How Credit Cards Work? Should I own a Credit Card?

How Credit Cards Work? Should I own a Credit Card? | Dhruv Rathee

Рет қаралды 4,150,529

Күн бұрын

Credit cards have become an important part of our financial transactions today. They can help us pay for things when we don’t have money to buy them immediately. They give us the liberty to pay for things later. But is it always a win-win situation for us as far as credit cards are concerned? How do credit cards work? And how do the issuers of credit cards, who pay on our behalf, earn profit from them? Also, what are the things that you should keep in mind while getting a credit card?
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0:00 Introduction
0:35 What are credit cards?
2:44 Credit Limit
3:19 What is a Credit Score?
4:10 Advantages
5:37 How to choose the right credit card?
7:40 How do the banks make money?
10:35 Disadvantages
11:12 Should you use a credit card?

Пікірлер: 5 500

@DrTeethAcademy 3 жыл бұрын

A bank guy called me today to offer credit card and I wanted some advice... so Dhruv made this video for ME 😛❤

@HeroxGamingOffical 3 жыл бұрын

I love it when the notification show's up" someone" liked your comment and you have a new subscriber"::::

@wasimzafar7449 3 жыл бұрын

"My Dad is ill" "And I have not job and money" "KZfaq not giving me views" "I want to handle my family" "Ya I'm worse than others"😨😭;!

@harshvardhan4766 3 жыл бұрын

déjà vu

@nainsikumari4439 3 жыл бұрын

@@Ameonestsongs KZfaq pe h ??

@pikacheem8432 3 жыл бұрын

Another dead channel...😆😆

@QuestionEverythingButWHY 3 жыл бұрын

“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” ― Mark Twain

@babulchetia5043 3 жыл бұрын

He bought the umbrella with his money..so you're liable to give his umbrella back.

@livetradeworld9990 3 жыл бұрын

@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣

@TajiSingh 2 жыл бұрын

@@livetradeworld9990 Europe me aaye ho kabhi? IBAN ka name suna hai kabhi? 2-3 ka payment time bahut normal hai hamare yaha 🤣 Instant wale me paise lagte hain. India me system advance hai. UPI, IMPS etc.

@vaibhavkirtikar948 2 жыл бұрын

@@livetradeworld9990 2 din lag jaate bola 🤣🤣🤣

@shivam_nagar69 2 жыл бұрын

But that's the whole business behind so people should be careful 😶

@Viralatoz000 3 ай бұрын

Kon kon 2024 me dekh rha hai 😮😅

@user-lj7tt9ph1h 3 ай бұрын

Meto 2050 me dekh raha hu😅

@annamalayadevi 3 ай бұрын

Mai dusri baar dekhrelaa

@tirkeat3 3 ай бұрын

@bikashtikadar5061 3 ай бұрын

😁

@ajeetsinghrajput8875 3 ай бұрын

🙋🏻🙋🏻🙋🏻🙋🏻

@rameshbhosale9761 3 жыл бұрын

These financial topics must be taught in school with advantages and disadvantages

@user-lehsun-le-garib 3 жыл бұрын

*Taught

@shinchannohara4574 3 жыл бұрын

Taught

@rameshbhosale9761 3 жыл бұрын

@@shinchannohara4574 sorry for silly mistake Shinchan

@the_faraaz 3 жыл бұрын

School is for fun and time pass

@meghaarora8810 3 жыл бұрын

Also jaise dhruv bhaiya padhate h School mein bst mein pada tha pr it's clearly nhi

@mrityunjaygupta7056 3 жыл бұрын

Am I the only one, who was waiting for the sponsorship part of CRED in the video?😁

@mastistructure8626 3 жыл бұрын

No bro 🤣..mai v isi ka wait..

