Investing in Mutual Funds? Don't make these 5 blunders

Investing in Mutual Funds? Don't make these 5 blunders | Money-Minded Mandeep

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Күн бұрын

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It is important for beginner investors and has exposure to mutual funds without a proper understanding of them. You all might be sitting on huge profits right now but keep in mind, that only a 50% drop will wipe out 100% profits. There, it becomes very important for you to be aware of the most common myths about mutual funds, or should I say, Blunders that almost all beginners investor makes.
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Chapters:
0:00 Crash is coming, & winter, too
1:26 Blunder 1
8:55 Blunder 2
11:34 Blunder 3
13:25 Blunder 4
16:24 Blunder 5
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#Investment #mutualfunds

Пікірлер: 2 300

@LabourLawAdvisor 3 жыл бұрын

DEMAT ACCOUNT: link.labourlawadvisor.in/demat DISCORD: labourlawadvisor.in/link/discord Best Mutual Fund App: labourlawadvisor.in/link/Mutual-Fund COURSES: labourlawadvisor.in/link/LPTI

@akshaydeshmukh4619 3 жыл бұрын

Bhai bahoot sahi smajhate ho aaap mandip bhaiiya , please equity mf selection ke liye next video lao thanks

@ronidas4180 3 жыл бұрын

HDFC INDEX FUND SENSEX PLAN PARAG PARIKH FARZi CAP🤪🤪 MOTILAL OSWAL NDQ 100 FOF Mera Y-tube channel to nahi hai... Pr sir ess comments me aapka ek comment to banta hai....😂😃

@ben-uy1ud 3 жыл бұрын

@Labour Law Advisor pls could you make a video on mutual fund taxation. 1) How do we need to pay the tax when we redeem (thru IT return?). 2) Are there any tax saving strategies like tax harvesting, rebalancing (need to know what are these) OR is it good to only redeem only say after my goal of 20 yrs (eg.) and pay 10% tax in the end? 3) Also, when is the right time to exit? 2 3 yrs before when we need the funds?... To take care of any market fluctuations. 4) what is indexation? Many are clueless wrt to MF taxation, any video on this topic would be really helpful - Thanks.

@suryahr307 3 жыл бұрын

Sir I didn't understand last blunder. You only said in some previous video that tax won't be applied for upto 1 lakh rs. So it is best to withdraw and re-invest when the value is around 1 lakh.

@LabourLawAdvisor 3 жыл бұрын

Video already made last year :)

@myrle-v4g 9 күн бұрын

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

@Daneilchirs 9 күн бұрын

In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.

@shanisonia 9 күн бұрын

True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.

@shizue-w7n 9 күн бұрын

This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

@shanisonia 9 күн бұрын

“Angela Lynn Schilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@shizue-w7n 9 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@niladridebsarkar9174 3 жыл бұрын

Total 4 schemes, 1. Flexi cap, 2. Large cap (Index fund) 3. Debt fund (To park money and wait for market crash) 4. Small cap (long term view).

@FINtalkss 2 жыл бұрын

Index funds also in lime lite these days, Whats you views on same - esp for NFO - Tata Digital nifty index ETF fund of fund.

@Harsimran5230 2 жыл бұрын

@@FINtalkss he talked about sectoral fund. Index funds are slowly gaining market share.

@FINtalkss 2 жыл бұрын

@@Harsimran5230 there is New index based on IT sector I.e Digital Index newly introduced ... Based on that new Index ETF launched that is Tata Nifty Digital index that is replica of sectoral fund. So this os the first ever fund launched as of now on Digital index equal to sectoral fund ... is also start trending and good one to invest. Ultimately amount invest in mix of big and small cap IT Co only.

@invoker8890 Ай бұрын

What about mid cap?

@selimansary7604 2 жыл бұрын

Each point is significantly valuable. People who actually knows about mutual funds only they can feel it. 😊

@aniketchakraborty8544 2 жыл бұрын

Maandeep Ji you are doing a very good work for us! Thank You Sir! Also, you have good knowledge, I have watched many of your videos!

