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Does anyone else come back to Dave's rants just for a pep talk every now and then?

When I Started my snowball I wrote it down in front of my desk: "I WORK SO HARD TO BE THIS BROKE". 16 months later I am debt free. This guy changes lives.

🤣 “broke people don’t go on vacation “ I felt that omg .

We're DEBT FREE!!!! It's an awesome feeling, no more being broke all the time. Now we can really enjoy our lives and pay cash for everything!

GORDON RAMSEY for cooking DAVE RAMSEY for finances

"Don't be praying and asking God for financial blessings when you're misbehaving with the little that you DO have. "

- Your money is out of control when it's out of control. - When you're faithful for the little the things, you'll be given more to manage. - When you aim at nothing you'll hit it every time.

1:59 - “If you worked for a company and you managed money for that company like you manage money for you now, would you fire you?” 😂😂😂

people always think a budget means you can't ever do anything and it's quite the contrary. when we did our budget we discovered we had so much money left over after bills that we never knew we had. it's amazing and freeing!

Having a budget has literally changed my life! I'll be on baby step 2 for a total of 18 months, but finally having a plan and telling my money where to go has given me back the hope that I had lost. Now THAT is priceless :)

“Don’t see the inside of a restaurant unless you own it or your work there “

I can't do the electronic budget without having it on paper too. I write everything on a calendar (due dates, pay days etc) and it just keeps me organized.

I used to feel like "budget" was a bad word, like having one wouldn't allow me to have any fun. But since I have finally taken the time to tell my money exactly what to do, I find that I have not only more fun, but more money as well. Definitely a win-win!

The fun part of being single: My budget, my way, my dollar allocated - no convincing someone else that being debt-free is awesome.

I used to be pretty good with money without a written budget. But then my roommate moved out and suddenly everything is twice as expensive. I remember looking at my savings account getting smaller and smaller and thinking, "I don't know what to do." So I moved out of that place, got myself a small, one bedroom apartment. Still was struggling, so that's when I did some serious budgeting. Everything written out and tracked. Suddenly I didn't have panic attacks every time I spent money. Registration notice came in the mail that I needed to renew the tags on my car? No biggie. I've got a "car fund" where I saved a little aside every month to take care of car expenses that might not have accounted for. Phone died? No biggie. Internet bill due? I got it covered.

When he says " You can tweet that" I lost it, lol.

"Rocket Surgery" I love Dave's mashed up cliché comparisons.

Cut up all my credit cards. Paid off all the balances. FREEDOM!

It is possible people! I only have my mortgage and utility bills after I paid my debt and it's wonderful. 👍🏼👍🏼

Dave Ramsey for president.

Dave Ramsey changed my life and Bank account ! Love you man 🤘

“You cannot outearn your disorganization and stupidly 😂”

You know you love the Dave Ramsey show when you like his video before even watching it :D

Watching this before I start my first job.

We had 30000 debt from student loans and from my husband not having a job for few months . We paid in 3 years . We did not go for a strict budget . But we did reasonable spending. We would go out for vacation only once a year not to expensive places . If we ate in a expensive restaurant then we would take one month break to go out again to expensive restaurant . Did some couponing and basically did not buy any stuff for 3 years . Things like having loads of clothes shoes and furniture will not help if you r in debt especially. All the free money went to debt payment. I would say don't stop having fun, we would still go out to movies and go out small vacations but don't overdo it when you are in debt . Now we plan to pay off our house in 6-8 years . It is incredible feeling to have to not to owe anything to anyone . It's so much mental peace which I think is what everyone wants in life.

Doing January’s budget while listening to this. Glad I found this. Thank you, Mr. Ramsey.

Beans and rice thats easy im a Mexican!

A written budget has LITERALLY changed my financial life. Two years going now and can never imagine living without one - not going back to that life! Thank you, Dave!

Having an “every dollar” budget has been absolutely transformational for my household. We’re saving money that we had no idea was even there. My wife and I use an app that syncs between our phones. We enter every single dollar we spend in the app so we always know how we’re tracking against our targets.We’re so much more conscious about our spending now.

When he does the 'whip' sound with his mouth like a lion tamer, my love for him was solidified

I just fired myself 😩... Lol

this video really opened my eyes. I've known about Dave Ramsey for years but never acted on his advice.

So true Dave. My wife and I do our written budget weekly. It has been the best year of our Marriage!! It has brought my wife peace and it has brought us to a place where we are at peace, with great Communication. Headed to pay of 22,000 in 8 months on roughly 35,000. We sold a lot and are being gazelle focused.

My wife and I had our first baby and I decided to get serious about finances. Downloaded the every dollar app and put in the numbers and realized that we are over budget. Even after subtracting everything that I could we are still over budget. I feel like I have let my family down and it is not a good feeling. I should have listened to people like Dave Ramsey a long time ago.

😩 You are correct Dave. After listening, I do realize & accept I am part of the problem 😯 I am starting today with your tips.

"You will add a layer of communication to your marriage that will change your marriage. In a good way." He is so right. You are required to communicate so much to stay on track. And your goals are kept in the line of fire.

Good stuff, if you can`t take what he`s saying you probably need to listen the most.

Dave thank you for this ministry that ur doing unshakable and unwavering. I'm in South Africa and you've stir up the Will inside of me to change my financial game. Thank you Dave

Budgeting is the most essential part of financial planning.

I love how honest you are! Keep yelling at us please!!! It helps a ton!

good lord, everything he's said is on point

A man sent by God to give Financial Insights! "WRITE IT ALL DOWN!"

Thank you Dave for coming into my life and given my money and me direction we can follow and live with!