@afzalsiraj826 3 жыл бұрын

Sala kuvera ke piche pd gya hai... Jhntu h sb crypto k aage... 1 saal fd me 15-20% dete h... CRED hme bhi laga tha waise, slice bhi tapka diya... Dont know if it was sponserer

@sahilhoque275 3 жыл бұрын

Bro mera creed app ma pahela credit score 750 dikha ta abhi 650 dikha raha hai kia karo

@Dev_Singh_Ji 3 жыл бұрын

@@sahilhoque275 same here. Cred app pe 650+ show kar raha hai aur Paytm pe 780 show ho raha hai.. pata nahi Paytm sahi hai ya cred

@shinigamigamerx1890 3 жыл бұрын

@@mastistructure8626 eeeeeeeeeee

@yatrawitharpita95 2 жыл бұрын

His contents are improving day by day.He makes his communication so clear and to the point which is really commendable

@senorita5632 2 жыл бұрын

Thank you so much....you are doing something really useful for us...thanks for educating us❤️

@QuestionEverythingButWHY 3 жыл бұрын

“Every time you borrow money, you're robbing your future self.” --Nathan W. Morris

@piyusarkar3065 3 жыл бұрын

Exactly

@shivamyadav9807 3 жыл бұрын

@@piyusarkar3065 vvvvvvvvvvvvvv Vvvvvvvvvv

@aaliyaayasha 3 жыл бұрын

But without any lending of money , you cannot afford to be a businessman.

@akbarhabib114 2 жыл бұрын

If it's on interest

@aarizsabri5158 2 жыл бұрын

Wise words

@AhmadKhan-yn7jl 3 жыл бұрын

Conclusion: Udhari ki zindagi kabhi mat jiyo, pareshaan hi rahoge 😂😂

@MM-zw8sm 3 жыл бұрын

💯

@Xyz.comjjj 3 жыл бұрын

True

@gouravdev3416 3 жыл бұрын

Udhaar Ki Zindagi : Ambani Adani bi Ji rahe Hain mere Bhai, Aur Carefree Bina PareshaNi Wali life Sirf Pagal Hi Jite Hain!

@livetradeworld9990 3 жыл бұрын

@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣

@Lonewolf- 3 жыл бұрын

@@livetradeworld9990 "Example" ka naam suna hai kabhi Kaise chomo log hain ye

@arefjahir4358 Жыл бұрын

Thanks Sir, Bahot Informative Vedios Hote hai apke... Thank You

@Gwen1415_ 4 ай бұрын

Videos broh

@Grace111_ 7 ай бұрын

I'm literally glad that I found your channel. There's a lot I've been learning from your videos, hope you keep on making videos on certain important topics.

@om.prakash.siyoll 3 жыл бұрын

Dhruv trending on Twitter is Directly Proportional To Growth in his Subs .

@divyanshukumarjha2258 3 жыл бұрын

Jo isse sawal pucha vo andhbhakt zombie sanghi 🙏🙏 Bad mai yahi log rota hai ki freedom of speech nahi hai India mai

@apacheattackhelicopter8778 3 жыл бұрын

Why is he trending on Twitter right now?

@parasvanodiya04 3 жыл бұрын

@@proudlyindian9113 A to uski Marzi uska Chanel Bhai Jo banaye uski Marzi Tum apna Chanel Bana ke gyan Do bakra nahi katneka😂🤣😂

@AnkitKumar-ip8vs 3 жыл бұрын

@@divyanshukumarjha2258 ye kya h government, bureocrate ya koi small level pr elected body. Sawaal jake pucho government se n. Government ke mamle me kahoge woh toh sabkuch shi he kr rhe hai.

@thehaunter5953 3 жыл бұрын

@@divyanshukumarjha2258 yes you are right he always show one sided of the facts.

@aadilansari8020 3 жыл бұрын

Pehle Mai Bohat Khush Tha Phir Maine Credit Card Leliya 😂

@sohan7506 3 жыл бұрын

👍

@Vuttu121 3 жыл бұрын

🤣🤣🤣

@reetachauhan8089 3 жыл бұрын

Lol 😆

@vrishikantak12 3 жыл бұрын

😂😂😂 Dhruv: aaj main bataunga credit card ke bareme Dhruv ke chele : hudbadime applied n got one for themselves And Leliya sirji Dhruv: leliya? Arerere nahi lena tha Remember tht moview scene of vijay raaj?? I think dhammaal

@aadilansari8020 3 жыл бұрын

@@vrishikantak12 Yeah Dhamal 😂😂😂

@nirdoshyadav7074 2 жыл бұрын

Nice work Dhruv!Continue your hardwork and keep growing.

