Choosing Mutual Funds for the BEST RETURNS! | Investing for Beginners

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Choosing Mutual Funds for the BEST RETURNS! | Investing for Beginners | Warikoo Hindi

Рет қаралды 481,610

Күн бұрын

How to decide best places for your investment based on when you need the money - if you are not an expert? What if I do not give you direct answers rather tell you how to think, so that you can pick your own mutual funds?
In this video, we will figure out how you can pick your own mutual funds, with the help of a 3X3 matrix!
This video comes with notes. Check them out here: bit.ly/3nQCo2e
Check out my past videos on investing in mutual funds:
How to invest in mutual funds: bit.ly/3o1hZaS
Mutual Funds for Beginners: bit.ly/3RBqjvp
Investing in Index Mutual Funds: bit.ly/3uLPeCz
00:00 Introduction
02:00 How much should you invest in Mutual Funds?
03:00 What are Mutual Funds?
04:30 Difference between mutual funds and stocks
06:25 Debt Mutual Funds
07:00 Equity/Growth Mutual Funds
07:25 Hybrid Mutual Funds
09:35 Long Term Investments
14:30 Mid Term Investments
16:55 Short Term Investments
17:30 What is your RISK?
18:25 Cost of Buying and Selling Mutual Funds?
21:30 Tax Implications
21:55 Conclusion
#mutualfunds #investing #warikoo
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Пікірлер: 439

@warikoo 2 жыл бұрын

This video comes with notes. Check them out here: bit.ly/3nQCo2e Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit Check out my past videos on investing in mutual funds: How to invest in mutual funds: bit.ly/3o1hZaS Mutual Funds for Beginners: bit.ly/3RBqjvp Investing in Index Mutual Funds: bit.ly/3uLPeCz My Money Apps Zerodha (for stocks): bit.ly/3iYKROh INDMoney (for US Stock investing): bit.ly/37M1rik (use my code AWG to get free google stock) Smallcase All Weather Investing: bit.ly/3u0is0I Smallcase Capitalmind Momentum: bit.ly/3j0oBnn Smallcase Weekend Investing: bit.ly/3KEYCxW WazirX (for Crypto): bit.ly/3O4KC2F Get insurance advice from Ditto: bit.ly/3xFh7OU

@ranjeetsingh_Vlogs 2 жыл бұрын

@user-K18 2 жыл бұрын

Congratulations sir for 2 million 🎊🎊💯

@yogitapapreja5389 2 жыл бұрын

You didnt mentioned for index funds, where will they classify

@Abhinandan-Sharma 2 жыл бұрын

Dear Sir please meet with Sandeep Maheshwari.

@arulsingh.editorian 2 жыл бұрын

I have a query, are ETFs of Nifty and smallcap different than mutual funds. If not should I skip mfs and continue with nifty and mid cap etfs?

@knowledgeseeker749 2 жыл бұрын

70% i low risk (large cap) 20%in mid risk (mid cap) 10% in high risk (small cap)

@hardik1945 2 ай бұрын

Same

@brainstormd 2 жыл бұрын

“Knowledge is power: You hear it all the time, but knowledge is not power. It's only potential power. It only becomes power when we apply it and use it.” - Jim Kwik

@haiwinhccch9842 2 жыл бұрын

😂 our Indian education system is full of potential energy only.

@sahilgoel5294 Жыл бұрын

Its so true

@KailasSBhat Жыл бұрын

Spot on

@scottanderson523 Жыл бұрын

The stock market has been a really tough one this past months, but I watched an interview on CNBC where the anchor ‘Jim Cramer’ kept mentioning "...KARINA MATTIS...". This prompted me to get in touch with her, and from October 2021 till now we have been working together, and I can now boast of $540k in my trading portfolio.

@peterdavidson8316 Жыл бұрын

Good one, working with her also helped accumulate up to 350k in my trading portfolio.

@jamesalexander6738 Жыл бұрын

I am a beginner and I am hoping to start with $93,000. I hope this is not too small to start with because my dream is to attain my financial goals within a short period of time.

@evelynnoah7582 Жыл бұрын

Sure you can start with that amount and even less. With a proper financial guidance, you can build a small amount to a larger sum.

@eleanorarthur2651 Жыл бұрын

Seeing the name Karina Mattis made me stop to read your comment. I can attest to the fact that getting in touch with Ms. Karina during the pandemic was how I was able to scale through the crazy stock downtrend and this helped saved my finance

@richardwalker7574 Жыл бұрын

I just looked up this person KARINA MATTIS out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.

