Equitable Mortgage vs Registered Mortgage Loan

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Equitable Mortgage vs Registered Mortgage Loan - Hindi

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6 жыл бұрын

What is Equitable Mortgage? How is it different from Registered Mortgage when you take a property or home loan? What are the property laws in India as per Transfer of Property Act 1882? Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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In this video, we explore the differences between equitable mortgage and registered mortgage loan.
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एक्विटेबल मोर्टगेज क्या है? जब आप कोई प्रॉपर्टी या होम लोन लेते हैं तो एक्विटेबल मोर्टगेज रजिस्टर्ड मोर्टगेज से कैसे अलग होती है? Transfer of Property Act 1882 के अनुसार भारत में संपत्ति कानून क्या हैं? इस वीडियो में हम एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन के बीच अंतर के बारे में हिंदी में समझेंगे।
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In this video, we have explained:
What is equitable mortgage and registered mortgage loan?
What are the differences between equitable mortgage and registered mortgage?
How to compare equitable mortgage and registered mortgage loan?
What type of mortgage loans are available in India?
What is loan agreement?
What is the procedure for taking equitable mortgage loan?
What is the procedure for taking registered mortgage loan?
In which cases bank consider equitable mortgage and in which registered mortgage loan?
What is no due certificate?
What is a memorandum of release in registered mortgage?
What are the benefits of equitable mortgage and registered mortgage loan?
What are the limits of equitable mortgage and registered mortgage loan?
What are the advantages and disadvantages of equitable mortgage and registered mortgage loan?
एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन क्या है?
एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन के बीच क्या अंतर हैं?
एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन की तुलना कैसे करें?
किस प्रकार के मोर्टगेज लोन भारत में उपलब्ध हैं?
लोन एग्रीमेंट क्या है?
एक्विटेबल मोर्टगेज लोन लेने की प्रक्रिया क्या है?
रजिस्टर्ड मोर्टगेज लोन लेने की प्रक्रिया क्या है?
किन मामलों में बैंक एक्विटेबल मोर्टगेज लोन करवाता है और किन स्थितियों में रजिस्टर्ड मोर्टगेज लोन करवाता है?
नो ड्यू सर्टिफिकेट क्या होता है?
रजिस्टर्ड मोर्टगेज लोन में मेमोरेंडम ऑफ़ रिलीज़ क्या होता है?
एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन के क्या लाभ हैं?
एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन की क्या सीमाएं होती हैं?
एक्विटेबल मोर्टगेज और रजिस्टर्ड मोर्टगेज लोन के फायदे और नुकसान क्या हैं?
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Hope you liked this video in Hindi on “Equitable Mortgage vs Registered Mortgage Loan”.

Пікірлер: 415

@AssetYogi 11 ай бұрын

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@vishnubhaisathwara5304 4 жыл бұрын

Last date 20th Aug 2020 I have registered mortgage home loan. 5300/ - fee.& 7500/-Rs.stamp duty. Nice informative video.

@tuhinmanna9144 3 жыл бұрын

How much percentage?

@abhi4yo 4 жыл бұрын

Now there's a provision of "notice of intimation of equitable mortgage by way of deposit of original title deed", to sub registrar's office which reflect on index extract of property... Solves the problem you mentioned in case of equitable mortgage.

@MuhammadAli-bi9gn 6 жыл бұрын

Excellent videos ! My name is Ali and I am from Pakistan. A great source of learning, lots of prayers for you and your family. Kindly prepare more detailed videos on Trade finance.

@pushpamanand Жыл бұрын

I found here almost vdo of my syllabus that's why I always prefer this channel always. Always explain simple language is a great way for teaching.

@dipenvachhani9435 2 жыл бұрын

Now with the creation of CERSAI, tracking of equitable mortgage has become centralized as well as simple leading to minimization of frauds greatly

@baigsons6546 5 жыл бұрын

WHAT IS SSR AND SSR FEEDING IN CUSTOM .....KINDLY MAKE COMPLETE VIDEO ABOUT IT....YOUR WAY OF DELIVER IS SO IMPRESSIVE AND NICE..

