Why YOU Need an Apple Card in 2024

Рет қаралды 148,856

Күн бұрын

It's been four years since the Apple Card has been released and it has not only been the best credit card that I have ever used with its simple user interface and great instant reward system, but it also might be one of the best financial decisions I have ever made thanks to its new High Yield Savings account where you can earn 4.35% on your money every single year. It's why if you're trying to better your finances in 2024, you need an Apple Credit card.

Пікірлер: 396

@GregsGadgets 4 ай бұрын

Guys, I need your help, if 10 of you sign up for robin hood gold I can get a GOLD credit card: t.co/Veb07f5CxK IMAGINE the possibilities! AN APPLE CARD AND A GOLD CARD!? This is a rare opportunity for me! IT NEEDS TO HAPPEN!

@yevheniisoboliev6092 6 күн бұрын

I didn’t help you, but I own that card already :) the best one!

@gebertfamily 7 ай бұрын

One of the best features is to be able to dispute a claim right on my phone. I had a situation with a hotel who tried to over charge me and refuse to correct it but apple took care of it in seconds and credited my account immediately.

@drift318 7 ай бұрын

word is chase is going to take over for goldman, since chase already handles a lot for apple. So im keeping my apple card. It's been the best one i've used to date.

@mariettadashcam6857 4 ай бұрын

I also heard synchrony

@18Gamerpro 6 ай бұрын

4.50% now. Just grew for a 3rd time. It’s now competes with the other high yield savings accounts out there

@OkiDingo 3 ай бұрын

4.40% now

@lindadurost5108 2 ай бұрын

Simple enough…pay in full.

@OkiDingo 2 ай бұрын

@@lindadurost5108 we are talking about APY, not credit card interest.

@Lastskykey 2 ай бұрын

@@lindadurost5108the op was talking about saving account yields.

@hofkingpin3216 25 күн бұрын

@@lindadurost5108????

@beaniemac 6 ай бұрын

The apple card by far has the easiest interface of any credit card. That said, I have another card that pays me 2.63% on every purchase, which I use on almost everything. I do use apple card for the merchants that pay 3% and will use it when they have double cash back periodically. The apple savings account is good as well. Especially with the two recent interest rate increases. I'm currently sending money to my apple savings account and using it as an escrow account to pay my property taxes and home insurance every year instead of letting my bank hold my escrow money.

@SunshineFL 7 ай бұрын

I like that you can add up to 5 users of the same card with spending limits as you are responsible for all payments.

@nolaboigee 6 ай бұрын

My top daily cards are Cap One Venture and the Apple Card. Surprisingly, one thing I found out in Thailand is that many places don’t accept Master Card there.

@sallyharris1093 7 ай бұрын

I have the Apple Card and love it, especially the fact that it has the benefit of cash back that will automatically be transferred to the savings account which, by the way, has a high interest rate. Didn’t know about the T-Mobile 3% deal so I just switched my bill to be paid by Apple Pay.

@shadebarranco3781 7 ай бұрын

Love my Apple Card too

@douglasmontgomery6315 6 ай бұрын

T-Mobile just recently started charging $20 to pay with credit, so I switched back to ACH. Guess T-Mobile didn't like paying the fees

@sallyharris1093 6 ай бұрын

@@douglasmontgomery6315 😯

@fritzgeraldboezemjr.7741 6 ай бұрын

@@douglasmontgomery6315 Set up ACH, but pay with your Apple Card before the due date. No $20 charge and you get your 3%!

@sspringss2727 3 ай бұрын

@@douglasmontgomery6315really, where’s the news of this.

@adamr4198 7 ай бұрын

I really like my Apple Card too. As a word of warning you can’t have a joint high savings account. So if disaster strikes and you are unable to access your account (dead phone or YOU are dead) it could be a challenge for your family to access the money. Greg when you said you deposited $20K into account I felt both a thrill and my stomach drop. 😅

@MsKG-nl5ot 6 ай бұрын

Apple has a feature to nominate a person in the event of death they get access. Even if phone dies… everything is in the cloud

@MsKG-nl5ot 6 ай бұрын

You just have to set it up and print a copy

@adamr4198 5 ай бұрын

@@MsKG-nl5ot Access to your iCloud account but also access to your bank account?