@kesarshivankar5587 Жыл бұрын

Thanks bro for this important information really thank you🙂

@souradip.sarkar 3 жыл бұрын

Dhruv is illuminati, he knows we were expecting a vid on Pegasus scandal! 😂

@Ameonest 3 жыл бұрын

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙

@Rishi-lx4ok 3 жыл бұрын

@@Ameonest chup bkl

@aryamore6343 3 жыл бұрын

@@Rishi-lx4ok atleast this guy is not begging like others or emotionally blackmailing us

@naturelover4148 3 жыл бұрын

Iskeliya illuminati ka zarorat nahi

@qualitytalks2801 3 жыл бұрын

Dude it's obvious that KZfaqrs make videos on trending topics one doesn't need to be "illuminati" to know all this, it's common sense

@pratapagham6048 3 жыл бұрын

Credit card companies be like: Aree Dhruvv bhai dhanda band karwaoge kya 😂😂

@KT-om1il 3 жыл бұрын

@@isfinanceyoutube9235 Spammer bot

@livetradeworld9990 3 жыл бұрын

@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣

@MH_Editz-412 2 жыл бұрын

@@livetradeworld9990 🖕spammer🤪

@khaimaramgreenson672 2 жыл бұрын

@@livetradeworld9990 paisa rehna v sahiye vi😂

@Shekhar7369 Жыл бұрын

@ruhanikakaur7660 Жыл бұрын

I found this video to be the best ...very good info .... In a very simple way thanku...

@drbhushansali 2 жыл бұрын

Very informative, nicely explained, good presentation, keep it up... ❤️

@ravinepz 3 жыл бұрын

Honest advice Don't apply for credit card if your salary is less than 30k.

@jaydeep-p 3 жыл бұрын

Or at all.

@pradiprohit3469 3 жыл бұрын

Bro me exactly 30k par hu fas Chuka hu leke

@saumitjin5526 3 жыл бұрын

You can have amazon pay credit card if you want to buy your regular groceries or goods which you were going to buy anyway... If you're able to pay for it at the moment then credit card and it's rewards are great. But if you get too enamoured by the rewards then it'll make you want to buy more... That's the problem people should be financially disciplined to know when to spend and when not to and when to use credit card and when to pay via debit

@Danish-dc4ib 3 жыл бұрын

@@pradiprohit3469 kese fasa tai hai becouse mere pass bhi hai

@Samndha 3 жыл бұрын

Absalutly right

@ABC-dq4io 3 жыл бұрын

Next video : basic banking and finance terminologies that every school student should know 🙏 please

@Ameonest 3 жыл бұрын

@vansh4383 3 жыл бұрын

@@Ameonest bdiya gane h bro

@A-Tom69 2 жыл бұрын

You have missed out one important point: When one buys something of a higher value using his credit card, then there is an option to covert the purchase into EMI of 3, 6, 12 months, etc. Of course, there is an interest element, but still it is a good option.

@ecstacy745 2 жыл бұрын

Yes you are right money payment will be easier

@dr.mukhtarahmed8579 2 жыл бұрын

Excellent information, very much helpful in maintaining the balance of life.

@shailesh4622 3 жыл бұрын

0:00 Introduction 0:35 What are credit cards? 2:44 Credit Limit 3:19 What is a Credit Score? 4:10 Advantages 5:37 How to choose the right credit card? 7:40 How do the banks make money? 10:35 Disadvantages 11:12 Should you use a credit card?

@jigneshs5659 2 жыл бұрын

Ok bosssss👌👌

@chikafujiwara9854 2 жыл бұрын

Time stamps are always given in the description of Dhruv's videos

@jigneshs5659 2 жыл бұрын

@@chikafujiwara9854 😀😀Ryt👍👍👍

@hassanmohiuddinsiddiqi4821 3 жыл бұрын

Next episode :- let's me explain how to start business? 1. Kitna capital amount hona chahiye? 2. Konsa business best hai? 3. Kitna experiences hona chahiye business ka liya? 4. Business mai partnership hona ya nahi? 5. Business mai govt facilities kya hona chahiye? 6.7.8. Etc....🤔

@piku8700 3 жыл бұрын

Ye video already uploaded hai

@tigmanshusharma3451 3 жыл бұрын

@@piku8700 where, name please

@vaishnavid.she-her2201 3 жыл бұрын

Sandeep Maheshwari has some videos on business advices

@piku8700 3 жыл бұрын

@@vaishnavid.she-her2201 Sandeep Maheshwari ne 1st and 2nd questions ka answer diya hai Baki ke questions ka nahi

