How is your dividend journey progressing?

I got my first dividend from ‘VUSA’ worth £2.06 which I was so gassed! So I bought apple with that £2 and knowing it was a free stock it made me feel so good 😅

I look forward to these videos coming out every month. It's great to see what a working class man can achieve with discipline and patience. Super content.

Well done I had £1400 in dividends in June and will reinvest it all 🎉

I'm 100% in accumulation ETFs, but still watch all your videos! Great to see other people's approaches, I just prefer the set and forget nature of ETFs. Keep up the good work 👍

Excellent. I love income producing assets. I have dividend paying stocks in my ISA and SIPP, whilst holding BTL property - both produce income. I don't care about the price of stocks or property. I wish for a massive crash in stocks and property so I can buy more in both. Never, ever sell, just enjoy the compounding effect. So many people go after the capital gain, which yes, will occur over a longer time frame, but too many chase the gain and miss out on the income. I like to keep it boring, collect the income, re-invest, and repeat.

Nice video Prof. Those are some eyewatering dividends :)

This is impressive and a huge inspiration to me! I’ve started up my KZfaq again, so with Getting paid from KZfaq I’m going to invest all my KZfaq money and my wage into investing and hopefully it’ll continue to grow

And wow you’ve just hit my monthly wage (£1500) just from dividends that’s insane 😅

Well done £85 in dividends for June and £25 on the premium bonds compounding nicely now thanks for the videos

Top content. Putting my own income portfolio together with your inspiration.

Another exceptional inspirational instalment! Those numbers are growing nicely!

Great video! I’m not so sure about the S&P 500 ETF because I’m concerned about a reversion to the mean, so instead I’ve recently added Legal & General Global 100 index to my portfolio. The charges are a bit high, but it captures the top 100 companies globally (and not just from the USA).

Thanks for sharing your knowledge!

Due my first dividends in 17 or so days 👍

Your videos are always a pleasure!

The last month has been good as i received over £800 in dividends. This month im adding to croda as its dropped considerably from its high of £80. Plus im starting a position in Aviva 😊

I love your videos coming out, very inspiring and helps me educate the kids of what's possible and how if they get this mindset and invest regularly from a young age they won't have money worries and woes I have, I am slowly putting myself in a better position and your videos help keep me motivated, it's a simple formula but incredibly effective, thanks and please keep them coming 😉

Thank you for sharing your dividend view. Want to grow dividends from my drawdown pension and you share some great ideas 👍

Great video.i cash in my dividends and it supplements my holiday funds,still better than working for it.

£228k invested in stocks and shares seems a lot, but you've been doing it for years. Even just excluding the dividends reinvested over 20 years, it works out at 1k per month. My emergency fund is going to be premium bonds. I'm doing same as yourself and reinvesting dividends just leaving them to grow over time.

I love these videos - really motivates me! I look at them as a glimpse into my (hopeful) future!

Excellent as always.

Great video mate, Love to see them dividends increasing year on year!

Thanks for the Sunday update

Great video. Thanks

Thanks for the heads up on the PB increase in August as I wasn't aware of that. Not long now until the July draw so good luck to you. My run of late hasn't been all that good but you have to be in it to win it!! 🤞🏻

Great journey, great video. Thanks

Another great video and it's good to see the near continuous increase in average dividends. Over the last few months I've been focussing my investments on the following: - A very broad FTSE All World Index ETF (VWRL) - which now makes up circa 20% of my portfolio. I generally prefer this to an S&P500 tracker as I'm more concerned that most about the current values of several big US companies.; - Barclays, which is well very capitalised and seems too cheap to ignore; - Britvic, which has been a reliable staple in my portfolio since almost day 1; and - Legal & General, which again has a very attractive price as of late.

Hi mate great video once again & my dividend investing has started compounding too 😊

Received my first dividend payment £5.67 - it’s a start to building a bigger dividend portfolio. Thank you for all the great informative videos 👍👍

Another cracking video.

great content as always... I was surprised at the hike in the premium bond rate (definitely good news) I getting a 3.08% return this year and I enjoy the excitement of it all... Fingers crossed for this... Barclays took a dip about a week ago so I bought in then and I have had a bit of return on that. all the best

Having watched your videos for a number of months, I basically followed your formula....in effect, picking some of your recommended shares. I decided to invest £10000 and basically buy shares in 10 companies.....so £1000 in each. This journey started 13 months ago. Two of the companies splintered so I know have 12 companies as opposed to the 10 I started with. My pot currently stands at £12500.....so I have made £2500 in just over a year. Without doubt the best buy was Rolls Royce.....which have nearly doubled!!!!! I have not added anything, just let me pot start to snowball. Thanks for a great site...and sharing your journey.

