No video

Dealing with Debt collectors using GDPR

  Рет қаралды 18,646

Richard Vobes

Richard Vobes

Күн бұрын

Peter Wilson joins me to talk about how we can win most debt issues using data protection requests.
Peter's websites: www.claimyours...
Peter's KZfaq Channel: / @returntotruedemocracy
The SAR links are below:
1st SAR
docs.google.co...
2nd SAR (ICO Notice)
docs.google.co...
3rd Notice (Notice Before Claim)
docs.google.co...
4th Notice (Intent to Prosecute)
docs.google.co...
ICO Complaint site
Make a complaint | ICO
-------------------------------------------------------------------
PLEASE SUPPORT THE CHANNEL
My videos are funded by people like you. If you enjoy them, please help me make more:
Visit BaldExplorer.com to become a patron.
You can support me by making a one off donation www.paypal.me/...
Clive De Carle supplements: clivedecarle.o...
Shungite: www.ftwproject...
Thanks to Black Cat Computers for hosting and running my website: black-cat-comp...
My Website: richardvobes.com/
My Rumble Channel: rumble.com/use...
OTHER CHANNELS
The English Couple - / @the-english-couple
Julia's channel - / @juliahartley
The Naked Englishman Podcast - nakedenglishma...
#debt #gdpr #dataprotection

Пікірлер: 259
@RichardVobes
@RichardVobes 3 ай бұрын
Watch out for fake accounts using WhatsApp-Me and Telegram-Me messages.
@larryjimbob
@larryjimbob 3 ай бұрын
So you and Julia aren't going to make me rich?! That's a disappointment Richard 😔😉😁
@tezwozere
@tezwozere 3 ай бұрын
The legal system so courpt I don't want to play anymore
@redsed1565
@redsed1565 3 ай бұрын
yea me too, it makes me vomit!
@markfrancis4808
@markfrancis4808 3 ай бұрын
i have dealt with several debt collectors using common law,it has worked everytime😊😊
@N1611n
@N1611n 3 ай бұрын
Same here.
@user-rs4zl5pn1m
@user-rs4zl5pn1m 3 ай бұрын
Can you help me? I have been giving debts and don’t know how to fight back
@BillSikes.
@BillSikes. 3 ай бұрын
@@user-rs4zl5pn1m Easy, just stop giving them your hard earned money
@PPCmenace
@PPCmenace 2 ай бұрын
@@user-rs4zl5pn1mpeople make these videos so as you can help yourself. They’ve spent many years reading and putting into practice the stuff they’ve learned in order to get results. They’ve then produced these presentations to help you. Watch, listern, look up and put into practice. You have the power to help yourself.
@Archi-baby
@Archi-baby 10 күн бұрын
Do you have any advice for me please Trevor
@051167joolz
@051167joolz 3 ай бұрын
Vulnerable household here having threats from debt collectors
@raymondowalden4405
@raymondowalden4405 3 ай бұрын
Use the links Richard and Peter have given in description. Don't give up.👍🏻
@Jill-mx9kk
@Jill-mx9kk 3 ай бұрын
I have had it two days in a row morrisons data seeka and today conexus
@Jill-mx9kk
@Jill-mx9kk 3 ай бұрын
@heresjohnny6377 oh I won't I will never back down
@freedoms-bv4gt
@freedoms-bv4gt 3 ай бұрын
Look up who's classed as vulnerable 👍
@Jill-mx9kk
@Jill-mx9kk 3 ай бұрын
@freedoms-bv4gt I've had a stroke right side paralysed and have carers In but they put me through hell past todays sitting outside my flat all day
@raymondowalden4405
@raymondowalden4405 3 ай бұрын
After serving sar notice to Intrum, they passed me on to Capquest who have stated the deed of assignment is private. I have now served them a Statute barred notice and await response.Thanks Peter PS: Alleged debt is over 17 years old
@FHIPrincePeter
@FHIPrincePeter 3 ай бұрын
It's statute barred and cannot be enforced. After 6 years all debts unpaid for that amount of time are statute barred. They cannot bring it to court.