@shinigami_ryuk 3 жыл бұрын

sponsor by kuvera app

@henashree9159 2 жыл бұрын

Thank you for the information and suggestions 😊❤️

@sumedhaindorkar4249 2 жыл бұрын

Your videos are highly informative and very well presented to us 👍

@Vishuk_11 3 жыл бұрын

Modi was saying that he will increase GDP of india and he did it....😂 G- Gas D- Diesel P- petrol Samaj gaye na chronologiy...😂

@mememania2735 3 жыл бұрын

Yes

@mukundpandey1255 3 жыл бұрын

ye fake new spreader hae

@kallu8722 3 жыл бұрын

@@mukundpandey1255 Orr Tu chatukar h haar jagah same comment copy krke span krr rha h Galti ho gyi ISSI Kuch video m Galt news dikhai Tu ye bta iss video m kya Galt dikhaya

@mukundpandey1255 3 жыл бұрын

@@kallu8722 insha Allah india yk islamic mulk banega

@MM-zw8sm 3 жыл бұрын

😂😂

@dixitnayak2110 3 жыл бұрын

Dhruv is improving its content day by day and all others are sending more and more subs to him by giving him publicity No matters a publicity is negative or positive - Harshad Mehta

@saurabhshrivastava5198 3 жыл бұрын

Dogala hy

@drawingcoversbyaditi8883 3 жыл бұрын

@@sahilprusty vhi pelvis ka bot hai ye 😂😂😂

@ronitkumartoppo2476 3 жыл бұрын

Pelvis bots are also here ? Wah modiji wah , of course

@drawingcoversbyaditi8883 3 жыл бұрын

@@ronitkumartoppo2476 pelvis ke bots har jagah twitter pe trend karane se Rathi ki video like krne tak

@abbasshyal3649 3 жыл бұрын

@FGR taras ataa hai aaj kal inn kuttoo pr 😂😂kaam kaam hota hai chahe woh 2 paise mai cmnt krna kyu naa ho waah modi jii waah ..berozgarii khtm ho rhi hai dosto

@sarakhan-kv6pz Жыл бұрын

Very informative N very helpful

@thenishantrathor5366 2 жыл бұрын

Very nice and specific information Dhruv Bhai.... Thank you

@jeuzermotorwala2330 3 жыл бұрын

Why is no one talking about how perfect dhruvs hairline is??

@dr.aaveshshaikh815 3 жыл бұрын

That was 🤔

@bhardwajparth 3 жыл бұрын

@FGR kahan se milta hai ye divya gyaan aapko. Main maan loonga teri baat tu ek proof dikha de

@RanjitKumar-pr2eq 3 жыл бұрын

@FGR Bhai aaj ketni deir tak mudi kei pechwara sungha . Mutlab ketna dose lena parta hei bhakton ko😂😂😂

@novideos9144 3 жыл бұрын

Gordon Ramsay you are more focused on Dhruv's hairline than the video 😂😂😂

@aquibkhan9385 3 жыл бұрын

That isn't like Gordon Ramsay

@MRX-gm9bg 3 жыл бұрын

Kuwera will sponsor Dhruv Rathee for space trip in next 5 years 😜

@shoal2242 3 жыл бұрын

🤣🤣

@novideos9144 3 жыл бұрын

Dhruv in his space trip vlog be like: Doston mai space pahuch gya hu. Yha hame gravity feel nahi ho rahi hai.. Juli: Ye antariksh hai! 😂

@skjexplore5341 3 жыл бұрын

Check about how to become with latest updates in 2021 and 2022..(full detail and well explained)..

@rbgurjar05 3 жыл бұрын

Haaahaaaahaaahaaahaa

@azabgazab8800 3 жыл бұрын

😂😂😂

@himshikhabansal88 Жыл бұрын

Dhruv aapney bhut hi achcha samjhaya... To the point..!

@tejeshwarsingh 2 жыл бұрын

I also feel that the cycle of Credit Card statement and the payment is kept separate to confuse the people even more as with the day to day lives and busy schedules, one tends to disregard the expenses and complicate the situation even further !! The simple solution is to not bite more than you can chew and keep a strong vigilance on the the expenses.

@doplr8711 3 жыл бұрын

When you find enemies on your path then you know you are going in the right direction.