@Jeannemarre 7 ай бұрын

Wish we had it in Switzerland, but obviously with the amount of banks we have here and how much money they would lose they are completely blocking Apple from doing it

@jeffd2001 7 ай бұрын

I love the Apple Card! I use it for all my daily purchases and pay it off in full, and use the cash back rewards to pay off other stuff. Hopefully they find a new bank to partner with so the card sticks around.

@Ghoxtfire 7 ай бұрын

easy to use first get a iphone lol

@aaronqueen55 7 ай бұрын

He explained this is a terrible daily card. Go get chase credit cards. You can get the chase freedom unlimited (cfu) and that does 1.5% points. Then you eventually want to hold onto those points so when you get a chase sapphire preferred card (csp) you can move those points from the cfu to the csp so you can transfer those points to airlines or hotel stays. Earning points for Cashback is not the way to go. Earning points for travel and hotels is the way to go.

@MWSfan18 7 ай бұрын

@@aaronqueen55Unless you don't travel, obviously.

@1KingFisher 6 ай бұрын

@@aaronqueen55most people don’t spend enough to really earn enough for travel cards. I have one and spend about $45-50K annually on my credit card and after nearly three years I have enough points to go on one small trip. The people you see on social media using points to take extravagant month long trips spend exorbitant amounts of money to earn those points. I like that I get 2¢ for every dollar I spend with the Apple Card. It’s uncomplicated and is more useful that a small trip here and there.

@er1115 6 ай бұрын

@@aaronqueen55chase doesn't give me 3% back off Tmobile cellphone bill which is close to $1000 per month as its a business account. And they give me 2% most of the time with apple pay. Yes I do pull out my venture x or sapphire for other things. But Apple card is great for some things.

@CHAOS_6E 7 ай бұрын

I’ve had it for 2 years. Best “catch it all” card. If one of my cards doesn’t get at least 2% back, then I’ll use the card. It’s mostly used for gas until I find a better card and to buy apple products.

@christopherhenderson2773 7 ай бұрын

If you don’t mind citi bank, I’m enjoying the citi custom cash for my gas purchases

@kljamison 3 ай бұрын

I’m going to look into the savings account thank you for letting us know!!!

@jonathanellison7066 7 ай бұрын

I’ve had my Apple Card since August of 2022. I now have a $4,750 credit limit I do like the card and it has a lot of great perks especially for Apple Pay. I do wanna be able to maximize the earnings and I haven’t paid no interest on the card at all either since I pay the balances off in full even though I have to break it up in pieces with other bills and the savings account is nice as well but I don’t use it that much.

@harrisonbannerman7412 7 ай бұрын

Goldman Sachs dropped Apple last month because the Apple Card isn't profitable, so that definitely means it's the best card for consumers. Unfortunately I don't see the apple card existing long-term if it continues to unprofitable for whatever banks partners with Apple.

@benjaminlehman3221 7 ай бұрын

Worst case is Apple makes a bank. They already loan money for the pay later Apple Card feature. However I can only imagine the annoying paperwork and other requirements to become a bank

@WhittyPics 7 ай бұрын

It will take them at least a year for Goldman to get out of the deal

@Kuolitee 7 ай бұрын

"best card for consumers"? Maybe when it comes to features like how it encourages you to pay your balance off in full, sure. However, it is far from being the "best".

@techinrl9869 7 ай бұрын

Not all banks are the same. Goldman caters to corporate users and saw the Apple Card as a way to get into consumer banking, something they have little experience with. Whoever takes over the Apple Card (AMEX mentioned as an interested candidate) might have a different experience. If there was no way to make money, no other bank or credit card company would be showing interest.

@bienvenu9582 7 ай бұрын

Apple CANNOT let the Apple Card die. They will find a solution. Apple Card is not going anywhere!