@jaiganesh4453 Жыл бұрын

Sir....literally jis tarah se aapne samjhaya me video pause karke comment kar raha hu maza aa gya mtlb itna simply...thank you sir we neend more people like you ♥️♥️

@hrishikeshkalola2943 Жыл бұрын

In love with your video editor , superb. and ofcourse the video itself ⭐

@atharvakarawade5073 Жыл бұрын

Just cleared concept and everything with nice explanation...hats off sir👍🙌...& Thank you so much

@rohanmalode2306 2 жыл бұрын

Really the best video I have ever seen on mutual funds.

@adarshbaxla6391 Жыл бұрын

Aapki video dekh ke bahut acha...aur motivate bhi hogya... thank u so much sir ❤️❤️

@himanshusahu9828 2 жыл бұрын

This is one of the best video on mutual funds I’ve ever seen… thanks Ankur for sharing such a precious knowledge!!!

@vikasgatsby840 2 жыл бұрын

Thanku sir aap ke itnye achye se samzha ne se first time in starting to sip . Bahut last 3 year se sirf soch hi Raha thaa. Per aapne bahut hi achye tareke se samzha ya to I will done my SIP START. 😊 THANKU SO MUCH SIR. 👍

@lucaswilliams9992 2 жыл бұрын

Great video! any advice on other stocks to acquire to diversify my reserve across multiple markets while creating a comprehensive portfolio allocation that balances my concerns of risk aversion and returns that meet yearly inflation? Roughly $120K in my portfoIio are in tech/TSLA stockss

@beltran3353 2 жыл бұрын

The markett is volatile at this time, hence i will suggest you get yourself a financiaI-advisr that can provide you with entry and exit points on the shares/ETF you focus on.

@audrey5605 2 жыл бұрын

I’ve been on both end of the spectrum, I was lnvesting on my own for about 3years, did my own study and analysis before actually buying, things became rather difficult after the pandemic which was right about when I reached out to a portfolio-advisor for guidance, It’s been over 2 years and I’ve scaled up a stagnant reserve of $280K to $700k in just about 24months.

@audrey5605 2 жыл бұрын

@David cho credits to Diana Claire Lougen, one of the best portfolio manager;s out there. she;s well known, you should look her up

@msruhi8070 2 жыл бұрын

@@audrey5605 Hi, I looked up Diana Claire Lougen and she actually looks really familiar, think I’ve come across her on Tv or somewhere…Anyhoo thanks for sharing.

@Ajay1Chouhan1 2 жыл бұрын

I am very big fan how you describe details about anything specially about investment. I always used to wonder about your background wall where "do epic shit" is written. Finally your short video revealed it is your book. Nice way to advertise 👍

@royalprince6517 Жыл бұрын

Great Video Sir . through your this video i totally understand what is meaning of mutual funds

@tuhinmitra935 Жыл бұрын

Sir, you just earned a new subscriber. What a great explanation ! Thank you very much Sir 😃

@hritikdalal5633 2 ай бұрын

what a video.... cleared everything in one video. Thanks Ankur!

@shrutibhide9285 Жыл бұрын

Thank you so much for this video .. really gave me a clear vision

@sreeparvathy9187 7 ай бұрын

Thank you so much for helping understand what these big terms mean! Feel extremely disappointed that none of these were taught in school instead was asked to by-heart the definition of Barter System.

@SameerJoshi0395 7 ай бұрын

Very well said! But instead of schools, it should be taught in final sem of the colleges to make their students industry ready as well as financially fit!

@lcc-cinemas 2 жыл бұрын

Hi Ankur. Can you please make a video on SWP for early retirement so that we know how much lump sum we need to retire today? With Excel 😅

@KBXen 2 жыл бұрын

Would love to see a part 2 where Flexi-cap funds and comparison of Index funds with mutual funds is done.

@mohdaamerkhan8828 Жыл бұрын

Do it yourself! Why wait for his video on this?

@mahimanigam2845 2 жыл бұрын

You know what hooks us to your channel, it's not the content, not the background (although they both are absolutely amazing), but your exuberance, youR positivity the energy that you give out is what is your USP!

@mahimanigam2845 2 жыл бұрын

@Warikoo +①③⓪④②⓪②③⑤③③ Please stop doing this, use your own name to do stuff and not someone else's name! Its a humble request🙌

@theabhishekshaww 2 жыл бұрын

Loved this one like all your videos but this touched. Thnaks a lot sir.