@thenoobinvestor6930 3 жыл бұрын

💯💯💯💯

@itzpragata9727 3 жыл бұрын

Yeah, Just like modiji, since 2002 and these dogs kept barking on him but couldn't stop him 😆

@prinshuvau9565 3 жыл бұрын

Pelvis yadav ki wajah se eventually dhruv ko hi clout mil gya😂😂😂😂

@Ameonest 3 жыл бұрын

@mrigankshekhar1520 3 жыл бұрын

Sickulars

@kanhapandey3639 3 жыл бұрын

Sahi mein 😂 Uss anpadh "creator" ke anpadh fans 🤣🤣

@gauravrana1300 3 жыл бұрын

He has a good point That dhruv judge the indians on the basis of only 30000 people .be bhakt not andhbhakt. Dhruv spotte karl .and everyone knows karls violates the indian rules

@RadecX1 3 жыл бұрын

@@gauravrana1300 30000 is a big number, if you know how surveys work. Pelvis doesn't know for sure.

@shreenjandutta 2 жыл бұрын

I have used a debit card almost always because it serves a lot of benefits to me in today's day and age But with credit cards I was always a little apprehensive since I didn't know what it exactly was and how to use it. Therefore, this video helped me a lot to clear my doubts Thanks ,Dhruv

@habeebbasha5334 2 жыл бұрын

Thank you for a good information and all the best...

@jiyayadav286 3 жыл бұрын

I opened my first bank account recently…And here you are, always helping at the right time❤️

@teddyharwell9599 3 жыл бұрын

Yeah. He response to pple on W-hatsapp2602030909 than youtube

@sashascorpse2670 3 жыл бұрын

@@teddyharwell9599 stfu scammer

@Froooooty 9 ай бұрын

I also want to open a account. Can you tell me in which bank you've opened account and their services

@warishussain7067 3 жыл бұрын

I've been diving deep into personal finance and this was SO helpful. Remembering Feynman's words, you explained in a "simple" way. This must have taken huge effort - thanks a lot and I appreciate you Dhruv!

@ashutosh._.pathak 2 жыл бұрын

Hellooo brother I am also trying to deep dive in personal finance....as your comment is 11 months old..you might have got some experience....could you share some tips how can I improve my knowledge

@babaji5389 Жыл бұрын

15/15 Lakh Cash dene bolo Goverments ko Modi& Co. Jo wadaa kiya tha Vo Nibhana Padega logon Se,, 15/15 Lakh Dena padega Cash??? Desh hite me jari Desh k fayede k liye 15/15 Lakh Sab Logon ko Milna Chahiye Goverments Modi& Co. Ki taraf Se?? Thanks . Jayhind. Abhi k abhi dilwado bhai?? 1.5,millon,,,,Credit modi& Co. Se

@mkaslok720 10 ай бұрын

@farzadedulkaka922 Жыл бұрын

Very well balanced video. You look very composed and absolutely natural

@anuragdev7344 2 жыл бұрын

You explain very well bro. Thanks for enlightening us.

@ahasnainkhan9622 3 жыл бұрын

Dhruv, you missed one important point, that is during online payment on amazon or flipkart we generally get too much cashback via credit card.

@bipinshakya98 3 жыл бұрын

Not at all

@smartmoon786 3 жыл бұрын

Yeah apple iPhones are offered with ₹6,000 instant discount on HDFC credit cards.

@sahibolrahahaibhai6870 3 жыл бұрын

Lalach aur aadat hai babuaa, fir rumal se nahi tum dhoti se hi muh saaf karoge.. Rumal bigde toh 12₹, dhoti bigdi toh izzat toh jaiegi sath mein lungi ka kharcha alag..

@Rebornrushi 3 жыл бұрын

@@sahibolrahahaibhai6870 khena kya chahte ho bhai?😂

@sahibolrahahaibhai6870 3 жыл бұрын

@@Rebornrushi gehri baat, samajne k liye time lagega 🤣

@drawingcoversbyaditi8883 3 жыл бұрын

see the engagement of video like to dislike ratio this shows that even pelvis audience loves dhruv's content

@dilli_vala 3 жыл бұрын

😂😂

@jingn2330 3 жыл бұрын

🤣🤣

@faizal783 3 жыл бұрын

This what i wanted to comment about pelvic girdle. 😂

@AJ-cx6br 3 жыл бұрын

Pelvis audience?🤔

@shahanshahrizvi8965 Жыл бұрын

How simple explanation is this ! Great 👌

@mesutgul135 2 жыл бұрын

Thank you so much for your help ~ TheSpaceHackers I feel like I am a credit human again!