@parveenbhardwaj2252 3 жыл бұрын

Whenever you think you know enough to start investing... Mandeep comes with new suprises... Very informative and blunders I was also into... Thanks

@BusinessideasBasti 3 жыл бұрын

Thank You so much for guidance 💕

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@manishalive 2 жыл бұрын

I saw this video by chance and although I knew all about the funds, I was still intrigued to watch the video. You gave very good info for a just starting guy. Thanks.

@gouravwalunj1622 2 жыл бұрын

LLA you are doing great job,Please continue these series of detailed videos ,we like every video of Your's, and we want more videos related to Basics of Business,I regularly watch your videos & I really Appreciate your Work.You are doing Great job👌👌👌keep it up,we Support YOU !!!

@bolt9882 3 жыл бұрын

One of the very few channels where I don't skip the intro😛

@abdulkotwala 3 жыл бұрын

Was blindly looking into expense ratio. I was not aware about the reality of NAV returns having expense ratio deducted already. Thanks bro!

@jasmeetsingh2069 2 жыл бұрын

With ULIPs plan improving a lot as they face tough competition from Mutual funds and also the special benifits of having no LTCG in Ulips maturity amount, Please make a full detailed video showing why MFs are still better than Ulips taking in mind post tax returns

@adwaitvedant3297 3 жыл бұрын

While choosing Mutual find I will see following components 1) Lower expense ratio 2) Direct fund 3) Past record 4) Asset Under Management 5) Portfolio diversification

@akashroy4467 2 жыл бұрын

you are missing fund manager profile .... and one more thing past record means not ultra shortterm.. longer past records like 5 to 10 yrs.. New channel but good content. You can checkout this video to avoid mutual fund investment mistakes- kzfaq.info/get/bejne/p7SUg8Ro3srSc3U.html

@namrathamohank6450 Жыл бұрын

Why direct over regular?

@ankuryadav156 Жыл бұрын

@@namrathamohank6450 you have to pay extra charge with low returns

@beginnerguitarlessons3133 3 жыл бұрын

Love the way u explain everything appreciate your efforts ❤️🙇‍♂️

@pr8794 2 жыл бұрын

Wonderful Concepts.. This is a much needed content on MF's and amazing to see.

@anjb9115 3 жыл бұрын

Keep Making this kind of videos!!! Thank You👏👏👏

@7patel445 3 жыл бұрын

Apki Jitni Tarif kare utani kam he.....Hats off sir ji....Keep continue 🔥👍👍

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@DP-wm4mi 3 жыл бұрын

Surprisingly, didn't make any of the blunders mentioned but was on the move to buy sectoral funds or get many mutual funds.. good video.. Thank you!!!

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@soumyajitchowdhury2807 2 жыл бұрын

I am totally blown away by your content delivery and easy-to-understand breakdowns of concepts. Thanx for making us Jagruk. I have one request, can you make a detailed video about SWP in mutual funds?. I have recently inherited some corpus and would like to know the points to be kept in mind while investing Lumpsum and taking the SWP route for monthly income. Thank you again.

@sahilkushwaha5864 2 жыл бұрын

Park it in any short term debt fund. Start an SWP to any equity mutual fund of your choice. In this way ur net return will be better if than if you would have kept it in bank account or in cash.

@philipdemarkos1 3 жыл бұрын

Mandeep, Thanks a lot for this detailed blunder list with respect to MF investments. Honestly, I have committed all these blunders. Good content with systematic delivery in easy-to-understand terms for non-BCom/Finance blokes like me. Keep up the good work. Thanks and Regards.

@CreativityGoesLive 3 жыл бұрын

I stopped by to see what different does this video has to offer. Must admit, this is totally what others don't cover.

@krishnakantchoudhary797 3 жыл бұрын

So true

@aadi800 3 жыл бұрын

Committed the mistake of buying too many funds. I finalised the funds 2 days back and ended up investing in 10 of them. Will wait for your video on how to choose which equity MFs to invest in. That video is definitely of highest priority than any other videos that you may be planning. Thanks! Your content is definitely helpful and valuable.