@raymondowalden4405
@raymondowalden4405 3 ай бұрын
@@FHIPrincePeter yep I did know.Thanks
@scousedavies565
@scousedavies565 3 ай бұрын
@@FHIPrincePeter That's not quite trye. It is a lot more complicated than that. If you have been incotact with your creditor any time during that 6 years, the clock is essentialy reset to zero.
@eastcoastuk1120
@eastcoastuk1120 3 ай бұрын
If a debt is more than 6 years old it is subject to the limitation act. i.e if the debt is more than 6 years old then they have run out of time to collect it . If it is a deed debt then the time limit is 12 years. They have to sue you within that time to make the debt stand.
@DaveyJonesLockerwithJazzy
@DaveyJonesLockerwithJazzy 3 ай бұрын
The only thing this clever sneaky country ensured is hmrc claims don't fall under statute barred, everyone else can jump.
@TheVigilantShepherd
@TheVigilantShepherd 3 ай бұрын
This guy is on another level, really appreciated how he broke everything down logically, fascinating stuff.
@N1611n
@N1611n 3 ай бұрын
Thank you Richard and your guest Peter Wilson for an excellent video. Went down this road fourteen years ago and won.
@jfilm7466
@jfilm7466 3 ай бұрын
*18:00** If the banks are selling our £10k debt for £200, then why can't we buy that debt for £200 on first refusal?*
@laurenrobinson6843
@laurenrobinson6843 Ай бұрын
@@jfilm7466 Debt is FICTIONAL.
@WTU208
@WTU208 3 ай бұрын
Switch on the 'show transcript' to take notes.
@cgray8969
@cgray8969 3 ай бұрын
In Court the first one who gives up loses. Truth doesn't need to be heard and is not relevant until trial. Which could take years. You can't win with defense, you have to go on offense. If you don't know how to create a motion on which relief may be granted... You will lose. Even against a fraud in the lower Courts. I have found out the hard way and unringing a bell in some cases might be difficult if not impossible, so you can't let them win unless of course you owe the debt, then do the honorable thing and pay it. However, you may not owe THEM the debt , so do your due diligence. If you win a fraud case they must pay trebled (3 times) the damages. So 15k might get you 45k even if you haven't paid a dime yet on a false claim. Best to you all, this is a good episode and great information 😀
@Ash-dy8sd
@Ash-dy8sd 3 ай бұрын
Does this 3 times the amount apply to a counterclaim on a ccj? Thanks.
@cgray8969
@cgray8969 3 ай бұрын
@@Ash-dy8sd if you can prove it was a Fraud on the Courts it is supposed it might. But as they say, It may be hard to do once that water has gone under the bridge. And you may have to prove you sustained damages because of someone actions. Negligence is not always enough. It may be easier if the case was won by default. And you didn't get service of Process. You have Rights to redress but sometimes damages don't meet the Requirements for Jurisdiction. In the Federal courts it's $75,000 You will want to use a proper plead of particulars which is rather vague in definition and misunderstood by judges and attorneys alike. But if you claim Emotional Distress make sure you describe it and how it affected you. That might not be enough for Jurisdiction , but "emotional distress" and "wasted time" together might be enough. As there is often case law that could back up your particular instance. So many variables. Your going to need to look into your state laws and procedures. Did they violate the FDCPA? And how much time has gone by? Often you can get free legal advice. Plantiffs usually win cases 70 to over 90 percent of the time. Maybe you Case, maybe not. If you don't owe or it was inaccurate, you might still be able to do something about it. Fraud in my state has no time limit. So I might be able to get a Trial by Jury in the common Law Courts to dismiss or vacate the judgement. There are fees for the Case and jury fees. You may be able to qualify for a waiver. It all depends. But Fraud damages are usually trebled if you can prove it. There's a lot of information on KZfaq about different types of Court Actions. Look up your particular kind of Case and see what might be Possible. Good Luck
@LoveandLifewithAlyss
@LoveandLifewithAlyss 2 ай бұрын
Couldn't we just send our Debts to The Security & Exchange Commission, who are involved in Trading our Q.Sip on Stock Exchange, and they can go take it from our Cesta Q.V?? We are the creditors, not the debtors...🧐
@christinereynolds8761
@christinereynolds8761 3 ай бұрын
Peter is one of my favourite guests and happy he lives not too far from me. Sound advice thank you both
@lyndafoster7724
@lyndafoster7724 3 ай бұрын
Whereabouts are you im in little place called wardley in the northeast
@JasonSmith-tv2zw
@JasonSmith-tv2zw 3 ай бұрын
Love Peter, he's fearless. Good advice
@builderNorthamptonn
@builderNorthamptonn 2 ай бұрын
Hi, have you been fortunate with his advice?