@morganshawn3415 2 жыл бұрын

They 👌👌 were very easy to communicate with and did a good job in settling my debt. I would definitely recommend them to anyone needing help with debt settlement.

@Youth-growth 2 жыл бұрын

👍 with their service I got 800 scores

@patricialanora8774 2 жыл бұрын

Thank for sharing your experience ..

@patricialanora8774 2 жыл бұрын

Thank for sharing your experience ..

@patricialanora8774 2 жыл бұрын

Thank for sharing your experience ..

@namankumrawat_11 2 жыл бұрын

This information help me a lot in understanding the concept of credit card💳. Thank you

@bharatgawade85 3 жыл бұрын

Missed few points I guess, annual charges waived off when you spend over and above a certain amount on your credit card in a year. I am using credit card for last 4 years and never paid annual charges.

@smartmoon786 3 жыл бұрын

He's not an expert in credit cards, this video is for people who don't understand CC at all.

@allfreetechhub 3 жыл бұрын

The problem with cards with annual charges is that, in future if you like some other card, and want to stop using your previous card, they will make it super difficult for you to close a credit card. At times, they will close it and then silently activate it again, on the card expiry date, and will send you a new card, on some old address, "by mistake". And with 999/year fees, and further penalties and interest on that, you will be owing them a huge amount after few years for "nothing", either when they call you for collection, or when you notice your well managed credit score getting hurt. HDFC has done this with me. They know that they can't do it legally, and they still do it, knowing that most people will just pay them the stupid bills (free money for the bank), and won't really go to the court. Even if you decide to sue them, it will be much harder to get your credit score repaired again. So, always prefer a lifetime free credit card. And free means free, not "free if you spend X amount".

@akashsahu933 3 жыл бұрын

@@allfreetechhub appreciate the info

@joy-ow4ey 3 жыл бұрын

And also the waiver is offered, just to make you spend more. That's what happens with simple discounts also. One buys more just to get the offer thinking he would miss out on something lucrative, and ends up purchasing unnecessary things.

@avikde9631 2 жыл бұрын

@@joy-ow4ey exactly nowadays the banks earn mostly by that way, its not USA where ppl are forgetful and stupid enough to fall in the debt trap, indians are usually so much aware about spending even little extra money too, hence the main way of earning for these banks is the partnership with multiple firms like flipkart , amazon,mynthra, swiggy , zomato,etc . When ppl see a cashback or reward of 5-10% and think they are making up like a profit of say few thousand bucks they dont realise they are also spending much more. Hence credit cards can be good for ppl who have a habit of spending a lot online due to their high earnings.

@pawangaihre7297 3 жыл бұрын

when are you uploading history of Afghanistan and taliban's 2nd episode? eagerly waiting for that!!?!

@introvert.....4990 3 жыл бұрын

Me 2

@kaka-gm5bx 3 жыл бұрын

@amrutrajyadwad 3 жыл бұрын

Desperately waiting

@seeker5634 3 жыл бұрын

Goldfish memory!!

@dhruvrathee 3 жыл бұрын

Within One week :)

@TKDas-ch7mo 2 жыл бұрын

excellent information provided time to time.

@terminator3371 4 ай бұрын

2024 me dekhne wale like kare 😅

@prafullamishra5697 3 ай бұрын

Me ab dekh raha hun😂😂😂2024 April

@RedZone2207 13 күн бұрын

July

@deskstore3228 3 жыл бұрын

U r really strong dhruv..and generous too..really a perfect inspiration...

@ananyapriyadarshini7051 3 жыл бұрын

A perfect inspiration of radical brainwasher... N yeah cowardice blood runs inside his vain that's why couldn't take his criticism...

@nikhilagarwal4884 3 жыл бұрын

@@ananyapriyadarshini7051 Right. he is not more than a brainwasher

@sibelgeorge1379 3 жыл бұрын

Druv is right.. and I support him ..

