Finology Best Insurance Award 2024 | Best Term Insurance Plan in India

Рет қаралды 175,827

Күн бұрын

In this video, I am here to assist you in finding the best life insurance company in India for the year 2024. I will use scientific data to provide you with a comprehensive, step-by-step process to help you choose the right plan.
Also, I will guide you through the process and highlight some crucial factors that are often overlooked when selecting a term plan. With my guidance, you will be equipped with all the necessary information to make an informed decision and select the plan that best suits your needs.
Talk to Real Advisors by Ditto Insurance - bit.ly/3uV37Sx
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Correction - Solvency Ratio Table:
LIC Insurance Corporation - 1.9*
Kotak Life Insurance- 2.3
Max Life Insurance - 2
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00:00 - Introduction
01:27 - Parameters to Select Best Term Plans
01:39 - 1. Claim Settlement Ratio
04:16 - 2. Volume of Business & Complaints
05:49 - 3. Amount Settlement Ratio
07:57 - 4. Solvency Ratio
08:57 5. Cost of Policy
11:07 - Best Term Plan for 2024
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The ultimate guide for Life Insurance: • The Ultimate Guide to ...
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Video edited by Ayush Verma
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Пікірлер: 500

@pranjalkamra 4 ай бұрын

Talk to Real Advisors by Ditto Insurance - bit.ly/3uV37Sx

@rishiraj2548 4 ай бұрын

🙂👍

@shubhamkumar-gb4sp 4 ай бұрын

Sir health insurance kon sa lena chaiye iska bhi bna dijiye video.... Best health insurance

@dibyajyotijana1461 4 ай бұрын

Finology 30 kab ayega..... it's been 2 months above. 😢😢

@aniketmohite4889 4 ай бұрын

Small cap mutual fund mai stress test ho raha hai... Kuch changes huve hai plz kya hai details video banayee

@imranretail 4 ай бұрын

Thanks Pranjal. It will be great if you can share a similar video on Medical insurance as well.

@RidaSafar 4 күн бұрын

Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'

@RidaSafar 4 күн бұрын

he’s mostly on Telegrams, using the user.

@RidaSafar 4 күн бұрын

# Ronalfx2

@prikshitsharma9248 3 күн бұрын

Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.

@LIU-zx2up 3 күн бұрын

May God bless Ronal’ for his help. I’m glad my doubts have been cleared, and i received my profit from last week’s investment. Keep up the great work

@brahmin1375 3 күн бұрын

I'm favoured financially, Thank you Ronal’ $32,000 weekly profit regardless of how bad it gets on the economy

@RAVAL39 4 ай бұрын

One aspect got forgotten is both amount settlement ratio and claim settlement ratio should be check for long time horizon ( like 10 years) not only for last 1-2 years data..

@kaushikpatel2250 4 ай бұрын

If any site we know data of that type plz suggest....

@RAVAL39 4 ай бұрын

@@kaushikpatel2250 Kaushikbhai ena maate IRDA parthi j darek varsh na annual reports gather karva pade ane jaate comparison banaavavi pade.. Policybazaar and all other will give you a current year's info only..

@sonipuneetbwr Ай бұрын

Which one is best

@avadheshkumarsharma2661 4 ай бұрын

Awaiting for your video on Health Insurance Plan. Thanks for this video.

@hariomshukla1870 4 ай бұрын

Very Good effort by you and I really appericate all your videos and on all subjects. Thx for the trouble you take to up lift Sr citizen like me. God bless

@danishsiddiqui2403 4 ай бұрын

Hi @pranjal ,Great Admirer of your since 2020, please make a video on Health Insurance too

@utsabbhattacharjee5089 4 ай бұрын

Waiting for your health insurance video sir... Thanks for everything till date ❤

@piyush-singhania 4 ай бұрын

I was looking for just this and the video dropped ❤

@johnsongrandage8302 4 ай бұрын

Thanks for your effort, crystal clear

@VEENAGH-yu7zw 4 ай бұрын

Lots of Respect and Thank you very much, sir May God bless you with good Health, Wealth and Happiness ❤️❤️🙏🙏🙏

@anandpradhan7375 2 ай бұрын

Thank you Pranjal. Very informative video. You answered all my doubts

@ReamHuman 2 ай бұрын

Pranjal Bhai you are the best. Best explanation ever , Cool polite and covered almost all topics.

@lifefoodme7686 4 ай бұрын

Absolutely got clarity with this content.

@lenkababu2339 4 ай бұрын

Great as always!!!Thank you Guru!!!