@ravikumar-pobathiversion777 4 жыл бұрын

I'm the banker and following you regularly

@AssetYogi 4 жыл бұрын

Glad to hear that Ravi :)

@anilmandal8631 4 жыл бұрын

महाशय आपने जो जानकारी दी उसके लिए आपको बहुत बहुत धन्यवाद । 1. महाशय क्या कोई निजी स्वामित्व वाले प्लाट धारी ( जिसकी कोई अतापता नहीं हैं ) किसी वित्तीय संस्था को केवल एक सामान्य लिखित पत्र में बिना किसी स्टाम के दस्तखत के द्वारा उनके प्लाट को गिरवी (equitable mortgage) रखा हैं । दर्शाया गया हैं ? 2. क्या गिरवी (equitable mortgage) के लिए विक्रय पत्र को उपरोक्त तरीके से वित्तीय संस्था को हस्तातंरित कर सकते हैं ? या वित्तीय संस्था इस तरीके से विक्रय पत्र को अपने कब्जे में ले सकते हैं ? 3. क्या इस प्रकार से किये गए equitable mortgage कानून मान्य हैं ? 4. क्या वित्तीय संस्था को लोन अदायगी न होने पर ऐसे equitable mortgage धारियों के सम्पत्ति को बेच कर लोन के राशि वसूल ने की, वैधानिक अधिकार प्राप्त होते हैं ? 5. Equitable mortgage किन किन स्थितियों में वैध और अवैध होते हैं ? यदि उत्तर देगें तो बहुत उपकर होगा ।

@karandadlani6721 3 жыл бұрын

Thankyou sir!! Mera doubt clear ho gaya aapka video dekh ke....🙏🙏🙏

@AssetYogi 3 жыл бұрын

Thanks Karan 😊

@gargikhaire3740 4 жыл бұрын

Now in equitable mortgage... Notice of intimation is compulsory. Hence, we take search in SRO we can find charge on property

@shivamkumargupta110 7 ай бұрын

What's this

@princess3191d 5 жыл бұрын

Your videos are really helpful. All finance knowledge at one place.

@AssetYogi 5 жыл бұрын

Thank you keep support :)

@amitpoddar09 6 жыл бұрын

However for equitable mortgage these days intimation of equitable mortgage to registrar office is mandatory within 30 days in few states like in Maharashtra which mitigates the risk and it's as safe as registered mortgage...

@AssetYogi 6 жыл бұрын

Yes Amit, you are right. Intimation of mortgage to registrar office is a good move. All states should follow this.

@surendravishwakarma5654 3 жыл бұрын

@@AssetYogi hello sir, is it mandatory to file Notice of intimation for us home buyers in equitable mortgage, or bank would do it ? i am very confused now, 20 days before my first loan disbursement was done, my bank has not informed me of any , should i be concerned about this, though i have paid the stamp duty for loan agreement (bank-buyer) .... please help,, if yes then what is the cost of filing NOI !!

@BeMusicalHarmonica Жыл бұрын

@@surendravishwakarma5654 In Maharashtra sending notice of intimation is compulsory.

@shaibijain2825 4 жыл бұрын

Hello, sir i am regularly watching your video it's really fruitful for me i, am working with finance company, I request you kindly provide video regarding t & cp and sanction plan

@mayankpatel3570 6 жыл бұрын

Thanku sir or hum student hai aapka video dekh k study karte hai.aap easy meaning me sab samajhate hi jabki book ki language hard hai.thanku very much sir aise hi hindi me vedios banate rahiye😊

@pranavamrute6703 5 жыл бұрын

That is from manager and senior point of view what they look out for and what else plz

@ahsanulhaqmalik7365 4 жыл бұрын

Any video already uploaded regarding process of provisioning in NPA accounts? If not then please upload the same ASAP

@vinaypathak9205 4 жыл бұрын

Very very nice thousands likes👍👍👍👍 ....in a one click

@AssetYogi 4 жыл бұрын

Thanks for appreciation Viany :)

@ca.radhikajain4440 4 жыл бұрын

how much stamp duty is paid on registered mortgage?