@milindianx 3 жыл бұрын

@@sibelgeorge1379 Because he never talk about huge Christian Conversions in india 😜

@sibelgeorge1379 3 жыл бұрын

@@milindianx lol

@samcollection9995 3 жыл бұрын

I had a lot of confusion about credit card. Thanks a lot for explaining this matter. Now it becomes clear like water. I think many like me have also been benefitted by this video. Thanks a lot. ❤️

@owaisakram9124 Жыл бұрын

U doing great job by making these videos and giving the info about everything

@Shawez1711 Жыл бұрын

You have a very good explanation skill, you say things in a very simple way so that it's easy to understand for viewer ❤ You're doing a fabulous work

@amrutrajyadwad 3 жыл бұрын

Quality of ur videos is going on a next level these days

@novideos9144 3 жыл бұрын

See the video in 720p or higher to get better quality if your data can otherwise 360p is also fine. Just joking 😂😂😂

@mukundpandey1255 3 жыл бұрын

ye fake new spreader hae

@user-xj3fu6du4n Жыл бұрын

Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।

@Prince-yd8fo 3 жыл бұрын

एलवीश : मेरे पर वीडियो बनाएगा। ध्रुव : कौन हैं तू?

@abhishekvaibhavsimon8591 Жыл бұрын

Bahut shandar video dhruv bhai. Aur videos bnate jaie ese hi informative.

@pramodkumarnayak9253 Жыл бұрын

Very informative video.... Thank you Dhrub ji

@ritik4215 3 жыл бұрын

"Thara Bhai Dhruv aaj itne facts bataega itne facts bataega ki tumne sochi na hogi" 😂😂😂

@Ameonest 3 жыл бұрын

@Happystar35 3 жыл бұрын

🤣🤣😂😂

@HeroxGamingOffical 3 жыл бұрын

I love it when the notification show's up "someone" liked your comment and you have a new subscriber". . . .

@LuciferMorningStar-hj5kn 3 жыл бұрын

Are oye chapri youtuber

@rajivjat7038 3 жыл бұрын

Chl chl bap ko mt sikaa

@somsutube 3 жыл бұрын

Much needed video. Appreciate the efforts.

@harryboss9675 2 жыл бұрын

Even a kindergarten kid can understand the concept. Excellently educated the subscribers. Good job done.

@muhammadumair4436 Жыл бұрын

Thank you so much for this very important information

@aimewww 3 жыл бұрын

Thanks for clarifying the concept in an easy way brother I wish you were my teacher when In was in High School..

@syedhujjatullahhussainihadi 3 жыл бұрын

Hi syeda aiman

@ritikasingh9322 2 жыл бұрын

Thank you so much. Really. I am an icici bank employee and also a new joinee. And since all are competitor in this world,no one teaches this much..They just set target and there is no guidance how to achieve this. Now I know how to pitch credit cards to customer by explaining about the advantage and retaining them also by telling the importance of repaying them on time.Thank you so much again.

@snrao8754 2 жыл бұрын

Good information. Properly explained

@dhargey Жыл бұрын

Thanks, Guru Ji Your every video is very educational! 🙏👍☺️👏

@harshit155 3 жыл бұрын

You're really doing great . Got plenty of info. Thank You.

@5um17 3 жыл бұрын

You forget to mentioned a special earing of banks. Payment gateway charges, those are usually high for credit cards. :)

@user-xj3fu6du4n Жыл бұрын

@musarratparveen9934 Жыл бұрын

Much informative bro🔥🔥

@drkalanidhi Жыл бұрын

Very informative. Thank you

@mohitsingharia4921 3 жыл бұрын

Hi Dhruv, as you have already made a video on crypto-curriences explaining in detail what they are and how they operate. So nxt video should be on how to invest in these different crypto-curriences from younger age and what details and risks one should analyse before trying a hand in these currencies and from where one can manage these investments 🙏

@shyambaba173 3 жыл бұрын

Itna gyani nhi hain yeh bus dikhawa hain ...

@thenoobinvestor6930 3 жыл бұрын

Crypto is little dangerous I wud advise to invest in stocks

@mohitsingharia4921 3 жыл бұрын

@@thenoobinvestor6930 in that case Dhruv should make a video on how to start investing in crypto and stocks and should also provide valid comparison which is better and safer option b/w both of them.