@Dublin10
@Dublin10 3 ай бұрын
I done exactly what this guy said to.PRA group are treating to take me to court,because they bought my debt from lloyds,even though i was paying lloyds monthly. I have asked if they bought the debt or the data Have asked for DSAR and deeds of assignment. They have said they will send out all information.let’s see what happens.thank you for this video.
@NothingByHalves
@NothingByHalves 3 ай бұрын
I am dealing with PRA on 3 accounts, but started with a different process and now switching to this. Got the reply on two accounts, waiting for the third, but currently they've sent me enough scrap paper to last a lifetime. Just over an inch thick. They are marvellous at avoiding questions and answering from a sideways angle, quoting any laws that serve them, just not the ones you are trying to hold them to account by. With the exception of feeling confused reading their obfuscation, it's rather amusing - have fun!
@richardpace9818
@richardpace9818 3 ай бұрын
On the supermarket camera thing(or any other such place for that matter) I've accustomed myself to looking down as soon as I enter to avoid the initial big cameras and at the self-service tills it's chin down on the chest all the way, as well as one of their carrier bags over the screen to stop me being filmed .. iIts now second nature and if asked by a member of staff what I'm doing , well that can elicit a rather facetious reply...."I'm an international terrorist trying to avoid being captured" "I'm trying to steal this box of eggs without being seen"....etc....
@spike178
@spike178 3 ай бұрын
Had zero debts for last 25+ years.. Not being married saves a lot of debt 😂
@rosehippyguy3402
@rosehippyguy3402 3 ай бұрын
It's fantastic if you know what you're doing? To most of us, it's information overload that a lot of us are struggling to comprehend. Im a prepper. I can tell you how to survive an apocalypse, I'll trade my knowledge for yours!
@DebNewton-kh4cv
@DebNewton-kh4cv 3 ай бұрын
You’re terrible Spike 🤣
@guyjones9678
@guyjones9678 3 ай бұрын
All if my debts are spouse related.
@icemancoffey1179
@icemancoffey1179 3 ай бұрын
😂😂
@masteragario3335
@masteragario3335 3 ай бұрын
It costs more to run a woman than it does to run a supercar.
@darrenstreeton4237
@darrenstreeton4237 3 ай бұрын
What a wonderful chap..!! Thank you for your sincere support!
@051167joolz
@051167joolz 3 ай бұрын
Individual Voluntary arrangement IVA
@jubai12345
@jubai12345 3 ай бұрын
Thank you Richard and Guest
@stuartmckenzie8095
@stuartmckenzie8095 3 ай бұрын
I would also serve an offer to enter into mediation to settle before Court action; that way you have completed due process. Furthermore when you are serving them a notice, it is highly likely they will pass the debt onto another agent in their chain to restart the process therefore it is always a good code of practice to include the wording : “ notice to agent is notice to principal”. IVA ( individual voluntary agreement) is you basically admitting to the debt.
@davidrichards3851
@davidrichards3851 3 ай бұрын
Went to court years ago. Me , solicitor for claimant, and a judge . I required x y z usual things and in addition I required a certificate of novation.. The solicitor informed the judge that this was not possible as other data sensitive information was on it. Judge disagreed, and insisted on this being produced. I was feeling positive here. Then after a few Masonic gestures from the solicitor, the judge literally said oh I suppose so .. and found in their favour along with cost. THIS IS THE CORRUPTION WE ARE UP AGAINST.
@stevewatson3613
@stevewatson3613 3 ай бұрын
Yep shower of BASTARDS but there time is coming to an end, peace out!!
@MUSIC4TRUTH....
@MUSIC4TRUTH.... 3 ай бұрын
You put all letters in the bin, you Never talk to the companies or the baillifs and if you're worried about your car, just park it away from your house. You have to become "legally" invisible.
