They are terminate bait traps that are put about 10-12 ft apart around the house into the ground. I don’t know much about them other than they have become very common over the last 20 years. They seem to work and they don’t drill holes into the foundation later on to continue to inject the insecticide into the ground with this method. Not much into bugs beyond what a good boot and a can of Raid can do.

We were informed by 2 different realtors that Closing costs are 2.5-3% of the purchase price. Yes that’s outrageous I know. We paid cash, closing costs were less then 1k.

Sounds about right, but don't forget there are also "prepay" that have to be added such as property taxes, insurance bond, and maintenance assessments. Yes, some costs only apply if you are getting a mortgage. For us on our investment property/2nd house the total was just over $22k of which 8K was for the loan costs and another 8k for initial escrow funding, and 3.6k for for prepaids on taxes and insurance. Looking at the closing statment, if there was no mortgage and escrow and did a strictly "cash" sale the closing costs would have been about $3K, the mortgage was a real killer for cost.

Yes, it is legal as they are multimodal paths/bridges. Sorry you've had to meet some of the more rude people that live here in The Villages.

Interesting question, it appears that the block/CMU and precast are similar as they use the same interior side insulation on both. They are both about the same thickness and are both basically just concrete. The advantage in R rating may go to the CMU wall due to being more gaps/air pockets in the wall itself, however the precast also has an advantage around all the windows as there are no air gaps like in the CMU walls due to the frames being built in and filled completely with concrete during fabrication. As for the stick & vinyl homes, I haven’t spent much time looking at these, of the nearly 200 homes I’ve photographed under construction in the last 5 years, less than 10 have been stick homes, so I really can’t comment without doing some additional research.

@GoldWingnut Thanks I assume the inside is furred and the two sided foil with foam in between is the product on the precast walls?

The foam insulation is attached to the wall the furring strips are attached then the drywall is attached. There’s about a 1 inch air gap between the insulation and the drywall.