Full Show: The Worst Way To Become an Entrepreneur and Will the TSA Screening Process Ever Improve?

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Clark Howard: Save More, Spend Less

Clark Howard: Save More, Spend Less

Күн бұрын

Owning your own business and being your own boss can be really exciting. If you feel like you’re in a rut at work and want to become an entrepreneur, you may be tempted by a multi-level marketing (MLM) pitch from a passionate family member or friend. Beware! Before you take the leap, Clark has three rules you should follow. Also, new TSA screening technology is being tested in Las Vegas. Will it actually help make airport security faster?
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 13, 2024, episode of The Clark Howard Show.
00:00 - Intro
01:08 - The Worst Way To Become an Entrepreneur
07:36 - Ask Clark - Long-Term Care Insurance - Hybrid Policy
09:38 - Ask Clark - Identity Theft
14:29 - Ask Clark - Third-Party Income Verification Services
17:08 - Will the TSA Screening Process Ever Get Better?
21:28 - Ask Clark - Teen Car Insurance
24:58 - Ask Clark - Investing with Credit Union
29:27 - Ask Clark - Patient Portals Safety
Related resources:
clark.com/insurance/long-term...
clark.com/credit/credit-freez...
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Пікірлер: 56
@GeneralPublic0000
@GeneralPublic0000 Ай бұрын
People today don’t believe it, but there was a time when airline travel was a pleasant experience like fine dining. Pilots, stewardesses, and even the ticket attendants treated travelers like guests with proper respect. If any employee spoke to a passenger in a way that caused a complaint, they were grounded and never worked again. Then government got involved…
@dananderson1981
@dananderson1981 Ай бұрын
I submitted the identity theft question and thought I would provide an update. I was able to contact the bank a day after we found out the fraudulent checking account was opened. The funds were refunded and my girlfriend has new account numbers. Her credit card was used in Minneapolis, about a 3-hour drive from where we live. The charges were declined. I'm guessing the card was cloned since she has the physical credit card. Finally, the local police department was able to trace the IP address to somewhere in Indonesia. The best guess is that her information was obtained from the AT&T data breach since she had AT&T for years. Thanks for reading my question submission. I hope the information is useful.
@Clark
@Clark Ай бұрын
Thanks for the update, Daniel! Happy to hear your girlfriend's finances recovered quickly. Yes, the information is very useful to Clarkies. Thanks for being part of the show! 💚
@dananderson1981
@dananderson1981 Ай бұрын
@@Clark you’re welcome!
@dananderson1981
@dananderson1981 Ай бұрын
@@GeneralPublic0000 she found out when the credit union called her thanking her for opening a new account, which she didn’t. We were able to freeze the account because it had only been a few hours since the account was opened.
@BrokeMillionaire1
@BrokeMillionaire1 Ай бұрын
As a young man, I tried many of these MLMs. They are a pure joke for most people. As Clark said, it’s a game of chance. It’s such a ripoff.
@ericrose540
@ericrose540 Ай бұрын
I always wanted to be an entrepreneur. As a young man both of my uncles won my Dad’s side were business owners & they have a hugh impact on me as did the first entrepreneur I worked for. At 29 I started my own company and never looked back. I am now 66 & recently retired. Hoping my children do the same
@Clark
@Clark Ай бұрын
Congratulations on your successful business and recent retirement! 👏👏👏
@fretworkband3204
@fretworkband3204 Ай бұрын
Congratulations on a long and successful entrepreneurial career. Our paths are similar. I bought into my first business at age 26 and have been a serial entrepreneur since (am now 68). I tried to retire at 61 but remarried and I don’t want to drive my wife crazy lol. Enjoy your retirement because you’ve earned it.
@johnkim163
@johnkim163 Ай бұрын
TSA pre check is only $95 for 4 years. A lot of credit cards will pay for TSA and/or Clear.
@sarashann
@sarashann Ай бұрын
Oh I've still have a friend who's falling for the MLM scheme. Still inviting me to her parties. It's affected our relationship negativity.
@janfoselli5823
@janfoselli5823 Ай бұрын
Thanks for the MLM chat!
@hchayes9431
@hchayes9431 Ай бұрын
In the 1990s/2000s people were buying into those Turn Key franchise businesses..most of the buyers didn't have a clue about the business except being a customer.
@toddplace8309
@toddplace8309 Ай бұрын