@kakistocracymustdie
@kakistocracymustdie 3 ай бұрын
I returned a DCA outgoings form. Name, sign, dated. Then used a black marker to redact my name, signature, date. Posted back to them. Put my account on hold, 4 times in a row. Over a year now. Try it.
@K1ng-vb9lr
@K1ng-vb9lr 2 ай бұрын
hi. Please expand on what you actually mean. I could not follow. Also what is DCA?
@wytchypu7412
@wytchypu7412 3 ай бұрын
Excellent info - succinctly put. Thanks Pete and Richard 🌼
@juneneil1524
@juneneil1524 3 ай бұрын
Thank you Peter, thank you to Richard 💕
@ashlangmer3618
@ashlangmer3618 3 ай бұрын
Peter is a very clever man thanks Richard top video
@Christian675rx
@Christian675rx 3 ай бұрын
Another cracking interview Richard. When I start earning I will try to support your work. Much love
@ashberrychapman7117
@ashberrychapman7117 3 ай бұрын
BRILLIANT! Thanks both. You get better and better! Super helpful comments too!
@tezwozere
@tezwozere 3 ай бұрын
Wish people could just say no but thay are so scared thay can't but I have been on both sides of the table and I really have no fear put me out of my missory lal💜🙏💜
@tobyncummins
@tobyncummins 3 ай бұрын
Wow he’s so prolific like a ping pong 🏓 ball bouncing back after every hit 💥 🏐
@-taylor-9980
@-taylor-9980 3 ай бұрын
Contract (rights of third parties) act 1999 along with Law of property act 1925 s136 and Law of property (miscellaneous provisions) act 1989 - they're done!! 🤣🤣🤣🤣👍 Additionally you've no contract with the third party and no implied contract would satisfy all four elements of contract law, 1) offer, 2) acceptance, consideration and 4) ICLR (intent to create legal relations). Ultimately they're all processing your data unlawfully and you can sue them and get money out of them, plus harassment etc... The whole "taking control of goods" is unlawful as they don't have authority from the courts so are in breach of schedule 12 of Tribunals, courts and enforcement act 2007.. what else? 🤣🤣🤣🤣🤣👍
@jfilm7466
@jfilm7466 3 ай бұрын
11:49 Lots of shops are now mostly sending digital receipts, I ask the cashier for the printout straight away so there can be no discrepancies if stopped.
@NoOne-hq9cp
@NoOne-hq9cp 3 ай бұрын
There the Debtors in possession operating in the public...the people are the Creditors in fact
@dazevans5568
@dazevans5568 3 ай бұрын
Incorrect- the people are the Beneficiary.
@scousepie2
@scousepie2 3 ай бұрын
I Have been saying this for years...!!!!
@alungriffiths8611
@alungriffiths8611 3 ай бұрын
As Gary Waterman has pointed out recently, is the company registered correctly on Companies House? Many of these companies are trading illegally and unlawfully! Loved Peter’s story at the end. Made me chuckle.
@nickparkes8462
@nickparkes8462 3 ай бұрын
Yer man Peters a gem!
@Silversqueeze2025
@Silversqueeze2025 3 ай бұрын
Excellent info. This is amazing information
@makingmebetter8078
@makingmebetter8078 3 ай бұрын
great interview, thank you for all the information, very helpful
@jennijackson2568
@jennijackson2568 3 ай бұрын
A truly 'wonderful interview', Richard, many thanks to you both.
@davevarney2299
@davevarney2299 3 ай бұрын
Question. Can we go after debt collection agencies that have given up on us, after say, we've done the 3 letter process and they've failed to produce the evidence? I'm thinking about going after Equita, who I've not heard from for well over a year now, after doing a search on Trust Online to see if there was any outstanding warrants or court orders on the public record. There wasn't, so I forwarded a copy to them and they vanished lol. I'm thinking of doing a DSAR and demanding they provide all data, including the deed of assignment and copy of a warrant. Take 5 grand off the bar stewards for all the stress they put me through.
@K1ng-vb9lr
@K1ng-vb9lr 2 ай бұрын
how do you do the search?
@mickeydt17
@mickeydt17 2 ай бұрын
Thank you both for this - great triming as I have just submiited a SAR to a EA!
