыл бұрын
Great Great Insight .... 🙏, Apne liye toh aap hi ho knowledge ke liye 💯
@pranehchordia2006
@pranehchordia2006 Жыл бұрын
"Manufacture your LUCK and understand power of LUCK " incredible knowledge, such genuine learning are priceless
@ArvindKishore
@ArvindKishore Жыл бұрын
Hats off to the LLA Team (Mandeep Sir especially) And Deepak Sir, this Was an eye opener aur bahut deep understanding wali baatein aise hi bata di jo log webinar me paise lekar bhi nahi batate hain.....Pure motivation and this will definitely change the journey of my investment. Cheers to everyone. Hope you see some more great content like this. 🎉🎉🥰
@sanjidvinsmoke2676
@sanjidvinsmoke2676 Жыл бұрын
Please add this podcast on spotify❤
@manishkhandode2368
@manishkhandode2368 Жыл бұрын
Thank you so much Sir... Feeling Enlightened.
@made2code356
@made2code356 Жыл бұрын
Most insightful podcast on entire KZfaq that i have ever consumed.
@PrithvinKamath
@PrithvinKamath Жыл бұрын
Can someone explain 23:50 how it is 40% interest? it is 3.4% but 1000 Rs he is paying in 3 month. How did interest become 40%. 3.4 x12 = 40.8% . But it should be 3.4 x 4 quarters = 13.6 percent right? Please tell me what I am missing here.
@sastinasha7527
@sastinasha7527 Жыл бұрын
Same here, kept me awake putting all the formula to get 40% but didn't get it. Confused
@shailumhadaye8
@shailumhadaye8 Жыл бұрын
Slip of the tongue maybe.... 14% hi shayad bolnevala tha vo
@rajveereck
@rajveereck Жыл бұрын
It's almost 40% only Just take it like 1000/3 = 333 1st month 333/10000=3.33% which will annually 3.33*12=40% 2nd month 333/10000=3.33% which will annually 3.33*11=36.63% 3rd month 333/10000=3.33% which will annually 3.33*10=33.33% Which is average 36%. He is right.
@7justfun
@7justfun Жыл бұрын
@@rajveereck didn't get this. Customer pays a total of 30K (10k , 3 months ). So on a 29K product he has paid 30K so extra is 1K, so increase is 1K/29K which is 3.4 %. Can you explain your thought process a bit in words. I think we are trying to justify what they said by making it annualized ...eod how much more you paid is what determines the interest rate... Or am I missing sth ?
@rajveereck
@rajveereck Жыл бұрын
@@7justfun 3.4% is monthly & 3.4%*12=40% is annual interest rates. Take it like on Rs 1000 FD of 1 year if u r getting annual 6% interest from bank.. than the monthly interest rate will be only 0.5%. Now u can compare monthly 0.5% to 3.4%.
@thelifereturns
@thelifereturns Жыл бұрын
This is a kind of talk that you will probably find no where else on the net👍
@PANKAJKUMAR-fe8zn
@PANKAJKUMAR-fe8zn Жыл бұрын
Wowwww, Never seen such level of podcast on YT till now. I love to listen the podcast but your podcast have different vide. Keep guiding us. Love from Bihar.🤝
@HonestReviewers
@HonestReviewers Жыл бұрын
This Person is so down to earth and such a good listener 💖
@sandeep10au
@sandeep10au Жыл бұрын
This is simply awesome. No fancy big words but deep deep meaning in ev every sentence. Just loved it!! Great work Team LLA... Thanks for educating us, pls keep this momentum going. More power to you!
@gauravmittal5486
@gauravmittal5486 Жыл бұрын
Can someone explain me that camera thing. How did that interest became 40%?
@apdinaenna
@apdinaenna Жыл бұрын
same doubt.. can someone explain ?????
@RiteshKumar-ge5ee
@RiteshKumar-ge5ee Жыл бұрын
Completely true. Whether we like it or not, luck does matter in life.
@snehsheth3424
@snehsheth3424 Жыл бұрын
Best thing about you guys is that you are receptive, took advice in comment section from last episode and did not include memes in between in this video. Video was highly informative and best part was summary at the end.