@rajanipandare8238 2 жыл бұрын

Thank you for this video. It was very well sorted 😊

@natashasingh9894 Жыл бұрын

Thank you so so much sir ..... This is the knowledge I needed ✨️

@BikeMania1989 Жыл бұрын

Thanks for the detailed video. I wish I would have seen this a year ago, but "der aaye durust aaye" 😃

@AnkitKumarKnowledge 2 жыл бұрын

Many many congratulations.... Ankur Sir for getting 2 M subscribers....

@meesamrizvi007 2 жыл бұрын

Probably the best video possible that I needed before starting my investing journey. Thanks Ankur.

@sreenathrs5988 2 жыл бұрын

Hi Ankur, Thanks for the video. Can you help us understand much more about futures and options?

@user-vl4lu5py8y 6 ай бұрын

Sir i am in class 10th and have somehow convinced my parents to invest in mutual fund and stocks.. i have got an account and will further manage everything by myself.. i convinced them by showing your videos too.. thanks sir..

@shwetaraj7477 4 ай бұрын

Wow! That;s mighty impressive on you and your parents part. Kudos!

@minkkamboj Жыл бұрын

Thank you very much sir. This is of great help 😊

@mdyunusansari3677 2 жыл бұрын

I was eagerly waiting for this type of video

@neerajkaushik5640 2 жыл бұрын

Hello Sir, shall we invest through banking apps, e.g. icici emobile application. Also let's say I invested through zerodha app and the company (zerodha) shuts down. Will that affect my investments as well.

@shankar2502 2 жыл бұрын

Just invest in an Index fund preferably (Nifty 50) and continue investing through SIP for long term (20 Y or more). You will get ~12% CAGR in the longer run which not many Actively Managed Funds can beat (~20Y or above). This will eliminate Fund Manager risk with a less Expense Ratio.

@maheshchoudhary4604 Жыл бұрын

this happns some time when passive funds beats iactive funds but in long origin of 20 yrs i think our half portfolio is towards index funds and other half towards flexi funds etc... in long run of 20yrs indx can provide 12 - 14 percent and other actively funds can provide u more then it that is 16 - 18 may be this is my personal opnion

@akshaykhard59 Жыл бұрын

Wow Warikoo sir. You made it understand this complex structure so easily. Thank you so much. Great 👍

@brainstormd 2 жыл бұрын

“Every man is guilty of all the good he did not do.” - Voltaire

@LenguaLudicoSpanishSchool 11 ай бұрын

Thank you so much sir god bless you the way you explain it is very easy for us to understand keep up the good work

@yagnasivasai 2 жыл бұрын

Which platforms are best for investing/buying mutual funds? Any suggestions

@maverickk2222 2 жыл бұрын

Regular mutual funds have a lower NAV than direct fund. So, if you are buying a dividend paying fund then I think buying through agent makes sense. But, not sure how much it adds up to the expense ratio.

@sandhyabanisetti5934 2 жыл бұрын

This video is very helpful sir. Thank you for explaining in detail

@nayazahmef2106 8 ай бұрын

Sir aapne kaunse mutual fund me invest kia hai plzz share kardijiye

@ishita91bhale79 Жыл бұрын

This is an eye opener video for me .. thanks a lot sir 🙏

@skincarewithAnkita. Жыл бұрын

Your videos are so informative yet clear, simple and easy to understand.. thank-you for sharing your information sir.

@shubhashishmukherjee6227 Жыл бұрын

Ankur,dropped my plan to watch your video the moment you said you personally dont invest in mutual funds.The lecture could be good for a newbie into the market but not for the ones who are actually seeking genuine advice,you clearly know what that means

@piyushchoudhary6055 2 жыл бұрын

One of the biggest factors which is missing here is Flexicap funds. Ankur didnt mention anything about Flexicap funds, readers please note that multicap is not flexicap as the fund manager is not restricted in flexicap funds. I believe flexicap is a best combination of low risk, high return fund based on alpha and beta.

@shashiranjan3626 2 жыл бұрын

Investing all in equities can never be low risk. So flexi cap also is high or very high risk.

@piyushchoudhary6055 2 жыл бұрын

@@shashiranjan3626 True but since he’s suggested the types for mutual funds based on risk and horizon, I feel flexicap should’ve been considered.