@1Bond007 3 жыл бұрын

Oh bhai.. sfo Gaye they aap

@chiragsharma293 3 жыл бұрын

Bhai nifty index fund... Parag parikh flexi cap fund.... Mirae asset emerging bluechip fund... Thats it... Baki bina mtlb over diversify krne se kuch ni hoga

@1Bond007 3 жыл бұрын

@@chiragsharma293 Bhai , ye nifty index me kya kya Lena hai.. nifty 50, next 50 , 100 etc etc.. kuch funds name bi suggest karo Bhai.. main research karke dekunga

@chiragsharma293 3 жыл бұрын

@@1Bond007 nifty 50

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@dishant_7 2 жыл бұрын

So much knowledge . Wow .. i love this ! Thanks a lot♥️

@joelwilson9079 2 жыл бұрын

Great video and I like your opinions; disagreeing on one: can/should have 4-5 diversified MF covering growth, emerging markets(small) , value/utilities based (time bounded) etc

@tushar7988 3 жыл бұрын

You are actually the first person who may have given this info.. My MF selection was strictly based on expense ratio.. Thank you Mandeep 👍👍

@SuperImroz 3 жыл бұрын

He's always the first person to give viewers appropriate advice.

@SurajInd89 3 жыл бұрын

Keep on investing in index funds. No one is forcing you not to. But after twenty years, don’t regret that, just to save that 0.5% in expense ratio, you had missed out a great opportunity to invest in a small or midcap fund.

@T.S.R. 3 жыл бұрын

@@SurajInd89 please bro suggest me a good index fund

@SurajInd89 3 жыл бұрын

@@T.S.R. I do not advise you to go for index funds if the intention is just to save expense ratio. Many index funds have tracking error almost equal to the expense ratio of active funds. So what's the purpose? I personally invest in only one index fund, that's UTI Nifty Index Fund, which has the lowest TER and tracking error among all the index funds tracking Nifty 50.

@thrallingFRglory 2 жыл бұрын

Suraj What small cap or mid cap fund would you suggest for someone just starting out? I don’t necessarily have any short term goals. The intention is to stay in it for the long haul.

@krishna.m4611 3 жыл бұрын

Awesome eye-opening informative and very very impactful explaination with simple manner but highly researched sir. Eagerly waiting for next series you mentioned in this video. Best Regards.

@shashendrapauranik7643 2 жыл бұрын

Just thanks for enlightenment...stay blessed!

@sharadsarda6537 2 жыл бұрын

Thanks Mandeep. You are transforming every one into money minded.

@amandeepsingh5476 3 жыл бұрын

Very informative video.... although i was lucky enough not having done these blunders as i only have 2 MF, 1 with NAV of 30 and other of 450 and among that one is an index fund and both are for the purpose of long term

@akashroy4467 2 жыл бұрын

New channel but good content. You can checkout this video to avoid mutual fund investment mistakes- kzfaq.info/get/bejne/p7SUg8Ro3srSc3U.html

@anandaggarwal5510 3 жыл бұрын

thanks Mandeep for always guiding us, the only thing I have done is choose Sectoral Fund, but I did it intentionally and no one told me or guided me about same. I am invested in Tata Digital India fund started Sep 2020 only, I have most conviction on IT companies may bcoz I working in TCS from 8 years now :)

@himanshisharma3052 3 жыл бұрын

i agree, did the same

@mehul6889 2 жыл бұрын

I M from commerce background still his knowledge amazes me

@venkatasivaprasadtangirala8535 2 жыл бұрын

I am watching your videos and getting so much of knowledge. Thanks a lot

@Sandsubha 3 жыл бұрын

I have only one...sbi small cap since 2018. Planning to hold 30 years only till retirement.

@wewe-fx6un 3 жыл бұрын

Small cap? Watch out

@digifactbangla4888 3 жыл бұрын

Small cap? Don't

@neeraj91mathur 3 жыл бұрын

Awesome video again, to the point, and very informative. Great job LLA.

@Dasgauravraja 2 жыл бұрын

Sir you are like God you explain So easily and nicely that I am really motivated to invest in stocks I have been invested but I have done it mostly play agent now I can understand that I should do it under direct futures on switch to give me a better returns and thank you for enlightening us

@vineetkapoor1300 3 жыл бұрын

Strongly disagree with keeping 1-2 funds. e.g. For retirement which is 20-30 yrs, small cap and mid cap will definitely outperform multicap and largecap. So fund type selection is dependent on goal. Goals can be many.