Wonderful video friend. June was a brilliant month for us. Ares capital, owl rock, svol, spyi , Whitehorse financial and rithm capital all paid huge divs this month. We beat out last month dividends by 10%… the US stock market has been finicky this year but it’s still moving up

just recently moved off an accumulating etf to a distributing one and it really does good to the mind seeing how much that first dividend gain would be.

I love these videos :)

Great video and amazing what you've been able to achieve.

June was a good month for me. £379 from Glencore dividends and won £525 on the Premium Bonds. (My best month) However July isn't got any dividends coming so it's solely down to what Ernie does on Tuesday. And from August onwards I will recieve approximately £20 every month from Barclays since I placed £5K in their rainy day saver account.

Always enjoy your videos. You have been doing well recently with the Premium Bonds, I have had a bit of a blank time. Still, new draw on Tuesday.......

Another great video! My biggest month yet, just over £30 in dividends and still waiting for Shell, BP and TRG to come in! 😊😊😊 Next month will be low, as I think I've only two companies next month! As always, great channel and thanks for the monthly updates! ❤❤❤❤

This is nice. At least it confirms that it is really possible for people to make a lot of money from the stock market. I was reading the news lately, and I was flabbergasted by someone who said they made $49k in profit from the market. It blows my mind the level of expertise one must possess in other to make so much. To be honest, I'll appreciate any guide in this direction.

Love your content, and look forward each month to your latest video. It’s so inspiring and keeps me on track to do the same. I’ve only been investing for 2 years, but I’m definitely hooked on putting my money to work for a better future 👍👍

Got another dividend payment this month. I'm over £20 for the year 😊

Another great month 👍 i had a big divi from lgen and imperial plus vusa so a good month. 👍 just a point when you look at your payouts in june 90% of the companies are in negative growth, so come year end it will be interesting to see if you have actually made any profit. I am heavily into ft100 dividend payers and tbh most are negative. I have started investing in us companies tesla mainly and so far the gains sre more than all tge uk companies put together. Time will tell 😊 watching alot of videos growth vs dividends its usually growth companies that outperform dividend payers by a fair margin.

Yeah i noticed greencoat was getting cheap so added more of them

I've only started dividend investing in the last 2 months and received £1.29 from 2 of the Gladstone companies, putting more into UK companies now (mainly L&G, Glencore, Unilever, National Grid & GSK) but with a strong £ I'm tempted to prop up my USA dividend stocks 🤔

Brilliantly put together video as always. Really enjoy watching your content. Have you ever thought about doing more stock reviews? Would love to hear your thought and opinion.

Fantastic work and video ❤ I am still waiting for my VHYL payment to be paid off. My target would be 600 shares then reach to 1000 shares target

Very nice 👍

you should try calculate your dividend yield on cost... i imagine this contributes to your high dividend payments as you have invested in the same companies for decades

niceley done julys payout seems a downer with one company but its a hi div yeild realy should put more in atm seems a bargain

Premium Bond analysis is a little misleading, the 'average' rate is 3.7% but that is based on the mean. There are some massive prizes with very remote chances of winning included in the calculation. It is important to know that if you have less than £10,000 in PBs then your chances of winning anything are very slim. If I recall my calculations it's only worthwhile when you have at least £20,000 invested.

just had a thought on a new vlog topten hihest yeilding divedend stocks on the ftse 100

It’ll be interesting to see your average monthly dividends at the end of the year. I’m thinking £1500-1600 a month. I keep watching the US market waiting for it to drop but hasn’t happened yet. So many geopolitical factors occurring simultaneously (ukraine war, russia in general, chinese birth rate dropping, deglobalisation, inflation, robotics, AI) so it’ll be interesting to see how that affects the corporate world and who the winners and losers will be.

My first dividend was 90p lol

Great video as always. if you were starting fresh would you just be sticking with the ETF's or would you stay with the individual stock approach again?

The thing I don't get about chasing dividend shares is if you get dividends of 6%, but a capital reduction of 7%, that's still a loss. Great dividends payments, but you've actually lost money (on paper). I think that's why I prefer a fund like FT-100 and S&P500, where you're not concerned so much with dividends as overall capital gain (I reinvest dividends). Some companies, for example Berkshire Hathaway, don't pay any dividends at all, but it has certainly been very profitable to be a shareholder...

A General view presently in the Renewable sector all the shares have fallen. With Bluefield Solar which has fallen and the higher Dividend Yield thought you may have bought some more. I am holding till the end of July to see if the interest rate hold at present levels.

Would you recommend prioritising investments or mortgage earlier or would it be possible to do both at a lesser commitment. Hopefully my comment makes sense I worded it quite poor

Wow as if in march you made almost 3k!

Hey, Loving the content :) Im wondering do you have an end goal 500k? 1mil? 1.5mil? Maybe this could be a video idea?

June was my best dividend month so far... just wish Freetrade pays those dividends on time! There are so many companies at discount now I struggle to pick every week. Thanks for your videos!