@Soaked_in_earth 4 жыл бұрын

Thank you very much sir... Your videos are unmatched. Please keep us updated. Thank you

@AssetYogi 4 жыл бұрын

Keep learning

@MrAnkur11Garg 4 жыл бұрын

Can you please explain the best investment options for a low to medium income person.

@sweetigarg91 5 жыл бұрын

Lien pr video banaye sir Aapke video bhuth helpful hai thanks sir

@anandbele2304 5 жыл бұрын

Really helpful information Thank you

@lovekeshmansi6113 5 жыл бұрын

Bhai ye batao jab intakal diya ho bank me or registry bhi to Or intekal me koi bhi loan ki bat nhi likhi hai to kya tab bhi registered motgage hi karvana padega

@prasadvarude5 21 күн бұрын

Very simple and effective

@parihar615 4 жыл бұрын

sir ek person hai jiski notri rakhi hai humare pass 3 sal se case chl raha hai uska kuch declear nhi ho ra ab kya kre

@cosmichomearts1352 5 ай бұрын

Kindly make a vedio on easy accessibility of judiciary for common people

@arunpal8390 4 жыл бұрын

How to find out about any loan record taken on such property in case of equitable mortgage where the property document is as duplicate copy because in such cases seller may cheat as suggested by you, pls sir

@Hittendrakummar 5 жыл бұрын

plz help me to understand with process of mortgage release ..... and online payment of stamp duty for the same.

@prathameshpatil717 3 жыл бұрын

Easily understood...thank u sir

@sumit1594 3 жыл бұрын

Thank you sir for explaining in a better way 😊👍🏻👍🏻👍🏻👍🏻

@AssetYogi 3 жыл бұрын

Keep learning 😊

@ashutoshmishra540 3 жыл бұрын

In equitable mortgage deed also registered in sub registar office.please correct yourself

@d.r.9946 Жыл бұрын

R/sir, Mukul sir plzz 2:3ratios, Current Ratio, bank Equity ratio is par ek video banaye pllz🙏🙏

@bibekghatak5860 5 жыл бұрын

Very helpful .keep it up .

@amrutlalpipada2776 4 жыл бұрын

Whether registered mortgage of one bank can be transfer to another bank without paying stamp duty reqired under article 40 of stamp act

@learnandearnbysivaji2488 4 жыл бұрын

Equitable mortgage without agreement on 100 rups stamp is valid?

@donibrasco1984 Жыл бұрын

Sir Bankers lien per video banaein. Aur yeh zaroor bataein ke woh Kab nahi applicable hota. Also lien aur hypothecation / pledge mein Kia fark Hua? Thanks. Your lectures are amazing.

@richfernandes2810 5 жыл бұрын

Sir I'm from mumbai and I wanna know mujhe kaise mortgage loan mil sakta hai house is registered on dad's name aur woh above 60 aged hai...kya procedure hoga pls lemme know. Thank you

@DeepakYadav-cf1wg 5 жыл бұрын

Sir in dono ka cost kitna lagta he. Sir indono me kitna pesa lagega. Plz Sir bata do..

@vankabhaskarrao6749 4 жыл бұрын

Sir new ghar construction kar raha hun khonsa equitable loan milega ya dusara milega sir

@keshavnebhwani4300 4 жыл бұрын

Sir ji is the emodity who is in the witness in mortgage case is accountable for any default made by barrower Regards

@prashantchaudhari6968 5 жыл бұрын

Abhi ke time me fix intrest rate home loan le ya floating how to decide ? Which one is better?

@mymoviereview6341 5 жыл бұрын

Sir agar aap jaldi repayment karna chahte hai toh banks aapko fixed rate offer karenge aur agar long term mein repayment chahte hain to floating rate offer karenge , but aapke upar hai .

@anandyadav6592 Жыл бұрын

Estamp vender ka vedio banao agar koi new stamp service provider bana h to system se kese ise banaye.

@bakulap2131 5 жыл бұрын

Thanks very much.... Sir .... you're my banking guru

@AssetYogi 5 жыл бұрын

Keep supporting Asset Yogi Bakula

@bakulap2131 5 жыл бұрын

Sure... Always 👍

@devendersingh7413 3 жыл бұрын

Sir... Nabard refinance kise kehte hai....