@Thesahi883 2 жыл бұрын

R u sure that flexi cap hi low risk fund?😂

@piyushchoudhary6055 2 жыл бұрын

@@Thesahi883 sureity toh brother stock market mein koi deta nai but since flexicap fund can easily switch between large, mid and small cap, it has better performance than largecaps. For e.g if a flexicap fund invests 80% of its investments in large cap and 10% in midcap and 10% in small cap then the risk to reward ratio is very favourable. Take HDFC flexicap or Parag Parikh Flexicap fund for example

@religionofpeace782 Жыл бұрын

Multicaps have delivered a cagr of 28% as compared to 23% by flexicaps.😅

@asifiqbal135 Жыл бұрын

Thank you so much for this very informative video...

@amarajapatil3233 Жыл бұрын

Thank you so much sir for this precise,simple and wonderful tutorial ❤

@vivekchatterjee5471 2 жыл бұрын

Congratulations!! On achieving 2 million milestone 🎉🎉

@pritampatil9742 2 жыл бұрын

Brilliant video on perfect timing 🙌

@vishalkela7598 2 жыл бұрын

Still, dont go without a good advisor who clearly defines the worst and best of investment, dont go direct

@sonalidey2597 2 жыл бұрын

Thanks a lot it was really helpful

@piyushpandey9199 Жыл бұрын

loved it...thanks for sharing

@arnabmukherjee4184 2 жыл бұрын

Loved the conclusion. BTW thank you so much!

@warikoo1244 2 жыл бұрын

hanks for your comment Contact me with the what’sapp line above for more information and consultation on investment, also participate in the new investment. I am sure you will like to be part of.

@RajeevM0380 2 жыл бұрын

Thank you sir. Very informative.

@Doungel_lunn 2 жыл бұрын

Very Insightful info.👍

@abhiabhi333 2 жыл бұрын

Sir ji. The way you explain in each video, that is awesome. Thank you so much 🙏🏿

@praveenavarghese1008 2 жыл бұрын

Great content , got an clear idea of mutual funds

@bhupalmule9900 Жыл бұрын

I am a big fan of your channel. sir your video is best for new investment in Mutual funds

@beautifulworld6037 Жыл бұрын

That last piece of advice touching n definitely will make think of investment

@chiragagarwal8905 2 жыл бұрын

thanks for all your contribution to young generation!

@vineethv9121 Жыл бұрын

Just curious to know how stocks dividend works on mutual fund? Do we really get dividends benefits if we buy mutual fund? If so then how can we track that like from this particular mutual fund stocks how much dividend we got?

@NK-lt4cs 2 жыл бұрын

Thanks for this knowledgeable video😊

@neelshah1915 Жыл бұрын

hi, thanks for the Knowledge, also which application or portal will you recommend for direct investment in MF?

@priyanshukumar-ov2fn 2 жыл бұрын

Eagerly waiting for such a video. Thanks sir for sharing with us..

@warikoo1244 2 жыл бұрын

hanks for your comment Contact me with the what’sapp line above for more information and consultation on investment, also participate in the new investment. I am sure you will like to be part of.

@solomon2104 2 жыл бұрын

Finally got the clear I-D-E-A of MF..I have been watching loads of videos on MF & other Investments which makes me CONFUSE and holding me back to start Investment... (Long Breathe...) starting now..Thank you W-A-R-I-K-O-O

@alokdand1712 Жыл бұрын

Very good informative video. All my doubts related to mutual fund are cleared except one. Say for e.g. I plan to invest in Large Cap Fund, then how to know which company’s Large Cap Fund I should go for?

@chandrucscs688 Жыл бұрын

Warikoo is the best. I have never skipped the video of him in the middle. He will explain so well, i have never seen any other youtubers with this clarity. Warikoo please upload video of how to use zerodha coin effectively and how to pick best mutual fund from it. Thank you so much for your knowledge transfer 🙏

@shubhamjindal39 Жыл бұрын

21:44 One correction: In Long Term Capital Gain, the tax is exempted till ₹1 Lakh profit in a financial year.

@pateltarun180 2 жыл бұрын

Congratulations for 2 million 🥳

@bharat9118 2 жыл бұрын

Sir please make a video on current situation of Vauld that what is going on and what are steps we should take right now?

@nvdhy27 2 жыл бұрын

I really love how your whole content wants to make me rich ;)

@Sexologist007 2 жыл бұрын

More is expected from a content creator like u..just basic of MF is available everywhere nowerdays..expert analysis on SIPs vs lumpsum investment during dips, when to save money and when to invest etc

@pritambarman2500 7 ай бұрын

Learned a lot. Thanks Sir, appreciate it

@gulobi 2 жыл бұрын

Excellent presentation. Very clear, precise and easy to understand! Thank you, Warikoo!