@sanketamrutkar708
@sanketamrutkar708 Жыл бұрын
Amazing podcast.....An eye opener at few points....Thank you Team LLA!!!
@harshrathore3389
@harshrathore3389 Жыл бұрын
If a poor man would have given this same knowledge to us then we would have ignored, but we have been listening to him just because he is capable and wealthy. Therefore, money is necessary!
@cdnggk6455
@cdnggk6455 Жыл бұрын
true
@numbjelli
@numbjelli Жыл бұрын
Yes probably because he wouldn't stay poor if he had that knowledge
@tejassarodeofficial775
@tejassarodeofficial775 Жыл бұрын
very clear conversation sir. love u both. Dimag ka dhakkan khul gaya
@ashwinijois3857
@ashwinijois3857 Жыл бұрын
lot of experience n knowledge shared.. tks for the efforts.
@Anilkumar-ln6un
@Anilkumar-ln6un Жыл бұрын
Intro mast hai guys...Please keep coming up with such interesting openings.. And ofcourse..this podcast is a gem on its own. Superb and time we'll spent..sorry time we'll invested..
@sanjay404
@sanjay404 Жыл бұрын
Can somebody explain the maths behind that 40%? Rs.1000 is approx 3.5% of 29000. For 3 Months EMI, we can say 1.16% per month OR 14% annually. How did it become 40% ? He literally said “chalees percent”!
@ziasmailbox
@ziasmailbox Жыл бұрын
14 hi kaha hoga... Mujhe bhi 40 laga..sunney mein
@abhishekchansoria6160
@abhishekchansoria6160 Жыл бұрын
Thank you! I have been breaking my head over this for half an hour.
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months(complete April and May) , which is about 31.5% per annum. But I can't deduce 40% idk how they did that
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
@@ziasmailbox nahi 14% koi bhot bada interest rate nahi hai, 14 nahi 40 hi bola hai. 3 baar
@ankithemani8332
@ankithemani8332 Жыл бұрын
Deepak Shenoy ji (guest lecturer) explained it in 1 of the comments. In short assume the first installment is paid on day 0 (day of purchase). So actual loan amount is 19k, not 29k. 2nd and 3rd installments are paid on day 30 and 60 respectively. So tenure is actually 2 months. Go to any decent EMI calculator or in Excel and the rate will come to 41.87% annual ~ about 3.49% per month.
@srivastavashivam949
@srivastavashivam949 Жыл бұрын
So much positivity and genuineness. Great time
@subhankardash1216
@subhankardash1216 Жыл бұрын
One of the best videos I have seen so far. Salute to both of you. Very informative session
@Atom00.1
@Atom00.1 Жыл бұрын
Bhai camera wale example Mai bhi 40 nahi 12 % kama raha hai because, ₹29000 ka ₹30000 mila that mean ₹1000 profit in 3 month so 12 month ka 12% hua.
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months(complete April and May) , which is about 31.5% per annum. But I can't deduce 40% idk how they did that. They definitely said 40. Three times, both of them
@devindermaheshwari
@devindermaheshwari Жыл бұрын
A quick feedback: Overall, I enjoyed it but it wasn’t fulfilling. For one and a half hour video, I expected more information, more concise and tailored conversation but I genuinely appreciate the efforts and with time it’s going to get better. Kudos to your entire team. Keep it up. :)
@pinakadhara7650
@pinakadhara7650 Жыл бұрын
Felt the same!
@mr.smarty4563
@mr.smarty4563 Жыл бұрын
Knowledgeable..... just watched the full episode.
@joydeepdas8235
@joydeepdas8235 9 ай бұрын
So many valuable lessons, One of the best Podcast !
@nisarg_exe
@nisarg_exe Жыл бұрын
I couldn't get that camera part how it comes to 40% pls explain to me
@saisundeepAsskr
@saisundeepAsskr Жыл бұрын
Mee tooo
@omnande1570
@omnande1570 Жыл бұрын
Same question here, maybe he meant Fourteen % not fourty %. Assuming 14% intrest on yearly basis so for 3 months = 14/4 = 3.5% 29000 base 29000 x 0.035 (3.5 % = 3.5/100) =1015 intrest = 1000 (round off) Total 30000
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months(complete April and May) , which is about 31.5% per annum. But I can't deduce 40% idk how they did that. They definitely said 40. Three times, both of them
@esakkithevar21
@esakkithevar21 Жыл бұрын
@24:00 can someone pls explain how it's 40%?