@amols4444 6 жыл бұрын

Kindly make video on ESBTR

@rajvlogs7113 Ай бұрын

Sir muje yeh bataye ki 5lakh ka total RM PE KITNA EXPRESS HOGA

@prataprajput8693 6 жыл бұрын

Pari passu letter and consortium per video banaye sir

@prabhawatirani2073 4 жыл бұрын

Whether equitable mortgage may be executed for agriculuural land or not?

@ravikirandhangaripi2877 3 жыл бұрын

Sir, I have taken housing loan for purchasing plot & construction house where as to do equitable mortgage

@mymoviereview6341 5 жыл бұрын

Mukul ji in case of housing loan what should we prefer EM or Registered Mortgage. And what is the use of noting in EM in housing loan.

@amudalabhanuvenkatesh8776 4 жыл бұрын

Both will be updated in cersai.so u can opt equitable mortgage to save time if title deeds are there

@radhaotwani3901 Жыл бұрын

Sir ek question puchna h jaruri h kya registered mortgage kraye loan lete time??

@tanujkagra6435 Жыл бұрын

Credit manager or anylist more is about responsibility skills or kin kin chijo ko banda loan dete waqt jrur dhyan mai rakhe.. Ye sab

@Tarunseries8629 3 жыл бұрын

Please describes memorandum of entry

@miraan5335 4 жыл бұрын

English mortgage?? Anyone tell me in lucid way

@ganeshmane8953 4 жыл бұрын

Love u sir, nice cleared information

@AssetYogi 4 жыл бұрын

Thanks Ganesh 😊

@MrAnkur11Garg 4 жыл бұрын

You describe the topic very well, thanks.

@AssetYogi 4 жыл бұрын

Keep supporting Ankur :)

@vickyshrivastawa4580 Жыл бұрын

Bahut badiya samjgaya sir apne

@jyotimishra9474 5 жыл бұрын

Why stamp duty required? Stamp duty q bharni padti hai

@umeshmore4077 4 жыл бұрын

Equitable mortgage maharashtra gov website se online kaise print nikal e please bataye sir

@Sushil15493 5 жыл бұрын

Please a vedio for pmay

@pranavamrute6703 5 жыл бұрын

Please make a video on how to read Bank’s Branch balance sheet in detail

@pranavamrute6703 5 жыл бұрын

Thanks u read , eagerly waiting

@SachinSharmabarwani 2 жыл бұрын

Madyapradesh me Equitable Mortgage ki stam duty 0.25 % + Registration fee 1000 hai aur Registered Mortgage ki stamp duty 1 % aur Registration fee 0.8 % hai

@sandeepshalini2468 6 ай бұрын

Registered mortgage me agreement ko registered karane ke kya charges hote hai

@user-qz9rv7sk2z 4 ай бұрын

Sirji very good knowledge, LAP hai,school loan, unregistered agreement ,loan overdue ho gya,kya property ko sarfaci act lagu hota hai y nhi,proprietary ajj bhi bharmukt hai in subragistar office

@rakeshsharma498 5 жыл бұрын

Sir mbs n abs securities k bare me video banaye pls in details

@user-ox2sx1ql6c Ай бұрын

Sir Help me m 10% ka agree nahi bana k sidhe loan agree bana shakte kya

@bhavikraj9607 2 жыл бұрын

Thank you sir giving me best knowledge

@AssetYogi 2 жыл бұрын

It's my pleasure

@tusharsawant7865 4 жыл бұрын

I want to process of mortgage a commercial land and want to process how to do

@deepanram5509 Жыл бұрын

Sir, i already registered mortgage in SRO but again bank is charging for equitable mortgage charges. What should i do? We must do both or either one is enough?

@sarabjeetkaur3165 5 жыл бұрын

I am taking education loan of 23 lacs against property as a mortgage.. But the advocate is asking for registration money of 50k..so wat will be good for me.. Equitable mortgage or registrated mortgage?

@pawanmavi4214 4 жыл бұрын

Sir very nice information, clear cut explained equitable deed thanks very much ..

@prashantchaudhari6968 5 жыл бұрын

Give process of equitable mortgage. It will be done after final purchase of property process at sub registrar office or before?