@stevo_700 7 ай бұрын

Apple: Apple Pay almost everywhere Walmart: 👀still not using it yet

@Ninjaplayer7999 3 ай бұрын

Walmart wants us to use Walmart Pay instead of Apple Pay and Google Pay for some reason. 🙄

@yusefinc1096 2 ай бұрын

@@Ninjaplayer7999fees. Walmart pay is their own credit card processing system

@nxb00 Ай бұрын

@@Ninjaplayer7999the reason is that walmart has to pay 30% transaction fee if someone is paying via Apple pay or Google pay

@itsjuliescottyay Ай бұрын

@@Ninjaplayer7999Amazon is the same way.

@Snicker433 27 күн бұрын

Really? We've had tap and pay here in Australia for over 8 years. Everywhere... Even Servos... (Gas Stations.) And... vending machines...

@henny212 6 ай бұрын

The Apple Card has fascinated me since day 1 with its features that it offers. Unfortunately it's still not available to me in Australia but I would get one as soon as they offer it. Great video Greg, very informative as usual 😃

@wadeharmon8931 3 ай бұрын

Thank you for all the info. I have a question . if we were trying to budget a weekly amount. Could I just load $700 a week on there and use that as a budget. as opposed to paying as we go?

@L33john 6 ай бұрын

In 3 years I’ve never used the physical Apple Card. 1% back using the card. It’s still in the card board it came in. I do like how they show the interest calculator though.

@jeffhale1189 7 ай бұрын

Thanks for sharing. Blessings on your day!

@imashwinikr 7 ай бұрын

Here is one more subscriber. KZfaq showed me your video, i was searching for apple card review. 👍👍👍

@GregsGadgets 7 ай бұрын

Thank you, and I hope the video was helpful!

@jamesthompson3099 7 ай бұрын

I have both the Apple Card and use the savings account. The savings account is also free of any fees and allows unlimited free withdrawals each month. I don't withdraw. 👍 My iPhone is now my bank.

@GregsGadgets 7 ай бұрын

Awesome!

@caihuang137 5 ай бұрын

How do you withdraw?

@jamesthompson3099 5 ай бұрын

@@caihuang137 When I want to withdraw I hit the “Withdraw” button in savings, select my bank and send it. As I said, though, that is my savings so withdrawals are extremely rare.

@JohnnieV 5 ай бұрын

They don’t point you to the minimum. It’s a very transparent circle slider that TELLS you how much interest you will pay if not paying the balance.

@amsevo712 6 ай бұрын

I also use the Apple Card. Just signed up for the savings account!!!! Great video!!!!

@Techjunkie51 6 ай бұрын

I got my iPhone 15 on my Apple card. Just got it on November and pay 200 a month on it, no interest, and I don’t have to pay AT&T any ridiculous extra fees cause I have a prepay account for 35.00 a month. I get the same features for 35.00 on prepay as I did paying 80.00 for a regular phone plan.

@casualgam3r19 7 ай бұрын

Best card ever. 👌 got one last year. Never look back. Pay in full.

@ToboeKey309 6 ай бұрын

Really? 😑 it has no fuckin perks

@jragon9215 4 ай бұрын

@@ToboeKey309it does, you should watch the video again and listen.

@ImaSpace_Cadet 3 ай бұрын

Theres way better cards

@mmad3130 Ай бұрын

IF you pay your full balance each month. Don't miss it, since my interest now is over 27%, that's insane.

@sharonb.9128 7 ай бұрын

Great video. I love how the Apple Card shows you how much more interest you’ll pay the more you don’t apply to the principal.

@mackpersonal8520 6 ай бұрын

My think is should I wait till they resolve and find someone else because what will happen when they part ways all the rewards go away and can get completely different rates good or bad

@Ozzie4Para 7 ай бұрын

I don't understand how these credit card companies choose to reward people with excellent credit with high APR rates. I've had my Apple Card since day one and I my credit is in the 800s. But yet my Apple Card rate has always been something stupid like 22%. Only reason I have and use it is when I go out to eat. I use my Apple Card to pay because I never worry about someone copying the number from my card because there aren't any numbers. Otherwise my fancy metal white credit card would be useless to me.