As always, I enjoy your updates , 2 quick questions, your portfilo has around 20+ stocks, what do you use to analyse stocks? And when do you decide to sell/buy including any new companies?

Could you perhaps provide s complete list of your stocks?

Great video update thank you and so clear and informative as usual. Can I ask which platform you use to buy iShares ETF?

Great video. Currently trying to start my own investment journey however my age limits me to a junior ISA. Do you have any recommendations potentially?

HI CI, I love watching you videos and I have been following you for a few months now. Is their a particular reason you have a huge bias towards UK markets ? I am also based in the UK and I see UK equities as being old world dinosaurs where growth is non-existent. Although they do pay a solid dividend.

Great vid - who do you hold your Isa with ?

If you hold shares through a discount share platform and it was to go bust. How does one make sure they have proper ownership of a said share in their own name? Just something I am curious about.

Hey there, I know it will probably have being mentioned in one of your videos but I wondered which platform you use to invest into these companies. And also how do the dividends get paid back to you? Is it deposited in stocks/shares or as liquid cash into your account? Thanks.

Hi. Great videos, very inspiring. But have a quick question if you don’t mind. Fairly new to investing( just the last year) but was looking at the ishares etf ISF. I know you can’t give advice but according to my Freetrade account it has a dividend yield of over 5%. Could that be a better way to go rather than individual stocks with a lesser yield if new to all this? Many thanks

Any reasons why you've sold scottish widows considering its on sale?

Hey ! NS&i premium bond is available on t212 ? if yes , under witch mane can I find it ?

So technically you can put in a large amount of money just before the ex dividend date of a company, and then get the dividend and then sell the shares of that company?

So how much have you invested to make nearly 1200 £ a month is it like 300 k ? Or less i would appreciate to get a reply . Thanks and good luck for your dividend journey

Does your platform pay dividends on the payment date. I am with Freetrade and am still waiting for my BP dividend very annoying. I notice they take more than 5 working days in some instances to pay after payment date.

Hey man, quick question, in a ISA stocks shares account, if I bought £1k worth of shares of Barclays and then sold after 50 percent gain, so now it's worth £1500 and money is now sitting in my ISA account, and I decide to buy Lloyds with £1500 does this now contribute to my ISA £20k allowance? Example now my allowance would be £18,500.

Did you sell SMT at a loss?

i love you

Well done for earning such a substantial dividend income. However it does worry me that many people might watch your video and not get the whole picture. To generate the income you talk about it the video, you've got £178,000 (of a total £228,000) in risk assets. You know the value can (and will) fall at times fall. With current stubborn high inflation, rising central bank interest rates and the risk of a recession, shares might be in for a rocky ride. The truth is nobody knows, but if the stock market pulled-back 20%, that would result £35.5k loss of value for your portfolio. Not necessarily a problem for you if you're in it for the long-haul, but people who get scared or need to sell their assets could crystalise losses that far outweigh any dividend gains. I do like that you showed the year-to-date share price value change, but I'm willing to bet that most people won't do the simple maths to work out that those rises and falls in the stocks and funds you showed would have wiped £2100 off your portfolio. Sure, your £1200 p/m average dividend payout far exceeds this, but it probably wouldn't if there was a significant downturn in global stock markets. Even a 10% pull-back would wipe nearly £18k off your portfolio, and that would take 15 months to get back (probably longer as the dividends would be smaller). People new to investing should understand that dividend paying companies typically don't grow their market cap as quickly as they would if they didn't pay dividends, for the simple reason they are giving free money back to investors rather than put it back into the company. The US stock market doesn't have the same desire to pay shareholder dividends and look what's happening to the market capitalisation there - the S&P500 is up nearly 16.5% YTD (I wouldn't mind that return on £228k!), whereas the UK index is almost exactly where it was one year ago. Hats off… you look like you're doing great, but I think that showing wads of free cash mounting up in a box gives people the wrong impression of investing. It would be really refreshing if content creators like you were really transparent about the things you've invested in that haven't worked out. If you only show the gains, you know that some people will just blindly copy your portfolio without doing their own research. If someone's worked for years to save £17,800 (1/10th of your risk asset portfolio) and is planning to use it for a house deposit, they might think it's a no brainer to copy you in order to earn £120 p/m without realising they could lose thousands in a downturn just at the time that they need their money. Investing is really good for some people, but definitely not for everyone - and there are lots of options. Right now, you can get more than 5.2% fixed rate in a cash ISA. If you had built up the same £228k in ISAs over the years, you' could switch, fix and make nearly £12k a year with no risk whatsoever. Then even a recession or downtown wouldn't effect you. Safe investing everyone ;-)

You dont reinvest your dividends?

Premium bonds are a TOTAL waste of time. You have next to no chance of winning a large prize and the return ratio is generally much lower than investing in other ways.

Love how he said blue turns light into money yet being down 12 percent 🤣🤣 not doing a good job are they

'Promosm'