Here's the link to find out about your debt options: moneynerd.co.uk/debt-form/

Budget squeezed? It's been absolutely strangled to death.

Great post, thanks dude.

🙏🏼🙏🏼🙏🏼Thank you ever so much for making this video. It's not always possible to remember all this info when your mind is busy thinking surrounded by chaos. This video allows you to pause and deal with each option as you're filling out forms and applications. You have thoroughly offered all the possible ways to help us out. Could you please create a video about migration to universal Credit. I've just received a letter informing me that I will recieve a letter telling me when to apply for migration. I am concerned about cutbacks and being paid less, also non payment during migration process. How will my family survive, got loads of overhead costs and household of 3 young kids. 🙏 create a video addressing my concerns.

Thank you for sharing.

Thanks for posting this information, it's Great that you are making such an effort as it will undoubtedly help out those who may be struggling financially right now in these difficult and challenging times. Educating people clearly about all the help currently available is commendable and I for one appreciate this. 👊💯

*Excellent educational ensemble.*

the management company of the flats where i live just passed on the rise in electricity to us - i do all i can to keep costs down but the management company shows that their bill has gone from 4k to 17k and they are making me pay - how come they don't get a discount and can they just pass this straight on to me??

Carers allowance is complicated - there are all kind of hacks such as legitimate work expenses that can be deducted from your pay - such as a lease car on PCP you need for your job or a mileage or meals allowance, half your pension contributions, any tax and NI etc - and also, dont forget that the earnings threshold means just that - it only counts earned income - not unearned income from, e.g., a workplace pension or income from premium bonds or investments. If your income rises, it is usually better to top up your pension contributions - most schemes allow this.

How much time does take to get of carar’s allowance approval letter

EE has home essentials a low income option for people on UC ect. I think that £15 pcm is ok for a basic broadband service. If there's any better deals please let me know.

Thankyou but i find it hard to wacth coz my conserstaion level you are great is thier a paper i can read with help thanks kev

Hi ...Does anyone know what will happen to my carers allowance when i reach pension age in 2 years time , there will be no other person eligible to claim the benefit there after as all work full time .

Congratulations on your "Extra Benefits You Could Claim" inspirational thanks for sharing. Debt To God. 🙏

Ive just found out that if you get put over to universal credit from legacy benefits that you will lose your widowed parents benefit. I was absolutely gobsmacked since child maintenance isnt cointed yet a wodowed oarents payment is. I feep sick to my stomach and sad.

People on various benefits seem better off than a lot of Pensioners! If you have done the right thing and saved for your retirement, you will have to pay for everything and get taxed on top of that! The Pension system in this country is a racket! If you get virtually only one benefit, this seems to open the door to many savings that pensioners who have saved and sacrificed cannot get, in fact they pay tax to pay benefits to people who are better off than them! The so-called 10% rise that pensioners are to receive is a ‘con’, as tax has to be paid on it and all other pensions that we have paid into. This results in a fraction over only 6% rise!

one thing never done,Never claimed any help with Housing costs,Part from Some UC what pays towards the rent,The way the future is going,Might be worth going for something like this,Some times I feel like world coming down at me,Knowing how bad this Country is now days with cost of living growing right through the roof

I dnt want to go on unverisal credit . System is broken and can stop payment

I have a job now but can I claim back pay from when I was unemployed?

I have mental health problems sleep pain nerve damage restricted ability cellulites so I can't stand for any length of time what should I be claiming and I have a sick note for 30 days but my health's only getting worse what benefits can I claim. 😖iv triied to work with no chance of making money and then I I can't continue🤑ii can't drive and I've been beaten up on a public bus can I claim mobility rate benefits straite away I'm also dyslexic explaing that I'm to ill to work on building sits any m

Lost over £600pm switching from legacy to UC with disabled children.

Hi for what can I apply if you know any other benefits I am just getting unvirsal credit but I am a house wife but I need to apply for some other benefits because I can't work now can you please help me if you know??

I've had one UC loan for a fridge and one for a cooker. I need another for clothing but I've heard that isn't a valid reason for a load. Has anyone had a loan for anything else? Thanks.

Please I need an advice no one is helping me I stop work from September due to my health condition I have all with my gp dwp decline me I need to apeal but in the other way I need financial support I don’t know which one I need to claim please any advice

That’s wrong I have worked mine out to £1200.00 for the year that’s not bad not £3000.00 they said it would cost

As for the travel expenses for some reason that years ago I was paying £8-50 for a return and it didn't matter which way you went it was the same but in the last year or so the bus fair has slumped to a£2-00 run which is cheep but as I'm getting near to getting a bus pass it is all rediculus but this £2 bus fair system won't last much longer then they will start putting it back up again that's why I'm saying is stupid as of in any sense to go by.😊

How to change my email with universal credit without losing my claim

Is there any hardship grants for anyone in the UK??

also I'm helping a friend have lights on and a quick shower. she is paying 92 pence a kWh and if she wants hot water it to expanse . she owe me probably a thousand pounds butte can't get any housing cost backend the landlord is taking the money for rent arrears but she's was on esa but she had to chang to Asa and universal credit she only wanted housing benefit now after 7 years bak to jsa the elitric is £1,168.67 since October with no help or payments if I didn't spend my money from when I worked she wouldn't be able to eat.??????? any addvice people

You are entitled for £1.500 monthly

I I’m sick my son has been awarded enhanced daily living I thought he would still qualify for child elementof my universal credit.he is really poorly and totally dependent on me he isn’t well enough for education or work and I can’t manage with my child element being stopped I thought I was entitled to child elementof Universel because he is on enhanced

What about people who have no tech or Computer elitert i have no tech Smartphone etc my friend help me then what under the carpet with us dim people who have no tech or Computer plèase inlighting me both kev ì have no grind or axe with ok just info 4 my bread in

1. Claim universal credit. that's 7 bills a month there easy 2. Get the trap line booming

When I put comment in your ŕeply Was tåking the piss thanks if I need Help thankyou I tid not have a stroke I have had a stroke thanks be Safe my your god go with lev ķev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev kev

Terrible sound

HOLY CRAP YOUR AUDIO IS TERRIBLE. Software exists to reduce GRIM distortions.