@flowers1-2-1
@flowers1-2-1 3 ай бұрын
Excellent information💥 Thank you both🤗🇬🇧
@scotspaul
@scotspaul 3 ай бұрын
I used the 3 letters for the last 15yrs for friends. 9/10 it stopped the debts for them. Thank you for the new updated ones :)
@wecandothiswarriors
@wecandothiswarriors 3 ай бұрын
What 3 letters?
@glenjaques5581
@glenjaques5581 2 ай бұрын
What 3 letters can you explain please
@bockdrums
@bockdrums 3 ай бұрын
Thank you - brilliant
@MUSIC4TRUTH....
@MUSIC4TRUTH.... 3 ай бұрын
Park your car away from the house, don't answer the door they're not allowed to force entry for a civil matter, That is unlawful and therefore a crime.
@acw7120
@acw7120 3 ай бұрын
It is interesting although I am not sure if true; but it was reported from Cali that the electric cars on the "never never" drive themselves back on their own.... Like "bumper cars" that run out of tokens so wont "go" anymore... Sounds true...but who knows. Could be the future for "electric" based vehicles. Programmed to "GO HOME" back to the Rental Company/Credit Company.
@Doobidoo-fi4wl
@Doobidoo-fi4wl 3 ай бұрын
Amazing interview!
@stephenthoms9139
@stephenthoms9139 3 ай бұрын
I've done this and the judge blocked my application under legal privilege The babkers book of evidence act 1879 section 7 should give us access to that information Judges won't allow you access therefore you cannot get a fair trial
@maximumaxiom6823
@maximumaxiom6823 3 ай бұрын
Lowells say they purchase an account, they do not say debt, then they say that they are confident that you would be liable for the balance of the account.
@catherineedwards8859
@catherineedwards8859 3 ай бұрын
Hi Peter thanks for setting up and helping with my trusts
@roymillsjnr5172
@roymillsjnr5172 3 ай бұрын
I dont know if im right i think after 5 years your not libel for a debt , they cant take blood from a stone .
@darrencollings
@darrencollings 3 ай бұрын
6
@andymeadows2768
@andymeadows2768 3 ай бұрын
It’s 6 years in England & 5 years in Scotland for debts to be barred but you still do owe the money it’s they just can’t take you to court
@wecandothiswarriors
@wecandothiswarriors 3 ай бұрын
The thing is the vile company Lowell had a CCJ placed on me 6 years ago without me knowing.. I haven’t paid anything. Can’t even really remember about the debt it’s been so long
@FHIPrincePeter
@FHIPrincePeter 3 ай бұрын
Also make use of "Unless Orders" that is Unless the information is disclosed within a certain time, their claim will be struck off.
@PhilipMatthewsPAEACP
@PhilipMatthewsPAEACP 3 ай бұрын
Yards and yards of linen are needed to quell the hunger of the gibbon
@gavinmarchand6438
@gavinmarchand6438 3 ай бұрын
Perfect timing, i have just received a letter from the debt collectors demanding me to pay the outstanding bill to my water company. I told the water company last year that i was willing to pay,when they come and test my water for contaminates. Which they have not done. My water stinks of chlorine and god knows what other nasty contaminates. Also just received a text message from Scottish power debt collectors demanding payment, or they will escalate the recovery process, including legal action to get a warrant for my property. PLEASE, PLEASE HELP ME PETER, many thanks 😊
@Psalms20A21
@Psalms20A21 3 ай бұрын
🧠Stellar Will Share!
@andyking6051
@andyking6051 3 ай бұрын
I want them to know everything about me , so then they know that I'm absolutely fearless , they prove everyday they are frightened stiff of what I know .
@WTU208
@WTU208 3 ай бұрын
swicth on the 'show transcript' to make notes
@N1611n
@N1611n 3 ай бұрын
No contract return to sender.
@pippamellon8678
@pippamellon8678 3 ай бұрын
They do buy the debt..the only one they don’t is council tax..because they can’t..
@NoOne-hq9cp
@NoOne-hq9cp 3 ай бұрын
Voting (proxy) & signing at the polling Station makes you liable for the councils debts
@junglemaster2014
@junglemaster2014 3 ай бұрын
What debt?