@EarnwithRohitash-id4jr 2 жыл бұрын

Be sure to contact the what'sapp line above for more information and consultation on investment

@lena3221 Жыл бұрын

What does it mean to buy DIRECT mutual fund ? Do I go to the company website and buy from them ? Eg- if I buy from Zerodha COIN - is it direct ? Zerodha is a broker , right ? Please clarify. Thanks W

@kabir.khan.542k9 2 жыл бұрын

for different funds like highrisk mutual fund medium risk mutual fund and low risk Mutual fund 3 different fund managers will manage or only 1 can manage all the funds..

@lifeinterabytesforever2329 2 жыл бұрын

@warikoo Expense ratio : is it one ☝️ time or yearly

@AshishDiggi 2 жыл бұрын

everytime we do a rebalance in small case, we end up giving DP charges of no. of stocks sold....and also if that stock is on Loss in the pricing you end up in overall Loss.

@sayanmajumder5357 2 жыл бұрын

WOWW !!!😃😃😃 Thank you so much sir🙏 This is one of the best video if anyone is willing to invest in mutual fund almost every basic points is discussed in very easy language♥️♥️♥️ And lastly ur broad smile gives us an inspiration🤩✈️🏆📈📈

@adityakanwar7264 2 жыл бұрын

Very well explained . ✌️

@shubhamshelar2058 Жыл бұрын

How much one should invest in stocks and how much in mutual fund?

@joysahith8865 2 жыл бұрын

I like your content so much 🙂 Expecting a heart 💓

@financials2160 2 жыл бұрын

Capital gains mean the profit earned by an individual on the sale of his investment in assets such as stocks, real estate, bonds, commodities, etc. Basically, it is the 'gain' made on 'capital investment’👍👍

@Himanshu-vd1jm 2 жыл бұрын

which is a better option fd or short term liquid funds ?

@LilMatrixBeats 2 жыл бұрын

Mr Warikoo tbh Kafi kuch mere sare ke uper se nikal gya because of the terms. Can you please make a video on commonly used terms and explaining them in the world of investing for someone who just got into this?

@kashishtandon7906 Жыл бұрын

Investing weekly or monthly which one option will be best for mutual funds for atleast 3 yrs or more

@utkarshpant5297 Жыл бұрын

Is a Small Cap Fund with similar alpha and Beta to Large Cap Fund more riskier?

@hetprajapati221 2 жыл бұрын

Sir I want to know about ETFs , are they better than MF because of low fees? And is there and issue with its buying and selling in future? You are doing great help, I am 20 and wanna start a journey in stocks and shall ETFs be a great choice for me?

@hvnk168 2 жыл бұрын

Thanks for natural hair apperance in video as the request I sent you in the mail You are looking good naturally 🤓

@harshuchadiya9976 2 жыл бұрын

Sir, I’m thinking for 2 days that which mutual fund should I invest and now, You publish this… Thank you sir 😊

@avinashvishwanathbhosale9645 Жыл бұрын

Your are awesome 👌 Thanks

@rakhisingh2509 2 жыл бұрын

Is it good to invest directly through bank instead of any app?

@dineshchoudhary9097 2 жыл бұрын

Congratulations Ankur for 2M subscribers 🎉❤️

@muskaanmehra 2 жыл бұрын

Love all of your videos sir ❤ you're an inspiration, I always hv this fear of public speaking and lacked confidence 💓 after seeing your vids and after getting inspired from you, I started my own YT CHANNEL and it has been growing immensely 🌸 thank you sir 💫

@pankajsinghbugana9070 Жыл бұрын

Sir ek query hai Dad ny 2018 meh mutual fund meh one time invest kia tha 1 saal k liyeh or abhi tq deposit hi hai toh Toh humy us pr 4 yr ka profit hoga ya sirf 1 y ka profit hoga

@denishclarke4470 2 жыл бұрын

Congratulations on 2Millions family sir❤️❤️

@tanmayhaldar7565 2 жыл бұрын

One advantage missed was capital gains tax saving on rebalancing excercise

@rahuldein 2 жыл бұрын

Thanks for your very informative video. Binge watching them every day and have learnt a lot. Could I request you to make a video on various investment platforms/apps which you recommend and also some in depth tax implications for various investments please? Also if you have any advice for foreign nationals (OCI) on how to invest in Indian market please. Many thanks again I'll go back to binge watching again. 😊