@abheypathania 3 жыл бұрын

Maximum 4-5 funds are ideal.. i guess...

@nirajgaudani6147 2 жыл бұрын

5 funds

@gauravagrawal9265 2 жыл бұрын

Correct

@bhargavchandel9205 2 жыл бұрын

Small cap Mid cap Large cap Tech Nifty 50 index thats all you need ! 15-20% cagr

@Kharadi_Construction_status 2 жыл бұрын

Also you start investing in some good fund, they stop accepting more money. So you start with another and then they stop. Now you cant sell the first 2 as they are truly good funds. But are forced to invest in 3rd.

@ramakrishnadeshaboina5950 3 жыл бұрын

Thank you for your valuable suggestions on MF , recently I have started One SIP MF

@DeepakSharma-sp8cr 2 жыл бұрын

Good video , we are in Sept end now and still market is only going up up and up.. unheared of 18yrs of bull run!!

@SanjoyDas-cz7zw 2 жыл бұрын

Hi, I am following your channel for a long time, and I want to thank you for creating such informative content. I feel you may consider making a video on the topic " when to exit a small-cap mutual fund."

@vinaywadhwa99 2 жыл бұрын

Thanks Mandeep. I was always confused about the expense ratio point and never got right answer from anywhere, I used to minus it from the returns to compare 2 MF schemes. Finally my confusion is clear that Expense Ratio is irrelevant when we are comparing returns of 2 MFs.

@adityaramaprasad586 3 жыл бұрын

Hey LLA Experts , Can you make short series of 3 to 4 videos on how to save income tax, investment in MF, share market for beginners. Thanks in advance. These videos will give us an idea of how to start the journey to financial freedom and diversified investment.

@rganka0711 2 жыл бұрын

I have 5 mutual fund. 1 Flexi cap, 1 Sensex Index, 1 US Index, 1 Debt fund, 1 IT sectorial themetic.... I choose these fund for different goals and Purpose...

@Xxcept1onXD 2 жыл бұрын

I love the way you are spreading awareness for eco-friendly lifestly in your intro. It's not about saving money all the time, you should do something for the environment also

@akashroy4467 2 жыл бұрын

New channel but good content. You can checkout this video to avoid mutual fund investment mistakes- kzfaq.info/get/bejne/p7SUg8Ro3srSc3U.html

@kunalsinghdeo1049 3 жыл бұрын

Great content bro, never thought of these points.

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@shradhapandey3533 2 жыл бұрын

I am completely unaware about or these mutual funds like investment are new to me..... thankyou so much for the first step of financial literacy 🙏🌸...keep making these kind of super interesting and informative videos....Mata Rani bless you Mandeep and LLA team...Jai Mata Di ❤️🙏😇🌸

@phaniavireddy 9 ай бұрын

Seriously waiting for this upcoming videos about how to choose mutual funds.

@shantanukale2658 3 жыл бұрын

Liked the new studio/setup.❤ Content is always lit 🔥🔥

@vishnuk1031 3 жыл бұрын

Have been part of the discord community. A huge community indeed.

@VictorAvinashSinha 3 жыл бұрын

Absolutely!

@sanchitgupta1457 3 жыл бұрын

Awesome video again Mandeep. Thank you. My mistake: 1. Selling often. 2. Striving for a low expense ratio.

@akashroy4467 2 жыл бұрын

New channel but good content. You can checkout this video to avoid mutual fund investment mistakes- kzfaq.info/get/bejne/p7SUg8Ro3srSc3U.html

@Sachin1197 5 ай бұрын

hmm NAVI still at 0.06%

@mohanayare 2 жыл бұрын

I felt like pressing 'Like' button min 5-6 times while watching this VDO. I was committing mistake of focussing on TER. U clarified it well. Thanks👍🏻

@akanshusingh3707 6 ай бұрын

amazing production, best in class!!

@mithileshtripathi9987 2 жыл бұрын

I select my Mutual Fund Schemes by looking at various criterias. It's not based on any one point like expense ratio, coz for me returns are more important than the price I pay for that return. Basically it's the net return we get. Love ❤ Labour Law posts. I'm happy to say that I'm not part of any of those blunders...