@NoOne-hq9cp
@NoOne-hq9cp 3 ай бұрын
@@junglemaster2014 their debts council tax is a ad vorlrem tax
@jamb027
@jamb027 3 ай бұрын
All of CPR 31 (Including 31.6) does not apply to Small Claims, but you can use 31.12 to make a special request.
@karlnorman2427
@karlnorman2427 3 ай бұрын
£4999 would be a better compensation figure as the court application fee jumps at 5k or more.
@dominicbaylis2538
@dominicbaylis2538 3 ай бұрын
A I V A Independent voluntary arrangement usually runs for 5 years .Max that they can run is 6, so not sure what he was saying about 10 years.
@joanhiggin1134
@joanhiggin1134 3 ай бұрын
If you reduce payments It extends the time Or come into money They want it and will add on years to collect it So that not entirely true 🤔
@davart311
@davart311 11 күн бұрын
Great guy 👍👍 !!
@CoinDukes
@CoinDukes 3 ай бұрын
Very interesting show, with guest star Pete. I always attend recorded program. I would appreciate, does SAR work against bailiffs in the same vein as in Council Tax, outstandings?
@RD-650
@RD-650 3 ай бұрын
Great richard 👍
@user-jw5cs9sh3m
@user-jw5cs9sh3m 3 ай бұрын
Have anybody taken supermarket( aldi have camerac in front of each terminal) to court for filming without permission?
@1NeverunderStood
@1NeverunderStood 3 ай бұрын
What about 9 tenths of law …if they have the debt it’s now there’s ..
@drchancer1098
@drchancer1098 3 ай бұрын
I would consider first becoming a lawful rebel post master letter carrier and stand under common law as it seems to be an easier route.
@ChrisCarson
@ChrisCarson 3 ай бұрын
This vid neatly addresses a robust defence against a corporation who have an outstanding lump sum as a debt. What most of us really need is how to deal with the energy companies whose excessive charges we are refusing to pay, and how to defend ourselves from being forced to accept either a Pay-as-you-go meter or even worse, a Smart Meter. How do we defend ourselves against energy companies who want to change our meters by forced entry?
@kathj5873
@kathj5873 26 күн бұрын
Maybe your answer to this is on a recent video Richard did with using their bill and paying with your trust.
@karentanner4002
@karentanner4002 3 ай бұрын
Also by parking companies threatening people
@theresa7882
@theresa7882 3 ай бұрын
Thank you ❤
@joegordon1683
@joegordon1683 3 ай бұрын
Trust's Beneficiaries Trustees.
@drchancer1098
@drchancer1098 3 ай бұрын
Some claims can and should be ignored.... if everyone made claims against everyone else without any evidence to back it up the would be turmoil.
@user-vx6lx4tt2d
@user-vx6lx4tt2d 3 ай бұрын
Interesting I pay cash I am always asked in Sainsburys do I want a receipt my answer is yes because I paid cash!
@cgat1955
@cgat1955 3 ай бұрын
It’s strange how they’re all asking if you want a receipt, I use mine to check how much things have gone up in price, because they’re sneakily putting things up very slowly on a weekly basis.
@user-vx6lx4tt2d
@user-vx6lx4tt2d 3 ай бұрын
@@cgat1955 completely agree
@NothingByHalves
@NothingByHalves 3 ай бұрын
@@cgat1955 This is an EU thing brought into the UK at around 2015. Or at least I know they did this by law in Italy long before it came in over here, and I think it's something to do with tracking cash sales. The Italians under-report their earnings (which is not surprising!) I was working in a shop when this came in, shortly after a visit to Italy (with an Italian native) and remember it changing here.
@pippamellon8678
@pippamellon8678 3 ай бұрын
By trying to solve the problem ..YOU ARE ADMITTING YOU HAVE ONE!!!!!! And a debt!!!!
@redsed1565
@redsed1565 3 ай бұрын
spot on! wipe ur butt with it and then have a beer!
@steveraybould5934
@steveraybould5934 3 ай бұрын
Data protection act is very clear
@stuartmckenzie8095
@stuartmckenzie8095 3 ай бұрын
Law of Property (Miscellaneous Provisions) Act 1994 (just in case you attempt to quote this act in Scotland; it doesn’t apply) I believe it comes under the : Requirements of Writing (Scotland) Act 1995.
