DEBT & SAVINGS TRACKERS: Money Motivation & How To Use
Рет қаралды 43,373
Күн бұрынToday, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (bit.ly/2PDmTHz), in my TBM Shop (bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.
CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations
➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: bit.ly/2Uz0UUW
ABOUT ME
Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.
She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.
YOU CAN FIND ME AT:
📝 WEBSITE: www.thebudgetmom.com
📘 FACEBOOK: / thebudgetmom
📸 INSTAGRAM: / thebudgetmom
📌 PINTEREST: / thebudgetmom
GET STARTED
➡️Start Here: www.thebudgetmom.com/start-here/
➡️Courses: courses.thebudgetmom.com/
➡️Free Resources: bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMKZfaq bit.ly/3FEdZFp
Soundstripe Music License Code: WIKRJYHFAEB3H6B3
@OctoberFaye138 Жыл бұрын
I love the idea of using different colors for different months so you can visually see what you saved in each different month 😊
@r.lissethorellana3330 Жыл бұрын
For my debt trackers, I like to use the statement balance. At that point, it's already accounted for any interest accrued plus any payments I made through the billing period. 😊
@theBudgetingSisters Жыл бұрын
I love tracking my progress of my debt pay off. It is so motivational. Great tool to look at when you don’t feel like you have made any progress! April
@williamwarren9448 Жыл бұрын
Thank you for making so much available to us for tracking ! You have really helped me keep on track ! I use your meal planners for years now and I love them still !🎉I have one debt only and the house is paid off ! Husbands retirement is 1 plus year away now ! I still use the envelope system and I find that the more consistent I am the more God blesses me ! Glenda
@Your_Lifestyle_Business 11 ай бұрын
🌟 Hey Kumiko, I just wanted to drop by and say how much I enjoyed your video on using visual financial trackers! Your explanations were clear and insightful, and I love how you provide such a variety of options for tracking financial goals. Your dedication to helping others achieve their financial dreams is truly inspiring. Keep up the fantastic work, and I'm looking forward to more of your content! 💰👏
@budgetwithjenny Жыл бұрын
Love the idea of using a different color to know how much saved each month and the idea of skipping a line when filling the tracker. Great video as always ❤
@beckydivine8046 Жыл бұрын
Love all the tutorials you have been doing lately. They are super helpful
@maryg78 Жыл бұрын
🙏🏼 Thank you Kumiko! I really appreciate all your tips and trackers! This has been a BIG game changer.
@123kirmizi Жыл бұрын
it was one of the best videos, I like this general budgeting and motivation videos more than budget recaps. I like recaps too of course.
@debtfreecharts Жыл бұрын
Great tutorial as always Miko :D Thanks for the shoutout too!
@pollydolly9723 Жыл бұрын
Miko, you are ALWAYS so helpful. Thank you!
@emtdispatcheronabudget Жыл бұрын
Thank you for sharing and explaining. This is very motivating. Thank you so much 🥰💗
@kimibrown1578 Жыл бұрын
I hope you’re doing well! Thanks for helping me out with this visual tracking importance. I think it will definitely help me pay off more debt on my mortgage.
@yellowdressbookstore6602 Жыл бұрын
Are you making 14 payments a year to reduce interest?
@tj.henderson Жыл бұрын
Very beneficial information. Thanks a lot Miko!
@nellygs702 11 ай бұрын
That was so useful ! Thank you ! I never had these specific informations before.
@123kirmizi Жыл бұрын
yayyy nice surprise for boring Sunday evening
@irishgirl9667 Жыл бұрын
Just downloaded the Disney tracker! This will help me a lot with showing my progress on this particular subject! matter. I"m excitted now!
@alethlumagbasboniol4473 Жыл бұрын
Nice sharing! ❤️
@FatmaAhmed-sx6bc Жыл бұрын
THANK YOU SO MUCH. This is a great help ❤❤❤
@marlanatriggs1728 Жыл бұрын
Great video ❤
@BudgetsWithELMA 9 ай бұрын
Your videos are super inspirational, thank you for sharing this ❤🤑💚
@Amanda.Cooper Жыл бұрын
I put my trackers in a binder... you are right, that's not the best practice. I want to do what you do Milo's and have a bulletin board frame and display them 😊
@justinanova Жыл бұрын
thank you! very helpful
@rena_vations Жыл бұрын
Very helpful 🎉 thank you 😊
@Cataleya8521 Жыл бұрын
Thank you for the video I remember watching you in 2018 and remember you was in your apartment with all you stuff on the wall and coloring different paper. I remember the student loan debt one you had up. This is a much need video for me due to I wanted to start tracking visually to keep me motive. I was wondering what type of paper do you use for the tracker so when you color it in it won’t blend through the paper. Also do you still use your cannon 9120. I remember running out to the store to get it best investment ever:) keep up the great work also congratulations on the baby🎉🎉🎉🎉
@Thecashstuffingrealtor 11 ай бұрын
New subscriber here. Just found your channel! Love your content! ❤❤❤
@LashonDCampbell 9 ай бұрын
Hello my friend. I really enjoyed watching your video today. You did such a good job and I love your beautiful channel 🎉
@yukselahmedov8396 Жыл бұрын
Can you please share on what kind of paper and what size you are printing the different printables from your shop? Thank you all your effort to make us more successful with finances. ❤😊
@patriciafennell4242 Жыл бұрын
Hi Kumiko, I just read your book My Money My Way. I'm not one to finish reading a book and let me just say, I couldn't put the book down. I had registered for your emails a long time ago. Back then I wasn't in a position to start this journey but now I'm ready. Is there any way I can go back to day 1 on your videos to really understand all this and follow along with your lessons.