@beneachus4901 6 ай бұрын

Unfortunately I’m approaching near perfect credit and I still can’t get one of these because my credit isn’t old enough yet😢

@jondavid4747 7 ай бұрын

Physical swipe only pays 1% and it’s a Mastercard so doesn’t work at Costco. Until these things change I’ll stick with my Fidelity Visa which pays me 2% on everything and deposits the cash into my cash management account which pays me 5% interest

@Urban_LP 7 ай бұрын

Would love to have one but it's not available in Canada at the moment. Hoping it will change in the future...

@schadlarry 6 ай бұрын

I got the card just for the card. Everything is descent but they could make it easier to use the earned Apple Cash for a statement credit. When the card first came out you could set that to happen automatically. Now you can't and it's not that user friendly to do so.

@jmcmonster 3 ай бұрын

It’s okay as a catch all card for purchases that don’t meet bonus categories on other more beneficial cards, or maybe for people that don’t understand how to manage credit. US Bank Altitude reserve is 3% cash back on every mobile wallet purchase. Those points can also be redeemed at 1.5x for travel, which then turns into effective 4.5%. I still like the AC, and will keep it around, but many other rewards cards are out there with better returns.

@yusefinc1096 2 ай бұрын

Very easy card to use. I have had it since June 2023. Got $75 cash bonus for spending $75 at Ace Hardware for work. So it was essentially free cash. I don’t use the card that much. Maybe 20 transactions a year. Never had a balance over $150 in a month. I usually only use my cards for dining/eating out and my Savor One card gives me 3% CB unlimited.

@jorgeespinozalira7241 5 ай бұрын

Thank you for all the advice I subscribed!

@jorgeespinozalira7241 5 ай бұрын

I also liked this video

@sevysev 6 ай бұрын

I subscribed! Thanks for the info ❤

@WhittyPics 7 ай бұрын

The Apple card rewards and interest rates aren't that competitive. If Goldman Sachs isn't making money, they must be handing out credit to those that aren't worthy of it. My PNC Visa has better rewards. I use different cards at different places.

@ItsJustMeStevie 6 ай бұрын

Thanks for this video. Curious to know if it’s 3% back for every dollar you spend or in total purchase? In regards to HYSA, 4.35 is pretty standard with what I get with Amex. It’s 4.6 at Sofi.

@1KingFisher 6 ай бұрын

I’m getting 5.25% with UFB direct. It’s an online only bank though and the app isn’t as smooth as Amex. Definitely worth it though. UBF is a subsidiary of axos bank, if you’re wondering.

@Christian_Luczejko 4 ай бұрын

People, the man has spent 160-220k USD on that card to get that $5k money back.

@heyimjvy7026 4 ай бұрын

You sound EXACTLY like Saul Goodman (sometimes lol) Love the content!

@velanche Ай бұрын

Thanks for the video! I watched it earlier this year, and now I've just been approved for an Apple Card. Now, I'll start to work it with the cash rewards and the high-yield savings account; so smart and without a lot of hassle. Look forward to using it, and again appreciate the info!

@stevegonzales527 6 ай бұрын

I have the Apple Card, it’s the least used card. Plus the bank providing the credit card is going down under (not sure if it still is too lazy to check since the Apple Card gets 0 use)

@geoc1 7 ай бұрын

I'm using the Apple Card to buy the Vision Pro. My credit karma shows me I'm short on accounts open/closed and can lower my utilization rate (even though I pay my balances off every friday). Opening a car will lower my credit age history . Mine is currently 15 years , it'd probably lower it by a few years. Plan is to open the card, soften the blow of 3500 over the course of 3-6 months, pay zero interest and get 3% cash back on apple products. Then close the card after Vision Pro paid off after 3 months or so.

@PaulTimothy 6 ай бұрын

it's an incredible feeling to be able to single handedly fund my credit card company. interest rocks!

@504cool 6 ай бұрын

If used wisely the card is a game changer. Essentially you can literally get paid for every transaction that you make, then have it roll over into a High Yield Savings account where it accrues interest.

@Who.264 2 күн бұрын

what if I get it but I only use it for shopping and I don't overdraft my card, would I still have to pay on the card?