@ashutoshsonar8989 2 ай бұрын

You are a kind hearted person. Your experience and study & knowledge, your way of explaining helps us to take proper decision. You are a torch 🔦 in the dark for us. Thanks for your great support.

@sachinmuskawad3447 4 ай бұрын

Thanks for the detailed analysis

@albertishu9066 4 ай бұрын

Very helpful and important video ❤

@ganesh.n.m9533 4 ай бұрын

Thank you very much sir for today informative and important vedio 🙂🙏👍👌🙏

@geetanshkaushik7312 4 ай бұрын

Thanks! a lot for your efforts to find the best term insurance.

@mukeshdagar771 4 ай бұрын

Very good analysis by team.

@prakashbhadri4699 3 ай бұрын

Very precise. To the point. Many thanks for this video Pranjal ji. You are the best

@sunandaghosh7828 4 ай бұрын

Great step by step analysis. Please make similar video about health insurance🙏🏻

@mishrajii239 4 ай бұрын

Yeah, I saw mainly three term insurance companies in other yt videos..HDFC,Max and icici..but here strangely HDFC was removed in first filter itself😅 and icici wasn't included at all😅

@mohitdudi4506 4 ай бұрын

Prangal bro aap bhut acha kaam kr rhe ho bss weekly one video ka Target bnnvo or ase hi India ko financial strong bnnvo but do weekly video target

@sanjaychaturvedi7404 4 ай бұрын

very good explanation on claim ratio. try to use Indian icons instead of foreign

@saurabhmulay4918 Ай бұрын

Great and informative video, thanks!

@arun.rajput92 4 ай бұрын

Private insurance companies comes out with clauses at time of claim payment and refuse to pay . After harrasing the family of the deceased their negotiations team comes in for lower settlement, assume a cover of Rs 1cr their team will come in for a settlement of Rs 20 25 30 lakhs. Even the most reputed companies play like this . They really dupe us, with excuses like the insured also has cover from the employer and did not tell us earlier or premium was paid by someone else so we will not pay and excuses like that (*HDFC life did this)

@AnilKumar-lt4uk 3 ай бұрын

Good observation sir , but where to go lic , max or other companies

@arun.rajput92 3 ай бұрын

@AnilKumar-lt4uk sir the way out is to make families aware about the insurance OMBUDSMAN and IRDAI and other regulators.

@kr-editzoriginal Ай бұрын

@@arun.rajput92 if u hav a bit of knowledge, which one do u suggest is a good one

@pratik_singh_pk Ай бұрын

May be that’s why HDFC life insurance Amount settlement ratio was less than 90.

@intikhabkhan8044 4 ай бұрын

Good explanation sir. Waiting for best health insurance video.

@shivkumararkvanshi7711 4 ай бұрын

Happy Mahashivratri sir

@ChoiceOfArsh 4 ай бұрын

Thanks for the advice 👍

@himanshurajput1623 4 ай бұрын

Pranjal sir 🙏🙏🙏🙏 Please health insurance bhi suggest kijiye na us par bhi ek video banaiye na Still waiting sir😊😊

@Apex_with_Rohit 12 күн бұрын

Sir , this elimination method is the best way to understand. Really continue this process ♥️

@angshu08 Ай бұрын

Really helpfull! Thank You!👍

@krvimalmehta3800 3 ай бұрын

2017 mein main LIC Ka ulip plan le liya Bina kuchh jankari liye Binan FIR bad mein aapka video dekhne laga ..lekin main aapka video barabar dekhta hun. Aur aapse inspire hokar bajaj allianz ka term insurance le rakha hun. Ab Dusri company term insurance le sakta hun Kaya?

@MrAashish1986 4 ай бұрын

Very Informative video

@PAVANKUMAR-fo6iu 4 ай бұрын

Ek video kis case me term insurance ka claim reject ho jata h wo reasons ka video bnaye sir, section 45 b cover krna drink smoking points mist cover with all reasons

@horapawan 3 ай бұрын

Let me tell this sir... somewhere or the other you are doing a great great job by helping people who are unaware or who are misguided or misleaded. Thanks a lot 😇

@imprashant22 4 ай бұрын

Editing discrepancy at 8:20 Data pops up different and sir is saying lic is less than 2, but i see max in the table. 8:20

@hiteshkumawat982 4 ай бұрын

yes its confusing

@PoeticRahulGupta 4 ай бұрын

Max ko to bechne k paise mile, uski burai kaise krdete

@AmitaVasava-un3ns 3 ай бұрын

Yes it is typing error...... solvency ration of Max more than 2

@RohitS-gl9cj 3 ай бұрын

He added that typo in description

@imprashant22 3 ай бұрын

That would have been added later on or otherwise

@sagarthakkar6494 4 ай бұрын

Your Disclaimer in beginning of this video mentioned: This video contains paid advertisement. Can you please clarify if the advertisement is by Max life Insurance company or Ditto insurance advisors?