@shabaazs791 Жыл бұрын

Good morning sir. I plan i invest 1lakh in SBI multicap fund which has current NAV of 10.9 My reasoning is this: SBI has consistently performed well across all segments of MF (Small,Mid,Large,Flexi,ELSS) And the fund managers of this scheme have managed other SBI mutual funds successfully. So i am confident that the NAV of this scheme won't be around 10 or lower after 2years. I expect it to cross 20NAV in two years based on performance of other Sbi MFs. Is my reasoning correct?

@A_k_k__ Жыл бұрын

@@shabaazs791u invested? How much returns u got?

@rushabhpalan6306 7 ай бұрын

Approximately 18.3% returns uptill now. as NAV is at 12.92 @@A_k_k__

@pranshuanand4560 3 жыл бұрын

Bhai my dad had a similar portfolio. He had 34 MFs in his portfolio. He had just 4 index funds of different fund houses. Cut the clutter in 2019. Quant active fund Quant smallcap fund & everyone's dear PPFAS. A bit on the risky side but barely any overlap and I believe it will work well with the time horizon of 10years.

@wewe-fx6un 3 жыл бұрын

Smart

@mohithooda5769 Жыл бұрын

Quant smallcap would've given you mind blowing returns last 3/5 years.

@ganeshnarayanan2574 2 жыл бұрын

Points are quite useful and educative on selection of funds, return and stay in long term based on expense ration and % of growth.

@navneet2649 3 жыл бұрын

@14:48 so whenever we see returns in % mentioned on any platform like Groww, Moneycontrol etc then it will always be after deducting the expense ratio, right? In ur eg also NAV returns is after the expense ratio and hence MF1 will be better than MF2 even toh ER of MF1 is greater, right?

@gauravkanade6790 3 жыл бұрын

Hi Mandeep, That's was a great video. Do you think it's a good idea to allocate 5-10% of investment corpus to sectoral funds (Sectors which clearly look promising for the next decade like Pharma & Consumption).

@mohithooda5769 Жыл бұрын

You could do it. But please know that you most probably could see the fund in red for a long time, so you must have patience to last that phase.

@rishiwaghmare8832 2 жыл бұрын

First video watched on the channel. Very informative interesting and really great graphic design used like summary at the end.. He is honest about what is he saying like link in description will help channel grow.. Even if you don't you are helping channel by watching.. Wish you all the best sir.. Subscribed the channel 👍🏻

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 + 44 (7868) 6 = 9= 2= 4 = 6= 3....

@satyam-evajayate438 3 жыл бұрын

We've done all these 5 mistakes before stabilizing portfolio, for learning purposes. It's important to have ELSS in the portfolio, as it will help not take emotional decisions due to lock-in period of 3 years. In these 3 years, investors become realistic and learn most of the aspects of wealth creation.

@SantoshSingh-te7ge Жыл бұрын

Respected sir Pls answer mai through the zerodha niftybees me invest krna jyda good idea hoga ya nifty index ka mutual fund lena

@GirishG 3 жыл бұрын

I did B,C and D mistakes 😅 thank you so much Mandeep for this video. Please make a video on how the LTCG tax is paid? Do we need to file the tax or the AMC does it on behalf of me and gives me the remaining money? Also, how the period in exit load is considered when I do SIP?

@themutualfundtalk2955 2 жыл бұрын

To know how LTCG tax is paid, check out our video on it. kzfaq.info/get/bejne/fa6qp8Vmv6zFg2Q.html

@hardikp8580 2 жыл бұрын

@harshitvineetsharma7501 2 жыл бұрын

Bhai kya bolte ho yar aap ♥️truly enjoyed watching even the complex subject .. God bless u brother

@pratikpatil3730 Жыл бұрын

helped a lot, made me realise so many things. thanks!

@hiralpandya3685 3 жыл бұрын

Superb ..Thx for explaining 👍

@samsm0507 3 жыл бұрын

Hello Mandip. Was just curious about a small thing, if you could clarify. If I start an SIP with a mutual fund, and along with the SIP, I also keep adding extra funds (in lumpsum) to it in dips, or market corrections, then is it considered to be a good strategy ?