@phonepup06 7 ай бұрын

And if you have the savings account the rewards can just go right into that high yield savings account. Almost like acorns, in a way

@kenlowey1 7 ай бұрын

I'd love one, alas here in the UK not available

@kendregab7328 7 ай бұрын

Does Samsung have a card like this? I don't have an iPhone so I'd be interested in Samsung's program if they have one 😊

@kevinaz67 5 ай бұрын

Where do u find the savings account to open it

@angelasmr8818 7 ай бұрын

I have the Apple credit card and I absolutely love it, I always pay my balance and it’s sad that because some people don’t pay their balance it has became unprofitable and so no bank wanna issue it.

@lewissky8069 6 ай бұрын

Actually it's the opposite. When people don't pay their balance the bank makes money off the interest you charge. The problem with the GS deal, Goldman Sachs was making money off of any interest. Also all the people who are buying Apple products got maybe a year or two of interest free loans. Time is money. So when Goldman Sachs had to pay up front for all the Apple products people are buying they weren't able to use that money to loan it to businesses and other people. A small business loan could probably let them somewhere between 10 to 15% depending on the terms and condition.

@timmyturton1035 7 ай бұрын

Is it still not available in the UK ? 🤔

@Love2Cruise 6 ай бұрын

Have the card, but I rarely use it. It’s great for people who don’t have a full understanding of how credit cards work.

@gorambo 6 ай бұрын

I'll tell you why I don't use the Apple Card, cause they charge for international use and currency exchanges. Correct me if I'm wrong.

@hummersd 6 ай бұрын

How did you get such a high credit limit?! I have a great credit score and have a third of a credit limit you do.

@brentriley3890 5 ай бұрын

Sorry, I am new to this. Is this a credit account and a savings account? And when I use the Apple Card, does it take from my savings, or it just uses “credit?”

@Faroesx 4 ай бұрын

It’s a credit card and a separate savings account!

@Captain-Rex53 3 ай бұрын

I have a question Can a 18 year old get the Apple Credit card without income, But it’s a Student and has Support from his Parents ? Edit: He Has a Debit Card and he has used it to make purchases.

@sshea1222 6 ай бұрын

I also really enjoy the Apple Card, I would argue it would be a great beginner card without the cash back features just because it shows new users how interest rates work. The trick to using any credit card is treating it like cash. If you can’t pay it back in full at the moment of purchase, you shouldn’t be buying it at all.

@LivelyHorizon 6 ай бұрын

Can you get the card anywhere and use it any country

@504cool 6 ай бұрын

This is one of the best videos I've seen Greg, I'd been trying to research this but everyone else making videos about the card hates it because they're trying to get you to click referral links to products they're offering.

@wazupmydawg2009 3 ай бұрын

this is objectively a terrible card. literally one of the worst cards out there. If apple didn't pay greg, that means that greg knows absolutely nothing about math, basic numbers, and should definitely not be doing anything related to finance.

@504cool 3 ай бұрын

@@wazupmydawg2009 help me out here. Elaborate, give me your rationale.

@MayTheSchwartzBeWithYou 2 ай бұрын

@@wazupmydawg2009 You’re either clueless or just plain trolling.

@MayTheSchwartzBeWithYou 2 ай бұрын

@@504cool He’s full of shit.

@bastcat8 22 күн бұрын

So my daughter was on a trip. She has a debit card for her spending money. Her card was locked because she was in a different state. I was easily able to get her on my Apple Card so she has money. I also was able to put a spending limit and a monthly limit on the card for her and then I can block her being able to use the card with just one click.

@Brantastic07 6 ай бұрын

I do believe there are interest calculators online & apps

@cesarvarela5438 5 ай бұрын

I’m waiting for mine to arrive I can’t believe I ended up ordering one 😂

@alexisguevara8693 6 ай бұрын

😂 it feel great and feel nice . Honestly you can apply for a better credit card deal . Other banks cards offer better cash back and also offer 12,18 and 21 month free of interest.

@HypeXesk 7 ай бұрын

So what about people that like devices you dont got to rely on a company that wants evrrything their way for

@gphysco 4 күн бұрын

I was young back the and took it for granted 😢close it with a balance and became charge off now I try to applyv4 years later and still says I have an account open I’ll probably never be able to have an Apple Card again 😢 , Lesson learned now…

@CanonPaulHamilton 7 ай бұрын

Don’t think it’s available in the UK :(

@raymondchang4428 Ай бұрын

It seems like the Citi Double Cash is better?