@omnande1570
@omnande1570 Жыл бұрын
Same question here, maybe he meant Fourteen % not fourty %. Assuming 14% intrest on yearly basis so for 3 months = 14/4 = 3.5% 29000 base 29000 x 0.035 (3.5 % = 3.5/100) =1015 intrest = 1000 (round off) Total 30000
@esakkithevar21
@esakkithevar21 Жыл бұрын
@@omnande1570 ok thanks
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
@@esakkithevar21 Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months(complete April and May) , which is about 31.5% per annum. But I can't deduce 40% idk how they did that. They definitely said 40. Three times, both of them
@esakkithevar21
@esakkithevar21 Жыл бұрын
@@sagardeswal6465 Thanks, yes played that part atleast 2-4 times again
@girishsharma533
@girishsharma533 Жыл бұрын
For your efforts ❤️ Thank you so much
@rahulnahabiswas
@rahulnahabiswas Жыл бұрын
Loved the conversation!
@badalkumarsahu301
@badalkumarsahu301 Жыл бұрын
Who has watched the full video
@Creator_Souvik
@Creator_Souvik Жыл бұрын
I just ❤️ how Mandeep calculate 40% , difference between 29k & 30k in so quick. But calculation says that it's 14% 😁
@laramaxal4345
@laramaxal4345 Жыл бұрын
Could you please explain me how u calculated 40% of 29k & 30K?
@Creator_Souvik
@Creator_Souvik Жыл бұрын
@@laramaxal4345 as per my calculation it's around 14 %
@laramaxal4345
@laramaxal4345 Жыл бұрын
@@Creator_Souvik per calculation yes it's 13.7% But may be they are calculating according to installments (10+10+10) You are not paying in the end of the last months. You are paying monthly but you are paying at the beginning of 3 months and not @ end. But calculating Formula is missing.
@Creator_Souvik
@Creator_Souvik Жыл бұрын
@@laramaxal4345 That way also it's 20.5%
@shashikantha1803
@shashikantha1803 Жыл бұрын
Me too confused how its 40% as per my calculation its 13.6%
@jillellasaibharathchandra6901
@jillellasaibharathchandra6901 Жыл бұрын
One of the best interviews on investment....Thanks a lot team 🔥
@dr.jaideepsingh934
@dr.jaideepsingh934 Жыл бұрын
U have written v beautiful script !! U have excellent mind and ur team too heartiest congratulations 🎉👏 ❤️💜
@omnande1570
@omnande1570 Жыл бұрын
maybe he meant Fourteen % not fourty %. Assuming 14% intrest on yearly basis so for 3 months = 14/4 = 3.5% 29000 base 29000 x 0.035 (3.5 % = 3.5/100) =1015 intrest = 1000 (round off) Total 30000
@AnalyticsSensei
@AnalyticsSensei Жыл бұрын
I was thinking the same, 40% was not adding up in the calculation l.
@sagardeswal6465
@sagardeswal6465 Жыл бұрын
@@AnalyticsSensei Suppose I get a camera that costs 29k on 1st April, and I need to pay for it in 3 instalments of 10k each. First instalment will be paid then and there, second one on 1st May, and third one one 1st june, so basically they've loaned me Rs 19k for 1000 rupees for about 2 months. Calculating this, I'll be paying 5.26% over a span of 2 months(complete April and May) , which is about 31.5% per annum. But I can't deduce 40% idk how they did that. They definitely said 40. Three times, both of them
@ankithemani8332
@ankithemani8332 Жыл бұрын
Deepak Shenoy ji (guest lecturer) explained it in 1 of the comments. In short assume the first installment is paid on day 0 (day of purchase). So actual loan amount is 19k, not 29k. 2nd and 3rd installments are paid on day 30 and 60 respectively. So tenure is actually 2 months. Go to any decent EMI calculator or in Excel and the rate will come to 41.87% annual ~ about 3.49% per month.
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