I’m a young bachelor farmer, 4th generation. Still full time farming, but also got an off farm full time job to pay off my student loans. I’m tired, physically, mentally, emotionally, and it can be hard to stay optimistic especially with out a spouse to encourage me. But I’ve been tackling it, because I know it’s the best thing for the farm in the long run. Thanks for the encouragement

"It takes as much energy to wish as it does to plan." -Eleanor Roosevelt Words I try to live by.

TADAAAAA - today I'm going to start being competent. Thank you so much for the encouragement. I desperately need to make some sacrifices in my personal life to improve the well being of my four children. My family lives off one income and times are very tough right now and have been for a long time. Today I begin our new budget and we are marrying it :) Thank you again so much for the words of wisdom. I can't wait to stop typing this and get to budgeting!!!!

I absolutely love these RANTs. I purposely look them up from Dave vs. the calls.

Dave is awesome when you are trying to reach high school seniors and the importance of a budget. Thanks Dave you help to make my job easier.

This is one of the realest videos ever

"This is not rocket surgery baby "😂

I feel like all of the politicians should be forced to watch this before they go to approve a budget that they never even read..

You are the man, I love your brutal honesty!!!!

My Budget. Work $2000 Pension $2400 Rent -$300 Food -$320 Ph -$50 Student loan 0 Credit cards. 0 Car payment. 0 Gym pass 0 Cable. 0 Savings. $3400.

Thanks Dave for your wonderful advice

Budgeting gives you a feeling that you got a raise, I can totally relate to that.

Awesome advice Dave .Thanks a million.

Are you sick and tired of being sick and tired? Yes, In the last 4 months putting into play the "changes" he prescribes has moved financial mountains! Thank YOU!

I already have a very solid understanding of finances because my dad taught me.. I’ve worked in the finance world for over 10 years.. and I got my Masters degree in it. However it’s always nice to get someone else’s perspective on finances and just reassure myself that I’m doing stuff right lol good luck to everyone out there with their money, investments and paths to being debt free!! It’s possible!! :)

The Budget works.. every time!

Man, why didn’t I know Dave in 2007. I would be a multi millionaire by now. Better late than never. Getting this mess cleaned up.

God bless you Dave Ramsey. Thank you for all your wisdom.

This man is a National Treasure he has great advice ❤

I needed this. Wow. I can’t even cry.

It is easy to give when one has little: trust in God to provide for you as Matthew 6 and Luke 12 say.

Dave Ramsey the king! Yew!!! Respect From Adelaide South Australia ✊

Great show!!!

I love Dave, I caught when he said rocket surgery. mixing your metaphors!

People should make budgeting a habit ❤️

You are the best. Thank you

If you want to succeed, you need to create a budget. Without a budget, you lack focus and direction. Budgets not only allows you to take control of your financial direction; it also provides you a benchmark for determining whether you are actually succeeding.

Waking up with a financial hangover....You're Dag Gum RIGHT!!! Fortunately I'm listening to this rant BEFORE December hits. Thanks Dave for the lecture!

Great video thanks Dave. Great Job.

I’m having a tiny debt mishap and this is something I haven’t tried yet. Still young, still learning. I’m definitely gonna stick to a written plan when I’m out the clear.

Thank you for your basic teaching !! It’s hard to change

Great points!

My my name is jaseen seven ,just for the record. Mr. Ramsey I salute you big bro. As a young black man from East Oakland I must admit you have a way of talking to me about getting my financial house in order that truly resonates with My Soul. I'll try to hit you up to update you in a few months. Ill eave it at that thank you again mr. Ramsey.

Your funny! Straight up! Thanks for being real 👏👏

I wrote it out and it really changes things! I did have to get rid of so much. It felt great.

Just downloaded the Every Dollar app. This is going to help me out so much! Thanks!

Yes. Such good tips

Best app. ever! You have to be accountable for where your money goes!

Dave Ramsey sounds like a ROCK STAR !!

4:36 I had this moment one night at work. Wrote a budget and currently paying off my debt little by little. Thanks Dave for opening up my eyes 😮

This gave me some hope at a time I really needed it. I have been using Every Dollar and tracking my finances for quite a while so I know where my money goes. The problem is I never stick to the amounts given for the categories and here I am wondering why I can't get ahead and continue to struggle financially. I am ready to stop this ridiculous behavior and make changes. I absolutely have to. I am 59 years old and worry about the present and my financial future every single day. What I'm currently doing is NOT working.

Oh my goodness I wish I had found this 7 years ago 😭 Praise God I have found it now.

4:48 i do feel the thing come up inside of me changing my life, dave ramsay

Eye water!!! Thanks dave

wife and I aren't in serious debt ($50k total debt for the car and house) but we weren't exactly coming out ahead like we should... just bascially breaking even every month... so I finally had to write out this is what our average monthly bills are, this is what our average monthly take home pay is... if I allow this much for groceries and miscellaneous spending money this is how much we should clear on average.... this month is the start of our budget so we'll see how we do in the next few months and hopefully I can get my car and house paid off faster than the 5 years I was initially estimating

We don't have a large income, but we're working at it dollar by dollar.

Love you Dave. Would love to come to your sermons in person brother. Too much love for you and your company to explain it in words. ❤️

Program needs to be in more schools.

Dave Ramsey needs to be in Australia !

Thanks!

Like the Boundaries books, this rant is worth visiting over and over again; it's a MUCH needed coaching session! (Said growling like a lion-tamer.)

I love this guy!

I'm just learning to save money, thanks to you and my son-in-law.

Thank you so much brother. I'm back in control....

I like how Dave lives up to his own advice! Multimillionaire, and if you look closely around the 530 mark you’ll notice Mr. Ramsey doesn’t need a fancy studio. The old restroom that’s a plexiglass wall now in a pawn shop on 53rd street works just fine!!!

omg you are the best, i am on it so excited