@firefight5864 7 ай бұрын

Sadly it is not available in the uk😢

@DavidPacJr Ай бұрын

I was going to apply for one but I think I’ll stick with the Walmart card. I get 5% cash back online and it’s a capital one card

@porkchop8131 7 ай бұрын

Great video. Wish I could apply for an Apple Card

@Jonathan-es2pt 6 ай бұрын

I tried applying for the Apple Card because of its features that intrigued me but unfortunately got denied. ☹️ Oh well. 🤷🏽‍♂️

@Ben-wc8go 6 ай бұрын

I like how all my purchases show up with what store I went too. It’s very convenient

@g.t.richardson6311 5 ай бұрын

What is so amazing about that? I’ve had credit cards since 1984, every statement in the past or looking online shows what store or purchase I made Usually includes a phone number too

@Ben-wc8go 5 ай бұрын

@@g.t.richardson6311 True, do you have an Apple Card? Maybe try it out and see what the wallet looks like and how they break down what you buy and how they categorize each retail or service you use. Like going to target and Walmart they are grouped to together so I can see what I spent that month. Even entertainment and Restaurants too.

@emmavonderheyde1436 2 ай бұрын

I have Apple Pay but how would you get the actual Apple card

@Joshwaee 7 ай бұрын

hello! where’d you got that iPhone wallpaper at 7:48

@tim_t 7 ай бұрын

I wish this was available in the Philippines.

@Samano101 6 ай бұрын

I just found out about the savings account thanks to you. I use my Apple Card to pay my T-Mobile bill every month( I have a debit card on file for autopay discount just pay early with my credit card every month). This will in the long run make me a decent amount of money.

@GlobalEverythingTv 4 ай бұрын

Dam thanks I didn’t know they give you a discount for autopay.

@KingTechHD 7 ай бұрын

It’s been the easiest & highest interest cc I have BUT has a very low limit. Can’t even buy an iPhone 😂 denied limit increases. They even denied my wife who has better credit & less debt. Weird

@GregsGadgets 7 ай бұрын

That's crazy

@Ozzymandius1 7 ай бұрын

My partner has a credit score of 650 and they’ve increased his balance twice in three months. It sounds like both you and your wife have a bad credit history. Regardless of your credit score and amount of debt, any delinquencies in the past can heavily impact your ability to own a card. My partner is 10k in debt , has had his bank accounts for 20+ years because his parents set it up in youth, and has never missed a credit card payment.

@bryanboobaby 7 ай бұрын

Yeah they won't give it to people like us that's how it is you have to be rich 🤑

@chessdude67 7 ай бұрын

I have the Apple card but I’m holding off on doing anything with it right now because they’re about to split with Goldman Sachs? It’s been on the news I’m a big fan of your channel. I don’t see why you’re recommending this right now when I’m pretty sure you know this is happening. I’m waiting to see who they partner with and what’s going to change. There was talk that they were going to partner with Chase. I have a large amount of money just sitting in a regular savings account and I would love to do this, but I want to know what’s going to happen this year with them splitting and possibly going with Chase bank. Take care.

@WFORacer 7 ай бұрын

Mine has a $40K limit. They raise it by $5K every year. All CC companies use a set formula. Pretty straightforward.

@featherpony 6 ай бұрын

You think the interest on the savings account will remain at today's high interest (4.25%) for 10 years? A couple of years ago the interest rates were 0.5%. It's temporarily high right now due to currently high inflation.

@cherrypop4675 6 ай бұрын

The APY recently increased to 4.35%, but no telling when it could go up or down

@ronsilva516 7 ай бұрын

Ya I have one and I use it and pay off before the month

@itsjuliescottyay Ай бұрын

I bought my new refrigerator on Apple Pay, then paid it in full at the end of the month and got my cash back. 🙂

@davidjacobs6244 7 ай бұрын

Maybe they should have rolled it out to more countries than JUST THE U.S. ? Then maybe it would have been more profitable for the partnered banks.Not that I would have got one anyway.