@Zizzyyzz
@Zizzyyzz 3 ай бұрын
Brilliant. Please do a US equivalent!!!.
@cgray8969
@cgray8969 3 ай бұрын
In the US there is an Act called CanSpam that requires an opt out button on notices and it must be apparent and easy to find. Non compliance is actionable. Sometimes the TCPA telephone consumer protection act will apply as well. With fines from $500 - $1500 per incident. I have a case of 154 incidents this is accumulative with no limits on the amounts one can collect it can go into the millions
@robinsmith8918
@robinsmith8918 3 ай бұрын
You remember billbo baggings getting hi's house solded of sorry spellingv
@jacquib256
@jacquib256 3 ай бұрын
Thank you I need this info right now
@rapalaron6348
@rapalaron6348 3 ай бұрын
What's the problem, it's just digital fake money 😆😆😆
@BillSikes.
@BillSikes. 3 ай бұрын
Hello mate, is there any chance you could wire me a few grand, I need £8000 to be precise 🤔
@user-jw5cs9sh3m
@user-jw5cs9sh3m 3 ай бұрын
It could be smashing if Peter started helping people to get the compensation on half/half share 😊
@littlecatchannel8293
@littlecatchannel8293 3 ай бұрын
lowell portfolio 1 ltd say that a debt does not need to be in form as a deed, and they have a private sale agreement between themselves and the original creditor and there is non of our data and information and nothing about our accounts are contained in the sale agreement, so how are we party then🤣
@guyjones9678
@guyjones9678 3 ай бұрын
I wonder has this would apply to HMRC? I'm currently having some fun ascertaining my obligation to pay based upon the non existent contract between myself and the Revenue knobs? Anything that forces them to admit openly, or fail to attend court would be delicious. 😊
@cryptoexperience4446
@cryptoexperience4446 3 ай бұрын
Good luck their all agents of the Cabal they need taking to task 😮
@guyjones9678
@guyjones9678 3 ай бұрын
@andrewdavies7827 I've sent a NOC with questions regarding my obligation to pay seeing as Iam a flesh and blood man, not a corporation as they imply. The lack of contract between our 2 parties. My desire not to become complicit in Genocide based upon my contributions. Etc. I gave him 28 days to reply. Then they sent me another notice to file my tax return. But I don't have to pay 23-24 until Jan 1st 2025 now. But I will recieve a £100 fine for not filing. Which Is a repeat of my last notice to file. I'm going to write 2nd Notice that notices their notice. But will ask in a bumbling Columbo ambush style why none of questions were answered. I will then probe as to the legitimacy of their claim. Due to my withdrawal of consent to be robbed to pay for wars, climate change, every single male of fighting age and fucking foreign aid, while my own people are being persecuted. Then I will suggest (not state) that this all has the scent of fraud about it and I will need my questions answered. Or else they agree that this is fraudulent activity and that every penny I have paid in income tax has taken from me unlawfully and that I therefore paid it in error and now require it all back. I will also attach a fee schedule for each time they omit to answer my questions. And the 3rd letter if nothing is confirmed will be to move to a prosecution. Howzat!
@paultraynorbsc627
@paultraynorbsc627 3 ай бұрын
Silent phone calls also
@user-ft6so7bi4k
@user-ft6so7bi4k 3 ай бұрын
3:30 according to a previous Vibes guest The guy who wrote The Title Is Unimportant says that the original owners if the debt IE a credit card company if you don't pay they claim the debt on their insurance that they take out in you after about 90 days and then sell the debt for pennies. Which guest is right? So many mixed and confusing info. Also if one energy company sells their business to another, transferring all their customers accounts and data is this lawful? Also what if your energy company goes bust and Ofgem shares your data with a 'supplier of last resort' another energy supplier. Where would one stand as there is no mutual agreement with the new 'supplier of last resort' no contract T&C's?
@tezwozere
@tezwozere 3 ай бұрын
But if you ain't got it thay can't have it but who is trying to rob you lal💜🙏💜
@steveeckersall1043
@steveeckersall1043 3 ай бұрын
CBDC will take your money at source, then you try getting your money back ?????