@mohithooda5769 Жыл бұрын

Depends on the fund. or you can invest in more than 1 fund also.

@RajagopalaRaoS 2 жыл бұрын

I had selected too many mutual funds. I was investing in 6 Mutual funds, 2 for each type for security. But your point of investing in minimal funds made sense. In a way, returns are better too in my calculations. Thank you for that

@MrAlpesh1981 2 жыл бұрын

How? What if these funds did not perform. Its always good to diversify in top 5 funds from same segment rather to invest in one.

@lmaomemes421 Жыл бұрын

I want a sip of 5000 permonth which mf is best

@Dheeraj_Singh29 2 жыл бұрын

Hi Mandeep ! Thank you for the great content, I have a SIP on small cases for the small case account called ( All-weather Investing), being a long-term goal. Could you please help me understand does this fall under Growth or Dividend Fund

@pdpanchal115 2 жыл бұрын

Very good explanation. Thank you so much. Please explain how expense ratio cut from SIP ? It cut every year or when we exit from SIP?

@shubhammatolia5347 2 жыл бұрын

just started investing in MFs. Low NAV ke chakkar me 10% investment kiya of the amount jo muje invest krna hai abhi😅.Baaki blunders to pta bhi nai the🤷. Ye bhi dekhna hota hai kya.😁 Thanks for the advice🤟😎Baki paisa dhyaan se lagayege ab.😌

@pravinyadav8261 2 жыл бұрын

Thanks for informative content. I am asking very simple question, lets consider I want to invest 50k monthly then 25k each in two funds or 10k each in 5 funds. I believe 25k each in two funds is more riskier than 10k each in 5 funds. Everyone says Portfolio should be diversified so 10k each in 5 funds would be ideal scenario. Another concern about sector fund but I believe some sectors funds like ICICI prudential technology funds are giving consistent returns over several past years so its not bad to put sector fund in portfolio might be only 20% allocation from entire portfolio and its all depends on requirements. In long term perspective sectors fund are quite good specially IT sectors which always outperform other sectors in long term 10 to 15 years

@shivbhardwaj4771 2 жыл бұрын

Hey man, finance guy here IT sector has done well over the LAST 10-15 years, pick a sector for the next 10-15 years Trust your own analysis over everything else and always quadruple check your calculations Pick something simple that'll work over a long amount of time

@pravinyadav8261 2 жыл бұрын

@@shivbhardwaj4771 True. Always believe our own analysis. IT sector is definitely winner for long run.

@Jaibajrangbali1709 2 жыл бұрын

The term Diversification applies only in case of people who are investing in stocks. Mutual funds are already diversified as they select almost 50-100 stocks. So selecting just 2 categories will be enough diversification.

@pravinyadav8261 2 жыл бұрын

@@Jaibajrangbali1709 Yes correct if investment amount is less e.g. 10k per month but I am saying diversify in terms of index, small cap, large cap, flexicap, sector and foreign securities when want to invest large amount

@Jaibajrangbali1709 2 жыл бұрын

@@pravinyadav8261 Brother diversification has nothing to do with amount. Even if you invest billions. If you are picking MF then just select 2 or 3 good ones.

@chethan1196 2 жыл бұрын

Liked your Intro...instant subbed 😄

@spacerec 2 жыл бұрын

Very well explained. Respect!

@rohitsinha3876 Жыл бұрын

Thanks. You are actually doing society a huge favor. I also have a request. Can you also share some strategies for HNI for mid term and long term goals?

@Nitishk58 Жыл бұрын

Gaye 179 rs💔

@rohitsinha3876 Жыл бұрын

@@Nitishk58 😂

@Happysoul_3 6 ай бұрын

He is an HNI, farak ni pdta 😂

@barboza1591 3 жыл бұрын

We need more video's on this topic please 🙏🙏🙏🙏🙏

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@themutualfundtalk2955 2 жыл бұрын

To know more about mutual funds, check out our video on how to select a good mutual fund. kzfaq.info/get/bejne/sLBjhtmAqsyxfKs.html

@travelkeen 2 жыл бұрын

Thanks for video..m begginer..gonna help me for sure .. पॉइंट noted

@Shankho_Chakrabortyy 2 жыл бұрын

Thank you for the useful advice 👍

@saulgoodman980 3 жыл бұрын

Great video! I'm still kinda confused about expense ratio though. If returns and NAVs are calculated after factoring in expense ratios, then why do we even need to bother?!

