Рет қаралды 369
Dave Ramesy's baby steps are a great way to get your finacial life on track. I know many people personally that have used his system to take control of thier finacial lives. Gold and silver investors benefit from his baby steps just as much as regular investors, even though Dave Ramsey looks down upon stacking gold and silver. The baby steps are:
1. Initial $1,000 Emergency Fund
2. Geting out of Debt (except home)
3. Full Emergency Fund 3-6 Months expences (Maybe additional bas of gold silver)
4. Invest 15% of your income to retirement accounts
5. Saving for Kids College and Schooling
6. Paying off Home Early
7. Giving back to worthy and noble causes
I find great value in these baby steps even though I disagree with a few of the principles preached. The important thing is to take control of your finances and not let them rule over your life.