@ebonecolbert4762 Жыл бұрын
For car loans the monthly payment is the same and it includes the interest. I have a 60 month loan so should I calculate my total car payments for 60 months and put that as the total amount for the tracker?
@ZiggyMoney911 Жыл бұрын
Hi Kumiko! I hope you’re doing well. Miss seeing you and Ryen too!
@latanyaneal4070 Жыл бұрын
❤😊 what is the best roth ira and college fund yall use
@truthseeker2718 10 ай бұрын
Where have you been?
@donnagomez2680 6 ай бұрын
Kumiko, this is my first year using your planner and method and I want to get it right. However, I am unsure of how to categorize the fee we pay to our accountant for our personal income tax filing. My categories are food, utilities, shelter, transportation, savings, entertainment, credit card and medical. And also, what we pay in to its for taxes, I would assume could be in a sinking fund for taxes but I'm not sure about the accountant fee.
@marneangel7 4 ай бұрын
Hmm..I wondering how to do a tracker for paying extra payments to a mortgage or car loan principal. Got any ideas?
@shaghayeghsavadkoohi8051 Жыл бұрын
Why I can't get access to free sheets? The submit button doesnt work (saying ''please wait'')
@Kellybergman7529 Жыл бұрын
I purchased your worksheets, but I’ve been unable to sign up for the library on your website. The page just keeps spinning, no matter what email address I use. 😢
@jen-x-erplansstuff5407 Жыл бұрын
OMG the belly shot at the end! You look so cute! BTW, I was filling out my trackers as I was watching this!
@Amiga247 Жыл бұрын
Sooo cute! So happy for you Miko and your family! 😍❤️
@Sophiakosmatos Жыл бұрын
Hi from Bribie Island ❤
@lauragokey9109 Жыл бұрын
How did you know that I was looking this up on Google the other day?? So weird!! Thanks!!
@nicknowsbest133 10 ай бұрын
Where I are you, Miko? I miss you!
@kmkackle9524 Жыл бұрын
Hello From New Jersey
@malloryjohnson6192 10 ай бұрын
I hope you will be coming back to youtube! Enjoy your videos! :)
@cg07462 Жыл бұрын
Thank you for sharing! How can I figure out how much my payment goes to interest or how much more can I add to hit the principal?
@thebudgetmom Жыл бұрын
Make sure to check your statements!
@diannecaron164 Жыл бұрын
Maybe you could find an amortization table?
@cg07462 Жыл бұрын
I know there's a way to calculate how much more on top of minimum payment to go towards principle. Maybe I can ask my loan officer. Thank you all!😁
@josmith2002 Жыл бұрын
❤❤❤🍎🍎🍎🍎😊😊Visual trackers are Beneficial for people who have ADHD too 👏👏
@mdw000 Жыл бұрын
❤❤❤
@MeganW_88 Жыл бұрын
I tried using trackers when saving up for my house, but expenses related to the home kept coming up. So the balance kept going up and down. How do you deal with that? I feel like I failed at planning.
@yellowdressbookstore6602 Жыл бұрын
I work in my vehicle and I totally get you! I looked at the last 2 years of unexpected vehicle needs then divided by 12. ($200 a month) Now I set that amount aside each month and it does absorb most of the unexpected expenses
@josmith2002 Жыл бұрын
😮😮😮😮❤❤❤your system of showing how much is left to pay too dear Miko 🍎🍎🍎
@BB-tn6yp Жыл бұрын
Question concerning acct balances. If I put “$100” in a sinking fund envelope then spend $200, when I add the $100 next month, is the balance on envelope $0 or $100?
@Browniethehamster139 10 ай бұрын
If there's only $100 in the envelope then you can only spend $100.
@milantaylor357 Жыл бұрын
Are you discontinuing the box sets😢
@LB-me7us 10 ай бұрын
Are you coming back to KZfaq???
@amyjones8613 Жыл бұрын
Hi
@noraward4741 10 ай бұрын
When are you coming back to KZfaq?
@kikiguerrero13 9 ай бұрын
Where has she been? 😢
@jacquelinesbasketarrangeme4914 Жыл бұрын
😁
@gracemann391 8 ай бұрын
Thank you for all that you teach! Been so helpful!!!
@mariekejeurissen-groosmull3808 11 ай бұрын
When is new content comming?
@deborahcagle6292 Жыл бұрын
Where can I get the trackers. Thanks
@thebudgetmom Жыл бұрын
See the caption of the video❤
@decemberchristiansen562 Жыл бұрын
First goal, having money 😭😂
@markdonald9985 Жыл бұрын
This season has been great for me and my family. I’ve been able to build a big income stream investing with, Mrs. Maya Payson, She changed my whole life.
@katemorrison5444 Жыл бұрын
This lady called Maya Payson must be very good for people to talk about her this much. she handles my colleague's investment too. I'm surprised to see you talking about her.
@markdonald9985 Жыл бұрын
@@katemorrison5444 Yes Kate she's very good, one of the best. A registered investment Advisor that's well grounded on financial market, her prowess as a trader has made investing worthwhile and beneficial for me. I Met her once during a trading conference in London
@angelmiguel133 Жыл бұрын
i'm well pleased to meet you Mark, I also invest with Mrs. Maya, ever since my first investment with her i have never for once had any issues when withdrawing my profits. she is straightforward.
@stevecastillo8783 Жыл бұрын
I am not here to converse for her but to share a testimony of what I confirmed, she’s the best broker i know who is sincere, trustworthy and reliable. kudos! Maya
@salmarangel87 Жыл бұрын
I heard about this lady on Larry Jones channel, please how can i get in touch ?
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