@wankhadeabhijeet 3 жыл бұрын

After purchase where property is created out of mortgage

@kapilpal9761 7 ай бұрын

Vvery imp n usefull imfermation thanks sir

@bikashmondal7387 2 жыл бұрын

Pls explain Mortgage loan complete procedure from bankers side

@VikasKumar-xi5wx 11 ай бұрын

Sir Maine Jesse property khridi hai use Mujhe btaya Tha ki property pr loan nhi hai , Aur hmne pta bhi kreaya Tha to loan nhi Tha, to hmne property le li aur mutation bhi kra li aur property liye 8 month hone gye hai ,aur ab bank se ek agent Ata hai aur Kenta hai ki apki property pr loan hai ,aur apko pay kana hoga,nhi to apki property nilam ki jayegi ,sir ab kya kre please btaiye,hme kya krna chahiye

@abubakkars.a1111 7 ай бұрын

Thank you sir video bahoot achhi lagi . Ek question puchna hai sir ?

@Budhprakash000 5 жыл бұрын

Yadi sale deed holder expired ho jata hai to title uske wife ke nam transfer par ho jati hai to mortgage ho sakta hai

@apurbamandal9767 4 жыл бұрын

A complete knowledge may be required on the topics of CERSAI. Who will pay the CERSAI charges? Why loanee account be debited for CERSAI fees? Is it an one time fees?

@470-IND14 3 жыл бұрын

Sir I want to know regarding memorandum of deposit

@dashrathjithakor3132 10 ай бұрын

Transferring the mortgage loan to another bank can be done.

@advsunilshendgepatil4308 4 жыл бұрын

सर सरफेसी अॅक्ट सेक्शन वाईज समजाऊन सांगा.

@cmbhatt297 Жыл бұрын

who pays fee for equitable mortgage bank or the individual

@kapiltripathi877 5 жыл бұрын

Nice explanation sir...ur videos very useful

@sachinkaradage40 3 ай бұрын

Property per equitable mortgage hai loan na chuka paye to kya kar sakti hai Bank

@sandeepshalini2468 6 ай бұрын

Equitable mortgage me Property paper original hai yani ye kaise pta kare

@shivajilanke7565 2 жыл бұрын

Very good sir

@nishikantwadkar1476 11 ай бұрын

Earlier I took home loan from bank, and now I have paid complete amount, and took property papers from branch, however I don't know which type of mortgage did I signed at time of taking loan, and also bank is not telling me properly whether it is equitable mortgage or registered mortgage. How can I deal in such situation?

@sachinshivajijambhale4153 2 жыл бұрын

equidable morgadude me esbtr challan kaise add kari ?

@zameerahmed3005 2 жыл бұрын

Very helpful bro

@AssetYogi 2 жыл бұрын

Glad it helped

@naguindi 4 жыл бұрын

Registered mortgage cancellation time and charges bareme batayiye

@ashishgarg2066 19 күн бұрын

Sir cersai creation k bare me bataye

@jaybhojwani4268 4 жыл бұрын

Mukulbhai tusi great ho

@AssetYogi 4 жыл бұрын

Hope it's helpful Jay 😊

@gajanankokadwarjr.lecturer6155 3 жыл бұрын

Super explanation

@AssetYogi 3 жыл бұрын

Thank you 🙂

@DeepakYadav-fo7ng 9 ай бұрын

Sir Main ek bank me frends ka guarantee Li hai . Equitable mortgage kiya hai. Ab 3 saal hone aaye hai waha kuch bank k emi painding hai muze Bank notice bheja hai apni original registry jama kijiye tab ki main 3 saal pahile hi jaam ki hai , shayad bank se Miss ho gai. Meri original registry k liye bank me kya karvahi karani chahiye !

@hemantshinde4833 6 жыл бұрын

Now a days in Maharashtra ,there is one procedure is being followed by NBFC s and Banks also of Notice of Intimation of Mortgage, which is to be intimated to the concerned sub Registrar. And this is mandatory in every equitable Mortgage. Which I think is a good step taken to avoid multiple Fraudulent transaction transactions.

@AssetYogi 6 жыл бұрын

Yes Hemant, you are right. This initiative should be taken across all cities and states.