@Byte_J 5 ай бұрын

Another benefit is that Apple and Goldman DO NOT share your purchasing data. From the privacy policy: “Goldman Sachs, Apple Card’s issuing bank, and Mastercard, Apple Card’s global payment network, receive your Apple Card transaction information, but do not share or sell your transaction information to third parties for marketing or advertising.”

@shaneconway1993 6 ай бұрын

Only available in the US unfortunately.

@drag0n4ever 7 ай бұрын

I would use this card more if the physical card gave 2% cash back.

@ikemathieu6946 7 ай бұрын

I love it, I agree.

@hms350 7 ай бұрын

Greg - can you elaborate on what happens when Goldman and Apple break up? I am a concerned current card holder and use the card as my default for personal use. One major not good was that I was not able to automatically download transactions to Quicken as I do with my several Chase Bank and Credit Cards (last time I tried a couple of years ago).

@KenAtwell 6 ай бұрын

This. Everyone is waxing poetic about this card, while Goldman Sachs is on the verge of bailing on it!

@andrewillingworth 7 ай бұрын

Is it just in the us 🇺🇸? Cos I can’t see it in the uk 🇬🇧 wallet app

@sinjersable 5 ай бұрын

Android phones are used much more widely outside the US, so there is little need for an Apple Card (or even an Apple phone!).

@truckergod 7 ай бұрын

Apple Card still not available in the uk

@Jimfromearthoo7 7 ай бұрын

All my 8 cc payment are due by the 15th of each month.😊

@RITPA 7 ай бұрын

There are much better 2% cards and 5% higher yield savings. The only reason for this card is the convenience of them linked together.

@artificialstyle998 7 ай бұрын

Surprised it took so long for someone to mention this. The Apple Card is a pretty basic bare bones card. Sure it’s better than something like a secured card but there’s definitely better cards from chase, Amex, capital one and US Bank

@robnelson6545 7 ай бұрын

You also get 3% in an apple store

@RITPA 7 ай бұрын

@@robnelson6545Cards that only applies to few retailers is too limiting. For example the Venture X gives you 2x but the points are worth about 1.85 cents each = 3.7% for travel. More value than 3%. Plus Venture X gives you cellphone protection if you pay att/verizon on card, that means you don’t need applecare.

@RITPA 7 ай бұрын

@@robnelson6545 Capital One Venture X card earns 2X but the points are worth more (so compare around 3.7% on travel). If you pay your wireless bill with the Venture X you also get cellphone damage protection. Saving you hundreds on applecare. Apple card is too limited to only 3x on limited retailers.

@mrwhite1127 6 ай бұрын

How often are you really shopping in the apple store though? @@robnelson6545

@tallfreakfaves 7 ай бұрын

Having an apple credit card also allows you to have their Apple Savings account with 4.35% interest. I've never had high monthly dividends like this before!

@beaniemac 6 ай бұрын

Lol it's interest, not a dividend. But I get your point

@davidkeithwilliams4593 6 ай бұрын

I love the card. The savings account has a decent return.

@Jermo25 6 ай бұрын

Good video in all but thing is is that Apple acts like you have to have a 700 credit score just to get approved.

@anonymousdogg1559 6 ай бұрын

Apple Card is most likely going to convince more people to spend rather than save. Uber/nike/Uber eats is all unnecessary spending doesn’t matter how you put it. Caleb hammer would say get the card for the savings account and chop up the card, don’t use it until you have a fully funded savings account and actually have the money to payoff the debt. Also DONT SPEND CREDIT ISSUED MONEY UNLESS YOU HAVE IT IN YOUR BANK FOR GOODNESS SAKES

@naoyukili1144 6 ай бұрын

US Bank altitude reserve easily beats this with 4.5% on Apple Pay

@kamransial4811 6 ай бұрын

can I get it in Europe?

@sdb816 5 ай бұрын

If I could pay the whole statement each month, I wouldn’t need a credit card to make payments. I’d just use my checking account card. What am I missing?

@MayTheSchwartzBeWithYou 2 ай бұрын

You don’t build credit history paying with a checking account, nor do you get cash back.