@rrohitmishra 3 жыл бұрын

Hi Dhruv, this video of yours was so illustrative and easy to understand the subject. It made me very clear. Thanks a lot. 🙏

@nothingmuch1039e9 2 жыл бұрын

Same

@nothingmuch1039e9 2 жыл бұрын

And editing is just so good 😍

@mariodsouza3010 2 жыл бұрын

So what was the perspective that made your vision translucent😅🤔😂

@pavan3571 2 жыл бұрын

Wonderful advice thanks Dhruv......🙂

@surrajs4325 2 жыл бұрын

Superb video... Also kindly make a video on the different types of debit cards and credit cards issued by banks and their merits and disadvantages of each of them 🙏

@SurjitSingh-kf8mt 3 жыл бұрын

Thank you so much Rathee saab for clearing all my doubts regarding Credit cards

@Neerajkumar-mv5jj 3 жыл бұрын

Desperately waiting for part 2 of Swami vivekananda's journey

@priyangshunandi4778 3 ай бұрын

Kon kon future pe aake ..yeh video dekh rha hai

@garrychandi7335 3 ай бұрын

@user-fh3yd4sr5w 2 ай бұрын

@Alok496 14 сағат бұрын

Bahut acha explain kiye sir..thank you

@aamir215 3 жыл бұрын

I was expecting a video on another part on history of taliban 🤓

@NewsTV-wd2vm 3 жыл бұрын

Me 2

@foodiefoodhub3486 3 жыл бұрын

Why you are so Interested about That terrorist org

@aamir215 3 жыл бұрын

@@foodiefoodhub3486 bcz i love the way they destroy their Opponents 😑

@darkknight1845 3 жыл бұрын

Allah is 🐖🐖🐖🐖

@saurabhthakur5939 3 жыл бұрын

History of Taliban history of Iran how it became a muslim country nhibh aukad iski batne ki

@rajnishkumar-rw2py 3 жыл бұрын

much informative and helpful video....thank you Dhruv...Kudos to your work...

@FNofAK 3 ай бұрын

Knowledgeable and helpful video 🙏🙏

@monikakashyap109 2 жыл бұрын

Very nice information sir.... Apki har new video se hame kuch naya sikhne ko milta h.. 🙏👍👌👌👌👌👌👌

@Chilled_ETHANOL 3 жыл бұрын

PELVISH be like - INNE KOI FARAK NHI PENDA😅🤣

@catcopy1063 3 жыл бұрын

@धार्मिक GaMeR 😂😂😂

@Abhijitchetry92 3 жыл бұрын

But Teri jalti gund Dekh k hi pata chal Gaya na Farak pada ki ni😆😆😆

@Sarcasmka14 3 жыл бұрын

Hame farak padta hai: Abhi & Neyu

@kalicharansahu7439 3 жыл бұрын

@धार्मिक GaMeR mass reporting mostly rishu ke fanbase ne kiya hai

@RadecX1 3 жыл бұрын

@@kalicharansahu7439 Pelvis ke G mein itna dam nahi hai ki Rishu ka ek baar kahi bhi naam bhi le le. Bas Dhruv Rathee ko seedha paake, saara bhanda usi pe phod raha hai.

@ruhipolara6650 2 жыл бұрын

Honestly, this is so informative and very simply put so its easy for everyone to understand! Unfortunately nobody explains these things while you’re studying so this is very very helpful! ☺️

@babaji5389 Жыл бұрын

@KRISHNARADHA76 7 ай бұрын

Nice explanation, I easily understood from your explanation... Thanks for explanation 🎉

@sudarshanshivakumar1375 2 жыл бұрын

Nicely explained bro Thanks

@sidjain0599 3 жыл бұрын

I love your financial and educational videos! Keep them coming!

@user-xj3fu6du4n Жыл бұрын

@ryanrishat1665 3 жыл бұрын

If this guy was my tutor I would not have failed in 10th standard

@pankajpacharne2674 2 жыл бұрын

😂

@arsalan1182 2 жыл бұрын

Bhai ye saal to exam bhi nhi tha

@ryanrishat1665 2 жыл бұрын

@@arsalan1182 who's talking about this year?

@whiteobama3029 2 жыл бұрын

10th me kon fail hota h..? Literally kuch b likh k aa jao hrr question me tb bhi pass ho jaoge..

@ryanrishat1665 2 жыл бұрын

@@whiteobama3029 Sir, You are so intelligent But Im not from India so my edu system is not like India I hope you now have Idea about me Thank you sir!