@LabourLawAdvisor 3 жыл бұрын

1. High expenses being deducted from NAV automatically means lower return. This is important, same MF will have 2 versions: regular and direct. Regular plan will have a higher expense ratio. Meaning, returns from the direct plan will be higher than those of regular plan even though it is the same mutual fund. 2. You would want to know which mutual funds fail to beat their benchmark and yet charge a high expense ratio. It's a sign to stay away from them. Only if a mutual fund justifies expense ratio by its performance, we need not worry.

@saulgoodman980 3 жыл бұрын

@@LabourLawAdvisor Coool, thank you!!

@Aashiq3 2 жыл бұрын

@@saulgoodman980 You still got Pinkman's money?

@charikachawla9685 3 жыл бұрын

Waiting eagerly for upcoming series on equity MFs 😁

@samarjitgharge1088 Жыл бұрын

Form morning I was thinking I’m investing only in 4 large cap mutual funds so I will start to invest in 1 small-cap, 1 mid-cap & 1 liquid but your video come in suggestion and it’s change my full view. I analyze and I understand in my portfolio I have 4 mutual funds but they are investing in same companies. Thank You ✌️❤️

@mohithooda5769 Жыл бұрын

Yeah sir. it's useless to invest in 4 funds with the same companies.

@Kaalpurush_Katha 2 жыл бұрын

Bohot e informative video.. Subscribed kar diya.. Ek heart mil jaye to bohot achha lagta.. 🥰🥰

@AnamikaPS Жыл бұрын

I would appreciate if you make a video on how to declutter the list of mutual funds

@FinancialSagea 2 жыл бұрын

Knowledgeable video sir ...thank you Fortunately I kept on my mind these things 😊🙏

@Maverick4able 2 жыл бұрын

Hi LLA Team Your videos are definitely very helpful, big fan and follower. I am beginner in stock investment, so I stick to mutual fund. I have one question, this is coming from a statement made by Michael Burry Index funds are good, they generate better returns as well. But if majority people invest in index only, even though they have that level value or not. Will there be any chances of bubble because of blindly investing in Index? What are your suggestions? Looking forward for video or any thoughts. Thanks, Nikhil

@mohithooda5769 Жыл бұрын

Nah it won't. Most people do not invest in index funds, and even if they do, it's barely 5-10% of their portfolio. As the fund tracks the nifty index, chances of it bursting are very less.

@bhaveshvaishnav633 2 жыл бұрын

Thank you for sharing this knowledge :)

@ansh51 3 жыл бұрын

I started into equities a couple of years back with ELSS funds and it was my time of least financial literacy. I made a blunder and I am currently sitting with 5 ELSS funds in my portfolio which I cannot exit due to lock-ins hah.

@Abhishek-V 3 жыл бұрын

Good for you, you'll get compounding in those funds during bull run.

@flyhighflyfast 3 жыл бұрын

same. Have 3 ELSS Funds now

@iamrajatgoyal 3 жыл бұрын

I have 13 mutual funds in my portfolio 😂. I was already aware that they are a lot and I am planning to redeem them once they get under long-term gains to save tax 🙃

@alam.meheboob 3 жыл бұрын

Same condition here bro. During learning period I have invested in many mutual funds. Now I have 13 in my folio. Waiting for redemption as per when it gets into bracket of LTCG 😂😂😂

@iamrajatgoyal 3 жыл бұрын

@@alam.meheboob cheers man 😀

@kishore961 3 жыл бұрын

Sure guys. Just ensure timely exit when the market is high enough

@amank1939 3 жыл бұрын

@@alam.meheboob hi... I am new to all of this. Can you please tell why you are waiting for it to come in LTCG?

@alam.meheboob 3 жыл бұрын

@@amank1939 To save tax dear. For LTCG, there is no tax upto ₹1L gain.