@bobyyadav7641 4 ай бұрын

Good question🧐🧐

@viveksoni1207 4 ай бұрын

Ditto

@nileshtalekar5014 4 ай бұрын

Ditto

@PoeticRahulGupta 4 ай бұрын

Both

@subhrajkumar1838 2 ай бұрын

Both

@satyanandkeshri822 4 ай бұрын

Bahut sundar Sir

@subhajitdeb3777 4 ай бұрын

Pranjal bhai big fan of yours kaafi sikhne ko mila aapke sare videos se…ek request hai…aap ekbar yeh Tata AIA param rakhshak plan and sampurna rakshak plan pe ek video banao ge please….zada clarity nahi mil raha hai iska…Maine ulip video dekh rakha hai so I know uska downpoints…but yeh abhi 1cr ka life cover k sath investment return bhi de rahe hai woh bhi by investing for only 5 years to policy term tak…so please make a video on this to get clarity on the plan…

@AvinashKumar-lu5jw 4 ай бұрын

bhai maine bhi wo video dekhkar tata sampurn rakshak plan le liya tha

@laxmandabhadkar5492 2 ай бұрын

Thanks sir very knowledgeable video

@poojacosmeticsindirapuram5375 4 ай бұрын

Bahut badhiya Bhai 👍

@sanjaydas-rp4di 4 ай бұрын

At 8.21 sec the data showed for solvency ratio for Max and LIC seems like it has got interchanged.

@tuhinkarmakar4170 9 күн бұрын

right you are

@JNMODY1 3 ай бұрын

Is ratios shown only for term plan or all types of insurance polices?

@srinivasa.gn05 4 ай бұрын

Sir, please do and teach cash flow of company. This is important or not for company fundamentals analysis.

@yogeshkumar-mo4iv 4 ай бұрын

Great Sir👍👍

@satyaprakashjena8897 2 ай бұрын

Thanks for the video ❤

@avishekm1985 4 ай бұрын

This is a very very useful video Pranjal. I was struggling to decide on the correct insurance companies.

@leelakrishnakona5778 3 ай бұрын

Hi bro have you taken insurance?..

@Dr.BhaskarNuclearmedicinephysi 3 ай бұрын

Great thank you so much

@saugataacharya7 4 ай бұрын

Pranjal bhai, aap simple great ho. Salute hai aapko aur aapki pure team ko. You and your team have clarified my major doubts. Thank you again 🙏

@akshayajmera3093 4 ай бұрын

Nice video pranjal

@kaustuve1 4 ай бұрын

where can we check all those ratios that you mentioned ? please help.

@meenurao1255 4 ай бұрын

Hi pranjal, can you make a vedio on investment options for NRI please. Would be very helpful.

@starlord6323 4 ай бұрын

@pranjalkamara please make a video on different NPS Charges also I want to know the process of closing of NPS account since I have 2 NPS accounts

@Sagar43212 4 ай бұрын

Dear sir health insurance pe aur ek video jaroor banayiye 🙏

@shyamthakur878 Ай бұрын

Please make a video on health insurance and compare different plans

@AshishDalvi-uf2kn 8 күн бұрын

So useful information Brother....

@indra1800 3 ай бұрын

Agar hum mutual fund mye sip k badle har month same amount same fund mye (market dekh kar ) invest kare toh kya oh option better rahega? Dono ki pros or cons kya hey ..long term k liye kon option better rahega?

@sandeeph999 4 ай бұрын

Sir insurance act sec 45 k upar bhi ek Informative video banaiye

@BA-et7cd 4 ай бұрын

Bhai, if GenZ are ones who are buying from private insurance, settlement ratio for term plans are bound to be low. Does not make sense to remove this and seems missing a vital data point, refraining to call it any 'bias'. Pls agree!

@sumitkumarmalik94 4 ай бұрын

Can we have the same video for Health Insurance ..??

@sandeepsingh-dj8ub 4 ай бұрын

Sir please, health insurance par bhi video upload kijiye. We need your valuable advice....Thank you sir...🙏

@brijkishore5384 4 ай бұрын

Hi Sir 🙏🙏 I watch your all videos and follow your suggestions. one thing i would like to know " is this sponsored video or genuine" because earlier you suggested to check insurance plan on policy bazaar now saying to check on Ditto. If possible pl. clarify.