Boy am I sorry I clicked on the Clark Howard daily newsletter for car insurance info. I didn’t even finish the inquiry and I’ve already received 15 emails & phone calls in total, so far). Didn’t think Clark would allow such tactic. As I said, I bailed on the form before finishing it.
@Clark
@Clark Ай бұрын
Oh no! Sorry you're being inundated with car insurance junk mail. Sounds like you may have clicked on an ad by mistake because you're right - our newsletter does not allow such tactics and we don't have any inquiry forms. Unfortunately, we can't control what happens with you click on an ad. Just checked the newsletter. Did you click on the first box, "It's a Mistake When Retirees Don't Do This With Their Car"? That is an advertisement for car insurance quotes. Don't click it. 💚
@toddplace8309
@toddplace8309 Ай бұрын
@@Clark you are correct, that is what I did. Guess you have to allow ads to make revenue. I understand, it’s placement, being at the very top is good for them. I follow a lot of KZfaq finance tutorials, and you are in the top % of honest people. Us guys born in “55” gotta stick together. I should not have clicked, my fault….sorry
@LlpLyllc
@LlpLyllc Ай бұрын
You should know better. Why do u think Clark and his Latina christa side kick constantly PUSHING that useless newsletter. Its a trap.
@cinmay2000
@cinmay2000 Ай бұрын
If Clark does not modify his simple three step criteria for judging entrepreneurial opportunities, then there is no chance any MLM's will ever qualify!😀
@charlessommers7218
@charlessommers7218 Ай бұрын
Great show and info 😊
@jeannet1059
@jeannet1059 Ай бұрын
Sure do love these shows! I should have got global as it would include the precheck I think.
@douglasdingler9405
@douglasdingler9405 Ай бұрын
The TSA is acting like this is the 1960"s. Other countries are using better concepts and ideas. We should study what they are doing and adapt our system to something that works better.
@retired8484
@retired8484 Ай бұрын
Run away far and fast from that credit union!
@retired8484
@retired8484 Ай бұрын
Tell the apartment no.
@e-care-books9867
@e-care-books9867 Ай бұрын
#BonusTerm - "Auntrepreneur" - A woman who is skilled in business matters. #TeamClarkRocks
@Clark
@Clark Ай бұрын
💚 #bonusterm
@tosi6233
@tosi6233 Ай бұрын
❤❤❤
@BrokeMillionaire1
@BrokeMillionaire1 Ай бұрын
👍🏾👍🏾👍🏾👍🏾👍🏾
@Brayness
@Brayness Ай бұрын
Clark, are you familiar with SPLG? It's an S&P 500 index fund from State Street with only .02% expense ratio, even lower than VOO
@LlpLyllc
@LlpLyllc Ай бұрын
New stock anaylsts takes say handful of stocks like MRNA. PARA. UPST. SQQQ expected to skyrocket later this summer 2024
@Brayness
@Brayness Ай бұрын
@@LlpLyllc Are you a spammer or an idiot? SQQQ is a leveraged inverse Nasdaq 100 fund
@jorget.924
@jorget.924 Ай бұрын
6:26 matrices is the plural of matrix 👍🏽
@Clark
@Clark Ай бұрын
Thanks for fact-checking. 🙌
@marietaylor5174
@marietaylor5174 Ай бұрын
Thank you Team Clark.
@LlpLyllc
@LlpLyllc Ай бұрын
Ok christa. Whatever u say.😢
@debbiedorsey2371
@debbiedorsey2371 Ай бұрын
Is Delete Me is something we need?
@Norm475
@Norm475 Ай бұрын
It is easier to make money with a chain letter than in a pyramid scheme. After you get done selling overpriced merchandise to your friends and family, the hard sales begin.
@Clark
@Clark Ай бұрын
Chain letters are easier but still not very profitable at the end of the day. Not to mention they're illegal. 💚
@emc6511
@emc6511 Ай бұрын
OR ... all of the BOGUS GoFundMe's ... fake cancer fake deaths fake relative etc
@grayfox9911
@grayfox9911 Ай бұрын
Thanks Clark & Team!! NNTR
@LlpLyllc
@LlpLyllc Ай бұрын
El fakoop. That's grayfox.
@firstlast1732
@firstlast1732 Ай бұрын
Speed it up Clark we don’t ha e all day
@Clark
@Clark Ай бұрын
Sorry! Adjust your playback speed to speed it up. 💚
@daninraleigh
@daninraleigh Ай бұрын
Firefox extension "Enhancer for KZfaq" automatically runs at 1.2x and is easy to adjust. Also works on Chrome and Edge.
@LlpLyllc
@LlpLyllc Ай бұрын
Totally agreed. Clark with his sloooow souuuuthern accent put ppl to sleep zzzz
@retired8484
@retired8484 Ай бұрын
Wrong on this one Christa. Invest it all now and sleep forever.
@Clark
@Clark Ай бұрын
We always welcome your differing opinion! 💚
@stephanietaylor4594
@stephanietaylor4594 Ай бұрын
11:52 keep in mind that ID theft victims and ID theft suspects are not always mutually exclusive.
@kygent508
@kygent508 Ай бұрын
DEFUND the tsa.
@LlpLyllc
@LlpLyllc Ай бұрын
Why is clark bragging about how wounderful he as businesssman. Massive ego.
@mongo2044
@mongo2044 Ай бұрын
Clark forgot that the TSA used to be contractors. Then Sept. 11 happened.
@Clark
@Clark Ай бұрын
💯 TSA was created in the aftermath of 9/11. #oversight
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