@JonnyGood-fo4xo
@JonnyGood-fo4xo 4 күн бұрын
Is there anywhere else we can find the links? Did you say they were on one of your websites Richard?
@75KYSzTtkYUJ
@75KYSzTtkYUJ 3 ай бұрын
individual voluntary arrangement
@joanhiggin1134
@joanhiggin1134 3 ай бұрын
What do you know about that 🤔
@karimkareembey6797
@karimkareembey6797 3 ай бұрын
The word he is looking for is "Agency". 🎉🎉🎉🎉
@MsGemini321
@MsGemini321 Ай бұрын
When do they ever say we bought the debt? They tell you they are working on behalf of their client . They have bought it ..but they don't don't tell us that
@graeme9
@graeme9 3 ай бұрын
What about Scotland? It is my understanding the Law of Property Act 1925 does not apply in Scotland
@autogord6245
@autogord6245 2 ай бұрын
thanks for this. I received a letter from DCBL unpaid parking charge notice, can i use these letters provided to for this parking?
@lotus8576
@lotus8576 3 ай бұрын
How do I apply this knowledge in Australia? Please? Can I contact Peter Wilson or does he only deal with UK cases? Or can Peter send us to someone in Australia who can help us with this ? 🙏❤️😇
@vallopez384
@vallopez384 3 ай бұрын
It seems SAR would apply everywhere. Could I enforce in USA?
@wakeupsheeple34
@wakeupsheeple34 3 ай бұрын
Got a repossession order for a secured loan from 2006 that was sold on and have not had any communication with this company that supposedly now own the debt..!!!!..IDEM SERVICING !!!!.is this lawfull legal...please help..
@nickisfree2332
@nickisfree2332 Ай бұрын
Hi Richard, the links aren’t complete and don’t work. Would love to try it out with a debt collector that harassing me right now
@SophieWatkins-pm3ll
@SophieWatkins-pm3ll 3 ай бұрын
What if your paying monthly as you felt you had no choice. Got scared. Can I stop payment and send a sar. Or have I messed up by paying. It’s with debt collector for a credit card.
@wecandothiswarriors
@wecandothiswarriors 3 ай бұрын
How can I ask this guy for help? I’m confused with all the details.
@aarondaveysings
@aarondaveysings Ай бұрын
The links to the google drive letter templates aren't working?
Debt Collector Secrets | Interview With a Former Collections Agent
29:42
SoloSuit – Win Your Debt Collection Lawsuit
Рет қаралды 37 М.
Money Expert Brilliantly Exposes The American Finance Trap | KOSHER MONEY
1:07:57
Incredible Dog Rescues Kittens from Bus - Inspiring Story #shorts
00:18
Fabiosa Best Lifehacks
Рет қаралды 29 МЛН
Kids' Guide to Fire Safety: Essential Lessons #shorts
00:34
Fabiosa Animated
Рет қаралды 17 МЛН
PEDRO PEDRO INSIDEOUT
00:10
MOOMOO STUDIO [무무 스튜디오]
Рет қаралды 19 МЛН
Running With Bigger And Bigger Feastables
00:17
MrBeast
Рет қаралды 169 МЛН
EX-Post Office Boss Paula Vennells Faces the Horizon IT Inquiry
11:56
Good Morning Britain
Рет қаралды 85 М.
The common sense approach to freedom
1:04:14
Richard Vobes
Рет қаралды 8 М.
BITCOIN IS BIGGER THAN YOU THINK - Jeff Booth - BFM028
1:09:07
Bitcoin Bram
Рет қаралды 42 М.
The Rich Will Bankrupt Us All - Garys economics
1:11:47
Making Money Podcast
Рет қаралды 249 М.
How the abuse of Companies House has facilitated financial crime and the likely reforms
1:30:09
This is BIG!
48:19
Richard Vobes
Рет қаралды 461 М.
Without paying any bills...
43:04
Richard Vobes
Рет қаралды 28 М.
Refunding the Council Tax
43:03
Richard Vobes
Рет қаралды 105 М.
What Happens If You Don't Pay Medical Bills?
8:17
Ascend
Рет қаралды 16 М.
Incredible Dog Rescues Kittens from Bus - Inspiring Story #shorts
00:18
Fabiosa Best Lifehacks
Рет қаралды 29 МЛН