@tanmaychoudhary5141 3 ай бұрын

I appreciate your work.. I remember u recommending MAX few years back.. And now also it is the best... It feels good that u dont get influenced if somebody pays u extra.. Or whatever.. Good work sir

@yashsinghania4112 3 ай бұрын

Abe max ka solvency less than 2 h vedioa dekho it's paid

@RoadsideInvestor 4 ай бұрын

Sir insurance or mutual fund ka alawa kisi or topic ko cover kro

@abhishekkumarsingh5855 4 ай бұрын

Lic to le chuke hn pitaji log phle se .. ab payment hmse kra rhe hn 😂

@kishorejanagal6495 4 ай бұрын

Same with me

@FockteseGuy 4 ай бұрын

Just like Moye Moye 😂😂

@ankitgambhir647 4 ай бұрын

😂😂 सही कहा

@SHAREPICKER 4 ай бұрын

😂😂😂

@nitishsaini1783 4 ай бұрын

Same with me 😭😭😭

@snt.das5358 4 ай бұрын

Sir health insurance ke bare mein bhi video banaiye , husband -wife ke liye aur parents with diabetes ke liye ... Please

@acousticbhandari 4 ай бұрын

Sir, could you please suggest some health insurance as well for 2024 (Please cover ACKO aswell)

@inno_abhivlogs9767 4 ай бұрын

Thank you bro

@0927sidd 4 ай бұрын

Please make a similar video on best health insurance plans

@anuragpal1695 4 ай бұрын

Sir please make a health insurance video ranking wise like this video.

@Bhuvviiii 4 ай бұрын

Please make one same for health insurance as well

@ErHajiHussain 3 ай бұрын

Thank u sir !

@debabrataroy9 4 ай бұрын

Sir, what's the minimum annual income for buy a term plan..???

@srinivasa.gn05 4 ай бұрын

Sir,Iam interested to learn about open interest. High open interest is good or bad

@vikashdubey6739 4 ай бұрын

Thank you sir ❤

@rahulsingla1376 4 ай бұрын

Sir ye bhi btaye ki income bhi term insurance me important hai ITR ke according

@AtomguruJanisir 4 ай бұрын

Pranjal bhai, aap na LIC ka tech term insurance ka kuch details doge to achha rahega

@all_about_you2112 2 ай бұрын

Please make a video on the pros and cons of Jeevan Umang Policy of LICI

@kailashchander6934 4 ай бұрын

Thanks sir

@eagaltraders8997 4 ай бұрын

Thanks

@bubaidas1479 4 ай бұрын

Please make a video on health insurance for clarity, it's too confusing.

@amar23 4 ай бұрын

Please make same video on best health insurance.🎉

@dn9416 4 ай бұрын

During claim , they ask for last 3 years bank statements and employer records of leaves and medical claims data

@vivekd005 4 ай бұрын

Need one video on Health Insurance too

@memorylane4745 4 ай бұрын

Sir what to do ? Add on critical illness rider with term insurance or with health insurance?

@Lamp141 2 ай бұрын

How is Tata AIA term plan. And which one is better.

@rintusadhu2081 4 ай бұрын

Sir, Health Insurance Plan ka vi discussion chaiye

@momukhtar2414 4 ай бұрын

Maan Gaye pranjal bhaiya aapko 5 saal se follow karke bahut kuch sikhne ko mila 🎉🎉❤

@nazaratnaubhag1818 4 ай бұрын

THODA JALDI JALDI VEDIO BANAIYE WAIT KARTA HU APKI VEDIO KA

@anjusandhu7564 4 ай бұрын

Sir Health Insurance plan par ek video banaye.

@mohandasprabhu5459 3 ай бұрын

Ek health insurance ka bee video banaiye 2024 ke liye 🙏

@ravipatel3979 4 ай бұрын

Good information

@nirajw9958 4 ай бұрын

Nice video.

@madhurzyarajdutta3175 4 ай бұрын

Referring to ur previous term policy videos some year back, i have bought a term policy from ICICI. Suggest me what to do now😢?

@umeshsudir1992 4 ай бұрын

If i buy insurance policy with Max,HDFC,ICICI like private brand. If that company will close after some years . What will happen our polocy?

@enjoy2857 4 ай бұрын

Aapke video bahut achche hote hai....lekin mera ek doubt hai agar both person earning ho to term insurance kitna lena chaye ek guide video bana dijiye please bcz in this case expense share ho jate hai..

@PoeticRahulGupta 4 ай бұрын

As max as you afford, just a simple calculation to multiply your annual gross salary by 25 for individual and multiply gross family income by 15 for family focused term plan