@albertishu9066 2 жыл бұрын

Trust me guys he brings the most comprehensive and detailed video on any topic

@vipinsolanki7253 2 жыл бұрын

heartily thanks bhai ...aadhi tension khatam kar d aapne ..

@nampks3 2 жыл бұрын

very well explained. thank you. only thing is your view on sectorial/thematic funds. you're right on pharma example. ppl we should not have herd mentality. but imagine who started SIP in pharma 5 or may be 7 years ago.. if one has some knowledge and long term horizon, can take some calculated risk..not more than 5 or 10%.

@akashroy4467 2 жыл бұрын

New channel but good content. You can checkout this video to avoid mutual fund investment mistakes- kzfaq.info/get/bejne/p7SUg8Ro3srSc3U.html

@umanggupta6561 3 жыл бұрын

Sir, the first blunder with NAV I have done already 🙈 Secondly with new navi index fund I took the opportunity of NFO for low expense ratio Thirdly I invested in more than 5 MF 🙈 I am also invested in sectoral funds and they are growing also 😅 I think I made all blunders here 😑😑😰

@TradingLines-uj7ds 2 жыл бұрын

Nice

@mg.f.9023 3 жыл бұрын

Way to go! Super simple and digestible.

@lurlwdvis1587 3 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@dhananjaytaware5411 3 жыл бұрын

Thank you for this great knowledge

@atulbaviskar 3 жыл бұрын

Very different perspective from others and feels like true eye opener in many sense Waiting for more MF Videos Some blunders Invested in 8+ mutual funds, looking forward to consolidate to 2-3

@vishalm6018 3 жыл бұрын

That's very less

@suryahr307 3 жыл бұрын

Sir I didn't understand last blunder. You only said in some previous video that tax won't be applied for upto 1 lakh rs. So it is best to withdraw and re-invest when the value is around 1 lakh.

@lurlwdvis1587 2 жыл бұрын

Appreciate your feed back and thanks for watching for more guidance W~H~A~T~S~A~P~P 🔥 +44(7868) 6=9=2=4=6=3........

@Jaibajrangbali1709 2 жыл бұрын

fake account 😂😂😂😂

@akairyuugamine09 2 жыл бұрын

Yeah I saw tax harvesting video of Ankur warikoo with excel sheet you save little tax by tax harvesting

@niteenlathkar8748 Жыл бұрын

you are too good...! thanku for creating such videos

@5966ramesh 2 жыл бұрын

Thank you Mandeep ji. Very good video. I have been doing SIP in HDFC Sensex index fund and Axis Smallcap fund. I also invest in these ETFs - Niftybees, Juniorbees, Netfit, Bankbees and Mafang .

@abishekkumar5186 3 жыл бұрын

Please make a video on "WHEN TO EXIT A MUTUAL FUND" ??

@shubhamsogani3618 3 жыл бұрын

Actually

@YoYo-nt7yf 3 жыл бұрын

@@shubhamsogani3618 ???

@rajeevrungta6956 3 жыл бұрын

Exit mutual fund three years before reaching your goal

@RiteshShankar24 3 жыл бұрын

Yess really want to know?

@harshalsatlok-_-3258 3 жыл бұрын

exit when your target is acheived simple just follow simple strategies don't make it too complicated

@anmoljain5910 3 жыл бұрын

Bluechip + flexi cap + international mutual fund (3 in total)

@anuragraut5101 3 жыл бұрын

Which is good international fund? I guess there are many types of international fund so I am bit confused.

@alam.meheboob 3 жыл бұрын

👍

@sumitkashyap4568 3 ай бұрын

One info that didn't know about expense ratio. Even i thought it will be deducted from my returns. Thanks a lot for this info ❤

@navneet2649 3 жыл бұрын

@14:18, so this return of 21.2% is after the expense ratio right? and if it is like this then instead of even seeing the expense ratio of different funds, wouldn't it be better to just compare the returns of different MFs (since the returns we see are after adjusting for expenses) ?

@somendrasarkar1653 3 жыл бұрын

Hello LLA Team, Doing great job! Can you please cover Tri Party Repo in one of the video? There are mutual funds which have good % of holdings in Tri Party Repo. Can it give better returns over an stock on an average?

@FINtalkss 2 жыл бұрын

useless!