Full Show: How Important Is Your Privacy? and How To Fight Hospital Bills

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Күн бұрын

Have you ever purchased a device and the company added a mandatory subscription, increased the original subscription’s price or stopped supporting it altogether? From fitness trackers to cameras to alarm systems, this can happen to almost anything. Clark walks you through the risk of purchasing devices, including the dilemma of companies selling our personal data. Also, medical bills can be very alarming. Before you just pay it, Clark encourages us to take an important step to make sure it’s accurate and there aren’t alternatives to negotiate it lower.
‌Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 11, 2024, episode of The Clark Howard Show.
00:00 - Intro
01:19 - How Important Is Your Privacy?
06:39 - Ask Clark - Using HSA for Paying Gym Membership
09:46 - Ask Clark - 15 or 30 Year Mortgage
11:18 - Ask Clark - Called Insurance and Got a Zero Dollar Claim
15:28 - How To Fight Hospital Bills
21:14 - Ask Clark - AT&T Raising Internet Prices
24:56 - Ask Clark - Issues Booking with Avios
30:09 - Ask Clark - Elderly Parents Deluged with Charity Solicitation
Mentioned on the show:
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clark.com/debt/how-to-deal-wi...
clark.com/insurance/health-in...
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Пікірлер: 34

@daisybravo6526 Ай бұрын

They slip in doctors not coveted by your insurance despite your written note saying no outside insurance doctors

@charlessommers7218 Ай бұрын

Great show and info as always 😊

@marietaylor5174 Ай бұрын

Thank you Team Clark.

@TheLifetraveler1 Ай бұрын

I received a 22,000 hospital bill, because of emergency surgery, needed because a dentist botched up a simple procedure in my head. But fortunately I had universal health care, which we in America call Medicare. My final bill was $400. We need universal healthcare.

@user-yb5bg8im5g Ай бұрын

sue the dentist. keep us out of it.

@TheLifetraveler1 Ай бұрын

@@user-yb5bg8im5g Nope!

@TheLifetraveler1 Ай бұрын

@@user-yb5bg8im5g so you'd rather pay more...hmm.

@BobDobbs681 Ай бұрын

I do what Christa does and use a second, "dummy" checking account for autopays that require a checking account. For the second account I use Ally, which is an online-only bank. It was easy to set up and link to my regular checking account to receive transfers of money. It pays very little interest but there is never much money in the account.

@Clark Ай бұрын

This is how you do it! 🙌

@marcielynn4886 Ай бұрын

I demanded an itemized statement then contested every charge.

@acornsucks2111 Ай бұрын

Nursing homes are comparable to hospitals as far as billing goes.

@tomjohnston3601 Ай бұрын

I've had a FitBit fitness tracker for 4 1/2 years. I can't even re-set the time on it after its battery runs down without connecting to the fitbit app -- which only works after I un-install and re-install it on my phone. Planning to retire this device soon and buy a plain, old digital watch which doesn't work with an app.

@acornsucks2111 Ай бұрын

Amish don't have any insurance, and before they enter a hospital they want to know what the price is of everything. It annoys people working there but so be it.

@Clark Ай бұрын

Love this! 💚

@retired8484 Ай бұрын

Yes, debit cards for all of this.

@chuckinhouston9952 Ай бұрын

The Oura ring is completely worthless. Don’t waste your money on it.

@Clark Ай бұрын

Maybe if you're healthy. But if you have health challenges and need to keep a close eye on your numbers, an Oura ring may be worth it. 💚

@stephendonahue6579 Ай бұрын

Louis Rossmann

@X.MillennialResponder.X Ай бұрын

Here’s some options that you have when buying anything smart. You could not connected to the Internet, not connected to your Wi-Fi at all. Some vendors require you to have the Internet attached to the smart TV. If that’s the case, you can automatically just return it get a different smart TV just don’t plug it in, if you want to use an excel type of device like an Apple TV or an android fire you can use that instead of plugging in your television. The next thing I would say from a privacy standpoint is if you’re technically inclined to configure your own firewall to do DNS syncing and ensure that all traffic from those devices that are going to known telemetry data DNS is removed therefore even if they try to go out, they would just go to nowhere and not be able to send that data. There’s lots and lots of ways of trying to do this at this point. I’ve also heard that Samsung is starting to brick televisions if you do not get certain updates in the future because they want advertisement renew my recommendation never buy those TVs anymore, if they start losing revenue because they choose to be greedy then overtime they will have to change their own tactics to stay relevant and in the market

@Clark Ай бұрын

Great tips, Clarkie! 🙌

@debbiedorsey2371 Ай бұрын

What do you think about Delete Me Service? Is it worth the money?

@Clark Ай бұрын

No, DeleteMe is not worth the money. We recommend these 4 ways to stop junk mail instead: clark.com/consumer-issues-id-theft/stop-junk-mail/

@zyzzuschrist3410 Ай бұрын

How do we find out which States are affected by zero dollar claim insurance? Tried googling but nothing came up ⬆️

@user-yb5bg8im5g Ай бұрын

''is it worth the risk?'' it is not a risk, it is a ''certainty''. that's the question you must ask yourself. i know my answer. what's yours?

@robinreed2545 Ай бұрын

I notice younger generations do not seem to care as much about privacy. Do they?

@elainebolling505 Ай бұрын

Well when they wake up they they'll care a lot

@Clark Ай бұрын

Many reports say they do but for different reasons. While we're worried about data breaches, identity theft, credit card fraud, etc... Younger generations have no-to-low assets, so these things aren't a threat to them. They are worried more about helicopter parents, stalkers, bullying/harassment, sexual orientation, embarrassing photos/videos, etc... As they age and gain more assets, they'll wise up. 💚